02-09-1995 Regular MeetingMIAMI SHORES VILLAGE
PENSION BOARD MEETING
FEBRUARY 9,1995
The meeting of the Miami Shores Village Pension Board was held on February 9, 1995, at the
Miami Shores Village Hall. The meeting was called to order by Mr. William Heffernan at 8:06
iA.M. The fbsowing were in attendance:
Board Members: William J. Heffernan, Chairman
Richard Trumble
Tim Dearden
Joseph Charles
Absent:
Also present:
Michael R. Couzzo, Jr.
Steve Johnson
Walter Latimer
Patricia Varney, Plan Administrator
William Fann, Village Attorney
Don Bryant, Barnett Bank Trust
Jeff Swanson, Merrill Lynch
Karen Cole, Merrill Lynch
Phillip Robert, Sun Bank
Raymond Dunleavy, Sun Bank
Stephen Palmquist, Kruse, O'Connor & Ling
1. REPORT FROM JEFF SWANSON, MERRILL LYNCH
Mr. Swanson from Merrill Lynch reported that for the quarter ending December 31,
1995, earnings were down due to a difficult quarter. The composite return was down
0.8% for the quarter. For the year, the total return was -2.8%. Sun Bank's total
portfolio earned a -1.2% return and ranked in the bottom 28% of other funds for the
quarter. Barnett's total return of -0.5% ranked in the 50 percentile. Sun Bank's total
equity portfolio was down 2.3% versus a flat market. Barrett's equity portfolio
underperformed the S&P 500 with a -1.4% return. For the 2.5 year period since inception
of Sun and Barnett, the fund returned 4.8% on average ranking in the bottom 26%. The
equity portfolio trailed the S&P 500 by 1.0% and the bond portfolio met the index.
2. REPORT FROM DON BRYANT, BARNETT BANK
Mr. Don Bryant reported that the account's total market value ending 12/31/94 was
$4,399,972. The account return for the year was -3.19%, while for the quarter it was
down 0.50%. The fixed income return for the year was -3.07% compared to -3.51% of
Lehman G/C. For the quarter, the fixed income return was 0.59% compared to 0.37% of
Lehman G/C. The equity investment return indicated a loss of 3.04% for the year
compared to 1.31% of S&P 500. Equity comparison for the quarter was down 1.36%
compared to 0.00% of S&P 500.
Mr. Bryant indicated that for 1995 performance prospects for the fixed income portfolio
will depend on the rate change.
3. REPORT FROM PHILLIP ROBERT, SUN BANK
Mr. Phillip Robert reported that the total account return for the year was down 2.1%,
while for the quarter there was a loss of 1.1%. The equity return for the year was -1.8%
compared to 1.3% of the S&P 500. For the quarter, its return was -2.3% compared to
0.0% of the S&P 500. The fixed income portfolio was up 0.9% for the quarter compared
to 0.4% of Lehman G/C.
Mr. Robert indicated that a value fund had been added to the portfolio.
4. PRESENTATION OF '1 Hl; ACTUARY REPORT - STEPHEN PALMQUIST
Mr. Stephen Palmquist from Kruse, O'Connor and Ling, Inc. presented the summary of
the Pension financial information regarding the assets and liabilities of the plan. As of
September 30, 1994, the market value of the Miami Shores Village Pension Plan shows an
asset of $9,380,878.00.
As of September, 1994, the investment return was down -1 to -2 %. It produced an
actuarial loss of over $800,000 for the year. The actuarial gains from lower payroll
increases and turnover were not enough to make-up for the poor investments for the year.
Also, state revenue has not increased due to the inability of growth of the city. Therefore,
due to the losses last year, the city cost increased by 1% to make-up for these losses.
However, assets are still greater than the Pension Benefit Obligation for the year.
The city cost as a percentage of payroll has gone up 0.6%. The employer contribution for
the fiscal year ending 9/30/94 was $227,278.00.
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5. REQUEST APPROVAL OF PAYMENT TO KRUSE, O'CONNOR & LING
Motion was made by Mr. Tim Dearden to approve payment in the amount of $4,519.00
to Kruse, O'Connor & Ling for services rendered. It was seconded by Mr. Richard
Trumble. The motion was passed unanimously.
6. REQUEST APPROVAL OF PAYMENT TO BARNETT BANK
Motion was made by Mr. Tim Dearden to approve payment for quarterly management
fees to Barnett Bank in the amount of $7,369.95 for the period ending December 31,
1994. The motion was seconded by Mr. Richard Trumble and it was passed unanimously.
7. REQUEST APPROVAL OF PAYMENT TO SUN BANK
Motion was made by Mr. Tim Dearden for approval of payment to Sun Bank in the
amount of $8,972.42 for quarterly management fees ending December 31, 1994. The
motion was seconded by Mr. Richard Trumble and passed unanimously.
8. REPORT FROM PLAN ADMINISTRATOR
Ms. Varney reported that NCNB has lowered the management fees from 1.5% to 1%
beginning the quarter ending 12/31/93. Mayor Heffernan asked Ms. Varney to write
another letter to NCNB stating that the Board still objects to the fees being charged to us.
9. REQUEST APPROVAL OF MINUTES FROM DECEMBER 14, 1995 MEETING
Mr. Joseph Charles moved to approve the minutes of the December 14, 1994 Pension
Board Meeting. It was seconded by Mr. Richard Trumble. It was passed unanimously.
10. THE MEETING WAS ADJOURNED AT 9:46 AM.