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08-15-1989 Regular Meeting• • MIAMI SHORES VILLAGE PENSION BOARD MEETING AUGUST 15, 1989 The meeting of the Village of Miami Shores Pension Board was called to order by Mayor Courtney at 8:02 a.m. The following were in attendance: Board Members: Also Present: Mayor Henry Courtney Mr. Herbert Spahn Sgt. Jack Ulmer Mr. William Walker Ms. Gail Macdonald Mr. David Newman and Ms.Karen Cole of Kidder Peabody Ms.Ann Maseyko and Mr.Scott Glvens of NCNB Mr. Bill Eickhoff of Elckhoff & Pieper Mr. Wallace Wilson of The Wyatt Company Mr. William Fann, Village Attoreny Ms.Patrlcia Varney, Plan Administrator Absent: Mr. William Heffernan 1. Quarterly Investment Review - Mr. Scott Glvens NCNB Mr. Givens reported to the Board that the overall Fund per- formance is In excellent condition. The Fixed Income and Real Estate portions have a positive outlook for the future with Bonds and Real Estate steady and firm. 2. Quarterly Investment Review - Mr. Bill Eickhoff - Eickhoff and Pieper Mr. Eickhoff reported to the Board that the Equity portion of the Plan Is doing well and has had a strong first half of year. The overall performance of the Plan is strong. 3. Quarterly Investment Review - Mr. David Newman - Kidder Peabody Mr. Newman reported to the Board that the overall Plan has over a 9% gain for the first half year. The Plan Is strong and doing well. 4. Eagle Asset Management - Mr. David Newman of Kidder Pea- body Mr. Newman reported to the Board that Eagle Asset Management is showing a positive return as of 7/31/89. Sgt. Ulmer requested that a representative from Eagle Asset Management attend all the quarterly meetings In the future. Mr. Newman advised Sgt. Ulmer and the Board that he will arrange this. 5. Discussion of Master Investment Policy - The Board elected to table the discussion until Mr. Newman revises the Policy and distributes It to the Board at the next meeting in November. • 6. A motion was made by Mr. Walker to approve payment of the following: Eagle Asset Management Inc. management fees from 5/15/89 to 9/30/89 invoices In the amount of $1,287.67 and $2,504.97. Eickhoff & Pieper management fees from 4/1/89 to 9/30/89 invoices In the amount of $4,951.98 and $4,835.36 NCNB management and transaction fees for quarter ending 6/30/89 invoices in the amount of $340,$1,125.49, $345, $216, $1,785.50 and $6,971.44 Sgt. Ulmer seconded the motion and the motion passed unani- mously. 7. Approval of Retirement Benefits for Clifford Edmondson Sgt. Ulmer made a motion to approve the retirement benefits of Mr. Clifford Edmondson effective October 1, 1989. The motion was seconded by Mr. Spahn with the understanding that Mr. Edmondson's final option selection will be reported to the Board at the November quarterly meeting. The motion passed unanimously.(copy of Benefit Certification attached) 8. Discussion of Actuarial Assumptions - Mr. Wallace Wilson Mr. Wilson recommended that the Board consider a change In the Actuarial Assumptions on the basis that the Plan is well fund- ed. Sgt. Ulmer moved to revise the Assumptions In accordance with the Wyatt Company's reommendation of an 8% Investment return assumption as well as a 6.5% salary Increase assumption to be effective for the plan year commencing 1/1/90. • The motion was seconded by Ms. Macdonald and the motion passed unanimously. 9. Renewal of Fiduciary Responsibility Bond - Mr. Walker made a motion to renew the Fiduciary Responsibility Bond, Mr. Spahn seconded the motion and the motion passed un- animously. • • 10. Approval of the Minutes of the May 16,1989 Pension Board Minutes Mr. Spahn made a motion to approve the Minutes of the May 16, 1989 Pension Board meeting, Sgt. Ulmer seconded the motion and the motion passed unanimously. 11. No New Business was discussed 12. No Old Business was discussed 13. Mr. Walker made a motion to adjourn at 9:57 a.m. and the motion was seconded by Ms. Macdonald. ?%h4A) Gall Madonald, Interim Secretary Mayor He ry Mour ney MIAMI SHORES PENSION PLAN A. Actuarial Gains (Losses) FIVE YEAR EXPERIENCE Year Gain (Loss) 1988 $ 300,000 1987 (73,500) 1986 132,500 1985 993,800 1984 (220,300) 5 Year Average 226,500 B. Investment Rate of Return Year Market Actuarial Return Return 1988 10.9% 8.1% 1987 (1.8%) 8.1% 1986 15.4% 7.5% 1985 19.2% 19.2% 1984 7.7% 7.7% 5 Year Average 10.0% 10.0% C. Salary Increase Year Increase 1988 5.4% 1987 8.5% 1986 7.6% 1985 5.6% 1984 7.6% 5 Year Average 6.9% THE Wall COMPANY MIAMI SHORES PENSION PLAN COSTS ON REVISED ASSUMPTIONS 1989 Valuation City Cost (7%; 6%). 1989 Valuation City Cost (8%; 6.5%) 1989 Valuation City Cost (8%; 7%) $ 358,025 13.0% $ 248,974 $ (109,051) 282,236 (75,789) THE Wyatt COMPANY 9.0% (4.0%) 10.2% (2.8%) t M MIAMI SHORg0._PENSION PLAN Calculation of Delayed Retirement Income 1. Name 2. Social Security number 3. Date of birth 4. Date of employment 6. Normal retirement date 6. Delayed retirement date 7. Age of participant as of delayed retirement date 8. Credited service as of delayed retirement date 9. Final monthly compensation as of delayed retirement date No. Of Year Compensation Paid Months 1989 $ 14,386.00 8 1988 20,277.00 12 1987 19,432.00 12 1986 6.134.00 4 $ 60,209.00 36 10. Accrued monthly retirement income as of delayed retirement date (a) 2% (.0200) x $1,672.47 = $33.45 (b) $33.45 x 16.917 years w 11. Monthly delayed retirement Income payable for life, commencing es of October 1, 1989 12. Date of birth of beneficiary, Ruth Edmondson 13. Age of beneficiary as of the particlpant's delayed retirement date INC Wall COMPANY Clifford Edmondson 267-34-4144 May 4, 1927 September 11, 1972 June 1, 1989 October 1, 1989 92.417 years 16.917 years $1,672.47 $565.87 • $565.87 September 3, 1928 61.083 years Lr • J. 1 a iii j Page Two 14. Monthly retirement inoome payable to the participant during his lifetime under a 50% joint and contingent form of payment with 50% of such amount to be paid to his beneficiary for the remaining lifetime of the beneficiary following his death, commencing as of October 1, 1889 ($865.87 x 0.9081) 15. Monthly retirement Income payable to the participant during his lifetime under a 100% joint and contingent form of payment with 100% of such amount to be paid to hie beneficiary for the remaining lifetime of the beneficiary following hie death, commencing as of October 1, 1989 0688.87 x .8284) Clifford Edmondson 8512.73 $468.77 Based on the Information supplied by the Village and the provisions of the Plan, Mr. Clifford Edmondson is eligible to receive a monthly retirement Income of 8585.87, commencing as of October 1, 1989, payable on each subsequent first day of the month until the payment due immediately preceding his date of death. If Mr. Edmondson should elect, he may receive a monthly benefit under one of the optional forms of payment as shown under Items 14., or 15. In lieu of receiving any other,.beneflts from the Plan. Prepared by:e.-t Jean Mauldin Administrative sistant Calculated by: THE WYATT COMPANY '' • . Actuaries for the Plan Reviewed by: _ce LS24.e".,1 .... ff r,musWr Lawrence P. Wilson, A.S.A. Actuary