EL-12-1372Inspection Worksheet
Miami Shores Village
10050 N.E. 2nd Avenue Miami Shores, FL
Phone: (305)795 -2204 Fax: (305)756 -8972
Inspection Number: INSP- 183152 Permit Number: EL -7 -12 -1372
Scheduled Inspection Date: December 20, 2012
Inspector: Devaney, Michael
Owner: SMITH, SCOTT &PATRICE
Job Address: 358 NE 101 Street
Miami Shores, FL 33138-
Project: <NONE>
Contractor: ADT SERVICES SYSTEM INC
Permit Type: Electrical - Residential
Inspection Type: Final
Work Classification: Alarm
Phone Number
Parcel Number 1132060135280
Phone: (954)266 -5275
Building Department Comments
BURGLAR ALARM
Infractio Passed Comments
INSPECTOR COMMENTS
False
Passed
Failed
Correction
Needed
Re- Inspection
Fee
No Additional Inspections can be scheduled until
re- inspection fee is paid.
Inspector Comments
CREATED AS REINSPECTION FOR INSP- 183086. No access at 350 p. m..
9/1
December 19, 2012
For Inspections please call: (305)762 -4949
Page 14 of 22
#1?9ef% kgd 7
Miami Shores Village
Building Department
10050 N.E.2nd Avenue, Miami Shores, Florida 33138
Tel: (305) 795.2204 Fax: (305) 756.8972
BUILDING
PERMIT APPLICATION
FBC 2004
Permit Type: Electrical
Owner's Name (Fee Simple Titleholder)
Owner's Address 35g N6 /0/ S'7 i .�
City /a07/ (920JP,SState
Permit No. -' 011—
Master Permit No.
Tenant/Lessee Name
E -MAIL: y�
Job Address (where the work is being done) c'5 (/t xev S
n e # (bb) 8g7—i8 '
Zip /,.7p
Phone #
City Miami Shores Village County Miami -Dade Zip 33/3e
FOLIO / PARCEL # I 1— ? A° 6 — 013 5D1/40 b
Is Building Historically Designated YES NO
Contractor's Company Name %' Li, 6. Phone # 06-9) 010Ce° 243
Contractor's Address /(O / , , roar -�,. Way
City %nilaf-7O/ State 37 Zip 9z� 9
Qualifier Name 09e6 /77a_/21,70, # °
State Certificate or Registration No. // / Certificate of Competency No.
E -MAIL: Ve_c ,ze2 /J7
Architect/Engineer's Name (if applicable) Phone # .
Value of Work For this Permit $
Type of Work: ❑Addition Alteration
Describe Work:
Square / Linear Footage Of Work:
[New
❑ Repair /Replace
❑ Demolition
421/
* * * *xx xxxxxxx *x* *xxxx****** xxxxxxxx xxxx Feesxxxxxx** xxxx x' exxxx 'exx* * ********* ************
Submittal Fee $ ` C�i Permit Fee $ /eV' /0.0 CCF $ CO /CC
Notary $ Training /Education Fee $ Technology Fee $
Scanning $ Radon $ DPBR $ Zoning $
Bond $ Code Enforcement $ Double Fee $
Structural Review. $
Total Fee Now Due $
See Reverse side -*
1 4
Bonding Company's Name (if applicable)
Bonding Company's Address
City
State Zip
Mortgage Lender's Name (if applicable)
Mortgage Lender's Address
City State Zip
Application is hereby made to obtain a permit to do the work and installations as indicated. I certify that no work or installation has
commenced prior to the issuance of a permit and that all work will be performed to meet the standards of all laws regulating
construction in this jurisdiction. I understand that a separate permit must be secured for ELECTRICAL WORK, PLUMBING, SIGNS,
WELLS, POOLS, FURNACES, BOILERS, HEATERS, TANKS and AIR CONDITIONERS, ETC
OWNER'S AFFIDAVIT: I certify that all the foregoing information is accurate and that all work will be done in compliance with all
applicable laws regulating construction and zoning.
"WARNING TO OWNER: YOUR FAILURE TO RECORD A NOTICE OF COMMENCEMENT MAY RESULT IN YOUR
PAYING TWICE FOR IMPROVEMENTS TO YOUR PROPERTY. IF YOU INTEND TO OBTAIN FINANCING,
CONSULT WITH YOUR LENDER OR AN ATTORNEY BEFORE RECORDING YOUR NOTICE OF
COMMENCEMENT."
Notice to Applicant: As a condition to the issuance of a building permit with an estimated value exceeding $2500, the applicant must
promise in good faith that a copy of the notice of commencement and construction lien law brochure will be delivered to the person
whose property is subject to attachment. Also, a certified copy of the recorded notice of commencement must be posted at the job site
for the first inspection which occurs seven (7) days after the building permit is issued. In the absence of such posted notice, the
inspection will not be approved and a r•einspection fee will be charged.
Signature
Owner or Agent
The foregoing instrument was acknowledged before me this 10
Signature
Contractor ��yy��
The foregoing instrument was acknowledged before me this c940
day of , 20) a, by (4n LE 616214e 5 P" rP4-4) day of , 20 /a by
who is personally known to me or who has produced ''r b who is personally known to me or zggiIik . o
As - .. a . as identificemerattr� e' (lath
4. • v• 'GO ^BONDED �' Q'
NOTARY PUBLIC: . �� NOTARY PUBLIC: _ z ! "'• 7.
C .2 THROUGH tn:
▪ -•t :NOTARY PUBLIC re
• 'UNDERWRITERSr 440
Off °r+ Notary Public State of Florida
Mark A Rosengarten
My Commission 5E003461
of re Expires 05/12/2015
Sign: " Sign:
Print:— 4-G1\ Print:
My Commission Expires:
xxx
xxxx xxxxxxxxxx x* r.
My Commission Expires: f
APPLICATION APPROVED BY /Z
(Revised 02/08/06)
x xxxxxxx ,t It xxx xxY. x x xxxx
Plans Examiner
Engineer
Zoning
`kl
Folio
11- 3206 - 013 -5280
Property Address
358 NE 101 ST
Owner Name(s)
BENJAMIN D MEARIG
ANN J MEARIG
358 NE 101 ST
MIAMI SHORES FL
33138
Primary Zone
1000 SINGLE FAMILY RESIDENCE
Use Code
0001 RESIDENTIAL - SINGLE FAMILY
Beds /Baths /Half
3/2/0
Floors
1
Living Units
1
Adj. Sq. Footage
2,015
Lot Size
8,625 SQ FT
Year Built
1940
Legal Description
1 53 41 6 53 42
MIAMI SHORES SEC 1 AMD PB 10 -70
W25FT OF LOT 4 & ALL LOT 5 BLK 39
LOT SIZE 75.000 X 115
OR 19850 -3908 08 2001 5
OR 27272 -4619 0410 01
Current
Previous
Year
2011
2010
Land Value
$107,502
$134,378
Building Value
$154,929
$155,083
Market Value
$262,431
$289,461
Assessed Value
$262,431
$119,938
Exerri
Current
Previous
Year
2011
2010
Homestead
$25,000
$25,000
2nd Homestead
$25,000
$25,000
Senior
$0
so
Disability
$0
so
Civilian Disability
so
$0
Widow(er)_
$0
$0
Disclaimer:
MIAMI -DADE COUNTY
OFFICE OF THE PROPERTY APPRAISER
PROPERTY SEARCH SUMMARY REPORT
Honorable Pedro J. Garcia
Property Appraiser
A
N
Aerial Photography 2010
T
Current
Previous
Year
2011
2010
Exemption /Taxable
Exemption /Taxable
County
$50,000 / $212,431
$50,000 / $69,938
School Board
$25,000 / $237,431
$25,000 / $94,938
City
$50,000 / $212,431
$50,000 / $69,938
Regional
$50,000 / $212,431
$50,000 / $69,938
Date
Amount
Recording
Book -Page
Qualification Code
4/2010
$358,000
27272 -4619
Sales qualified as a result of
examination of the deed
5/1991
$125,000
15048 -0035
Sales which are qualified
5/1985
$80,000
12527 -0226
Sales which are qualified
The Office of the Property Appraiser and Miami -Dade County are continually editing and updating the tax roll and GIS data to reflect the latest property information
and GIS positional accuracy. No warranties, expressed or implied, are provided for data and the positional or thematic accuracy of the data herein, its use, or its
interpretation. Although this website is periodically updated, this information may not reflect the data currently on file at Miami -Dade County's systems of record.
The Property Appraiser and Miami -Dade County assumes no liability either for any errors, omissions, or inaccuracies in the information provided regardless of the
cause of such or for any decision made, action taken, or action not taken by the user in reliance upon any information provided herein. See Miami -Dade County full
disclaimer and User Agreement at http: / /www.miamidade.gov /info /disclaimer.asp.
Property information inquiries, comments, and suggestions email: pawebmail @miamidade.gov
GIS inquiries, comments, and suggestions email: gis @miamidade.gov
Generated on: Thursday, July 19, 2012
A. Settlement Statement (HUD-1)
B. Type of Loan
OMB Approval No. 2502 -0265
1. I 1 FHA 2. f l RHS 3. FTC 1 CONV. UNINS.
4. n VA 5. n CONY. INS.
6. File Number.
120271
7. Loan Number.
503560180
8. Mortgage Insurance Case Number
C. Note: This form is furnished to give you a statement of actual settlement costs. Amounts paid to and by the settlement agent are shown. Items marked "(p.o.c.r were paid
outside the closing; they are shown here for informational purposes and are not included in the totais.
D. Name & Address of Borrower
Scott F. Smith and Patrice Gillespie- Smith
7901 Hispanola Ave., #702
North Bay Village, FL 33141
E. Name & Address of Seller.
Benjamin D. Mearig and Ann J. Mearig
530 Anita Lane
Millbrae, CA 94030
F. Name & Address of tender.
Preferred Mortgage Lenders Group Inc.
ISAOA, ATIMA
9541 NE 2Nd Ave
Miami Shores, Florida 33138
G. Property Location:
358 NE 101 Street
Miami, Florida 33138
Lot The West 1/2 of, An Amended Plat of
Miami Shores Section No. 1, Miami -Dade
County, Florida
H. Settlement Agent:
Guaranty Trust &Title, Inc.
1909 Tyler St.
Suite 306
Hollywood, Florida 33020
954- 920-0766 fax: 954- 920 -0729
I. Settlement Date:
June 26, 2012'
Place of Settlement:
Guaranty Trust & Title, Inc.
1909 Tyler St., Suite 306
Hollywood, Florida 33020
Phone: (954) 920 -0766
J. Summary of Borrower's Transaction
K. Summary of Seller's Transaction
100. Gross Amount Due From Borrower:
101. Contract Sales Price
102. Personal Property
103. Settlement Charges to Borrower (line 1400)
Adjustments for Items Paid by Seller in Advance:
106. City / Town Taxes
107. County / Parish Taxes
108. Assessments
120. Gross Amount Due from Borrower:
415,000.00
16,317.66
431,317.66
400. Gross Amount Due To Seller:
401. Contract Sales Price
402. Personal Property
403.
Adjustments for Items Paid by Seller in Advance:
406. City / Town Taxes
407. County / Parish Taxes
408. Assessments
420. Gross Amount Due to Seller:
415,000.00
415,000.00
200. Amounts Paid by or in Behalf of Borrower
201. Deposit or Eamest Money
202. Principal Amount of New Loan
203. Existing Loan(s) taken subject to
48,900.00
320,000.00
204. Daily interest credit
205. Lender cure for Line 803
206. Borrower POC Line 801
Adjustments for Items Unpaid by Seller:
210. City / Town Taxes
211. County / Parish Taxes Jan 1, 2012 thru Jun 25,
2012
350.00
1,300.00
3,060.32
500. Reductions in Amount Due to Seller:
501. Excess Deposit (see instructions)
502. Settlement Charges to Seller (Line 1400)
503. Existing Loan(s) taken subject to
504. Payoff of First Mortgage Loan to Wells Fargo
Home Mortgage(thru 6/29/12)
505. Payoff of Second Mortgage Loan
506. Purchase Money Mortgage
Adjustments for Items Unpaid by Seller:
510. City / Town Taxes
511. County / Parish Taxes Jan 1, 2012 thru Jun 25,
2012
28,760.00
312,297.45
3,060.32
212. Assessments
213. Seller contribution to closing costs
220. Total Paid by / for Borrower:
500.00
374,110.32
512. Assessments
513. Seller contribution to closing costs
520. Total Reductions in Amount Due Seller:
500.00
344,617.77
300. Cash at Settlement from/ to Borrower:
301, Gross Amount due from Borrower (line 120)
302. Less Amount Paid by /for Borrower (line 220)
303. Cash From Borrower:
431,317.66
374,110.32
$57,207:34
600. Cash at Settlement to /from Seller:
601. Gross Amount due to Seller (line 420)
602. Less Reductions Amount due Seller (line 520)
603. Cash To Seller:
415;000.00
344,617.77
$70,382.23
The Public Reporting Burden for this collection of information is estimated at 35 minutes per response for collecting, reviewing, and reporting the
data This agency may not collect this information, and you are not required to complete this form, unless it displays a currently valid OMB control
number. No confidentiality is assured; this disclosure is mandatory. This is designed to provide the parties to a RESPA covered transaction with
information during the settlement process.
Settlement Date: June 26, 2012
Loan Number. 503560180
File Number: 120271
L. Settlement Charges
Paid from
Borrower's
Funds at
Settlement
Paid from
Seller's
Funds at
Settlement
700. Total Sales t Broker's Commission: $24,900.00
Division of Commission (line 700) as follows
701. 12,450.00 to Keller Williams Eagle
702. 12,450.00 to Keller Williams Eagle
703. Commission Paid at Settlement
24,900.00
800. Items Payable in Connection with Loan:
801. Our origination charge
(from GFE #1)
$1,650.00
802. Your credit or charge (points) for the specific interest rate chosen
(from GFE #2)
$0.00
803. Your adjusted origination charges
to Preferred Mortgage Lenders Group Inc.
(from GFE #A)
1,650.00
804. Appraisal Fee to (mortgage, $375.00 poc borrower
(from GFE #3)
805. Credit Report
to Preferred fbo Credco
(from GFE #3)
35.60
806. Tax Service
to Preferred fbo 1st American
(from GFE #3)
69.00
807. Flood Certification
to Preferred ft* Corelogic
(from GFE #3)
8.50
900. Items Required by Lender to be Paid in Advance:
901. Daily interest charge from Jun 26, 2012 to Jul 1, 2012 @ 34.9808 / day for 5
days
to Preferred Mortgage Lenders Group Inc.
(from GFE #10)
174.90
902. Mortgage Insurance Premium
(from GFE #3)
903. Homeowner's Insurance
to Universal Property
(from GFE #11)
4,146.62
1000. Reserves Deposited with Lender:
1001. Initial deposit for your escrow account
to Preferred Mortgage Lenders Group Inc.
(from GFE #9)
4,582.34
1002. Homeowner's Insurance 3 months @ $345.55 per month
$1,036.65
1003. Mortgage Insurance
1004. Property Taxes 10 months @ $527.34 per month
$5,273.40
1099. Aggregate Adjustment
$- 1,727.71
1100. Title Charges:
1101. Title services and lender's title insurance
- Title Service Commitment Fee to Fidelity National Title Insurance Company
- Courthouse Courier to Two Hands & More, Inc.
- Storage Fee to Full Access Storage Inc.
- Independent Closing Agent to HL Cameron & Associates, Inc.
(from GFE #4)
$75.00
$31.25
$39.95
$150.00
1,080.70
1102. Settlement or Closing Fee
to Guaranty Trust & Title, Inc.
$495.00
200.00
1103. Owner's Title Insurance ( Fidelity National Title Insurance Company)
to Guaranty Trust & Title, Inc. (Risk Rate Premium: $2,150.00)
(from GFE #5)
2,270.00
1104. Lender's Title Insurance (Fidelity National Title Insurance Company)
to Guaranty Trust & Title, Inc.
- Lender's Premium
- Endorsement 8.1(25)
FL Form 9
$25.00
$35.00
$229.50
- Endorsement
1105. Lender's Title Policy Limit $320,000.00
1106. Owner's Title Policy Limit $415,000.00
Agent's Portion of the Total Title insurance Premium
, $1791.65
,797
1107.
Portion the Total Title Insurance Premium
65
1108. Underwriters of
1109.
Transfer Charges:
1200. Government Recording and
(from GFE #7)
190.00
Govemment Recording Charges
1201.
Mortgage 5171.50 Releases $0.00
1202. Deed 518.50
(from GFE #8)
1,760.00
1203. Transfer Taxes
Mortgage 50.00
1204. City /County tax/stamps Deed $0.00
2,490.00
State tax/stamps Deed 52,490.00 Mortgage $1,120.00
1205.
1206: Intangible Tax
the Circuit Court
• $640,00
to Clerk of
1207. Other Tax 2
1300. Additional Settlement Charges:
(from GFE #6)
that can shop for
1301. Required services you
1302. Survey
350.00
to Global Dimensions, Inc.
75.00
1303. Re- occupancy Certificate
to Robert Bourne
195.00
1304. City Lien Search
Lien Letters
to Lightning
1305. Legal Fee's
750.00
to Joseph Frechette Jr., P.A.
1lR_397.66
150.00
528.760.00
1306. Utility Escrow t-
to Escrow Account
Settlement Date: June 26, 2012
Loan Number. 503560180
File Number: 120271
Comparison of Good Faith Estimate (GFE) and HUD Charges
HUD Line No. Good Faith HUD
Charges That Cannot Increase Estimate
Our origination charge # 801 1,300.00 1,650.00
Your creditor charge (points) for the specific interest rate chosen # 802 0.00 0.00
Your adjusted origination charges # 803 1,300.00 1,650.00
Transfer taxes #1203 0.00. 1,760.00
Charges That in Total Cannot Increase More Than 101/4 HUD Line No. G od Estimate F HUD
Government Recording Charges #1201 181.50 190.00
Appraisal Fee to Imortgage, $375.00 poc borrower # 804 375.00 0.00
Credit Report # 805 35.60 35.60
Tax Service # 806 69.00 69.00
Flood Certification # 807 8.50 8.50
Total 669.60 303.10
Increase between GFE and HUD Charges - 366.50 - 54.73%
Charges That Can Change G Estimate
Line No. HUD
Initial deposit for your escrow account #1001 0.00 4,582.34
Daily interest charge from Jun 26, 2012 to Jul 1, 2012 @ 34.9808 / day for 5 days # 901 0.00 174.90
Title services and lender's title insurance #1101 930.70 1,080.70
Owner's Title Insurance #1103, 2,270.00 2,270.00
Your initial loan amount is $
$320,000.00
Your loan term is 3
30 years
Your initial interest rate is 3
3.99
Your initial monthly amount owed for principal, interest, and $
$1,525.88 includes
Can your interest rate rise? [
on and can change again every after .
Every change date, your interest rate can increase or decrease by %. Over
the life of the loan, your interest rate is guaranteed to never be LOWER than
% or HIGHER than %.
Even if you make payments on time, can your loan balance [
[ X ] No. [ ] Yes, it can rise to a maximum of $
Even if you make payments on time, can your monthly [
[ X ] No. [ 1 Yes, the first increase can be on and the monthly
amount owed can rise to $
The maximum it can ever rise to is $
Does your loan have a prepayment penalty? [
Charges That in Total Cannot Increase More Than 101/4 HUD Line No. G od Estimate F HUD
Government Recording Charges #1201 181.50 190.00
Appraisal Fee to Imortgage, $375.00 poc borrower # 804 375.00 0.00
Credit Report # 805 35.60 35.60
Tax Service # 806 69.00 69.00
Flood Certification # 807 8.50 8.50
Total 669.60 303.10
Increase between GFE and HUD Charges - 366.50 - 54.73%
Charges That Can Change G Estimate
Line No. HUD
Initial deposit for your escrow account #1001 0.00 4,582.34
Daily interest charge from Jun 26, 2012 to Jul 1, 2012 @ 34.9808 / day for 5 days # 901 0.00 174.90
Title services and lender's title insurance #1101 930.70 1,080.70
Owner's Title Insurance #1103, 2,270.00 2,270.00
Your initial loan amount is $
$320,000.00
Your loan term is 3
30 years
Your initial interest rate is 3
3.99
Your initial monthly amount owed for principal, interest, and $
$1,525.88 includes
Can your interest rate rise? [
on and can change again every after .
Every change date, your interest rate can increase or decrease by %. Over
the life of the loan, your interest rate is guaranteed to never be LOWER than
% or HIGHER than %.
Even if you make payments on time, can your loan balance [
[ X ] No. [ ] Yes, it can rise to a maximum of $
Even if you make payments on time, can your monthly [
[ X ] No. [ 1 Yes, the first increase can be on and the monthly
amount owed can rise to $
The maximum it can ever rise to is $
Does your loan have a prepayment penalty? [
[ X ] No. [ ] Yes, your maximum prepayment penalty is $
Does your loan have a balloon payment? [
[ X ] No. [ ] Yes, you have a balloon payment of $ due in
years on
Total monthly amount owed including escrow account [
[ ] You do not have a monthly escrow payment for items, such as property
Charges That Can Change G Estimate
Line No. HUD
Initial deposit for your escrow account #1001 0.00 4,582.34
Daily interest charge from Jun 26, 2012 to Jul 1, 2012 @ 34.9808 / day for 5 days # 901 0.00 174.90
Title services and lender's title insurance #1101 930.70 1,080.70
Owner's Title Insurance #1103, 2,270.00 2,270.00
Your initial loan amount is $
$320,000.00
Your loan term is 3
30 years
Your initial interest rate is 3
3.99
Your initial monthly amount owed for principal, interest, and $
$1,525.88 includes
Can your interest rate rise? [
on and can change again every after .
Every change date, your interest rate can increase or decrease by %. Over
the life of the loan, your interest rate is guaranteed to never be LOWER than
% or HIGHER than %.
Even if you make payments on time, can your loan balance [
[ X ] No. [ ] Yes, it can rise to a maximum of $
Even if you make payments on time, can your monthly [
[ X ] No. [ 1 Yes, the first increase can be on and the monthly
amount owed can rise to $
The maximum it can ever rise to is $
Does your loan have a prepayment penalty? [
Your initial loan amount is $
$320,000.00
Your loan term is 3
30 years
Your initial interest rate is 3
3.99
Your initial monthly amount owed for principal, interest, and $
$1,525.88 includes
Can your interest rate rise? [
on and can change again every after .
Every change date, your interest rate can increase or decrease by %. Over
the life of the loan, your interest rate is guaranteed to never be LOWER than
% or HIGHER than %.
Even if you make payments on time, can your loan balance [
[ X ] No. [ ] Yes, it can rise to a maximum of $
Even if you make payments on time, can your monthly [
[ X ] No. [ 1 Yes, the first increase can be on and the monthly
amount owed can rise to $
The maximum it can ever rise to is $
Does your loan have a prepayment penalty? [
[ X ] No. [ ] Yes, your maximum prepayment penalty is $
Does your loan have a balloon payment? [
[ X ] No. [ ] Yes, you have a balloon payment of $ due in
years on
Total monthly amount owed including escrow account [
[ ] You do not have a monthly escrow payment for items, such as property
Note: If you have any questions about the Settlement Charges and Loan Terms listed on this form, please contact your en er.
Mtdamard June 2(1. 2012
Loan Humber: 509880180
7901 HIepanote Ava. WM 7A01 ttepattola Ave.. f702
N Y4 Voaae. FL 33141
Flo Mermen 120271
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