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EL-11-2332Inspection Worksheet Miami Shores Village 10050 N.E. 2nd Avenue Miami Shores, FL Phone: (305)795 -2204 Fax: (305)756 -8972 Inspection Number: INSP- 182962 Permit Number: EL -12 -11 -2332 Scheduled Inspection Date: December 19, 2012 Inspector: Devaney, Michael Owner: KOVACEVIC, IDRIZ AND SANDA Job Address: 9105 NW 1 Avenue Miami Shores, FL Project: <NONE> Contractor: ADT SERVICES SYSTEM INC Permit Type: Electrical - Residential Inspection Type: Final Work Classification: Alarm Phone Number (305)496 -8914 Parcel Number 1131010160110 Phone: (954)266 -5275 Building Department Comments BURGLAR ALARM SYSTEM INSTALLATION Infractio Passed Comments INSPECTOR COMMENTS False Passed Failed Correction Needed Re- Inspection Fee No Additional Inspections can be scheduled until re- inspection fee is paid. Inspector Comments December 18, 2012 For Inspections please call: (305)762 -4949 Page 16 of 33 . fespnn Card! Customer # 69816236 RENEWAL EL -12 -11 -2332 Miami Shores Village Building Department 10050 N.E.2nd Avenue, Miami Shores, Florida 33138 Tel: (305) 795.2204 Fax: (305) 756.8972 INSPECTION'S PHONE NUMBER: (305) 762.4949 BUILDING PERMIT APPLICATION FBC 20 Permit No. Master Permit No. EL-12-11-2332 Permit Type: Electrical OWNER: Name (Fee Simple Titleholder): SANDA KOVACEVIC Phone #: 786 - 466 -8338 Address: 9105 NW 1 AVE City: Miami Shores State: FL zip: Tenant/Lessee Name: SANDA KOVACEVIC Email: Phone #: JOB ADDRESS: 9105 NW 1 AVE City: Miami Shores County: Miami Dade zip: 33150 Foiio/Parcel #: 11 -3101- 016 -0110 Is the Building Historically Designated: Yes NO Flood Zone: CONTRACTOR: Company Name: ADT SECURITY SERVICES Phone #: 954 - 266 -5027 Address: 10785 MARKS WAY City: M I RAMAR state: FLORIDA Zip: 33025 Qualifier Name: GEORGE MANGINELLI Phone #: 954- 266 -5027 State Certification or Registration #: EF0001121 Certificate of Competency #: Contact Phone#: 954- 266 -5023 Email Address: LLCARTER @ADT.COM DESIGNER: Architect/Engineer: Phone #: Value of Work for this Permit: $ 199 Square/Linear Footage of Work: Type of Work: ❑Address ]Alteration UNew ❑Repair/Replace ❑Demolition Description of Work: Renewal Burglar Alarm Permit ***** *** * *** *************** ****** **** * *Fees********* * *** * * ** ***** ** * * ***************** Submittal Fee $ Permit Fee $ /0'0" e OP CCF $ CO/CC $ Scanning Fee $ Radon Fee $ DBPR $ Bond $ Notary $ Training/Education Fee $ Technology Fee $ Double Fee $ Structural Review $ TOTAL FEE NOW DUE $ Bonding Company's Name (if applicable) Bonding Company's Address City State Zip Mortgage Lender's Name (if applicable) Mortgage Lender's Address City State Zip Application is hereby made to obtain a permit to do the work and installations as indicated. I certify that no work or installation ha commenced prior to the issuance of a permit and that all work will be performed to meet the standards of all laws regulatin; construction in this jurisdiction. I understand that a separate permit must be secured for ELECTRICAL WORK, PLUMBING, SIGNS WELLS, POOLS, FURNACES, BOILERS, HEATERS, TANKS and AIR CONDMONERS, ETC OWNER'S AFFIDAVIT: I certify that all the foregoing information is accurate and that all work will be done in compliance with al applicable laws regulating construction and zoning. "WARNING TO OWNER: YOUR FAILURE TO RECORD A NOTICE OI COMMENCEMENT MAY RESULT IN YOUR PAYING TWICE F01 IMPROVEMENTS TO YOUR PROPERTY. IF YOU INTEND TO OBTAIr FINANCING, CONSULT WITH YOUR LENDER OR AN ATTORNEY BEFORE RECORDING YOUR NOTICE OF COMMENCEMENT." Notice to Applicant: As a condition to the issuance of a building permit with an estimated value exceeding $2500, the applicant mus promise in good faith that a copy of the notice of commencement and construction lien law brochure will be delivered to the persoi whose property is subject to attachment. Also, a certified copy of the recorded notice of commencement must be posted at the job sit for the first inspection which occurs seven (7) days after the building permit is issued. In the absence of such posted notice, tit inspection will not be approved and a reinspection fee will be charged. Signature Signature Owner or Agent / Contractor The foregoing instrument was acknowledged before me this The foregoing instrument was acknowledged before me this 15 day of , 20 _, by , day of Nov , 20 12, by George Manginelli who is personally known to me or who has produced who is personally known to me or who has produced As identification and who did take an oath. KAQWL.I as identification and who did take an oath. NOTARY P ■ y '',,tib61f1ifff0itt141 L. ,�,019 `: Sign: Sign: \ (a/L.4 '�' m Print: Print: OE re.40 ia My Commission Expires: 9y':;p'�;: �dQ° ;914�94 �C SI g" X06\ `\0 NOTARY PUBLIC: My Commission Expires: • * * * * * * * * * * * * * * * * * ** ******** ******+ x**** K<**** * *s•***** K< * **K<**K< **** **K<*s,*** * *K<K= s< ******* ***+x* *****K<K<****** APPROVED BY Plans Examiner Zoning Structural Review Clerk (Revised 07 /10 /07)(Revised 06 /10/2009)(Revised 3/15/09) Property Information: Folio 11- 3101 - 016 -0110 Property Address 9105 NW 1 AVE Owner Name(s) IDRIZ KOVACEVIC SANDA KOVACEVIC Mailing Address 9105 NW 1 AVE MIAMI SHORES FL 33150 Primary Zone 0800 Use Code 0001 Beds /Baths /Half 3/2/1 Floors 1 Living Units 1 Adj. Sq. Footage 2,168 Lot Size 8,925 SQ FT Year Built 1958 Legal Description 1 53 41 MIAMI SHORES MANOR PB 45 -13 LOT 10 LESS N5FT & W5FT OF S85FT OF LOT 12 LOT SIZE IRREGULAR OR 21117 -2344 03 2003 4 Assessment Information. Current Previous Year 2012 2011 Land Value $64,172 $71,302 Building Value $187,816 $189,033 Market Value $251,988 $260,335 Assessed Value $251,988 $260,335 Exemption Information: Current Previous Year 2012 2011 Homestead $25,000 $25,000 2nd Homestead $25,000 $25,000 Senior $0 $0 Veteran Disability $0 Civilian Disability $0 $0 Widow(er) $0 $0 Disclaimer: MIAMI -DADE COUNTY OFFICE OF THE PROPERTY APPRAISER PROPERTY SEARCH SUMMARY REPORT Honorable Pedro J. Garcia Property Appraiser A Aerial Photography 2012 Taxable Value Information: Current Previous Year 2012 2011 Exemption/Taxable Exemption/Taxable County $50,000 / $201,988 $50,000 / $210,335 School Board $25,000 / $226,988 $25,000 / $235,335 City $50,000 / $201,988 $50,000 / $210,335 Regional $50,000 / $201,988 $50,000 / $210,335 Sale Information: The Office of the Property Appraiser and Miami -Dade County are continually editing and updating the tax roll and GIS data to reflect the latest property information and GIS positional accuracy. No warranties, expressed or implied, are provided for data and the positional or thematic accuracy of the data herein, its use, or its interpretation. Although this website is periodically updated, this information may not reflect the data currently on file at Miami -Dade County's systems of record. The Property Appraiser and Miami -Dade County assumes no liability either for any errors, omissions, or inaccuracies in the information provided regardless of the cause of such or for any decision made, action taken, or action not taken by the user in reliance upon any information provided herein. See Miami -Dade County full disclaimer and User Agreement at http: / /www.miamidade.gov /info /disclaimer.asp. Property information inquiries, comments, and suggestions email: pawebmail @miamidade.gov GIS inquiries, comments, and suggestions email: gis @miamidade.gov Generated on: Thursday, November 15, 2012 $ Ib23(0 BUILDING PERMIT APPLICATION FBC 20 Miami Shores Village Building D epartment 10050 N.E.2nd Avenue, Miami Shores, Florida 33138 Tel: (305) 795.2204 Fax: (305) 756.8972 INSPECTION'S PHONE NUMBER: (305) 762.4949 DEC 1 6 2(11i �i BY:.-- m•- .-smoe.mmmamo Permit No I1'j Master Permit No. Permit Type: Electrical h . OWNER: Name (Fee Simple Titleholder): (\� �®l)Ct 4/WC • Phone #: ', 1S' 1/4/q.c, ' SSA( t( Address. IQT. Ali) ' A ,L City: '; . 4.0t-4,./.. State: Zip: ‘ 9,11 Tenant/Lessee Name: Phone #: Email: JOB ADDRESS: R I®S ) lt . itArk- City: Miami Shores County: Miami Dade Zip: ''"A3 tom` Folio/Parcel #: k- 310 1 -OP ©1 ( 0 Is the Building Historically Designated: Yes CONTRACTOR: Company Name: Address: It) ("6S `1.Y4 City: Qualifier Name: 4 C'+ NO Flood Zone: Phone #: Zip: SO Z-:-) a "6 Z� State Certification or Registration #: 8_ POM L t 2- ` Certificate of Competency #: Contact Phone #: Email Address: DESIGNER: Architect/Engineer: Phone #: Value of Work for this Permit: $ 2--�' Square/Linear Footage of Work: Type of Work: Address 'ration New ❑Repair/Replace ❑Demolition Description of Work: e v r t t ) a ******** * * * * * * * * * * * * * * * * * * * * * * * * * * * * *** Fees* * * * * * * * * * * * * * * * * * * * * * * * * * * * * * ** * * * * * * * * ** Submittal Fee $ Permit Fee $ /® .4'' a o CCF $ CO /CC $ Scanning Fee $ Radon Fee $ DBPR $ Bond $ Notary $ Training/Education Fee $ Double Fee $ Structural Review $ Technology Fee $ TOTAL FEE NOW DUE $ �' Bonding Company's Name (if applicable) Bonding Company's Address City State Zip Lender's Name (if applicable) Mortgage Lender's Address City State Zip Application is hereby made to obtain a permit to do the work and installations as indicated. I certify that no work or installation has commenced prior to the issuance of a permit and that all work will be performed to meet the standards of all laws regulating construction in this jurisdiction. I understand that a separate permit must be secured for ELECTRICAL WORK, PLUMBING, SIGNS, WELLS, POOLS, FURNACES, BOILERS, HEATERS, TANKS and AIR CONDITIONERS, ETC OWNER'S AFFIDAVIT: I certify that all the foregoing information is accurate and that all work will be done in compliance with all applicable laws regulating construction and zoning. "WARNING TO OWNER: YOUR FAILURE TO RECORD A NOTICE OF COMMENCEMENT MAY RESULT IN YOUR PAYING TWICE FOR IMPROVEMENTS TO YOUR PROPERTY. IF YOU INTEND TO OBTAIN FINANCING, CONSULT WITH YOUR LENDER OR AN ATTORNEY BEFORE RECORDING YOUR NOTICE OF COMMENCEMENT." Notice to Applicant: As a condition to the issuance of a building permit with an estimated value exceeding $2500, the applicant must promise in good faith that a copy of the notice of commencement and construction lien law brochure will be delivered to the person whose property is subject to attachment. Also, a certified copy of the recorded notice of commencement must be posted at the job site for the first inspection which occurs seven (7) days after the building permit is issued. In the absence of such posted notice, the inspection wil 'ot be approved and a reinspection fee will be charged. Signature Signature Owner or Agent Contractor The foregoing instrument was acknowledged before me this AO The foregoing instrument was acknowledged before me this day of Oece+,.,.t ' , 20 \k , by SG (16-Q, CM C- CLJ(C, , day of 1 y , 20 P Il , by who is personally known to me or who has produced who is personally known to me or who has produced toa&NA.. As identification and who did take an oath. as identification and who did take an oath. NOTARY PUBLIC: Sign: Print: vim« My Commission Expires * * * * * * * * * * * * * * * * ** APPROVED BY * LUIS DANIEL GARCIA �' . MY COMMISSION # EE118910 .;¢� EXPIRES August 04, 2015 (407)398-0153 Fiorid8NotaryServiee•co'a * * * * * * * * * **** ** **** r** ** **** * * * **** tier ***** ** * * * * * ** **** * *** * * * ** ** * * * * * * ** **** r* NOTARY PUBLIC: Sign: Print: My Commission E VW/Mr` lit')Iittt,-if •, " ° MY COMMISSION # EE 147407 a�Kr EXPIRE$: November 17 2015 Bonded Um Notary Pabgc Undemdters / Plans Examiner Zoning Structural Review Clerk (Revised 07 /10 /07XRevised 06 /10 /2009)(Revised 3/15/09) Settlement Statement (11Uly-1) OMB Approval No. 2502-0265 B. Tvpe of Lban 1. FHA 2. KIIS 3. X Cony. Unins.1, 6. file Number ,:__ 4.1 VA 5.I_onv. Ins. KOVACEVIC 7. Loan Number 0331191262 8. Mortgage Insurance Case Number C. NOTE: This form is furnished to give you a statement of actual settlement costs. Amounts paid to and by the settlement agent are shown. Items marked "(p.o.e.)" were paid outside the closing; they are shown here for informational purposes and are not included in the totals. D. NAME OF BORROWER: Idriz Kovacevic and Sande Kovacevic ADDRESS OF BOltROWER: 9105 NW 1 Avenue, Miami Shores, FL 33150 West, Miami. FL 33131 E. NAME OF SELLER: Andrew S. Lange and Carini Sbardelotto ADDRESS OF SELLER: _ 55 SE 6th Street - #500 Briekell Tower F. NAME OF LENDER: --Wellgii lifiriE N.-A. __ __ADDRESS_OF LENDJER:_ _ _ 2650 _WOUS Fargo Way„..3.rd,..Minneepolis,30 G. PROPERTY 9105 NW 1 Avenue LOCATION: Miami Shores, FL 33150 -112sE•riZEpilif■ifZEi:116 - WATERWAY TITLE INSURANCE PH# (305) 666-1886 4848 SW 74TH CT., SUITE 201, PLACE OF SETTLEMENT: 4848 SW 74TH CT.,SUITE 201, I. SE'rirLF.MENT DATE. 11 r1 61'2011 102.Personal pipperty 103.Settlement charges to borrower (line 1400) 104. _55467 AGENCY, INC. MIAMI, FL 33155 MIAML FL 33155 653.87 629.70 Adjustmenm for items mtisiibv saner in advance 106.City/town taxes to 107.Countyta.xes 11/16/2011 to 12/31/2011 JOS.Assessments to J. Summary of Borrower's Transaction K S u mma rt: ofSeller's Transaction 100.Grass Amount Due from Borrower 400.Graw Amount Due to Seller 401.Contract sales_price _ _ _3417J190.00 ._. ________ _ 101.Contract sales price 347 0_00,00 402. Personal propeny 403. 102.Personal pipperty 103.Settlement charges to borrower (line 1400) 104. 9,135.21 404. Atijustments for itentspaid by seller in advance AOC CliVtowa taxe.s. to 653.87 629.70 Adjustmenm for items mtisiibv saner in advance 106.City/town taxes to 107.Countyta.xes 11/16/2011 to 12/31/2011 JOS.Assessments to 65347 _ 629.10_ 4,17...001.1.MiaxeS 11/16/2011 to 12/31/2011 40S.ASSOSSInenta to 4_09. Solisl Waste 11/16/2011 to 9/3V012 41Q.. to 411. to 412. to 109. Sol id Waste I I/ or.2.0 1 to 9/30/2012 to to 112. to 120.Gross Amount Due from Borrower 357,418.78 420.G row Amount Due To Seller 348,28337 200.Amounts Paid by or in Behalf of Borrower 500.Reduetions in Amount Due to Seller 201.P.Q0..51c.gf.Parliest moll_PY- 202.Principatamount of new loan(s) _ 203.F.xisti ng_loan(s).taken.subject to 15,000.00 297,500.00 50_1„Eages_s deposk(see instruqionsh _ .,„„ _ __ 2.0,..462,0_0_ 33-1.248.68, _ 502.. Settlement charges to seller(line.1400) 503. Existing, loan(S) taken subieet to .504. Paygef of. first mortgage_ lean.... Mergan _Chase _ _ 505. PaYoff efseeond mortgage_leall , ,Z0.4._ _ ___ __ _ .. ')06 - ... _ „ 207Sel ler creditto,13,nyer 1,000,00 51. 507,Seller credit to Buyer 5_01, 20,8„Borrower GFE Refund 209. __ . 209b , Adjustments for items unpaid by seller 509. ,50.9a 50911, Adjustments for items unpaid bi.,ellit: 210..citYitcolo taxes to 510. City/town taxes to 51 LCountv taxes to 512. ASSerrsMents.. _ to,, , 513. to - 21„1.CottraYtaXes __To 232-Assessments to . to • to ---- - 514 to _ . 515. , to 2.11. JP_ 517. to to 519. to . .2.18. _ .. Jo 219. to 220.Totai Amounts Paid by or in Behalf of Borrower , . 31355190 520.Total Reductions in Amount Due Saner 352,710.68 300.C.ash at Setuententfrom/to Borrower 600.Cash At Settlement to/from Seiler 301.Gross amount due from borrower (tine 120) 357,418.78 601.Gross amount due to seller (line 420) 348,283.57 302.Less amounts paid by/for borrower (line 220) 313,551.90 602. Less reductions in amount due seller (line 520) 352,710.68 303.Cash X From To Borrower 43,866.88 r- 603.Cash _ ----' To XIFrom Seller 4,427.11 Previous editions an obsolete Page of 3 42009 Display Systtans. Inc. (863) 763-5555 - laser Generated HIJD-1 U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT SETTLEMENT STATEI T AGE 2 t' e e err:. 1.7 3S0s00 Paid Fro .. �arra�"er'fi Burls a Paid Front. �e�ieit3 Funds M t1Z350 00_ - �00_ TQtal_ RL •.a)..1GSatC..BP„6i!; @C..�EC.S Oline700) as follows: Division of Commission Century 2i.0teinier_Elite. 7Q1. _8„675.00 to Keller WilliatnsEagle Real. tit 702. 8...615.00 to 703. Commissipn paidatSettlement Lo 704. In Connection With Loan 00. Items :Pa able S 8.9.5 09 (from GFE # I} - - - - - 801. Our origination charge GFE #2) Your creditor charge (points) for the specific interest rate chosen S (from 802 SO Your adjusted origination clmrpz e to_ Wells. Fargo.Bank.NA_- (00m OPE #A) (°A). c. savf. r) 895,00 12100- tO RELS1aluation - PO.C.S395 00.Phayex-Sfmm OPE #3} .__._. $0L.ppraisaLfee tO._RELS CREDIT (from GFE 53) tP.O.Gi.^ ooern 805 Credit report. to ( mGFE #3) 806...lax service to (from GFE #3) ....80.7 Elood_certification to 808. to 809 810 t0 900. items Required 8v Lender To Be td In Advance Iday(from GFE 510) �a1 991, Daily intcrcaa charges frem11 /16L2.0I.Lto 12/1/2011 0,_„_,.,.,,,3.1.5,3 (tram- 61.1 - 1 ,902 Noma geJnsuranee Premium for months to_ Insurance for 1 years to coy= n.,, er (from GFE 511) (P.O. c. sa:ets.ao ay1 903, homeowners years to 904. nears 10 905. Reserves De. , i d 'bS'itit Lender:: 1000. 1491 Initial dpppo_siLfrtr..your escro account (from GFE #9) 32- 6 2 778.2 - - -.. ____._.. -_ ..___ -_.. MO. insuranc_e__ - months@.._._ _.__ 3.33.58_...per month _.1.S_3S .__.._____.__..- __ $ 1003._Mortgage insurattce months *. per-month 54162 $ 142.5,01 1004. Property_taxes 3 months@. - per.month, $ -. .14.0 -5.- Annual assessments months@ petmonrh mopthc@ per.miontlt_ $ 1006. $ _ ..._ ... 1007. months ct - permonrh 1008. permonth $ months@_ -$ 384.57 1009 Aggre to jju$tmen1 1100 Title Char11e '- Title services and lende'r's title insurance ( from GFE #4) 848.59_. _.. T 3-5� ,1101 $ 525 00 1102._Settlement or c losng fee .aterway.lideinsutance ency,.lnc 1 l03._Osners_dtle. insurance.....,-- ..O1dRepublic..1 ationaLiitlelns Co_ (from GFE #5) ins O1d.Republic.Nati0nal Title Ina cos- °33,50 1,81 0.09 1 104,,1.endees title ,sauce ._.__S_ (SmS2$•°el" Ends: ALTA8.1•u.o0: 1105 wLen4e25titi_e „policylimit,$ 29150090 414 :1F9.t-t8a.so; .1.1._4_6.•_ Owner 's_it_1,e. policy .limit_$._ 34100000 insurance $ i 4304,5 1.107. Agent's portion of the total title premium 1108. underwriter's of the total title insurance premium $ 613.. As_ portion ,.w__ 1109. to Eed. Express $80.00 Courier/.,EedEx_ Title to Attorneys' Title Fund Services _ __ 125.09_ 225.00 1110. search/abstract 1111 to_Skyline,Lien.Searoh ten l ettec5earch Express 20.00 1112. avernight for -Payoff ,_to Fed 1113. 10 1200. Government Recording and Transfer Charges 1201. Government eh ea (from GFE #) -4 1)9_ 2„082.00 recording s,_,.. -, 1202 ec,ording.Eees:.Deed.S 000;.L -Mort e(s)_$i4.6_00 Sr Mortgage (s)_.:Aeleases.510.0.0___..-__ .__ 1203. Transfer taxes (from GFE #8) 1204. '.Deed.__:L.Ivlarigage(s) $595 00,;_5..1v1a>~tgage(s) 1.6:1.6..,25 _ ._.._- .....__ GitylcountyxaxJsiamps 1205. 080 00;1:1 lortgage(s).$1.04125;.S ortgage(s) State taxlstampsL.L eed.$' 1206. to 1207. t0 1300. Additional Settlement Charges (from GFE #6) 422.0..., 130 ,Requiiedservices thatyou canshop for 1302. t1) $ . 1303...Elood.Llfe LOan.E.e.__..to31EF1ood_Ses vices_._.._..... $ 1.290 of 1304. Secvice.Eee to 13 lERE.EST_TAX.SYCS 00 Tax .- -78 1305. to ]3_06.,Dryyy _ 325 00 1307. Survey_ .-_._ toExactlaEL 1303. WaterbilI.kloldback to 50,42. 1309. . t - " : I t r it VI' r + t - _ . , ....... . . . . 1400.= dta]iSett�emenLChar�es�t, eon�,irites 103 Se� Mill auds02 Section la) 1 � „.�H 9,135.21 20,462.00 :t. t` e ,4es ear CERTIFICATION 1 have carefully review x1 the HUD - 1 Settlement Statement and to the bast of my knowledge and belief, it is a true and disbursements made on my account or by me in this transaction. I further certify that 1 have received a coop3 trtthe 1'. ' Idriz Ko Sands Kovacevie 1' The HUD -1 Settlement Statetzteut;which 1 have p nice with this statement. ;T Borrower Andrew S. DATE:7 1/16/00 1 uratc statement of alf rxetpts land ttjnent Statement. Seller Borrower z,- - .- .. - -_.__ Seller Carini Sbardelotm (` r/ d is a tote and accurate account of this transaction. I have causedthe funds to be disbursed in accord- WATERWAY TITLE INSURANCE AGENCY. INC. _ Settlement Agent 11!1612011 Date 1s to the United States on this or any other similar form. Penalties upon conviction can include a Page 2 of 3 KOVACEV IC WARNING: It is a crime to knowing -fy snake false fine and imprisonment. For details see: Title 18 U.S. Code Section 1001 and Section 1010. Co on of Good Faith Estimate (GE. .rnrl FfU0 -1 Charges Good Faith Estimate HUD -1 Charges That Cannot Increase HUD-1 Line Number Our origination charge 4801 895.00 895.00 Your credit or charge (points) for the specific inert st rate chosen 4802 Your adjusted origination charges ___ _ _ . 4803 "803 _.._._...-- __ -.�_ 5 89a m00 895.00 3.996.75 ..... 1.63625 Transfer laves #1203 Charges 7litat in Total CannotYnerease More Thnp 1O% Government recording charges 41201 Credit repon Tax Service Fee__._..._. Flood Life of Loan Fee Survey Good Fait Estianat VD- #804 #805._ 41304 41303 41306 41307 207..00 T 56 00 52000 . ..00......_._ _22,00_ _ 78.00 78.00. 19.00 19.00 _. 250.00 ._....... .00 325.00 Total's Increase bet ween GFE a LID -1 Charges 971.00 149.00 or 1.120.00........ 15.345 % Charges That Can Change Initial deposit for your escrow account Daily interest charges ood Faith Estimate HLl Homeowner's insurance Title services and lender's title insurance Owner's title insurance #1001 #901 $ 31.58 /day #903 #1101 _. _.. _. _. _. _. #1103 2,_050.02 612.00 ,1,700.00 654.75 .1%)2-25 2,778.76 473.70 4,615.00 838.50 1,810.00 Loan Terms Your Initial loan amount is Your Loan term is 7.50090: Your initial interest rate is 3 875 % ....._....._.._. Your initial monthly amount owed for principal. interest, and $ L _ _1283261 includes X1 Principal 3d Interest any mortgage insurance is Can your interest rate rise? Even if you make payments on time, can your loan balance rise? Even if you make payments on tine, can your monthly amount owed for principal, interest, and mortgage insurance rise Does your loan have a prepayment putaity? Does your loan have a balloon payment? Total monthly amount owed including escrow account payments ongegc insurance ._. Yes. it can rise to a maximum of ; - -_ °-• %. The first change wiU be on ' ,........- ._.._ ................ and can change again every after . Every change date. your interest rate can increase or decrease % Over the life of the loan, your interest rate is guaranteed to newer be lower than L... — .._ _j % or higher than % 25!No [ Yes, it can rise to a maximum of $ No i,- Yes, the first increase can be on and the monthly amount owed can rise to $ (_ ___._..._ _... ......... The maximum it can ever rise to is $ ._Yes. your maximum prepayment penalty is X1'No. Li Yes. you have a balloon payment of $ ( due in :years on 1..... You do not have a monthly escrow payment for items. such as property taxes and homeowners insurance. You must pay dose items directly yotaseli X.i You have an additional monthly escrow payment of $ 926,251 that results in a total initial monthly amount owed of $ ` 2109..5I . . This includes principal. interest, any mortgage insurance and any items checked below: (. Property taxes 3j FIomeowner's insurance ;Flood insurance Note:Ifyou have any questions about the Settlement Charges and Loan Terms listed on this form, please contact your lender. FiFe KOVACEVIC Previous editions arc obsolete Page 3 of 3 ■2009 Display Systems, Inc. (863) 763 -5555 • Laser Generated H1JD -1 Miami -Dade My Home My Home Show Me: (Property Information Search By: ISelect Item J N Text only Property Appraiser Tax Estimator Property Appraiser Tax Comparison Portability S.O.H. Calculator Summary Details: Folio No.: 11- 3101 -016 -0110 Property: 9105 NW 1 AVE Mailing Address: ANDREW S LANGE &W CARINI LANGE 9105 NW 1 AVE MIAMI FL 33150 -2248 Property Information: Primary Zone: 0800 SINGLE FAMILY RESIDENCE CLUC: 0001 RESIDENTIAL - SINGLE FAMILY Beds /Baths: 3/2 Floors: 1 Living Units: 1 Adj Sq Footage: 2,168 Lot Size: 8,925 SQ FT Year Built: 1958 Legal Description: 1 53 41 MIAMI SHORES MANOR PB 45 -13 LOT 10 LESS N5FT & W5FT OF S85FT OF LOT 12 LOT SIZE IRREGULAR OR 21117 -2344 03 2003 4 Assessment Information: Year: 2011 2010 Land Value: _ $71,302 $71,302 Building Value: $189,033 $190,247 Market Value: $260,335 $261,549 Assessed Value: _ $260,335 $261,549 Exemption Information: Year: 2011 2010 Homestead: $25,000 $25,000 2nd Homestead: YES YES Taxable Value Information: ear: 2011 1 2010 Applied Applied axing Authority: Exemption/ Exemption/ Page 1 of 2 ACTIVE TOO1 tr Aerial Photography - 2009 My Home 1 Property Information 1 Property Taxes 1 My Neighborhood 1 Property Appraiser 0 117ft Home 1 Using Our Site 1 Phone Directory 1 Privacy 1 Disclaimer If you experience technical difficulties with the Property Information application, or wish to send us your comments, questions or suggestions please email us at Webmaster. Web Site © 2002 Miami -Dade County. All rights reserved. http: / /gisims2. miamidade .gov /myhome /propmap.asp 12/12/2011