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EL-10-1136Project Address Owner Information Miami Shores Village 10050 N.E. 2nd Avenue Miami Shores, FL 33138 -0000 Phone: (305)795 -2204 10317 N MIAMI Avenue Miami Shores, FL 33138- 1121360130920 Block: Lot: ERVIN MENDEL TRS 1 ERVIN MENDEL TRS 1835 NE MIAMI GARDENS Drive NORTH MIAMI BEACH FL 33179- I Contractor(s) BROADVIEW SECURITY Phone CeII Phone (305)406 -3940 Type of Work: ELECTRICAL Additional Info: BURGLAR ALARM Classification: Residential Scanning: 1 Fees Due CCF Education Surcharge Permit Fee - Additions/Aiterations Scanning Fee Technology Fee Total: Amount $0.60 $0.20 $100.00 $3.00 $0.80 $104.60 In consideration of the issuance to me of this permit, I agree to perform the work covered hereunder in compliance with all ordinances and regulations pertaining thereto and in strict conformity with the plans, drawings, statements or specifications submitted to the proper authorities of Miami Shores Village. In accepting this permit I assume responsibility for all work done by either myself, my agent, servants, or employes. I understand that separate permits are required for ELECTRICAL, PLUMBING, MECHANICAL, WINDOWS, DOORS, ROOFING and SWIMMING POOL work. OWNERS AFFIDAVIT: I certify that all the foregoing information is accurate and that all work will be done in compliance with all applicable laws regulating construction and zoning. Futhermore, I authorize the above -named contractor to do the work stated. Authorized Signature: Owner / Applicant / Contractor / Agent Building Department Copy Address Parcel Number Phone Pay Date Pay Type Invoice # EL -6 -10 -38240 06/22/2010 Check #: 1002984 $ 50.00 06/24/2010 Check #: 1002991 $ 54.60 Amt Paid Amt Due $ 54.60 $ 0.0 Expiration: 1 2/21/2010 Applicant CeII Valuation: Total Sq Feet: $ 1,000.00 0 1 Available Inspections: Inspection Type: Date June 24, 2010 June 24, 2010 1 Scheduled Inspection Date: July 27, 2010 Inspector: Devaney, Michael Owner: MENDEL TRS, ERVIN Job Address: 10317 N MIAMI Avenue Miami Shores, FL 33138- Project: <NONE> Contractor: BROADVIEW SECURITY Building Department Comments July 26, 2010 Inspection Worksheet Miami Shores Village 10050 N.E. 2nd Avenue Miami Shores, FL Phone: (305)795 -2204 Fax: (305)756 -8972 Inspection Number: INSP- 149345 Permit Number: EL -6 -10 -1136 For Inspections please call: (305)762 -4949 Permit Type: Electrical - Residential Inspection Type: Final Work Classification: Alarm Phone Number Parcel Number 1121360130920 Phone: (305)406 -3940 BURGLAR ALARM Passed Failed Correction Needed Re- Inspection Fee No Additional Inspections can be scheduled until re- inspection fee is paid. Inspector Comments Page 16 of 25 1 x. BUILDING PERMIT APPLICATION FBC 2004 Is Building Historically Designated YES NO Qualifier Name a. State Certificate or Registration No..2002)9 . E -MAIL: Value of Work For this Permit $ 3 Miami Shores Village Building Department 10050 N.E.2nd Avenue, Miami Shores, Florida 33138 Tel: (305) 795.2204 Fax: (305) 756.8972 Permit Type: Electrical / / Owner's Name (Fee Simple Titleholder) &!� /. 14.er Owner's Address 6.3 A City Tenant/Lessee Name E -MAIL: Phone # JUN 2 % BY: ...................... / Permit No. E.1 Master Permit No. 6t- State Zip Phone # Job Address (where the work is being done) / • A.A £ - i • City Miami Shores Village County Miami -Dade Zip .1V5 FOLIO / PARCEL # D/3 Contractor's Company Name gL-z /eC GG Phone # 3a/ - Ade • 3�i Contractor's A dress ? ,9 AA) /7 /27 City State Zip 33/2 Phone #,4. = 70c 72 Certificate of Competency No. Architect/Engineer's Name (if applicable) Phone # Square / Linear Footage Of Work: Type of Work: ['Addition ['Alteration New ❑ Repair /Replace ❑ Demolition Describe Work: D�� y6v �a✓' ******** * * * * * * * * * * * * * * * * * * * * * * * * * * * * * ** F ** * * * * * * * * * * * * * * * * * * * * * * * * * * * ** Submittal Fee $ Permit Fee $ / 4e CCF $ CO /CC Notary $ Training /Education Fee $ Technology Fee $ Scanning $ Radon $ DPBR $ Zoning $ Bond $ Code Enforcement $ Double Fee $ Structural Review. $ Total Fee Now Due $ See Reverse side - Bonding Company's Name (if applicable) Bonding Company's Address City State Zip Mortgage Lender's Name (if applicable) Mortgage Lender's Address City State Zip Application is hereby made to obtain a permit to do the work and installations as indicated. I certify that no work or installation has commenced prior to the issuance of a permit and that all work will be performed to meet the standards of all laws regulating construction in this jurisdiction. I understand that a separate permit must be secured for ELECTRICAL WORK, PLUMBING, SIGNS, WELLS, POOLS, FURNACES, BOILERS, HEATERS, TANKS and AIR CONDITIONERS, ETC OWNER'S AFFIDAVIT: 1 certify that all the foregoing information is accurate and that all work will be done in compliance with all applicable laws regulating construction and zoning. "WARNING TO OWNER: YOUR FAILURE TO RECORD A NOTICE OF COMMENCEMENT MAY RESULT EN YOUR PAYING TWICE FOR IMPROVEMENTS TO YOUR PROPERTY. IF YOU INTEND TO OBTAIN FINANCING, CONSULT WITH YOUR LENDER OR AN ATTORNEY BEFORE RECORDING YOUR NOTICE OF COMMENCEMENT." Notice to Applicant: As a condition to the issuance of a building permit with an estimated value exceeding $2500, the applicant must promise in good faith that a copy of.the notice of commencement and construction lien law brochure will be delivered to the person whose property is subject to attachment. Also, a certified copy of the recorded notice of commencement must be posted at the job site for the first inspection w ' -h occurs seven (7) days after the building permit is issued In the absence o such posted notice, the inspection will n be a . a reinspection fee will be charged Signature or Agent The fore oing instru was ackledge nowd before me this ?'y day of u� , 0 I ,by 444/, 2pAz, , who is personally known to me or who has produced As identification and who did take an oath. NOTARY PUBLIC: My Commission Expires: * * * * * * * * *YE1FQt1F'Jf1F1Y1ti*11 *** ttl' flYfYtY** 4, 71P1Ff'f' A' 7F1Y1Y1Y1F* A' *llt*** JfiF7F**** tY$ 1t*tY X*1F9YfY$ ****/ f7Y% tYl'f1Y9Ylti$11r*fY$*** * *$*Y ******* APPLICATION APPROVED BY: (Revised 02/08/06) Signature Sign: Prin Contractor The foregoing instrument was acknowledged before me this Z� day of JvN' , 20 /D, byJDer�� T j4 L who is personally known to me or who has produced as identification and who did take an oath. NOTARY PUBLIC: My ommission Expires: 4 DERRICK MILLER ;;. MY COMMISSION * DD awe Bonded Thru Notary Public Uirdeiwdtere Plans Examiner Engineer Zoning a y a NOTE TO CLERK/TAX EXAMINER Actual consideration paid is S 191, 900.00 This Document Prepared By and Return to: Ileana Noe Estit, President CONCORDE LAND TITLE SERVICES INC. 20801 BiscayneBl0 ., Suite #501 A ventura FL 33 Parcel ID Number: 1121360130920 Warranty Deed This Indenture, Made this `/ day of June Ervin Mendel, as Trustee under that certain 5,2008 and referred to as 10317 N Miami Ave of the County of Miami -Dade , State Christopher Lopez and Andrea Lopez, husband 11111111111111111111111I11111I11I1111 {II1II I CFN 201080389032 OR Bk 27314 Pss 1084 - 1085; (2os , ) RECORDED 06/10/2010 08112159 DEED DOC TAX 1+151.40 HARVEY RUMIN, CLERK OF COURT MIAMI -DADE COUNTY, FLORIDA , 2010 A.D., Between Land Trust dated March Residential Land Trust of Florida , grantor, and and wife whose address is: 10317 N. Miami Avenue, Miami Shores, FL 33150 of the County of Miami -Dade state of Florida , grantees. Witnesseth that the GRANTOR, for and in considmation of the sum of TEN DOLLARS ($10) DOLLARS, and other good and valuable consideration to GRANTOR in hand paid by GRANTEES, the receipt whereof is hereby acknowledged. has granted, bargained and sold to the said GRANTEES and GRANTEES' heirs, successors and assigns forever, the following descdbnd land, situate. lying and being in the County of Miami — Dade State of Florida to wit: Lot 12, and the North One Half (N 1/2) of Lot 13, Block 123, of AMENDED PLAT OF SECTION 5 OF MIAMI SHORES, according to the Plat thereof as recorded in Plat Book 10, Page(s) 47, of the Public Records of NMAMI-DADE County, Florida. Subject to taxes for the year 2010 and subsequent years; conditions, limitations, restrictions and easements of record which are not reimposed by this instrument and zoning ordinances and government regulations, if any. and the grantor does hereby fully warrant the title to said laud, and will defend the same against lawful plaints of all petsons whomsoever. Book27314 /Page1084 CFN #20100389032 Page 1 of 2 999999999 x FHA 2. RHS 3. Conv. Unins. 4. VA 5. Conv. ins. 6. File Number 8. Mortgage Insurance Case Number MENDEL -LOPEZ 0073461279 095 - 1738667 -703 C. NOTE: This form is furnished to give you a statement of actual settlement costs. Amounts paid to and by the settlement agent are shown. Items marked "(p.o.e.)" were paid outside the closing; they are shown here for informational purposes and are not included in the totals. D. NAME OF BORROWER: Christopher Lopez and Andrea Lopez ADDRESS OF BORROWER: E. NAME OF SELLER: ADDRESS OF SELLER: F. NAME OF LENDER: ADDRESS OF LENDER: G. PROPERTY LOCATION: H. SETTLEMENT AGENT: PH# (305) 935 -3500 PLACE OF SETTLEMENT: I. SETTL .,MENT DATE; 101, Contract sales price 102. Personal property - - � - - 103. Settlement charges to borrower (line 14001 104. 105. Adjustments for items paid by seller In advance 106. City/town taxes _. -to 107. County taxes...._ - ' _ to 108. Assessments .. -- -. - ^ ` 109. to - -_. 10. to ...... to • 112. to 120. Gros Amount Due from Borrower rtraMitt 201. Deposit or earnest money _ 202. Principal amount of new loan(s) 203. Existing loan(s) taken subject to 204. 205. 206. Principal amount pf new hang _ -� - 207. Seiler paid closing cost; (iatc..t;ns�erv;ce fP 208. 209 209a 210. City /towntaxes 211. County to ty taxes I!t /20,IU _ to .... 014120.10 212. Assessments ... " " to to _ - -. -- to 216. - .__..... - to 216, to �___....._...._ - ... __ to - .... 218. ..to 213. 214, 215. 219, to 220. Total Amounts Paid by or in Behalf of Borrower Ar/.tgF$o l I. Bross amount due from borrower (line 1 302. Less amounts paid by /for borrower (line 303. Cash Y From loos .1 ions are 0 so et To Borrower A. Settlement Statement (HUD -1) 10317 N. Miami Avenue, Miami Shores, FL 33150 Ervin Mendel, as Trustee 1835 NE Miami Gardens Drive, #345 North Miami Beach, FL 33179 MetLife Home Loans, a division of M'etLLife Bank, N.A. 4010 Boy Scourt Blvd., Suite 950, Tampa, FL 33607 10317 N. Miami Avenue Miami Shores, FL 33150 CONCORDE 0 IYNE BTITLE UITE 501 AVENTURA, FL 33180 20801 BISCAYNE BLVD., SUITE 501, AVENTURA, FL 33180 6/4/2010 - 6) 220 191 900.00 15 $43.09 207,743.09 2,000.00 10,488.00 _9, ..- 200,678.09 207,743.0 200,678.09 7,065.00 Page I of fH69$ 738667 -703 10:56:41 a.m. K. ■pnam,ry of Solter's TrAmartinn 401. Contract sales price 402. Personal property 4Q3.. _ 404. Reimburse prit sts /fees_ 405. Adjustments for items paid by seller in advance 406. City /town taxes - ... -- - -. - t 407. County taxes to 408. Assessments to 409. -... 410. - ._..-- ... - _.... 411,_ to .... 412. to 420. Gross Amount Due To Seiler 50I. Excess deposit (see instructions) 22 290.87 502. Settlement charges to seller(line f 503. Existing loan(s) taken subject to _ _ 504. Payoff of first mortgage loan ....__....- - - -..- 505, Payoff of second mortgage loan .. 507 :_$ e) Jer_paid_ciosing.cests.jinc..ta ..service few.._ _ 9 7.15 78 508. Reimburse i oan (HI) _... _.. - -- .... .... - - $25.21 509. Inter-set jBI) ..... _ _-- ._...- -L_ 14 653.08 509a _ 509b - 510QCiy /town taxes to .. 511. County taxes ,1,1112010 to 512. Assessments ...., to 513. 514. 515. to 516. to 518. to 519. to 520. Total Reductions in Amount Due Seller rocs amount ue to se er ( ine 602. Less reductions in amount due seller (line 520) 603. Cash X To ctomc From 06 -21 -2010 Seller 1 /3 OMB Approval No. 2502 191,900.00 553.00 192,453.00 185,959.25 185,959.25 6,493.75 999999999 3.. .Sottlannrn1 Ch:x'afsc jifllli" . 700. Total Real Ectatn arnker Fee$ DiYiSion of Commission (line 700) as follows: 1 919.00 703. Commissic n p0id at Settleane g 704. to 801 Our origination charge 802. Your credit or charge (points) for the specific interest rate chosen 801_ Your adjusted_originatistn . - .to _804 . _Appraisal Fee ___ -- to Joseph Castaneda 805 Credit Report . _ to Total Credit Service 806 Tax service to R07 Flood certification. to _80.8-inspection Fee .... . to .Inseph Castanet (POC $75) 809 . to RIO to .'PI 1 • mss :9 t Tt „c s a al 7 7: 901. Daily interest char .- 902._Mnrtgag I� n_st,rance Premium 901. Ho w is insurance r 904. 905. 7/112010 a/ 2.8.101 /day( ran G' #1 months to HUD _ ... (from (,FE #3) years to Manhattan Ins_ (from GFE #I I) - ,.... - years to iii tea' °`t11 215.50 1,025.73 475.00 1,151.4Q_ 37.00 . 4.d Prix 1001. initiaLskpositfur your escrs .account 1002_ Homeowners insurance 1003. Morte.ins_urance __tn 1004. Pr.o rty-.taxes 1005. Annual assessments_ 1007. ------......_....... -- 1008. 1009. Aggregate Adjustment 1101,,_ services and lender's title insurance (from GFE #4) 1102. Settlement or clnsin • file • . • e - .. i , . ' - , * $ 750.00 1103. Owner's title insura Firs American Title , r.. s . o. (from GFE #5) 1104. I.endt:fsjjtle inStiran First A r'te,rica _Title Jnsitrance C $ 531.90 1105. Lender's titl�licy limit $ 186.488.00 (sue szso.(4) - Ends: EF9 1.12 8.1 25.00. 1106. Ownci'-s..ti11e policy limit $ 191.900p inc Ends: Fr9.2- 128.45: 107. Agent's portion of the total title insurance premium _._ _$ 1,096.48 n 108. Underwriter's portion of the total t t1 i s . nce .remium S 469,92 109. Abstracting ...._._.... to First American /Concorde 110_ *included c;ounerslovemilefts _ _..._ 112. to - .... 1201. Government recording charges (from GFE #7) 1202. Rec i g Faes eeji $77 00:1,-Mortgage(s) .9,188 50• S -Mnrtga Releases 1203.Transtertaxes_ ....__.._ _,,.........._ ---._. ___._.._. ( ro FE #8) 1204. Cityf nitnty.tax stamps: DeetL ;_L-.11i4. _ II ♦ • 1205. _State Mx/stamps 13eed_$1,151 40.1 -Mn a e s) kh57 75• R_ • _, „ 1206. _Record /Release of I.ien to Clerk of court 1 1301. Re .� .,... -..�: quired ser e& that _you can shop for ( rom G " 6} 1302.E P3 e .. .. -- -_ . to Fast Surveyors $ 375.00 1 f ,St ageLS.ran Fee ._........__...... Jo Fort-flax_ Sit ..._._. -- $ 90.00 - ... - .. 1304. lax Service Fee to Total 1305. 7009. Re Tax 41 1- 2136 - 01811 lCnu nty as Collector - - 6,837.99 1D. Payoff CiLy.Lie.0 _.... to Genovese Tnhlnvr- . T3attista DA T 2,026,98 3_07. "TnxJlien searches/3 Ilpdat6t�.1 Title Support Svs + T..... 1308- Mod Cert. Fee . - ... 1309. to i Federal Flnn 26.00 - r - -- � - - - -- -- 1.400, Total ;Settlement Charges (enter on lines 103, Section J and 502, Section K) 15,843.09 22,290.87 1 have carefully reviewed the HUD - 1 Settletnent Statement and to the best of my knowledge DATE: 6/4/2010 y ge and belief, it is a true and accurate statement of all receipts and disbursement nade on t or by me in this transaction. 1 further certify that 1 have received a copy of the HUD - 1 Settlement Statement. The HUD- 1 Settlement Statement w ance with this statement. 10:58:34 a.m. 06 - 21 - 2010 U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT SETTLEMENT STATEMENT 9.595.00 1s ( rom GFE- #9) 83.08 per month $ 4 $ 4 327.40 per month $ - per month $ per month per month $ -$ 1,736.51 Borrower Borrower Ervin Mendel, as Trustee $ 595.00 (from GFE ') _ $ (from GFE #2) (from GFE #A) (from GFE (43) (P.o. 537 ®k,w) (from GFE 43) 20 (from GFE #3) (from GFE #3) 100.00 758.73 4 103.6E 3,473.00 3 748.57 -- - -- --1.281.90 521.410 PAGE2 Seller Seller e and accurate account of this transaction. I have caused the funds to be disbursed in accord - CONCORDE LAND TITLE SERVICES, INC. - Settlement Agent 6/4/2010 WARNING: 11 is 'n. make false statements to the United States on this or any other similar form. Penalties upon conviction can include a fine and imprisonment. For details see: Title 18 U.S. Code Section 1001 and Section 1010. Page 2 of 3 MENDEL -LOPEZ Date 2 /3 Your Initial loan amount is rim v 4 . itax Tcarrtr ar *hp , 0 ,i1-4:71%-biztr,,t-eAfiNgiwo Charges That Cannot Increase HUD-I Line Number ___ _____.... ..._„.. .._. Your Loan term is ._$. 30 years Your initial interest rate is 5.50 % Your initial monthly amount owed for principal, intenzt, and any mortgage insurance is $ 1,141.94 includes fx.1 Principal Interest Wortgage Insurance No. L..1 Yes, it can rise to a maximum of %. The first change Wilt be on and can change again every idler . Every change date, your interest rate can increase or decrease by %. Over the life of the loan, your interest rate is guaranteed to never be lower than % or higher than %. Can your interest rate rise? Even if you make payments on time, can your loan balance rise? 50No. (ayes, it can rise to a maximum of S Si:1No. Li Yes, the first increase can be on and the monthly atnount owed can rise to $ The maximum it can ever rise to is 5 1 141.94 ' Even if you make payments on time, can your monthly amount owed for principal, interest, and mortgage insurance rise? Does your loan have a prepayment penalty? Yblo. F.1 Yes, your maximurn_prepaymentLenalty is 5 i(1No. 0 Yes, you have a balloon payment of $ due in years on . .... El You do not have a monthly escrow payment for items, such as property taxes and homeowner's insurance. You must pay these items directly yourself. 50 You have an additional monthly escrow payment °IS 798.49 that results in a total initial monthly amount owed of $ 1,940.43 . This includes principal, interest, any mortgage insurance and any items checked below: 1. taxes 1 Hotneowners insurance [:flood insurance El Ej Eli ____.... . ....._,. _......_ Does your loan have a balloon payment? Total monthly amount owed including escrow account payments 999999999 Government recording charges Title services and lender's title insurance Owner's title insurance Appraisal Fee Credit Report Mortgage Insurance Premium for Survey Fee Storage/Scan Fee Tax Service Fee Flood Cert. Fee Initial deposit for your escro Daily interest charges Homeowner's insurance Loan Terms Previous editions are obsolete 46.8gi:Eva.1 #1201 Total Increase between GET and HUD Charges account 41101 . #1103 #804 #805 4902 #1302 . 41303 #1304 #1308 AMme :t* #90I $ 28.101 /day kt903 11:01:21 a.m. 06-21-2010 Note: If you have any questions about the Settlement Charges and Loan Terms listed on this form, please contact your lender. Page 3 of 3 250.00 215.50 1 525.00 1 281.90 1,050.00 375.00 375.00 20.00 20.00 .j l03.66 4 103.66 375.00 375.00 30.00 30.0Q 90,00 90.00 26.00 26.00 _7 844.66 L .0,517.06 _ (1,327.60) or -16.9236 % - ..**40M.**04:: - ; 5 1MtllgagaiS 3,473.00 3,748.57 758.73 758.73 3,473.00 3 473.00 3/3 File: IVIENDEL-LOPEZ e .iaserGene.ted HUD-I rim v 4 . itax Tcarrtr ar *hp , 0 ,i1-4:71%-biztr,,t-eAfiNgiwo Charges That Cannot Increase HUD-I Line Number ,,,, mni - „;,,, any 41,.*M .....___ Our origination charge 4801 595.00 595.00 Your credit or charge (points) for the specific interest rate chosen 4802 our adjuste origination c arges #803 595.00 595.00 Transfer taxes #I203 1,025.73 1,025.73 999999999 Government recording charges Title services and lender's title insurance Owner's title insurance Appraisal Fee Credit Report Mortgage Insurance Premium for Survey Fee Storage/Scan Fee Tax Service Fee Flood Cert. Fee Initial deposit for your escro Daily interest charges Homeowner's insurance Loan Terms Previous editions are obsolete 46.8gi:Eva.1 #1201 Total Increase between GET and HUD Charges account 41101 . #1103 #804 #805 4902 #1302 . 41303 #1304 #1308 AMme :t* #90I $ 28.101 /day kt903 11:01:21 a.m. 06-21-2010 Note: If you have any questions about the Settlement Charges and Loan Terms listed on this form, please contact your lender. Page 3 of 3 250.00 215.50 1 525.00 1 281.90 1,050.00 375.00 375.00 20.00 20.00 .j l03.66 4 103.66 375.00 375.00 30.00 30.0Q 90,00 90.00 26.00 26.00 _7 844.66 L .0,517.06 _ (1,327.60) or -16.9236 % - ..**40M.**04:: - ; 5 1MtllgagaiS 3,473.00 3,748.57 758.73 758.73 3,473.00 3 473.00 3/3 File: IVIENDEL-LOPEZ e .iaserGene.ted HUD-I