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FW-10-1121Scheduled Inspection Date: July 06, 2010 Inspector: Rodriguez, Jorge Owner: VILLANUEVA, OMAR Job Address: 575 NE 105 Street Miami Shores, FL 33138 -2044 Project: <NONE> Contractor: ADVANCED FENCE CONSTRUCTION Building Department Comments July 02, 2010 Inspection Worksheet Miami Shores Village 10050 N.E. 2nd Avenue Miami Shores, FL Phone: (305)795 -2204 Fax: (305)756 -8972 For Inspections please call: (305)762 -4949 Phone Number cs Inspection Number: INSP - 147240 Permit Number: FW -6 -10 -1121 Permit Type: Fence/Wall Inspection Type: Final Work Classification: Wood Fence Parcel Number 1122310140300 Phone: (786)521 -7674 NEW WOOD FENCE 5 FEET HIGH Passed Failed Correction Needed Re- Inspection Fee No Additional Inspections can be scheduled until re- inspection fee is paid. Inspector Comments CREATED AS REINSPECTION FOR INSP - 146448. Remove all construction debri. Page 8 of 16 Project Address Owner Information Miami Shores Village 10050 N.E. 2nd Avenue Miami Shores, FL 33138 -0000 Phone: (305)795 -2204 Contractor(s) Phone CeII Phone ADVANCED FENCE CONSTRUCTION (786)521 -7674 Fees Due CCF Education Surcharge Permit Fee - Wire & Wood Scanning Fee Technology Fee Total: Amount $1.80 $0.60 $100.00 $6.00 $2.40 $110.80 Authorized Signature: Owner / Applicant / Contractor / Agent Building Department Copy June 23, 2010 Address Parcel Number 575 NE 105 Street Miami Shores, FL 33138 -2044 1122310140300 Block: Lot: OMAR VILLANUEVA 1 Phone OMAR VILLANUEVA 575 NE 105 Street MIAMI SHORES FL 33138 -2044 1 Approved: Yes Comments: Date Approved: 6/22/2010 : Yes Date Denied: Type of Construction: Wood Fence Classification: Residential Additional Info: 5 FEET HEIGHT Scanning: 2 Pay Date Pay Type Invoice # FW -6 -10 -38224 06/23/2010 Check #: 1593 06/21/2010 Credit Card Amt Paid Amt Due $ 60.80 $ 50.00 $ 50.00 $ 0.00 In consideration of the issuance to me of this permit, I agree to perform the work covered hereunder in compliance with all ordinances and regulations pertaining thereto and in strict conformity with the plans, drawings, statements or specifications submitted to the proper authorities of Miami Shores Village. In accepting this permit I assume responsibility for all work done by either myself, my agent, servants, or employes. I understand that separate permits are required for ELECTRICAL PLUMBING, MECHANICAL WINDOWS, DOORS, ROOFING and SWIMMING POOL work. OWNERS AFFIDAVIT: I certify that all the foregoing information is accurate and that all work will be done in compliance with all applicable laws regulating construction and zoning. Futhermore, I authorize the above -named contractor to do the work stated. June 23, 2010 Date Applicant CeII Available Inspections: Inspection Type: Final Foundation 1 BUILDING PERMIT APPLICATION FBC 2004 Permit Type (circle): Job Address (where the work is being done) S"" N C 1 OS S4 • Architect/Engineer's Name (if applicable) Value of Work For this Permit $ �.. LI '►T_ 00 Type of Work: ['Addition ['Alteration DNew Submittal Fee $ Notary $ Scanning $ Bond $ Structural Review. $ Permit Fee $ Training/Education Fee $ Miami Shores Village Building Department 10050 N.E.2nd Avenue, Miami Shores, Florida 33138 Tel: (305) 795.2204 Fax: (305) 756.8972 Electrical Plumbing 7(o Radon $ DPBR $ Square / Linear.Foo Permit No.F1W QH I Master Permit No. Owner's Name (Fee Simple Titleholder) OtrIci r V r 11 rq NvCVrn Phone # Owner's Address S S ftiL (or 3 . f - City N ( SfnDr State ( 1i Tenant/Lessee Name Zip � � I d Phone # Mechanical City Miami Shores Village County Miami -Dade Zip 33 i 3Q FOLIO / PARCEL # (( - 22 23 ! -- 6I LI m 6300 Is Building Historically Designated YES NO Roofing Contractor's Company Name AP v 14 A-1.e i( r [ ti c e Ea, (vc f rip, Phone # — n6-5)1-717(1 Contractor's Address ) - 6 b .S. I. _ f t 4.r City /II to l State t L Zip 33 / Sj 3 Qualifier Name El t,, ad v Saw,i' 4 "' ✓' j ( 7f- Phone # — 2i 1 3 0 6 - 96 ( I) State Certificate or Registration No. 04 GS 00)-50 Certificate of Competency No. Phone # ge SituuR la siaileunfee �m - .pig '1- ft � cn'iAr7a➢ rtES.` Describe Work: / zit i- In-u o zl (A-e z 1- 1 *** * * * * * * * * * * * * * * * * * * * * * * * * ** * * * ** F * * * * * * * * * * * * * * * * * * * * * * * * * * * * * ** CCF $ CO /CC Technology Fee $ Zoning $ Code Enforcement $ Double Fee $ Total Fee Now Due $ See Reverse side -4 ECEICSD JUN z 1 nth BY: ................. . .... Bonding Company's Name (if applicable) Bonding Company's Address // City State Zip Mortgage Lender's Name (if applicable) Mortgage Lender's Address City State Zip Application is hereby made to obtain a permit to do the work and installations as indicated. I certify that no work or installation has commenced prior to the issuance of a permit and that all work will be performed to meet the standards of all laws regulating construction in this jurisdiction. I understand that a separate permit must be secured for ELECTRICAL WORK, PLUMBING, SIGNS, WELLS, POOLS, FURNACES, BOILERS, HEATERS, TANKS. and AIR CONDITIONERS, ETC OWNER'S AFFIDAVIT: I certify that all the foregoing information is accurate and that all work will be done in compliance with all applicable laws regulating construction and zoning. "WARNING TO OWNER: YOUR FAILURE TO RECORD A NOTICE OF COMMENCEMENT MAY RESULT IN YOUR PAYING TWICE FOR IMPROVEMENTS TO YOUR PROPERTY. IF YOU INTEND TO OBTAIN FINANCING, CONSULT WITH YOUR LENDER OR AN ATTORNEY BEFORE RECORDING YOUR NOTICE OF COMMENCEMENT." Notice to Applicant: As a condition to the issuance of a building permit with an estimated value exceeding $2500, the applicant must promise in good faith that a copy of the notice of commencement and construction lien law brochure will be delivered to the person whose property is subject to attachment. Also, a certified copy of the recorded notice of commencement must be posted at the job site for the first inspection which occurs seven (7) days after the building permit is issued In the absence of such. osted notice, the inspection will not be approve d a reinspection fee will be charged Signature APPLICATION APPROVED BY: (Revised 02l08/06) Signature er or Agent Contra The foregoing instrument was acknowledged before me this Z I The fore oing instrument was acknowledged bef day of Tt c_ , 20 1G, by Omar Vi I Ia , day of 2010, by 4 who ittfirsonally know to me or who has produced who is p rsonally known to me or who has produced As identification and who did take an oath. , -', , '. .0 I }Qntification and who did take an oath. NOTARY PUBLIC: OTAR 4 PUBLIC: ,�..w EDUARDO S� ' / Rt� Sign: tit= Notary p° • e1 Holds Sign: 1 l ' u /'�� r 1 '. ") M Print Ccmm�loa QO 855d1� —� • � < ., � rtii a r l l l t i' Yils "I l i : Ztr: � Print 5 1d ("d:PC"‘";r5. ^ 1 k �\ C � e f h JdC Comm My Commission Expires y : � � a * * * * * * * * * * * * * * * ** ** ** *,t,t,t,t tir�lr tt****** ** * *,t,t,r,r,t,t******* *** * *,t, *** **** * * *�Y�e*** *** ** *fir ** ** sM4 • '` ** *iit*** * *** *4* Plans Examiner Engineer Zoning II/04/ ZUU8 1110 FAA 1 ow" %goo • --=•-• wen • -* - • ;STATE OF FLORIDA) COUNTY OF DADE) Tne undasignal A.Manz, 4„tc,,t_r_te-4,tioes hereby attest that the (ProPenT toner) attached survey, performed by CA- _ (name of surveyor's company) performed on Further, Affiant sayeth naught. Witnms(sign and print) • • A . 14 7 1i3A+IT .- 4 , is an accurate representation of the'adsting conditions and • : . • :; r • t . • (drtie or survey) locations or all structures on the property as of this date. The purpose or this Affidavit is to induce Miami-Shores Wage to issue a building permit fx the property without first prcraiding a survey las than six (6) months o& The Affiant, as property owner, further agrees to remove or obtain permits for any structures which now may exist on the property which are not parnitteder i1ich may violate zoning or building code repdations. The Meant further understands that the existence of any surd' structures may affect final inspections as applicable to this or other permits.. AlNan a Witness(sige and print) SWORN To AND SUBSCRIBED before me tbisa_day Affiszt is _Xpasonally known to toe, Ls Planning and Zoning Criteria Approved: Yes Comments: Miami Shores Village 10050 N.E. 2nd Avenue Miami Shores, FL 33138 -0000 Phone: (305)795 -2204 Fax: (305)756 -8972 Owner's Name: LUCIUS & EVELYN FOX Job Address: 575 105 Street Miami Shores, FL 33138 -2044 Contractor(s) ADVANCED FENCE CONSTRUCTION Planning and Zoning Criteria and Comments Date Approved: 6/22/2010 : Yes Issue Date: Not Issued Permit NO. FW -6 -10 -1121 Folio Number:1122310140300 Owner's Phone: Total Square Feet: Total Job Valuation: Phone Primary Contractor (786)521 -7674 Yes Expires:Not Issued 0 $ 2,500.00 1. OPT 2. ERRS 3. YConv. 1Thins. 4. EVA 5. Cony. Ins. 7. Loan Number 1291137842 C. NOTE: This form is irnishccl to give you a Statement of actual settlement costs. Amounts paid to and h) the settlement azent are illown Items !narked "(p.o.e.)" were paid outside the closing; they are shown here for informational purposes and are not included in the totals. D. NAME OF. BORROWR: mar Villanueva, ADDRESS OF BORROWER: E. NAME OF SELLER: ADDRLSS E OF SELLER: jp Annitiss_OF UNDER: G. PROPERTY LOCATION: TIM 11-2231-014-0300 iiWTTLIIVIEFTF SERVICES - COMP PIO (305) 891 1175 NE 125th STREET, surrE 512, NORTH MIAMI, FL 33161 PLACE OF SETTLEMENT: T. SETTLEMENT DATE: 1 125th S T S 512 NOR MIAMI L 33161 ett ement en ax II: I Of HO rrOWPr T r 5IOS 'kw 'VW 101. Ct ract sales rice • 3 000.00 102. Personal nroperty 103. ett e cat char t wet line . 40 104. 105. Adjustments for items paid by selkr in advance 106. Citv/town taxes to 107. County taxes to 108. Assess_ments to 109: WASTE 110. 111. 112. 120. Gross Amount Due from Borrower 2.00..A*outtafflalOW. :14111:0.f110:AW 201. Deposit or earnest money 202.Princioal amount. of_newloan(s) 203. Existina loan(s) taken sublect to 204. 205. 20... 1 Ci al amount 07. 208. 209. 209a 209b . A.0J4 51 ECITR15 1 t# 210. City/town taxes 211 County taxes 212. Assessments 213. 214. 215. 216. 217. 218. 219. 220. Total Amounts Paid by or in Behalf of Borrower 303. Casb _X_ 105 S 1..,31118_ flows ox an Eve yn . ox, rustees under . t'frust Agreement by Paul K. Sasso, Esq. as FOA for the Trust 88 CR SING ! h T icr7 35459frgati 32756 4/9/2010 to 6/30/2010 to tg, v loan s From FIT° Borrower A. Settlement Statement (HUD-1) to to 1/1/2010 to to to to to to to to 6. File Number 53-10p MIAMI SHORES, FL 33138 4//2010 161.16 170.95 308,332.11 240.000.00 919.98 246,919.98 300. GilibliCSailiittiiitliiiiilthIltirrotRitMi;414W "SUL Gross amount due from borrower (line 120) 108.332.11 )02. Less amout_g_. ps aid by/for borrower (line 220) 246,919.98 61,412.13 Srimmary Seller's Trn 401. contract sales Price 300.000.00 402. Personal property 403 404 195. Adjustments foritems paid by seller In advance 406. City/town taxes to 407. County taxes 408. Assessments L1D2WALTE____ 411. 412 420. Gross Amount Due To Seller 300,170.95 ;$1:10kR toAtner,"4.4..::.. • 501. Excess deposit (see instructions 502 Settlement charges to seller(line 14001 503. Existing loan(s) taken subiect to 504. Payoff of first mortgage loan _D5. Payoff of second mortgage loan 216. 507. 509. _509b A SIMP. 11 %. 1 . 9 .V.T0 4 4. 1 111, 6 1110isqll'Atli>ttl: - . 510. City/town taxes to .511. County taxes 1/1/2010 to 4/9/2010 512. Assessments to 5)3. to 514. to 515. 11§. to 517. to 518. 519. 520. Total Reducdons in Amount Due Seller :600XiiihAtSittleintif togroin • 601. Gross amount due. to seller line 420) 602. Less reductions in amount due seller (line 5201 603. Casb El To From Seller 8. Mortgage Insurance Case Number to to 4/9/2010 to 6/30/2010 to to to OMB Approval No. 2502.0265 ■•••■ 170.95 29,308.12 1,919.98 31,228.10 300,170.95 31,228.10 268,942.85 700_ T•1,ta1 Ren jJt. ate Rrnlrsr �� pivision of Commissiof (tine 700) ac follows: ZQ 1. 9.000 00 to KFT T Fri txm r r e M:: 702. 9,,000_Oq t 703_ �;ommiion paid•¢ Settlement 7Q4. to X0 / �temsl'a .a ;<Sbria�ctlon;V1(tli l ot�r�ntrtiir ad s eS /• 11111 Oil Fitlatl'1n ch Your credit orcharge (points) for the specific interest rate chosen nrer. :L =id; from GFE #1 . 22 da •m acc•u, • a • . •/ $ 87.00 14.00 741.40 1.096.76 1.805.00 :1 I ;. 1 .., yr; .• 11••r " • : • • • to t4)_iST AMF.R 804. Appratsa R(15 rrerlit Report RO6 Tax geryire : 1 • • •.• 2 • .• .. • 1 • 918. ROR to R 1 O to f1, -terns . =' quire 901. Daily interest char: es from _ 902 Mortgage 1 trap Pr mi im fix months t 903. Horneowner's ingurince for years to R (YYA t AT (from GFE in 1) 904. Flnnd Tnsto -none ye rc m ('TTT7JNs (from�GFE 905 1000::: Rese +t- 4r/•ila) tai] .cg0.1 • 1:1.001 Title:AehrieEesgatax t: * � : -;ki311 , :41e: t r z ti 1101. Title services and lender's t1e X' ' deb tt >J•«L•b43r;" a .YF m GFE # ;, :�, '. .i, ::Yt;: 4es insurance 4ro GFE #4) 1103 fypPr S title: tnsnrapce RISC/COMM mr900.00 1104. T.mrlt+r'c tjl]p ' $ 37500 1105, fenders title polio) limit S 240:000:00 (Sim $175.00) a Ends: 8,1 -25p0; 1106. Owner's title polio Iimit S 3Q0;000400 Inc:FAIds. PF9,1 -; A , is • • rtion • t e total title insurance . remium 108. Un•erwriter's portion o e. total t tie insurance •remium ere 1009. "De L osfted- 'ti6'tli" Lenders stl year¢ to 1_8,000.00 U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT SETTLEMENT STATEMENT S 1360 $ 585.00 :t • • :_'I1 e e hurl /a to to 0 to 121. Govecnmeiit iliecOlydiri ixand:7: ratiafer� k teesSta ve'r, ti.: rzti::::; lj 4.4",",w4 I A's9S;i�'E:.` , 1201. Government recording charges (from GFE #7) 1212 • - • , 2s3, 1204. 1205. 1206. N'/( ep'F 11 •• ;r. • r tax - - - cans +• a•►• li : :1111 0 302. (from GFE #6) • S 295 1303. F1NAI. WATER to RRrR 1304. TAX A D r to ARR A QS. CnnF FNF(�� f`1+ to F T i m 1306. TNA A T17 T TTTT .TTY to Ar4TA�rt �,? ix a T a 7LTT1 en _1 07. ST(7RmwATEE tovJi1,1LAG nn rra s S rt n 1308. 2 nna Tp,Xp,_ ' t �m a g r n w r•>r 1309. C(1TTR FRRS toy TSC I have carefully reviewed the HUD -1 Settlement Statement and to the best o�tmy 1rnOwleag disbursements made on my account or by me in this transaction. I further certify that I have Luc Omar Villanueva, Jr. Borrower Borrower ° :I T 'e i :t�or:: • r,'�t�'i c ° ::1 �717�. L a rY;;� • g. .,j,.! $ 645.00 from GFE -- -- $ (900.00) from GFE #21 • (from GFE A) (255.00) from .GFE #3) ( om GPB (fromZ;F'E #31 B Lu B belief it is a copy ox and E ox " ' d Evelyn S. Fox, �>hlai�rtrtlm= Bdf .,9w r`s< tint • 1.275.00 1,575 00 207.00 020.00 er the PAGE 2 Paid. From ;.Seller`s Settlement 1/1.000.00 235.00 1.800.00 127. i _ 18.50 ;1.3 at dlttonakS ttletnen " a. a 1301. #h ar>�esit�;?��4ifi tf�"1<8S!+4et :r :r "jIrr- u. �n2f;!tS l :t ,:.: lt:.....� n ... . .• �• • . •• • 1 : 1 • 1. ►IL1 _ ►11 150.00 202.00 35.00 1400. Total Settlement Charges (cnlcr on lines 103, Section i and 502, Section K) 8,161.16 29,308.12 orate statement of DA r ? 010 ttlement Statement. Scaler :Paul R Sasso Esq as PO,A for the Trust The HUD-1 Settlement Statement which I have prepared is a true and accurate account of this transaction. I have caused the funds to be disbursed in accord- ance with this statement RAPID TITLE SERVICES COMPANY Settlement Agent 4/9/2010 Date WARNING: It is a crime to knowingly make false statements to the United States on this or any other similar form. Penalties upon conviction can include a fine and imprisonment For details see: Title 18 U.S. Code Section 1001 and Section 1010. Page 2 of 3 53_10p ora,arisbnsofiCti0 d , .ith+ 'siini 'Fez Charges That Cannot Increase Our origination charge Your credit or charge (points) for the specific interest rate chosen Your adjusted. origination charges . •r GEE ilia Transfer taxes Owner's title insurance Appraisal Fee Tax service Flood. certification Chark0A. 1iigf:' "; lithi10.11.6 Initial • cposit for your escrow account Daily interest charges Homeowner's Insurance Flood Insurance SURVEY Loan Terms Your Initial loan Your Loan terns Is Your initial interest rate is Your initial monthly amoutnowed for principal, interest, and any mortgage insurance is Can your interest rate rise? amount is Even i. °you make payments on time, can your loam balance rise? Even if you make payments on time, can your monthly amount owed for principal, interest, andmortgage insurance rise? Does your loan have a prepayment penalty? Does your loan have balloon payment? Previous editions are obsotete 1iIi:)D -1 Line Number #801 #802 #803 #T203 #1101 #1103 #804 #806 #807 A G1 - .0 #1001 #901 $ 33.70 /day #903 #904 #1302 3,01 years I I I 1 Page 3 of 3 i.CtiArQe_.0.hajfi � iii7; tit' a' Itdaft# in{X'nc "'e "''stt,11T6 r' r 'e.L9si�'2 '„'t� .:p m t V V. -r.,.,: ..�. �._ .,, ,�.. .31I • i91i;1:0;%d:. -,c R �-'ii= r' � _�f: ° y...:.,. Governme recording charges ' "" `: ' ` ° ' f '`'`� ; *1201 Title services and lender's tide insurance Total Increase between (1 I,: and H[ID -1 Charges I 5.1251 % S (' includes g7 Principal ❑ Interest ❑ Mortgage Insurance g1No. ❑ Yes, it can rise to a maximum of on 1 iy i6064:F bi•)N'stlnaata 645.00 900.00 1.545.00 1,342.00 643.00 (900.00) /255.00) 1.320.00 207.00 1,275.00 1 1,575.00 393.00 87.00 14.00 3,553.00 (395.00) or $'P kgii i 741.40 1.096.76 1,805.00 295.00 741.40 1,096.76 1,805.00 295.00 %. The first change will be and can change again every ( after . Every change date, your interest rate can increase or decrease by 1 1 %. Over the life of the loan, your interest rate is guaranteed to never be lower than I 1% or higher than INo. ❑ Yes, it can rise to a maximum of $ 11No. ❑ Yes, the first increase can be on owed can rise to $ The maximum it can ever rise to is S 1 IJNo. ❑Yes, your maximum prepayment penalty is $ • giNo. ❑ Yes, you have a balloon payment of $ Total monthly amount owed including escr You owaccount payments o drs 1 do not have a monthly escrow payment for items, such as property taxes and homeowner's insurance. You must pay these items directly yourself. You have an additional monthly escrow payment of$ that results in a total initial monthly amount owed of $ I 1. This includes principal, interest, any mortgage insurance and any items checked below: ❑Property taxes ❑Homeowner's insurance IZF1ood insurance ❑ ❑ 1• and the monthly amount j 1 Note: If you have any questions about the Settlement Charges and Loan Terms listed on this form, please contact your lender. due in 02009 Display Systems,'Imm. 063) 763 -5555 • T ar Oeeerated 20700. 1.275.00__ 1.575.00 87. 1/[1 14.00 3,158.00 -11.1 174 % Eile 53 -10P HUD -1 R. - Fyne of loan 1. ;FHA 2. C jRHS 3. [x ]Conv. Unins. 4.1 VA 5. I1Conv, Ins. 6. File Number 53 -10p 7. Loan Number 1291137842 . 8. Mortgage Insurance Case Number C. NOTE: This form is furnished to give you a statement of actual settlement costs. Amounts paid to and by the settlement agent are shown. Items marked "(p.o.e.)" were paid outside the closing; they are shown here for informational purposes and are not included in the totals. D. NAME OF BORROWER: Omar Villanueva, Jr. ADDRESS OF BORROWER: 575 NIA, 1_05S�,MIAM H 33138 S QRESFL E. NAME OF SELLER: Lucius C. Fox and Eve I yn ox, Tr ustees under tie Trust Agreement by Paul R. Sasso, Esq. as POA for the Trust ADDRESS OF SELLER: F.NAME LENDER: JPMorgan C 11 ErMs., NA 8880 FREEDOM CROSSING TRL ADD S QF 1 ENJ.ER; JACKSONVHI,I,E, FI, '32256_ G. PROPERTY 575 NE 105 St LOCATION: MIAMI SHORES, FL 33138 ID# 11-2231-014-0300 H. SETTLEMENT AGENT: -- RAPID 111LE SERVICES - PANY - -- PH# 305) 891 - 6082 1175 NE 125th STREET, SUITE 512, NORTH MIAMI, FL 33161 PLACE OF SETTLEMENT: 1175 NE 125th STREET SUITE 512 NORTH MIAMI FL 33161 i SETTLEMENT DATE: 4/9/2010 Settlement t ax IDS 65 -03 Z9 Agen .1. Summary of Rorrovter'c Francarlinn t. Sinnntary of Selier'c'Frunsartion 100. Gross Minion t Oda from Borio*er , �, . � .... .:a ,� �pv � � 40114V3s:A'thiouutllae` Sftller.._ 101. Contract sales price 300,000.00 401. Contract sales price 300,000.00 102. Personal property 402. Personal property 403. 103. Settlement charges to borrower (line 1400) 8,161.16 104. 404. 105. 405. Adjustments for items paid by seller in advance Adjustments for items paid by seller in advance 106. City /town taxes to 406. City/town taxes to 407. County taxes to 408. Assessments to 107. County taxes to _ 108. Assessments to 109. WASTE 4/9/2010 to 6/30/2010 170.95 409. WASTE 4/9/2010 to 6/30/2010 410. to 170.95 110. to 1I1. to 411. to 112. to 412. to 120. Gross Amount Due from Borrower 308,332.11 420. Gross Amount Due To Seller 300,170.95 200. Amounts Paid by br.:Id Behalf . Of SoiTOWer ; , , .. $004 1ed0olons In Amount Due to Seiler ,. 201. Deposit or earnest money 5,000.00 501. Excess deposit (see instructions) 502. Settlement charges to seller(line 1400) 503. Existing loan(s) taken subject to 504. Payoff of first mortgage loan 29308.12 202. Principal amount of new loan(s) 240,000.00 203. Existing loans) taken subject to 204. 205. 505. Payoff of second mortgage loan 206. Principal amount of new loan(s) 506. -- 207. 507. 208. 508. 209. 509. 209a 509a 209b 5096 Adjustments for items tomato by. seder .: Adjustmeflts tor Items unpaid by seller 510. City /town taxes to 511. County taxes 1/1/2010 to 4/9/2010 512. Assessments to 1 919.98 210. City /town taxes to 211. County taxes 1/1/2010 to 4/9/2010 1,919.98 212. Assessments to 213. to 513. to 214. to 514. to 215. to 515. to 216. to 516. to 217. to 517. to 218. to 518. to 219. to 519. to 220. Total Amounts Paid by or in Behalf of Borrower 246 91 + 9.98 520. Total Reductions in Amount Due Seller 31,228,10 301 Cash. at Settleuir4i fr Ilia Bbtroxve► i ,. . , _< > ,,, .. c < . : { .... 600g:trash,At Se item to/from: Sellerr.. 301. Gross amount due from borrower (line 120) 308,332.11 601. Gross amount due to seller (line 420) 300.170.95 302. Less amounts paid by /for borrower (line 220) 246,919.98 602. Less reductions in amount due seller (line 520) 31,228.10 303. Cash ( From To Borrower 61,412.13 603. Cash LX1 1 FFrom Seller 268,942.85 Previous editions are obsolete A. Settlement Statement (HUD -1) Page 1 of 3 1)2009 Display Systems, Inc. (863) 763 -5555 - Laser Generated OMB Approval No. 2502 -0265 HUD -1 U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT SETTLEMENT STATEMENT e HUD - 1 Settlement Statement and to the best of my kn and belief, it is a true and accurate statement of rec a account or by me in this transaction. I further certify that I have received a copy of the HUD - 1 Settlement Statement. Lucius C. Fox and Evelyn S. Fox. Trustees under the By: Lucius C. Fox and Evelyn S. Fox, By: Paul R Sasso Esq as POA for the TruS' eller The HUD - Settlement Statement whic 1 : ve prepared is a true and accurate account of this transaction. I have caused the funds to be disbursed in accord- ance with this statement. RAPID TITLE SERVICES COMPANY Settlement Agent 4/9/2010 D ate WARNING: It is a crime to knowingly ake false statements to the United States on this or any other similar form. Penalties upon conviction can include a fine and imprisonment. For details see: Title 18 U.S. Code Section 1001 and Section 1010. Page 2 of 3 53 - 10p I have carefully revie disbursements mad Omar Villanueva, Borrower Borrower Seller 700. Total Real Estate Broker Fees 18.000.00 Paid From Borrower's Fluids At Settlenient . , Paid From Seller's Funds At Settlement 18,000.00 Division of Commission (line 700) as follows: 701 9.000.00 to KFI,T,FR WTI I,IAMS 702 9,000.00 to CLASBY MEYER 703 Commission paid at Settlement 704. to 800.: Italia •Ytlyabte'Iii k 01mel tioia .With = 801. Our origination charm $ 645 (from GFE #1) 802. Your credit or charge (points) for the specific interest rate chosen $ (900.00) (from GFE #2) 801 Your adjusted origination charges to (from GFE #A) (255.001 R04 Appraisal Fee to 1 TNT,IMTTED APP CORP POC 395 (from GFE #3) 805 Credit Report to (from GFE #3) 806 Tax service to FIRST AMERICAN (from GFE #3) 87.00 R07 Flood certification to FIRST AMERICAN (from GFE #3) 14.00 RO8 to R09 to R10 to I tems .. . - eauir �. y 1i er : 0 . Be .,. „aa , li . itmie �. , 901 Daily interest charges from 4/9/2010 to 5/1/2010 @ 33.70 /6 .y(from GFE #10) for 22 days 741.40 902. Mortgage Insurance Premium for months to (from (irh #3) 1,096.76 1 805.00 903 Homeowner's Insurance for years to ROYAL, PAT. (from GFE #11) 904 Flood Insurance years to CITIZENS (from GFE #11) 90S. years to wI1I0td mr og rn ..1.1 i A 11 " .0. 001. Initi. d - .6 sit or our e c . w : coun (from GFE #9) .. ..ti.. ,. . <.: ��.I . n. . ..... $ .100 M.rt :; ',s . . ..... n .- .... . 014 Pr.... • % ... 1 . / . " .... . $ 015 . n .1, e m .- ..... $ 116 u.. • n $ .... . n . - 114 1 . . 1008. .... • M .- 1111 . $ 1009. -'. <$0.00> 1100. Title Charges.; and lender's insurance frorrit4 1,275.00 1,575.00 Settlement nt o r iclosing 0 Settlement n fee f RISC 11 900.00 r.fele 110 2 RTSCICOMM (from GFE #5) 1104. I .ender'c title insurance RTSC /COMM $ 375.00 1105. Lender's title policy limit $ 240,000.00 (Sim 8175.00) + Ends: 8.1-25.00; 1106. Owner's title Policy limit $ 300,000.00 Inc Ends: FF9.I -; 1107 Agent's portion of the total title insurance Premium $ 1,365.00 1108. Underwriter's portion of the total title insurance premium $ 585.00 1109. TITLE SEARCH to R APIr) TTTT >~ /CnMMONWE e t Tu 1110. to 235.00 1111. to 1112. to 1113. to 1200. Goveri iiefnt:Rectiediti l atd, Charge t_ u 1201. Government recording charges (from GFE #7) 207.00 - - - - 1202. ..'. a - -. , , t -u .. , .. 1' -u es - 1203. rans er t. es ( ,m FE • 8) 1,320.00 1.800.00 1204. City/county tax/stamps. Deed • I.- Mortg»gp(c ) S480 00• S- Mortgagp(s 1205. State: tax /stamps: Deed $1 )100.00; T: Mortg�ge(s) $840.011; S- Mnrtgp g(s) _1206. N• /C AFF to 18.50 1207. TRT I.ST AFF to 86.50 1300. Additional Settlerh nnt= Chattel_ - - - ; 1301. ; -6 -6 - . ' .. . :. ... . (from GFE #6) • 11 1302. , u� _ . _ , _ - 295.00 _1303 FINAL WATER to ESCROW 150.00 1304. TAX ANT)1.1EN to ARRAMOWITZ 202.00 1305. CODE ENFORCE. to RSCROW HOLD 230.00 _1306. IINPAID I ITII,ITY to MIAMI DADF. WATER AND SF 1307. STORMWATF.R to VII.1.AGF, OF MIAMI SHORF.S .88 859.40 1308. 7009 TAXES to MIAMI DADF, 7 690.84 1309. C01IRIF.R FEES to RTSC 35.00 1400. Total Settlement Charges (enter on lines 103, Section .I and 502, Section K) I 8,161.16 29,308.12 U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT SETTLEMENT STATEMENT e HUD - 1 Settlement Statement and to the best of my kn and belief, it is a true and accurate statement of rec a account or by me in this transaction. I further certify that I have received a copy of the HUD - 1 Settlement Statement. Lucius C. Fox and Evelyn S. Fox. Trustees under the By: Lucius C. Fox and Evelyn S. Fox, By: Paul R Sasso Esq as POA for the TruS' eller The HUD - Settlement Statement whic 1 : ve prepared is a true and accurate account of this transaction. I have caused the funds to be disbursed in accord- ance with this statement. RAPID TITLE SERVICES COMPANY Settlement Agent 4/9/2010 D ate WARNING: It is a crime to knowingly ake false statements to the United States on this or any other similar form. Penalties upon conviction can include a fine and imprisonment. For details see: Title 18 U.S. Code Section 1001 and Section 1010. Page 2 of 3 53 - 10p I have carefully revie disbursements mad Omar Villanueva, Borrower Borrower Seller Your Initial loan amount is $1 240,000.001 Your Loan term is 301 years Your initial interest rate is 1 5.1251 % Your initial monthly amount owed for principal, interest, and any mortgage insurance is $1 1.306.771 includes J Principal ❑ Interest ❑ Mortgage Insurance Can your interest rate rise? E No. ❑ Yes, it can rise to a maximum of 1 1 %. The first change will be on 1 1 and can change again every 1 1 after 1 1 . Every change date, your interest rate can increase or decrease by 1 1 %. Over the life of the loan, your interest rate is guaranteed to never he lower than 1I% or higher than 1 1% Even if you make payments on time, can your loan balance rise? _- 1No. ❑Yes, it can rise to a maximum of $ 1 1 Even if you make payments on time, can your monthly amount owed for principal, interest, and mortgage insurance rise? 1Z1No. ❑ Yes, the first increase can be on 1 1 and the monthly amount owed can rise to $ 1 1 The maximum it can ever rise to is $ 1 1 Does your loan have a prepayment penalty? 1]No. ❑ Yes, your maximum prepayment penalty is $ 1 Does your loan have a balloon payment? 1No. ❑Yes, you have a balloon payment of $ 1 1 due in 1 (years on 1 I Total monthly amount owed including escrow account payments 15D You do not have a monthly escrow payment for items. such as property taxes and homeowner's insurance. You must pay these items directly yourself. ❑ You have an additional monthly escrow payment of $ 1 1 that results in a total initial monthly amount owed of $ 1 1. This includes principal, interest, any mortgage insurance and any items checked below: ❑Properly taxes ❑ Homeowner's insurance ❑Flood insurance ❑ 1 1 ❑I I ❑ Comparison lif iGood'1?oith imate, (G ) 1c C 0rg .., Giidd Faith .Estimate HUD-1 Charges That Cannot Increase HUD -1 Line Number 207.00 207.00 Our origination charge #801 645.00 645.00 Your credit or charge (points) for the specific interest rate chosen #802 900.00 1,545.00 1342.00 (900.00) (255.00) 1,320.00 Your adjusted origination charges #803 Transfer taxes #1203 Charges That t ii Totai:Caniiot ncrease 11lttre;Thap ib I' < g : Good Faith Estimate HUD -1 Government recording charges #1201 207.00 207.00 Title services and lenders title insurance #1101 1,275.00 1,575.00 395.00 1.275.00 1,575.00 Owner's title insurance #1103 Appraisal Fee #804 Tax service #806 87.00 87.00 Flood certification #807 14.00 14.00 741.40 Homeowner's insurance #903 1,096.76 1,096.76 Flood Insurance #904 1,805.00 1,805.00 SURVEY #1302 295.00 295.00 Total 3,553.00 3,1 58.00 I ncrease between GFL and HUD -1 Charges $ (395.00) or - 11.1174 %I Charges That'Can Change , .. Good Faith Estimate HUD -1 Initial deposit for your escrow account #1001 Daily interest charges #901 $ 33.70 /day 741.40 741.40 Homeowner's insurance #903 1,096.76 1,096.76 Flood Insurance #904 1,805.00 1,805.00 SURVEY #1302 295.00 295.00 Loan Terms Note: If you have any questions about the Settlement Charges and Loan Terms listed on this form. please contact your lender. Previous editions are obsolete Page 3 of 3 02009 Display Systems. Inc. (863) 763 -5555 - Laser Generated File: 53 -lOp HUD -1 FLOOD ZONE: X MAP & PANEL= 12086CO306 COMMUNITY No.: 120652 SUFFIX :: L DATE OF FIRM: 9 -11-09 BASE ELEV.= N/A 3Z50' 75.00' TOTAL R/W r- r O F2 C b 020 Otrj PROPERTY OF: OMAR VILLANUEVA JR. 575 NORTHEAST 105th STREET MIAMI SHORES, FLORIDA 33138 122.12'(C)& M li li r o N CERTIFIED TO: RAPID TITLE SERVICES COMPANY; COMMONWEALTH LAND TITLE INSURANCE COMPANY; OMAR VILLANUEVA JR.; JPCHASE MORGAN CHASE BANK N.A.; IT'S SUCCESSORS AND /OR ASSIGNS, AS THEIR INTEREST MAY APPEAR. NOT VALID WITHOUT THE SIGNATURE AA'D THE ORIGINAL RAISED SEAL OF A FLORIDA LICENSED SURVEYOR AND MAPPER. FENCES, WALLS, HEDGES INSTALLED ON ALLEY MUST ALLOW 40 SQ. FT. FOR TRASH CANS, TREE TRIMMINGS, ET , QoF F THE T 52 5, A BOUNDARY SURVEY I HEREBY CERTIFY THAT THE SURVEY REPRESENTED HEREON MEETS THE MINIMUM TECHNICAL STANDARDS SET FORTH BY THE FLORIDA BOARD OF LAND SURVEYORS IN CHAPTER 61G17-6, FLORIDA ADMINISTRATIVE CODE PURSUANT TO SECTION 472 -027, FLORIDA STATUTES, THERE ARE NO ENCROACHMENTS, OVERLAPS, EASEMENTS APPEARING ON THE PLAT, OTHER THAN AS SHOWN HERETO. FRANCISCO F. FAJARDO #4767 FLORIDA PROFESSIONAL SURVEYOR AND MAPPER REG. NO. 4767. POB POC: (R) D.U.E: U.E: PRM• PCP: FND: CL: (C) W.U.P. z 1111111111111111 magonot nom= hI Wa z 31111111111111 I m Ialro i e T 6• 4. 11 a Ill •II 111 W l s• a q 9 • T L e STREET 41 1Ooa10 — STREET 11, SURVEYOR'S NOTES: LEGEND :. LOCATION SKETCH NOT TO SCALE - 1O7Tg STR EET 6i•'. ,. . 1.06'M ' INDICATES CONCRETE INDICATES OVERHEAD LINES INDICATES WIRE FENCE INDICATES WOOD FENCE INDICATES PROPERTY CORNER INDICATES POINT OF BEGINNING INDICATES POINT OF COMMENCEMENT INDICATES PROPERTY UNE INDICATES RECORD MEASUREMENT INDICATES DRAINAGE & UTILITYE.4SEMENT N.T.S.: INDICATES UTILITY EASEMENT N INDICATES PERMANENT REFERENCE MONUMENT S INDICATES PERMANENT CONTROL POINT f : ; INDICATES FOUND (M) INDICATES CLEAR CONC.: INDICATES MEASURED CALCULATED ONPL: INDICATES WOOD UTIUTYPOLE O.U.L. ' Y� •• • LEGAL DESCRIPTION: LOT 22 AND THE WEST 1/2 OF LOT 23, BLOCK 110, "AN AMENDED PLAT OF SECTION NO. 5 OF MIAMI SHORES' ACCORDING TO THE PLAT THEREOF, AS RECORDED IN PLAT BOOK 10, PAGE 47, OF THE PUBLIC RECORDS OF MIAMI -DADE COUNTY, FLORIDA. •••. 1) NOT VALID UNLESS SIGNATURE IS EMBOSSED WITH THE IEGISTE'R ED LA1YP JOVEYORt , • 2) LEGAL DESCRIPTION PROVIDED BY OTHERS. • -'• • • 3) PROPERTIES SHOWN HEREON WERE NOT ABSTRACTED F0 YEASS'MENT. t)? IERRECORbF.D ENCUMBRANCES NOT SHOWN ON THE PROPERTY PLAT OF FEG`l1pD! 4) MEASUREMENTS TO WOOD FENCES ARE TO OUTSIDE OF MOD► • • • 5) UNDERGROUND UTILITIES, FOUNDATIONS, OR OTHER IMPRAVj4IENTS, If itINY,,VVERE NQJ • • "" • LOCATED. • • • • • 6) ELEVATIONS, IF SHOWN ARE BASED ON NATIONAL GEODET1C D 1929. 7) FENCE OWNERSHIP NOT DETERMINED UNLESS OTHERW/Sp l ita : • • 8 ) M E A S U R E M E N T S T O W I R E F E N C E S ARE T O C E N T E R O F WIF • • • - 9) WALL MEASUREMENTS ARE TO /FROM FACE OF WALL • • • • • - -. i 10) DRAWING DISTANCE BETWEEN WALLSAND/OR FENCES A41b PROpERTYI,INES fr,AYBE EXAGGERATED FOR CLARITY. wins.. : 11) FLOOD ZONE INFORMATION WAS DERIVED FROM FEDERA=. MkGENCY1IANAGEMENTIGGNG1= FLOOD INFORMATION RATE MAPS • • •••• - • • 12) BEARINGS IF ANY SHOWN ARE BASED ON PLAT MERIDIAN T.• •-•- PROFESSIONAL SURVEYING AND MAPPING LANNES & GARCIA, INC. • • • • • INDICATES LAKE MAINTENANCE cL INDICATES CLEAR ENCR: INDICATES ENCROACHMENT RP: INDICATES FOUND IRON PIPE FRB: INDICATES FOUND REBAR SRB: INDICATES SET 1/2' DIAMETER REBAR TIP INDICATES TYPICAL VW INDICATES RIGHT -OFWAY ORB :. INDICATES OFFICIAL RECORD BOOK INDICATES MORE OR LESS F.F. ELEV.: INDICATES FINISHED FLOOR ELEVATION INDICATES NOT TO SCALE INDICATES NORTH INDICATES SOUTH INDICATES CENTERLINE INDICATES FIELD MEASUREMENTS INDICATES CONCRETE INDICATES ON PROPERTY LINE INDICATES OVERHEAD UTIUTYLINES LB # 2098 FRANCISCO F. FAJARDO PSM # 4767 359 ALCAZAR AVENUE, CORAL GABLES, FLORIDA 33134 PH (305) 666 -7909 FAX (305) 559 -3002 FIELD DATE :03 -31 -20101 SCALE: 1 "= 20' 1 DRAWN BY: M. P10 I DWG. No.: 218125 • • • • • • • .. PERIVIIT (2 Mia mi Shores Village SUBdEGI i0 CGMPl CE W►n-i ALL FEDERAL STAB AND CGU13 iY RU S AND REGU 1 3©"V31 JUN 2 1 2010 BY: -•\Aload Fences • a • .■—•••••••1 " Sec. 1611,2.1 Fences. Fences not exceeding 5 in height from grOde may be designed for 75 mp (33 m/s) fastest wind speed pr 90 mph 140 m/s) 3seconci gust. r fr $ .■ at Sec. 1611.2.1.1 Wood Fehas. Wood *fence .e'sOn shall baas Specified by 2325: .c I •-.11 1 V.4 LJ LA11■ A 1 1 trf -A?cirs'APM jt AllOWSD S' Fences <= 5 ft. High - 5 ft On Center Fences < 4 ft. HI .h 6 ft. On Center x4 HorlzontalWood.Members. ..."' . . Section 232.5 -,.. No.2 Grad -,* Into concrete iaotrn .. ...-‹. diaMeter. • '' * .... S 2324.2 Nails, bolts and other connectors thal are used in locations exposed fo the weather shall lie galVanIzed or otherwise corrosive resistant. Sec. 2324.3 in general, nails shall penetrate the second .memb.er a distant equal to the thickness of the member being nailed thereto. There shall be not less than two nails In any Connection. 4: 1 long ed: nong 8d: 2-1/2" long 3" long 12d: 16d: 4" long Sea 2326,2.10 [Posts, .poles and colistitis'ethioefittOd tbribrete ch is n contact with ground and supporting permanent *structures anal' be OPPros'ied pressure treatedwood suitable for ground contact use except naturally urable wood may be used for po,s5les and columns embedded In concrete for . structures Other_than buildings. and Waildng surfaces at in structures Mere wood Is • above ground level and not exposed to the weather. Sec, 2326.2.6 The expression '"naturolly durable wood" refers to the heartwood f the folowing species...: 1. Decay resistant- Redwood; Cedars; Black - Locust. 2, Terrnite resistant - Redwood, Eastern Red Cedar.