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BUILDING PERMITPERMIT APPLICATION FOR MIAMI SHORES VILLAGE Date ‹0/94 Job Address -4 F !�/ Legal Description 7 sP E of' .zot ika4 P.L41 f . so h rsio,v EL 7e:t9,L Owner / Lessee / Tenant /6 VJ /✓ 'S2 X7 7A/ Owner's Address - g5 / 0 77 E 9/ . 0/l /A717/ Sf70,PF.S 33 /3S' Phone 37,2-x Contracting Co. S7F} p ■e676 /.)C. Address 73x3 yI ?..C1 rnu9hf/ / ( 3345x-6 Qualifier ( 4 6 57 6 s / R GN pos SS# — Phone 'CAS/ -a0- 9 6a (p(00 State #CG('O /4O 7 Municipal #iS' .F� (o7- 9 Competency #E 19 `f g Architect /Engineer Address Bonding Company Address Mortgagor Address Permit Type(circle one): BUILDING ELECTRICAL PLUMBING MECHANICAL ROOFING PAVING FENCE SIGN WORK DESCRIPTION 37 yipeci Gati e e1E tk / y . 74)QLkW4- / pL,9-4 �oNG257E Square Ft. 67/ t.o Qwri 'a My Commission Expires: side c,0,4 Lk 30 WARNING TO OWNER: YOU MUST RECORD A NOTICE OF COMMENCEMENT AND YOUR FAILURE TO DO SO MAY RESULT IN YOUR PAYING TWICE FOR IMPROVEMENTS TO YOUR PROPERTY (IF YOU INTEND TO OBTAIN FINANCING, CONSULT WITH YOUR LENDER OR AN ATTORNEY BEFORE RECORDING YOUR NOTICE OF COMMENCEMENT). Application is hereby made to obtain a permit to do work and installation as indicated above, and on the attached addendum (if applicable). I certify that all work will be performed to meet the standards of all laws regulating construction in this jurisdiction. I understand that separate permits are required for ELECTRICAL, PLUMBING, SIGNS, POOLS, ROOFING and MECHANICAL WORK. OWNER'S AFFIDAVIT: I certify that all the foregoing information is accurate and that all work will be done in compliance with all applicable laws regulating construction and zoning. Furthermore, I authorize the above -named contractor to do the work stated. Condo President ** * * /' * * * * * * * * * * * * ** / FEES: PERMIT 9 14 RADON C.C.F. 1 NOTARY TOTAL DUE 1 APPROVED: Fire Zoning Buildin Tax Folio // - 3 " to / / OO- D Master Permit # Ins.Co. Estimated Cost(value) /c,2 ,300l9z, Signature •f Contractor or Owner- Builder Date: Notary as to Contractor or Timet uilder My Commission Expires: WARY FDIC g4AT of FUER ri CO MISSION EXP. MY 15,199 BONDED THRU GENERAL INS. UND, Other Electrical Mechanical Plumbing Engineering / (1.3' /2 0 4■ ■ s; . 1! to 0 /5 ,r , 9 I m / 1 nn , �. _! /4 /& /1 /7 1, /8 II /9 n .SE/ 1 1 5582 N W 7TH STREET SUITE 202 MIAMI FLORIDA 33126 TELEPHONE 1305, 220 317 FAX (3051 551 7822 DRAWN BN Al , A SURVEY OF LOT 7 E . 1 of or SUBDIVISION L- P cJ r� -T A L- ACCORDING TO THE PLAT THEREOF AS RECORDED IN OK NO.___ r AT PAGE NO. / G / OF THE PUBLIC RECORDS OF Q A ..DC __ COUNTY FLORIDA . DATE /-- — C • G1 / c., -. PROPERTY ADDRESS a-a 0 NE • FOR K 1/i 7■.,1 SE k TC A.; AK. = AIR CONDITIONER PAD A'S - ALUMINUM SHED ASPH - ASPHALT B. BEARING BLDG = BUILDING B M . BENCH MARK C 8 - CATCH BASIN C B S = CONCRETE BLOCK STRUCTURE C = CURVE CH = CHORD DISTANCE CL - CLEAR C L F = CHAIN LINK FENCE CH B = CHORD BEARING - NE N 1= F.N = FOUND NAIL CBW= CONCRETE BLOCK WALL N= NORTH. CONC = CONCRETE C S = CONCRETE SLAB DRIVE = DRIVEWAY DIST = DISTANCE c - DEGREES D= DEGREES OF CURVE ET P . ELECTRIC TRANS FORMER PAD ENCR= ENCROACHMENT E - EAST ELEV - ELEVATION F H . FIRE HYDRANT F 1 P = FOUND IRON PIPE F R = FOUND RE-BAR F F E • FINISHED FLOOR ELEVATION FR = FRAME F B = FIELD BOOK FT = FEET FNIP = FLORIDA NATIONAL INSURANCE PROGRAM F B C . FOUND BLOCK CORNER Nona Aururgurs e 3Itr. (-7/ �T AbREVIATK)NS AND MEANING F D H = FOUND DRILL HOLE H = HIGH (HEIGHT( L P . LIGHT POLE L = ARC L C . LENGTH OF CURVE L F E . LOWEST FLOOR ELEVATION MINUTES M = MEASURED DISTANCE MAN . MONUMENT M'L = MONUMENT LINE NGVO. NATIONAL GEODETIC VERTICAL DATUM N T S = NOT TO SCALE • NO = NUMBER O'5 = OFFSET OH - OVERHEAD CVH = OVERHANG O RB = OFFICIAL RECORD BOOK PAV = PAVEMENT PL . PLANTER P11 = PROPERTY LINE P C C = POINT OF COMPOUND CURVE P C = POINT OF CURVE PT = POINT OF TANGENCY POC = POINT OF COMMEN CEMENT PO8 - POINT OF BEGINNING P R C = POINT OF REVERSE CURVE PROP COR . PROPERTY CORNER LAND SURVEYORS LOCATION SKETCH Scale 1 �T2 E L, 11 P.8 . PLAT BOOK PG . PAGE. P. POINT PWY. PARKWAY PRM. PERMANENT REFERENCE MONUMENT P.L.S . PROFESSIONAL LAND SUR VEYOR R - RECORDED DISTANCE RP . RAILROAD RES . RESIDENCE R'W = RIGHT - OF.WAY RAD - RADIUS OR RADIAL R P . RADIUS POINT RGE . RANGE SEC . SECTION STY = STORY SWK . SIDEWALK S I P . SET IRON PIPE L 8 0 6044 S = SOUTH SP . SCREENED PORCH = SECONDS T = TANGENT TWP . TOWNSHIP U E • UTILITY EASEMENT UTIL . UTILITY U P . UTILITY POLE W M . WATER METER W F = WOOD FENCE O • CENTRAL ANGLE W . WEST = CENTER LINE = ANGLE LEGAL NOTES TO ACCOMPANY SKETCH OF SURVEY (SURVEY): EXAMINATION OF THE ABSTRACT OF TITLE WILL HAVE TO BE MADE TO DETERMINE RECORDED INSTRUMENTS. IF ANY AFFECTING THE PROPERTY. THIS SURVEY IS SUBJECT TO DEDICATIONS LIMITATIONS. RESTRICTIONS RESERVATIONS OR EASEMENTS OF RECORD LEGAL DESCRIPTIONS PROVIDED BY CLIENT OP. ATTESTING TITLE COMPANY SKETCH OF SURVEY MEANS A DRAWING ANDIOR A GRAPHIC REPRESENTATION OF THE SURVEY WORK PERFORMED IN THE FIELD. COULD BE DRAWN AT A SHOWN SCALE AND /OR NOT TO SCALE THE LIABILITY OF THE SURVEY IS LIMITED TO THE COST OF THE SURVEY. THE TERM ENCROACHMENT' MEANS VISIBLE AND ABOVE GROUND ENCROACHMENTS ARCHITECTS SHALL VERIFY ZONING REGULATIONS RESTRICTIONS AND SETBACKS AND THEY WILL BE RESPONSIBLE OF SUBMITTING PLOT PLANS WITH THE CORRECT INFORMATION FOR THEIR APPROVAL FOR AUTHORIZATION TO AUTHORITIES IN A NEW CONSTRUCTION. UNLESS OTHERWISE NOTED THIS FIRM HAS NOT ATTEMPTED TO LOCATE FOOTINGS AND /OR FOUNDATIONS THE FNIP FLOOD MAPS HAVE DESIGNATED THE HEREIN DESCRIBED LAND TO BE SITUATED IN ZONE X CEPTI IEO TO Kevin Sexton Universal Title Insurors Inc. Commonwealth Land Title Insurance Company Universal American Mortgage Company = i00' 0.00 X o.00 1 SURVEY NO. 47 _� - SHEET NO ; l OF BLOCK LEGEND TYPICAL WOOD FENCE CHAIN LINK FENCE C WALL ICBW) EXISTING ELEVATIONS PROPOSED ELEVATIONS S S URVEYORS'S NOTES: 1) IF SHOWN. BEARINGS ARE REFERRED TO AN ASSUMED MERIDIAN, BY SAID PLAT IN THE DESCRIPTION OF THE PROPERTY IF NOT THEN BEARINGS ARE REFERRED TO DADE COUNTY TOWNSHIP MAPS 2 IF SHOWN. ELEVATIONS ARE REFERRED TO N.G.V.D. OF 1929. 3 THIS 'SKETCH OF SURVEY REPRESENTS A LAND SURVEY ALSO REFERRED AS A BOUNDARY SURVEY 4 THE CLOSURE IN THE BOUNDARY SURVEY IS ABOVE 1 7500 FT I HEREBY CERT IFY THAT THIS "SKETCH OF SURVEY" OF THE PROPERTY DESCRIBED HEREON AS RECENTLY SURVEYED AND DRAWN UNDER MY SUPERVISION. COMPLIES WITH THE MINIMUM TECHNICAL STANDARDS ADOPTED BY LAND SURVEYORS PURSUANT TO SECTION 472 027 OF THE FLORIDA STATUTES AND ALSO CHAPTER 211-114-6 OF THE FLORIDA ADMINISTRATIVE CODE ;, / , A� ; .1 r r,• -- / BY GEORGE IBARRA (DATE OF FIELD WORK) PROFESSIONAL LAND SURVEYOR NO 2534 STATE OF FLORIDA (VALID COPIES OF THIS SURVEY WILL BEAR THE EMF'TSSED SEAL OF THE ATTESTING LAND SURVEYOR E Nana Purint;nra Ant LAND SURVEYORS L OT SKETCH OF SURVEY Scale 1". 2 SURVEY NO. SHEET 140. 2 OF 1• 3' ‘11coloctize-tE 7 ?‘/A/Fofec6 c / 6x&Y10 tiALI Wig 7e..511 OvCg li)CKL pige-led FILL THESE PLANS ARE APPROVED FOR ISSUANCE OF A BUILDING PERMIT VARIANCE(S) LISTED IN "REMARKS" MIAMI SHORES BUILDING AND ZONING UNLESS SPECIFICALLY LISTED BELOW. AND COUNTY LAWS MUST BE COMPLIED Authorized Signature Date • WITH NO VARIANCES ❑ WITH NO OTHER DEVIAT'0''S FROM DIE ORDINANCES WILL BE PERMITTED ALL OTHER APP IC' B!.E STATE WITH BY ALL PARTIES. Bid.: ;i: 3 DIREUTOiZ A. PLAN ::I;.G & ZONING BOAi■O VILLAGE COUNCIL APPROVAL PRELIMINARY: FINALa REMARKS: OMPLIANCE WITH THE SOUTH FLORIDA BUILDING CODE AS ADOPTED BY MIAMI SHORES VILLAGE IS REQUIRED. THE ARCHITECT, BUILDER & UB CONTRACTORS ARE CHARGED WITH THE KNOWLEDGE OF ALL BUILD- NG REGULATIONS WHETHER OR NOT SPECIFICALLY INDICATED HEREIN. Le� 7f8' // 3074' / 9 005?) 6 BUILDING INSPECTION DEPARTMENT APPLICATION FOR BUILDING PERMIT Permit No.._.. k Disapproved (Signed) MIAMI SHORES VILLAGE Date Date Read, Sworn to and Subscribed before me. Notary Public, State of Florida Building Inspector My Commission Expires '3‘ Application is hereby made for the approval of the detailed statement ur cne plans and specifications herewith submitted for the build • inc or other structure herein described. This application is made in compliance and conformity with the Building Ordinance of Miami Shores Village, Florida, and all provisions of the Laws of the State of Florida, all ordinances of Miami Shores Village and all rules and regulations of the Building Division of Miami Shores Village shall be complied with, whether herein specified or not. A copy of approved plans and specifications must be kept at building during progress of the work. Owner's Name and Address .... . - 2: .... Yl....I. I..t..� L: _ J �=' S �� =. No.... Q ». _ Street �1 S J 19 . � Registered Architect and /or Engineer , „• , ,.,,,, „,,.,.., ..,,. ., Name and address of licensed contr actor.. P. :.1..L._1.. c ....0 !�) •' C/7 T Li c t) .‘ /9 ",/,(-.' Location and legal description of lot to be built on: V Lot Block Subdivision f ._ — - / Street and Number where work is to be done 4 Al , f ,'- 9/ ,.-'--/... J.p ‘__2 � ./1 � r' � �� y F ., State work to be done and purpose of building (by floors) 1 -- 4 L 1 4 — �A� 4�' !-. ?r& .Y..P P— ,' / `0 /4 L 41.4 `/- / and for no other purpose. New ng i ( - . ----- Remodeling Addition..... -- Repairs. ..... No. of Stories _ lliiiit .: 1' To be constructed of C".- 2_ Kind of foundation C - 4 . Estimated Total cost of improvements $ 7 ( 6 - Amount of Permit $,.. X/O 6)6 Zone cubage required _Plan Cubage Distance .to next nearest building Size of Building Lot Nfaximum live load to be borne by each floor I hereby submit all the plans nnd specifications for said building. All notices with reference to the building and its construction may be sent to.. The undersigned applicant for this building perinit does hereby certify that he understands and accepts his obligations as an employer of labor under the Florida Workmen's Compensation Act, being Section 590, Compiled General Laws of Florida, Permanent Supplement, and has complied ss Oh the provisions thereof, and will require similar compliance from all contractors or .actors employed by him i the work to be performed under this permit; and will post or cause to be posted for inspection on the site of the work such public notice or notices as arc required by the Act. The undersigned agrees to employ only such subcontractors, on work to be performed under this pcnnit, as are licensed by Miami Shores Village. AZ.---/ Rern.uks (Signed )... STATE OF FLORIDA, COUNTY OF DADE. ss. Before me, the undersigned authority, a notary public, duly authorized to administer oaths and take acknowledgments, personally ap- peared _.. to me well known, and who, being by me first duly sworn, upon oath deposes and says that he is the. of the above described construction, that he has carefully read the foregoing application, and that he did sign the same, and that all facts therein by him stated ark tjue.. ` J.61 PLANNING BOARD DATE Ciiair:nan Member Member Member Member .. .. _....._......- . - - -._ ...._....... Member Council Approved Date Disapproved Date NOTE: A charge of $1.00 will be made for making corrections or changes to this application niter approval has been obtained from the I'I•rnnir.g A re inspection fee of $1.00 will be charged when such re- inspection is made necessary by Improper notice for inspection or faulty materials and /or workmanship. DIV. 64 DATE /_ r, f STORE ADDRESS CITY STATE ZIP CODE STORE PHONE CUSTOMER'S NAME '' . ,1 0 "11 , : S 1 I 1 lY ('a /3 ,.: ,. , .. ) HOME PHONE ` 7 .re., t C j OFFICE PHONE ADDRESS CITY STATE ZIP CODE (k C I (I /-. , ' , - T /1.Y7 . ,e't ,.•+ r 5 , 4 a , r e INSTALLATION ADDRESS IF DIFFERENT CITY STATE ZIP CODE ,;:TYPE F ENCE .. ' SPECIAL IN STRUCTIONS !!i I / I 54) n i FENCING KEY �E (GET PERMISSION) X BUILDINGS` DIAGRAM TO BE TERMINAL POST 0 WALK GATE o ERECTED EXISTING FENCE *44-01-* DOUBLE GATE e J b r a '� OVERALL LENGTH OVERALL HEIGHT - 2 S 4`7 GATE GATE CHAIN WIRE GAUGE LINK KNUCKLE (rl UP J BARB a UP / . fi; DIAMETER TOP RAIL DIAMETER TERMINAL POST / - i ' , DIAMETER UNE POST LINE PEST SPACING / f ;; t, SPECIFICATION A. FENCE TO SLOPE OF B. FENCE TO CONTOUR C. FENCE TO WITH HIGHEST D. FENCE TO WITH LOWEST E. FENCE TO AND SPLIT LINES CLEAR OBSTRUCTIONS LINES STAKED WITH CUSTOMER DISCUSS WITH WHICH POST SWINGS ON GATE SWINGS FOLLOW El GROUND FOLLOW OF GROUND BE LEVEL in GRADE I i BE LEVEL GRADE ❑ BE LEVEL THE GRADE ❑ OF CUSTOMER GATE ALSO IF IN OR OUT SPECIAL WORK TO BE PERFORMED BY CUSTOMER 1 " • ,( f „J j� IP , Jc t /t • Si ill • el r ,5-' ��rf '. 1�' / J ` - `/ (...A11( �J A �l + �°' - / 3 FILE COPY TIONAL INSTRUCTIONS INSTALLATION CLERK - Enter below on File and Installer's Copies: NOTE TO CONTRACTOR: SEND BILL FOR THIS WORK TO: SEARS, ROEBUCK AND CO. (Address) FENCING ESTIMA I E AND PROPOSAL SEARS, ROEBUCK AND CO. STORE NO. (Contractor) (Address) No. (Permit No.) SALESCHECK NUMBER INSTALLATION ESTIMATED TO BEGIN WEEK OF I understand that this is only an estimated date and I will be contacted prior to this date to schedule the actual installation date. Contractor's Charge For Delivery (Charge Acct. 116) Contractor's Charge Work Specified Above (Charge Acct. 187) FORM 600A -2001 Project Name: Address: City, State: Owner: Climate Zone: FLORIDA ENERGY EFFICIENCY CODE FOR BUILDING CONSTRUCTION Florida Department of Community Affairs Residential Whole Building Performance Method A WYATT RESIDENCE 440 NE 91 ST. MIAMI, FL 33138 - MR. WYATT South 1. New construction or existing Addition 2. Single family or multi - family Single family 3. Number of units, if multi - family 1 4. Number of Bedrooms 1 5. Is this a worst case? No 6. Conditioned floor area (ft') 412.9 ft' 7. Glass area & type a. Clear - single pane 89.9 ft' b. Clear - double pane 15.5 ft' _ c. Tint/other SHGC - single pane 0.011.' d. Tint/other SHGC - double pane 0.0 ft' 8. Floor types a. Slab -On -Grade Edge Insulation R 0.0, 83.0(p) ft b. N/A c. N/A 9. Wall types — a. Concrete, Int Insul, Exterior R.2, 499.6 ft' b. N/A c. N/A d. N/A e. N/A 10. Ceiling types a. Under Attic R =30.0, 412.9 ft' b. N/A c. N/A 11. Ducts a. Sup: Unc. Ret: Unc. AH: Interior b. N/A Sup. R =6.0, 15.0 ft Total as -built points: 4773 Glass /Floor Area: 0.26 Total base points: 4900 a • speci liance I hereby certify that the plans by this calculation are in co Energy Code. PREPARED BY: DATE: tions covered e Florida I hereby certify that this building, as designed, is in compliance with the Florida Energy Code. OWNER/AGENT: DATE: Builder: Permitting Office: MIAMI Permit Number: Jurisdiction Number: 23100 12. Cooling systems a. Central Unit Cap: 48.0 kBtu/hr SEER: 12.00 b. N/A c. N/A 13. Heating systems a. Electric Strip Cap: 34.0 kBtu/hr _ COP: 1.00 b. N/A c. N/A 14. Hot water systems a. N/A b. N/A c. Conservation credits (HR -Heat recovery, Solar DHP- Dedicated heat pump) 15. HVAC credits (CF- Ceiling fan, CV -Cross ventilation, HF -Whole house fan, PT- Programmable Thermostat, MZ- C- Multizone cooling, MZ- H- Multizone heating) BUILDING OFFICIAL: DATE: EnergyGauge® (Version: FLRCPB v3.22) PASS Review of the plans and specifications covered by this calculation indicates compliance with the Florida Energy Code. Before construction is completed this building will be inspected for compliance with Section 553.908 Florida Statutes. PT, CF, BASE AS -BUILT GLASS TYPES .18 X Conditioned X BSPM = Points Floor Area Overhang Type /SC Ornt Len Hgt Area X SPM X SOF = Points .18 412.9 32.50 2415.5 Single, Clear S 1.0 6.0 7.3 62.19 0.96 434.0 Single, Clear S 1.0 8.0 32.6 62.19 0.99 2008.1 Double, Clear S 1.0 8.0 15.5 55.75 0.99 855.9 Single, Clear E 10.0 10.0 42.0 73.03 0.53 1634.4 Single, Clear W 1.0 6.0 8.0 65.53 0.97 509.2 As -Built Total: 105.4 5441.6 WALL TYPES Area X BSPM = Points Type R -Value Area X SPM = Points Adjacent 0.0 0.00 0.0 Exterior 499.6 2.70 1348.9 Base Total: 499.6 1348.9 I Concrete, Int Insul, Exterior 4.2 499.6 2.28 1139.1 As -Built Total: 499.6 1139.1 DOOR TYPES Area X BSPM = Points Type Area X SPM = Points Adjacent 0.0 0.00 0.0 Exterior 0.0 0.00 0.0 Base Total: 0.0 0.0 I As -Built Total: 0.0 0.0 CEILING TYPES Area X BSPM = Points Type R -Value Area X SPM X SCM = Points Under Attic 412.9 2.80 1156.1 Base Total: 412.9 1156.1 Under Attic 30.0 412.9 2.77 X 1.00 1143.7 As -Built Total: 412.9 1143.7 FLOOR TYPES Area X BSPM = Points Type R -Value Area X SPM = Points Slab 83.0(p) -20.0 - 1660.0 Raised 0.0 0.00 0.0 Base Total: - 1660.0 Slab -On -Grade Edge Insulation 0.0 83.0(p) -20.00 - 1660.0 As -Built Total: 83.0 - 1660.0 INFILTRATION Area X BSPM = Points Area X SPM = Points 412.9 18.79 7758.4 412.9 18.79 7758.4 Summer Base Points: 11018.9 Summer As -Built Points: 13822.8 Total Summer X System = Cooling Points Multiplier Points Total X Cap X Duct X System X Credit = Cooling Component Ratio Multiplier Multiplier Multiplier Points (DM x DSM x AHU) 11018.9 0.4266 4700.7 13822.8 1.000 (1.073 x 1.165 x 0.90) 0.284 0.902 3988.3 13822.8 1.00 1.125 0.284 0.902 3988.3 FORM 600A -2001 SUMMER CALCULATIONS Residential Whole Building Performance Method A - Details ADDRESS: 440 NE 91 ST., MIAMI, FL, 33138- PERMIT #: nergyGauge'^ ut;A corm tiuuA- BASE AS -BUILT GLASS TYPES .18 X Conditioned X BWPM = Points Floor Area Overhang Type /SC Omt Len Hgt Area X WPM X WOF = Point$ .18 412.9 2.36 175.4 Single, Clear S 1.0 6.0 7.3 3.55 1.00 Single, Clear S 1.0 8.0 32.6 3.55 0.99 Double, Clear S 1.0 8.0 15.5 1.49 0.99 Single, Clear E 10.0 10.0 42.0 3.76 1.11 Single, Clear W 1.0 6.0 8.0 4.47 1.00 As -Built Total: 105.4 25.9 115.0 23.0 175.2 35.7 374.8 WALL TYPES Area X BWPM = Points Type R -Value Area X WPM = Points Adjacent 0.0 0.00 0.0 Exterior 499.6 0.60 299.8 Base Total: 499.6 299.8 Concrete, Int Insul, Exterior 4.2 499.6 1.02 As -Built Total: 499.6 509.6 509.6 DOOR TYPES Area X BWPM = Points Type Area X WPM = Points Adjacent 0.0 0.00 0.0 Exterior 0.0 0.00 0.0 I Base Total: 0.0 0.0 I As -Built Total: 0 . 0 0 . 0 I CEILING TYPES Area X BWPM = Points Type R -Value Area X WPM X WCM = Points Under Attic 412.9 0.10 41.3 Base Total: 412.9 41.3 Under Attic 30.0 412.9 0.10 X 1.00 As -Built Total: 412.9 41.3 41.3 • • FLOOR TYPES Area X BWPM = Points Type R -Value Area X WPM = Points • Slab 83.0(p) -2.1 -174.3 Raised 0.0 0.00 0.0 Base Total: -174.3 Slab -On -Grade Edge Insulation 0.0 83.0(p) -2.10 As -Built Total: 83.0 -174.3 -174.3 • INFILTRATION Area X BWPM = Points Area X WPM = Points 412.9 -0.06 -24.8 412.9 -0.06 -24.8 Winter Base Points: 317.4 Winter As -Built Points: 726.6 Total Winter X System = Heating Points Multiplier Points Total X Cap X Duct X System X Credit = Component Ratio Multiplier Multiplier Multiplier (DM x DSM x AHU) Heating Points 317.4 0.6274 199.1 726.6 1.000 (1.099 x 1.137 x 0.91) 1.000 0.950 726.6 1.00 1.137 1.000 0.950 784.9 784.9 FORM 600A -2001 WINTER CALCULATIONS Residential Whole Building Performance Method A - Details ADDRESS: 440 NE 91 ST., MIAMI, FL, 33138- PERMIT #: Energy Gauge DCA Form 600 A- BASE CODE COMPLIANCE STATUS AS -BUILT WATER HEATING Number of X Bedrooms Multiplier = BASE Tank EF Volume Number of X Tank X Multiplier X Credit = Total Bedrooms Ratio Multiplier 1 2369.00 0.0 AS -BUILT 1 1.00 2369.00 1.00 2369.0 0.0 Cooling Points + Heating + Points Hot Water Points = Total Points Cooling Points + Heating Points + Hot Water Points = Total Points 4701 199 0 4900 3988 785 0 4773 BASE AS -BUILT WATER HEATING Number of X Bedrooms Multiplier = Total Tank EF Volume Number of X Tank X Multiplier X Credit = Total Bedrooms Ratio Multiplier 1 2369.00 0.0 As -Built Total: 1 1.00 2369.00 1.00 2369.0 0.0 FORM 600A -2001 WATER HEATING & CODE COMPLIANCE STATUS Residential Whole Building Performance Method A - Details I ADDRESS: 440 NE 91 ST., MIAMI, FL, 33138- PERMIT #: EnergyGauge"" DCA Form 600A -2001 PASS 1 COMPONENTS Exterior Windows & Doors SECTION 606.1.ABC.1.1 REQUIREMENTS FOR EACH PRACTICE CHE Z �/ / ✓ _ Maximum:.3 cfmisq.ft. window area; .5 cfm /sq.ft. door area. Exterior & Adjacent Walls 606.1.ABC.1.2.1 Caulk, gasket, weatherstrip or seal between: windows /doors & frames, surrounding wall; foundation & wall sole or sill plate; joints between exterior wall panels at corners; utility penetrations; between wall panels & top/bottom plates; between walls and floor. EXCEPTION: Frame walls where a continuous infiltration barrier is installed that extends from, and is sealed to, the foundation to the top plate. Floors 606.1.ABC.1.2.2 Penetrations/openings >1/8" sealed unless backed by truss or joint members. EXCEPTION: Frame floors where a continuous infiltration barrier is installed that is sealed to the perimeter, penetrations and seams. , / �/ Y / Ceilings 606.1.ABC.1.2.3 . Between walls & ceilings; penetrations of ceiling plane of top floor; around shafts, chases, soffits, chimneys, cabinets sealed to continuous air barrier; gaps in gyp board & top plate; I attic access. EXCEPTION: Frame ceilings where a continuous infiltration barrier is i installed that is sealed at the perimeter, at penetrations and seams. Recessed Lighting Fixtures 1 606.1 ABC.1.2.4 1 Type IC rated with no penetrations, sealed; or Type IC or non -IC rated, installed inside a sealed box with 1/2" clearance & 3" from insulation; or Type IC rated with < 2.0 cfm from I conditioned space, tested. 1 Y Multi -story Houses 1 606.1 ABC.1.2.5 ; Air barrier on perimeter of floor cavity between floors. �� / l/ Additional Infiltration reqts 606.1.ABC.1.3 Exhaust fans vented to outdoors, dampers; combustion space heaters comply with NFPA, I have combustion air. Air Distribution Systems , 610.1 All ducts, fittings, mechanical equipment and plenum chambers shall be mechanically attached, sealed, insulated, and installed in accordance with the criteria of Section 610. COMPONENTS SECTION ! REQUIREMENTS CHECK Water Heaters 612.1 Comply with efficiency requirements in Table 6 -12. Switch or clearly marked circuit 1 breaker (electric) or cutoff (gas must be provided. Extemal or built -in heat trap required. Swimming Pools & Spas 612.1 Spas & heated pools must have covers (except solar heated). Non - commercial pools I must have a pump timer. Gas spa & pool heaters must have a minimum thermal )/ ( ; — efficiency of 78 %. //7 Shower heads , 612.1 Water flow must be restricted to no more than 2.5 gallons per minute at 80 PSIG. Air Distribution Systems , 610.1 All ducts, fittings, mechanical equipment and plenum chambers shall be mechanically attached, sealed, insulated, and installed in accordance with the criteria of Section 610. Ducts in unconditioned attics: R-6 min. insulation. HVAC Controls 607.1 Separate readily accessible manual or automatic thermostat for each system. Insulation 604.1, 602.1 Ceilings -Min. R -19. Common walls -Frame R -11 or CBS R -3 both sides. Common ceiling & floors R -11. r/ FORM 600A -2001 Code Compliance Checklist Residential Whole Building Performance Method A - Details l ADDRESS: 440 NE 91 ST., MIAMI, FL, 33138- PERMIT #: -21 INFILTRATION REDUCTION COMPLIANCE CHECKLIST 6A -22 OTHER PRESCRIPTIVE MEASURES (must be met or exceeded by all residences.) EnergyGaugen" DCA Form 600A -2001 EnergyGauge® /FIaRES'2001 FLRCPB v3.22 ENERGY PERFORMANCE LEVEL (EPL) DISPLAY CARD 1. New construction or existing 2. Single family or multi - family 3. Number of units, if multi - family 4. Number of Bedrooms 5. Is this a worst case? 6. Conditioned floor area (ft 7. Glass area & type a. Clear - single pane b. Clear - double pane c. Tint/other SHGC - single pane d. Tint/other SHGC - double pane 8. Floor types a. Slab -On -Grade Edge Insulation b. N/A c. N/A 9. Wall types a. Concrete, Int Insul, Exterior b. N/A c. N/A d. N/A e. N/A 10. Ceiling types a. Under Attic b. N/A c. N/A 11. Ducts a. Sup: Unc. Ret: Unc. AH: Interior b. N/A ESTIMATED ENERGY PERFORMANCE SCORE* = 84.4 The higher the score, the more efficient the home. MR. WYATT, 440 NE 91 ST., MIAMI, FL, 33138- 12. Cooling systems a. Central Unit b. N/A c. N/A 89.9 ft 13. Heating systems 15.5 ft a. Electric Strip 0.0 ft2 _ 0.0 ft b. N/A R).0, 83.0(p) 11 c. N/A Addition _ Single family _ 1 _ 1 _ No 412.9 ft R=4.2, 499.6 ft _ R =30.0, 412.9 ft _ Sup. R=6.0, 15.0 ft 14. Hot water systems a. N/A b. N/A c. Conservation credits (HR -Heat recovery, Solar DHP- Dedicated heat pump) 15. HVAC credits (CF- Ceiling fan, CV -Cross ventilation, HF -Whole house fan, PT- Programmable Thermostat, MZ- C- Multizone cooling, MZ- H- Multizone heating) I certify that this home has complied with the Florida Energy Efficiency Code For Building Construction through the above energy saving features which will be installed (or exceeded) in this home before final inspection. Otherwise, a new EPL Display Card will be completed based on installed Code compliant features. Builder Signature: Date: Address of New Home: City/FL Zip: Cap: 48.0 kBtu/hr _ SEER: 12.00 PT, CF, Cap: 34.0 kBtu/hr COP: 1.00 _ *NOTE: The home's estimated energy performance score is only available through the FLA /RES computer program. This is not a Building Energy Rating. If your score is 80 or greater (or 86 for a US EPA/DOE EnergyStar' your home may gual j for energy efficiency mortgage (EEM) incentives if you obtain a Florida Energy Gauge Rating. Contact the Energy Gauge Hotline al 321/638 -1492 or see the Energy Gauge web site at www.fsec.ucfedu for information and a list of certified Raters. For information about Florida's Energy Efficiency Code For Building Construction, contact the Department of Community Affairs at 850/487 -1824. EnergyGauge® (Version: FLRCPB v3.22) Location for weather data: Miami - Defaults: Latitude(25) Temp Range(L) Humidity data: Interior RH (50 %) Outdoor wet bulb (77F) Humidity difference(56qr.) Winter design temperature 47 F Summer design temperature 90 F Winter setpoint 70 F Summer setpoint 75 F Winter temperature difference 23 F Summer temperature difference 15 F Total heating load calculation 34659 Btuh Total cooling load calculation 39568 Btuh Submitted heating capacity 10000 Btuh Submitted cooling capacity 48000 Btuh Submitted as % of calculated 28.9 % Submitted as % of calculated 121.3 % Load component Load Window total 325 sqft 15223 Btuh Wall total 1705 sqft 10949 Btuh Door total 21 sqft 218 Btuh Ceiling total 1796 sqft 4130 Btuh Floor total 203 ft 0 Btuh Infiltration 105 cfm 1732 Btuh Internal gain 2400 Btuh Subtotal(sensible) 34652 Btuh Duct gain 0 Btuh Total sensible gain 34652 Btuh Latent gain(infiltration) 3996 Btuh Latent gain(intemal) 920 Btuh Total latent gain 4916 Btuh TOTAL HEAT GAIN 39568 Btuh Load component Load Window total 325 sqft 7370 Btuh Wall total 1705 sqft 16451 Btuh Door total 21 sqft 222 Btuh Ceiling total 1796 sqft 2155 Btuh Floor total 203 ft 3776 Btuh Infiltration 120 cfm 3034 Btuh Subtotal 33009 Btuh Duct loss 1650 Btuh TOTAL HEAT LOSS 34659 Btuh MR. WYATT 440 NE 91 ST. MIAMI, FL 33138- Residential System Sizing Calculation Summary Project Title: WYATT RESIDENCE AC -1 WINTER CALCULATIONS EnergyGauge® FLRCPB v3.22 Int.Oeln(6%) Infll.(4 %) Doors(1 %) 4/30/2002 Weas(2e %) Walls(4 %) Latent hdernal(2 %) Latent Infi.(10%) Code Only Professional Version Climate: South SUMMER CALCULATIONS EnergyGauge® Syste PREPARED BY: DATE: �,P 3 0 2002 Wtndows(36%) a.--s/ l% �'' Lt V �JtcTS tor: (PLC+ 6,3 6 3 �t tt f- Edward S 7 C t V LANDERS, P.E CONSULTING ENGINEERS LL = 40esr s r ic A-r . / - / -o Oc, W /, o x G j= 637 d /c tAi lk■ CO/C4 OSE (305)823 -3938 If h r_ =5j6� 6eR'-o LL - 3oesr- (pL `- `1vTi-c, - SSPs � W r/L fr' It 225'. `(*() NG 8 I / ST )t cC �f'— Zc'- OZ 49D 40 i ‘f I'In ,?-z611?) 8 -t z 24 - CiAt.,1 -?,75-, z. 3 / a : 3 C � , 4 l S C 14A i v+-( Wi r✓ /-�- o fe z ' t (. - UJ e?C / r� s t AI p /* U /¢a 5 2 - 1/ - Gtr = (tOx3 770 pot4,1 036i -47). - VLF u g` Edward A. LANDERS, P.E. CONSULTING ENGINEERS (305)823 -3938 CA-c, c 3 - ; S - `d, 2 we > 1G t<- ✓14,e, 3" e L Usk; ui3 2(zr Edward A. LANDERS, PIE, CONSULTING ENGINEERS C - d-- X4.``4 Kn1,`k gds c 37 i Atr= ateAtzkm -?0-e24;4- (69_ - 2? Kam?- r Ct_) featckA Or96 Cs") -, ,< . SI Z036,7 V Y • d0 • e ea X -z_oG.? /C 'g 464_ 4-x /6zc - ‘,s ?G, 3G`�iy (305)823 -3938 , , �, . � cd„ • SZZ. �l S3�c.. t /► T)- C(f C 1 f ii),,co3„7 6,,s ,5‘ F-A 06 7 b.47 Edward A. LANDERS, P,E, CONSULTING ENGINEERS IS-ecukv Pyi2_ (_)\) 1# Ar R tot(,‘ cfo 3 r w3 ra)(7, �, z (305)823 -3938 ,D6 K - 6. ` 47 to y c c 1 4 c s) 0—e D's AJ _tc,t/ w- 8'6,ic' /Lic � -z r36,4k, KILw (9 p6,4-1-66)7-17_ t(it_ (0. ?d Gu U I Zeu 7 , zs 13, le-1 14A > /0. Pot-t, ESL ? ,cJ Edward A. LANDERS, P,E. CONSULTING ENGINEERS (305)823 -3938 CAS :6 1 re- /4) 5 e F rJJ..J v C Edward A. LANDERS, P.E, CONSULTING ENGINEERS t irA/4 A4-1 e , -- / sccifi% (✓f` N1J r -c.3 ST /mow vJ r=- z t n c /'J /.1zc v'4- Q4ff, (305)823 -3938 •c421.9 p s/ ✓'wry Fie x /t¢ -'moo • 6 psi - 44-. 64- Ps ( aet X �c¢ 7 7 7 1Sre -}— D i O 61;4-1/2-Au 7 —t-s4 v G c �� I / / (-49,6) -- t e (6,) r/ 4 x PG c) (v r;) ? )C -a X - ‘7kt e (Ceti) ? X z. x (tpL(F- x Co S' (77,1 J' Edward A. LANDERS, P,E. CONSULTING ENGINEERS cf?(/° 9`0 (305)823 -3938 Arehoring Systems Kwik Bolt II Expansion Anchor Carbon Steel Kwik Bolt II Allowable Loads in Concrete 31/ (95) 11/4 (41) (64) 41/4* (108) 2 (57) 31/2* (89) 6' (152) 2'/• (70) 4" (102) 7 *. (178) 3 (83) 41/4** (121) 8.. (203) 4' /z (114) 6 (152) 9 (229) 670 (3.0) 530 (2.4). 1200 (5.3) 1330 (5.9) 1170 (5.2) 1870 (8.3) 2080 (9.3) 1600 (7.1) 2400 (10.7) 3200 (14.2) 1970 (8.8) 2930 (13.0) 4000 (17.8) 3330 (14.8) 4930 (21.9) 6670 (29.7) 1870 (8.3) 4930 (21.9) 6000 (26.7) 7670 ( 34.1) 8670 (38.6) Anchor Embedment 2000 psi (13.8 MPa) 3000 psi (20.7 MPa) 4000 psi (27.6 MPa) 6000 psi (41.4 MPa) Diameter Depth in. (mm) Tension Shear Tension Shear Tension Shear Tension Shear in. (mm) Ib (kN) Ib (kN) Ib (kN) lb (kN) Ib (kN) Ib (kN) Ib (kN) Ib (kN) 11 /. 270 430 330 430 380 430 470 430 (29) ( (1.9) (1.5) (1.9) (1.7) (1.9 74 2' 560 ) (2.1) (1.9) (6.4) (51) 590 (2.5) 530 (2.6) 1 (25.4) 3 /8 ( s /8 (15.9) Values shown are for a shear plane acting through the anchor bolt body. When the shear plane is acting through the anchor bolt threads, reduce the shear values by 20%. (22.8) 9200 (40.9) Shear Through The Threads All other values shown are for shear plane acting through either body or threads. 114 630 530 ( 530 670 530 (2.4) 670 (2.4) 670 (2.4) (3.0) (2.4) (3.0) (3.0) 990 650 1040 750 1100 850 1100 (4.4) (2.9) (4.6) (3.3) (4.9) (3.8) (4.9) 1290 1370 1470 ( 1470 ( 1470 1550 1470 (6.5) 1390 (6.5) 1440 (6.5) (6.9) (6.5) ( (6.4) 1940 1310 1970 1450 1970 1730 1970 (8.6) (5.8) (8.8) (6.4) (8.8) (7.7) (8.8) 2130 2400 2450 ( 2450 (10.7) 2450 2800 2450 (10.9) 2310 (10.9) 2530 (10.9) (12.5) (10.9) (10.3) (11.3) 3070 3070 2130 3070 2670 3070 (13.7) (13.7) (9.5) (13.7) (11.9) (13.7) 2850 3290 3840 (12.7) 3840 (14.6) 3840 4190 3840 (17.1) 3470 (17.1) 3730 (17.1) (18.6) (17.1) (15.4) (16.6) 4140 2320 4140 2670 4140 3200 4140 (18.4) (10.3) (18.4) (11.9) (18.4) (14.2) (18.4) 4130 5120 (18.4) 5870 4800 5120 (21.4) 5120 (26.1) (22.8) 5870 (22.8) 6320 (26.1) (28.1) 7070 4050 7600 4670 8140 5070 (31.4) (18.0) (33.8) (20.8) (36.2) (22.6) 7070 9200 (31.4) 9200 (40.9) Values shown are for a shear plane acting through the anchor bolt body. When the shear plane is acting through the anchor bolt threads, reduce the shear value by 12 %. (40.9) 10670 (47.5) 5120 (22.8) 8400 9200 (37.4) (40.9) Shear Through The Bolt Body Hilti Product Technical Guide i NQQ 4.3.3 120 Anchoring Systems Kwik Bolt II Expansion Anchor Influence of Anchor Spacing and Edge Distance 1,, 1,(h„„, = minimum embedment) Load Adjustment Factors (Anchor Spacing) l„ iame ' /e 70 75 .81 89 .95 1.0 '/. .80 .97 1.0 Spacing s in. (mm) 1' /e 29 .70 1' /e 41 .83 2 51 .93 2'/4 ( 57) 1.0 2'/: ( 64) 2'/4 ( 70) ( 83) 3'/4 95 4'/: 114 5 127 5'/: (140) 6 (152) 6'/z (165) 7 (178) 8 203 9 (229) Tensile /Shear chor D '/: .70 .73 .77 .83 .90 1.0 70 77 .82 86 91 1.0 An ter '/4 .70 .75 .82 .86 .91 .95 1.0 .70 73 77 .80 .83 .87 .93 1.0 f = 0.3 s + 0.40 h „,„ for s„>s>s„„„ Tensile 1„ Edge Distance c in. (mm) 1' /e 29 1'/. 41 2 51 2'/4 ( 57) 2' /z 64 2'/4 70 3'/. ( 83) 3'/4 95 4'/z 114 5 127 5' /z (140) 6 (152) 6' /: (165) 7 (178) 8 203 9 (229) 10 (254) 12 (305) 14 (356) Load Adjustment Factors (Edge Distance) f iameter I 0.4 � +0.40 h for c >c Shear 1 R,, Anchor Diameter 1/' 1/4 1 f /' '/: % 1/4 1 f,,,, = 0.333 for c„>c>c, 1.0 .92 .67 1.0 .74 .89 1.0 Influence of Anchor Spacing and Edge Distance t fa(h.,,,= standard embedment) Load Adjustment Factors (Anchor Spacing) t 7 (178) 8 (203) 9 (229) 10 (254) .78 .70 :; 73 's'xa {; 3' /. ( 83) .89 .79 , :;r• : ',, r, .0 a ? ''9i+ 3 ( 83) 1 3'/: ( 95) .96 .85 .72 3 .r:r .' ‘ p:' 31/4 95 4' /z (114) 5 (127) 5'h (140) 6 (152) 6' /z (165) 12 (305) 14 (356) 16 (406) 1.0 83 87 .91 .96 1.0 .78 81 .85 .89 .93 1.a .72 .75 78 .81 84 91. .97 1.0 I f 5 (127) 5' /z (14A 70 6 (152) .73 6' /: (165) 75 7 (178) .80 8 (203) .85 9 (229) .90 10 (254) 1.0 12 (305) 14 (356) 16 (406) 1 .97 .90 .82 1.0 .95 .86t 1.0 .91 .80 .95 .83 1.0 .87 .93 1.0 ' /4 .92 1.0 67 .74 .81 .89 .97 1.0 .54 .61 .67 .73 .79 .85 .97 1.0 .54 .56 .61 .67 .72 .82 .92 1.0 ter '/. '/. An Spacing s 18 (457) chor D ' /2 79 1.0 Tension/Shear '/, 94 An iame .74 14= 0.3 + 0.40 for s 1 Load Adjustment Factors (Edge Distance) 1 Tension f Edge Distance c in. (mm) 4'/: 114 18 (457) iameter '/i .85 chor D '/: .91 fRN= 0.4 � +0.40 for c,, >c >c„„, Shear t,, An chor D iame ter .52 1 .59 .67 .74 .89 1.0 fR„ = 0.333 he for c >c>c� Hilti Prrvi, •f • n w... 4.3.3 A f=''(cnw -7J t c TS (PLC z 7vk _ to s tc 3 sp A-c, ,�;,- z - /- 0 oc . 1 9 s W /, &S; d cF S ate( la), P I Z - Zd'N -1 (01(4 (J S� --)00`c e l Z n d. C• Edward A. LANDERS, P.E, RcAl e & CONSULTING ENGINEERS (305)823 -3938 I) ) 6 rJ l (JA-* 4 esr 0 L _ T (7 J F GL - 3 v P sr_ WC-- w 14c) NL 1 i sr, c c r e(-ze- az_ 112 16 A 4-1 " k ©� /4a .( 4 6 /; a is ? Z� -' C�2 Qs' S� 8 S (A - Z4S- S- f z. 3/ 3 Z �.a c .., At sc PIA ' '/ ' - f, vit 4, i4:GZ"( 7 ►� S 16 ,u J3 -4 53�I1� Gtr 4,0 X 770 4 X,F - -4 A-F J 7A-c, = a' ZU jcF Edward A. LANDERS, P.E. CONSULTING ENGINEERS (305)823 -3938 GUYXz /Z, 3 c �J �, _ 3' , e L � �- /l -2 -7 Z *, z (U cc-� ‘,3 C — 4-_ ert.4 14Nilk gd3 Sl ` 37?-4 Acr ��. Oeb,ceikm spa -tee s (6'):7? o iS , • S f > 3 3,6 t za 36,7 — j r • e X ZU r G• 7 = /C l IC7C�c.I` 464/1 /641 (<- 76, TO/9 Edward A. LARDERS, P.E, CONSULTING ENGINEERS (305)823 -3938 l2 l 5-, 9,3,-, } _ o ( K oil 7 &.47 - ge68" Edward A. LANDERS, P.E. CONSULTING ENGINEERS �pS atJ fAi &.S(SI - TYLA /11(k.%..7 G,s 5 F-A o , s - >< r-,=• 4-zz, pyrz_ - ov It `i7J�9'� S 2 .( (305)823 -3938 r, Cit F P44 067,- e VUM rd / . L . Z(O �A.1 C/f- c (5-.) 0-e 1) 's nJ ,e()/ F "4-7-?‹) , o 1N\ pG - 4ST Edward A. LANDERS P.E. osi CONSULTING ENGINEERS S � � r'z�67. � J < u izt) (305)823 -3938 n 1:■■ A sesf S Cki L ' Sta. e,Ginf sly z)ce W )1 3 3 x ,(-514c asp ; -z x P ( f e/ I ccS ?C )( J Gh�ec Gd.�t —� Sd • Edward A. LANDERS, P.E. CONSULTING ENGINEERS / ) t, 36 1 1 C S7rui cRI' �A 9 s & ✓;it.JL_ v15- /1z I q (mod (305)823 -3938 3,, (cP 4-sr (tOi- ) 6 psr C,*et lc¢ -7 7, Z cP 1 —671 zd' Rs r - ( 37) 6 c ►2 kL / 4'4A-13e // X �- x (496) 7 . I F (64 1 / 4 x 7_,P6 �viur;) nc Z x 67ct -8 -Y0 C6 ) ? X z X 9 p Ai,- ; [-F L� CVpc.il'�� 3x s x (f 3-,e.c x toS Edward A. LANDERS, P.E. CONSULTING ENGINEERS (305)823 -3938 Archoring Systems Kwik Bolt 11 Expansion Anchor Carbon Steel Kwik Bolt II Allowable Loads in Concrete Anchor Embedment Diameter Depth in. (mm) in. (mm) 1'/4 (29) '/ 2 . (6.4) (51) (9.5) '/2 (12.7) 5/ (15.9) • Values shown are for a shear plane acting through the anchor bolt body. When the shear plane is acting through the anchor bolt threads, reduce the shear values by 20 %. 3'/ (95) 1'/4 (41) (64) 4 , /4 • (108) 2'/4 (57) 3 (89) 6• (152) 2'/4 (70) 4•• (102) 670 (3.0) 530 (2.4) 1200 (5.3) 1330 (5.9) 1170 (5.2) 1870 (8.3) 2080 (9.3) 1600 (7.1) 2400 (10.7) 7•• (178) 31/4 3200 (14.2) 41/4•• 2930 (121) (13.0) 8•• 4000 (203) (17.8) 2000 psi (13.8 MPa) 3000 psi (20.7 MPa) 4000 psi (27.6 MPa) 6000 psi (41.4 MPa) Tension Shear Tension Shear Tension Shear Tension Shear Ib (kN) Ib (kN) Ib (kN) Ib (kN) Ib (kN) Ib (kN) Ib (kN) Ib (kN) 270 430 330 430 380 430 470 430 (1.2) (1.9) (1.5) (1.9) (1.7) (1.9) (2.1) (1.9) 560 590 630 (2.5) 530 (2.6) 530 (2.8) 530 670 530 (2.4) 670 (2.4) (2.4) (3.0) (2.4) (3.0) 990 (4.4) 1470 (6.5) 1940 (8.6) 2450 (10.9) 3070 (13.7) 3840 (17.1) 1970 4140 ( (8.8) (18.4) 5120 (22.8) Shear Through The Threads 650 (2.9) 1290 (5.7) 1390 (6.2) 1310 (5.8) 2130 (9.5) 2310 (10.3) 1870 (8.3) 2850 (12.7) 3470 (15.4) 2320 (10.3) 4130 (18.4) 4930 (21.9) ( 34.1) All other values shown are for shear plane acting through either body or threads. 114 1040 (4.6) 1470 (6.5) 1970 (8.8) 2450 (10.9) 3070 (13.7) 3840 (17.1) 5120 (22.8) 670 (3.0) 750 (3.3) 1370 (6.1) 1440 (6.4) 1450 (6.4) 2400 (10.7) 2530 (11.3) 2130 (9.5) 3290 (14.6) 3730 (16.6) 4800 (21.4) 5870 6320 (28.1) 4' /z 3330 7070 4050 7600 4670 8140 5070 (114) (14.8) (31.4) (18.0) (33.8) (20.8) (36.2) (22.6) 1 6 4930 (25.4) (152) (21.9) 6000 9 200 (26.7) 9200 (31.4) 9 6670 (40.9) 7670 (40.9) (229) (29.7) (26.1) 7070 8670 (38.6) Values shown are for a shear plane acting through the anchor bolt body. When the shear plane is acting through the anchor bolt threads, reduce the shear value by 12 %. 5120 (22.8) 9200 (40.9) 1100 850 1100 (4.9) (3.8) (4.9) 1470 1550 1470 (6.5) (6.9) (6.5) 1970 1730 1970 (8.8) (7.7) (8.8) 2450 2800 2450 (10.9) (12.5) (10.9) 3070 2670 1 3070 (13.7) (11.9) (13.7) 3840 4190 3840 (17.1) (18.6) (17.1) 4140 2670 4140 3200 4140 (18.4) (11.9) (18.4) ( (18.4) 5870 (26.1) 10670 (47.5) 5120 (22.8) 8400 9200 (37.4) (40.9) Hilti Product Technical Guide t nroo 4.3.3 120 Aric coring Systems Kwik Bolt 11 Expansion Anchor Influence of Anchor Spacing and Edge Distance f,,, 1, (h = minimum embedment) Load Adjustment Factors (Anchor Spacing) f. 2'/4 ( 70) 5' /z 140 6'/z 165 6' /z 165 7 (178) 8 (203) 9 (229) .87 7 (178) .93 8 (203) 1.0 9 (229) 10 (254) 12 (305) 14 (356) .97 .82 .59 1.0 .92 .67 1.0 .74 .89 1.0 Spacing s in. (mm) Load Adjustment Factors (Edge Distance) f, Tensile /Shear Tensile fa. Shear 1 Anchor Diameter Edge Anchor Diameter Anchor Diameter Distance ® ®111®11111 in. (mm) ®1111®1111®111® ® ® ® ®� 70 UMW " 1' /e 29 .80 x�.� ' :s } i, F•, r , ( X11 ? 86 .70 ®�I� 95 .80 six IOW ,,,;3 2' /z 64 1.0 84 Ear;•i;.:# 91 ®. 70 i V' p.. ' 21/4 70 M- .89 .80 ':1 0 .83 ®. 70 Eal 3 83 -- .98 87 .80 I: .90 .81 am 3 1/4 95 -- 1.0 .89 .82 .70 LIMEDI--- �� 190 gs ®�� 1.0 -�� • ® 5 /z 140 :::: MIIIMMIIIIIIIIIIII t = 0.3 s- + 0.40 h for s,>s>s„, f = 0.4 h � + 0.40 for c >c>c Influence of Anchor Spacing and Edge Distance f,, f,(h,,,, = standard embedment) Load Adjustment Factors (Anchor Spacing) f f 0.333 h•� for c > c>c m „, Tension/Shear An .97 .79 .67 1.0 .85 .72 .97 .82 1.0 .92 1.0 Spacing s in. (mm) ' /4 2 51 .70 2'/4 57 .74 2' /z 64 .78 21/4 70 .81 3 83 .89 31/4 95 .96 41/2 114 1.0 5 127 5' /z 140 6 152 61/2 (165) 7 (178) 8 (203) 9 (229) 10 (254) 12 (305) 14 (356) 16 406 18 (457) chor D ' /7 .72 . E 79 .83 .87 .91 .96 3 / , .70 73 .79 85 94 1.0 An 1.0 iame 1/ l„f•� f t H > •k• .74 .78 .81 .85 .89 .93 1.0. ter 3 /4 .72 .75 .78 .81 .84 91. .97 1.0 _.70 .73 .75 80 .85 .90 1.0 f� =0.3 hs +0.40 for s, s > s Load Adjustment Factors (Edge Distance) f Tension f Edge Distance c in. (mrp) 2 51 2'/4 57 2'/2 64 2'/4 70 3'/4 83 3'/4 95 4'/z 114 5 127 5' /z 140 6 152 61/2 (165) 7 (178) 8 (203) 9 (229) 10 (254) 12 (305) 14 (356) 16 406 18 (457) ' /4 .80 .85 .90 .95 1.0 chor D ' /z .83 .91 .97 1.0 lame '/. .85 .90 .95 1.0 ter 3 /4 82 .86 .91 .95 1.0 fR 0.4 e _ + 0.40 for c, >c >c Shear f,, Anchor 0 lame ter 1 52 .59 .67 .74 .89 1.0 f„,. 0.333 he for c >c>c„,,„ Hilti Prrvi, ,r-1 4.3.3 ( 9707 -07 ) PROCESS R FOLIO # c.O.R. = 8.48 Ft. ELEVATION CERTIFICATE Important: Read the Instructions on pages 1 -7. Amended by MDC-DERM- OCT, 1999 BUILDING Ov:NER'S NAME JOHN AND REBECCA WYATT BUILDING STREET ADDRESS (Including Apt, Unit, Suite, and/or Bldg. No.) OR P.O. ROUTE AND BOX NO. 440 N.E. 91st STREET CITY STATE E ZIP CODE MIAMI SHORES FL 33138 PROPERTY DESCRIPTION (Lot om Block Numbers, Tax Parcel Number Legal Desc iption, etc.) LOT 7 & THE EAST 5 OF LOT 8, BLOCK 1 OF EL PORTAL ( 9 - 101 BUILDING USE (e.g., Residental, Non•resident'al, Addition, Accessory, e:c. Use Comments se ion if necessary.) RESIDENTIAL LATITUDE/LONGITUDE (OPTIONAL) HORIZONTAL DATUM: ( i - .;. • ". or m.;,;.; rr ❑ NAD 1927 ❑ NAD 19E3 B1. NFIP COMMUNITY NAME & COMMUNITY NUMBER CITY OF MIAMI SHORES 120652 CERTIFIER'S NAME ERNESTO BELTRAN TIME PROFESSIONAL SURVEYOR & MAPPER ADDRESS 12533 S t0 h STREET SIGNATURE FEMA Form 81 -31. AUG 99 FEDERAL EMERGENCY MANAGEMENT AGENCY NATIONAL FLOOD INSURANCE PROGRAM SECTION A . PROPERTY OWNER INFORMATION SECTION B - FLOOD INSURANCE RATE MAP (FIRM) INFORMATION B2. COUNTY NAME DADE SECTION C - BUILDING ELEVATION INFORMATION (SURVEY REQUIRED) CITY EMIAMI 11 -2001 LS LICENSE NUMBER 4885 O.M.B. No. 3067 -0077 Expires July 31, 2002 For Insurance Company Use: Policy Number Company NAIC Number D.C. SOURCE: ❑ GPS (Type): ❑ USGS Quad Map ❑ Other. B3. STATE FL 63. FLOOD i B9. BASE FLOOD ELEVATION(S) ZONE(S) (Zone AO, use depth of flooding) X Bd. MAP AND PANEL NUMBER 12025 C 0093 85. SUFFIX J 66. FIRM INDEX DATE 7 -17 -95 87. FIRM PANEL EFFECTIVE/REVISED DATE 3 - 2 - 94 B10. Indicate the source cf the Base Flood Elevation (BFE) data cr base flood depth entered in 69. ❑ FIS Profile [FIRM ❑ Community Determined ' . ❑ Other (Describe): B11. Indicate the elevation datum used for the'EFE in 89: rig NGVD 1929 ❑ NAVD 1988 ❑ Other (Describe): B12. Is the building located in a Coastal Barrier Resources System (CBRS) area or Otherwise Frctected Area (OPA)? ❑ Yes ❑ No Designation Date C1. Building elevations are based on: gConstruction Drawings' ❑ Building Under Construction' ❑ Finished Construction .'A new Elevation Certificate will be required when construction of the building is complete. . C2. Building Diagram Number _ (Select the building diagram most similar to the building for which this certificate is being completed - see pages 6 and 7. If no diagram accurately represents the building, provide a sketch or photograph.) C3. Elevations — Zones A1-A30, AE, AH, A (with BFE), VE, V1 -V30, V (with BFE), AR, AR/A, AR/AE, AR/A1 -A30, ARJAH, ARJAO Complete Items C3a -i below according to the building diagram specified in Item C2. State the datum used. If the datum is different from the datum used for the BFE in Section B, convert the datum to that used for the BFE. Show field measurements and datum conversion calculation. Use the space provided or the Comments area cf Section D or Section G, as appropriate, to document the datum conversion. Datum Conversion/Comments Elevation reference mark used Does the elevation reference mark used appear on the FIRM? ❑ Yes ❑ a) Top of bottom floor (including basement or enclosure) 1 0 .7 ft.(m) - ❑ b) Top of next higher floor N/ A _ft.(m) ll ❑, c) Bottom of lowest horizontal structural member (V zones cnly)N/ A ,. _ft.(m) 0 0 ❑ d) Attached garage (top of slab) 8.7 ft.(m) E — e) Lowest elevation of machinery and/or equipment w o servicing the building 8 .7 ft.(m) E 5 L/ 0 ' ❑. f) Lowest adjacent orade (LAG) 8 .5 ft.(m) o°0 ❑ g) Highest adjacent grade (HAG) 8.7 ft.(m) ❑ h) No. of permanent openings (flood vents) within 1 ft. above adjacent grade — 0 m ❑ i) Total area of all permanent openings (flood vents) in C3h 0 sq. in. (sq. cm) 11 -21 -2101 SECTION D - SURVEYOR, ENGINEER; OR ARCHITECT CERTIFICATION This certification is to be signed and sealed by a land surveyor, engineer, or architect authorized by law to certify elevation information. certify that the information in Sections A, B, and C on this certificate represents my best efforts to interpret the data available. I understand that an false statement ma be •unishab /e b fine orim•risonment under 18 U.S. Code, Section 1001. COMPANY NAME E. BELTRAN & ASSOCIATES, INC. STATE F ZIP CODE L • 33175 TELEPHONE (305)552-7450 SEE REVERSE SIDE FOR C.mrnm IATiC)N REPLACES Al I PRFVICII I.0 FfIlTIfNS IMPORTANT: In these spaces, copy the corresponding Information from Section A. BUILDING STREET ADDRESS pnduding Apt., Unit, Suite, and/or Bldg. No.) OR P.O. ROUTE AND BOX NO. 440 N.E. 91st STREET CITY STATE ZIP CODE Company NAIC Number MIAMI SHORES FL 33138 SECTION D - SURVEYOR, ENGINEER, OR ARCHITECT CERTIFICATION (CONTINUED) Copy both sides of this Elevation Certificate for (1) community official, (2) insurance agent/company, and (3) building owner. COMMENTS SECTION E - BUILDING ELEVATION INFORMATION (SURVEY NOT REQUIRED) FOR ZONE AO AND ZONE A (WITHOUT BFE) For Zone AO and Zone A (without BFE), complete Items El through E4. If the Eleyafion Certificate is intended for use as supporting information for a LOMA orLOMR -F, Section C must be completed. • El. Building Diagram Number _(Select the building diagram most similar to the building for which this certificate is being completed — see pages 6 and 7. If no diagram accurately represents the building, provide a sketch or photograph.) • E2. The top of the bottom floor (including basement or enclosure) of the building is ft.(m) _in.(cm) 0 above or 0 below (check one) the highest adjacent grade. E3. For Building Diagrams 6 - 8 with openings (see page 7), the next higher floor or elevated floor (elevation b) of the building is ft.(m) in.(cm) above the highest adjacent grade. E4. For Zone AO only: If no flood depth number is available, is the top of the bottom floor elevated in accordance with the community's floodplain management ordinance? 0 Yes 0 No 0 Unkncvm. The local official must certify this information in Section G. SECTION F - PROPERTY OWNER (OR OWNER'S REPRESENTATIVE) CERTIFICATION The property owner or owner's authorized representative who competes Sections A, B, and E for Zone A (without a FEMA- issued or community - issued BFE) or Zone AO must sign here. PROPERTY OWNER'S OR OWNER'S AUTHORIZED REPRESENTATIVE'S NAME ADDRESS SIGNATURE COMMENTS COMMENTS CITY DATE TELEPHONE SECTION G - COMMUNITY INFORMATION (OPTIONAL) LOCAL OFFICIAL'S NAME TITLE COMMUNITY NAME TELEPHONE SIGNATURE DATE For Insurance Company Use: • Policy Number • • 0 Check here if attachments STATE ZIP CODE 0 Check here if attachments the local official who is authorized by law or ordinance to administer the community's floodplain management ordinance can complete Sections A, B, C (or E), and G of this Elevation Certificate. Complete the applicable item(s) and sign below. 31.0 The information in Section C was taken from other documentation that has been signed and embossed by a licensed surveyor, . engineer, or architect who is authorized by state or local law to certify elevation information. (Indicate the source and date of the elevation data in the Comments area below.) 32. 0 A community official completed Section E for a building located in Zone A (without a FEMA•issued or community- issued BFE) or Zone AO. 33. 0 The following information (Items G4 -G9) is provided for community floodplain management purposes. G4. PERMIT NUMBER G5. DATE PERMIT ISSUED G6. DATE CERTIFICATE OF COMPLIANCE/OCCUPANCY ISSUED 37. This permit has been issued for 0 New Construction 0 Substantial Improvement 38. Elevation of as -built lowest floor (including basement) of the building is: ' ' _ft.(m) Datum: 39. BFE or (in Zone AO) depth of flooding at the building site is: _ ft.(m) Datum: Check here if attachments ( 9707 -07 ) PROCESS # FOLIO # C.O.R. = 8.48 Ft. B1. NFIP COMMUNITY NAME & COMMUNITY NUMBER CITY OF MIAMI SHORES 120652 CERTIFIER'S NAME ERNESTO BELTRAN T PROFESSIONAL SURVEYOR & MAPPER ADDRESS 12533 S t0 h STREET SIGNATURE FEMA Form 81 -31. AUG 99 or no • • D FEDERAL EMERGENCY MANAGEMENT AGENCY NATIONAL FLOOD INSURANCE PROGRAM ELEVATION CERTIFICATE Important: Read the Instructions on pages 1 - 7. Amended by MDC -DERM- OCT, 1999 SECTION A - PROPERTY OWNER INFORMATION BUILDING OWNER'S NAME JOHN AND REBECCA WYATT BUILDING STREET ADDRESS (Including Apt, Unit, Suite, and/or Bldg. No.) OR P.O. ROUTE AND BOX NO. 440 N.E. 91st STREET CITY STATE ZIP CODE MIAMI SHORES FL 33138 PROPERTY DESCRIPTION (Lot and Block Numbers, Tax Parcel Number Legal Description, etc.) LOT 7 & THE EAST ? OF LOT 8, BLOCK 1 OF EL PORTAL ( 9 -101 BUILDING USE (e.g., Residential, Non - residential, Addition, Accessory, e:. Use Comments seC,ion if necessary.) RESIDENTIAL LATITUDE/LONGITUDE (OPTIONAL) HORIZONTAL DATUM: (! ° - ,.;. - +., :. or . R.R - 44;:) ❑ NAD 1927 ❑ NAD 1983 B2. COUNTY NAME DADE SOURCE: ❑ GPS (Type): ❑ USGS Quad Map 0 Other. SECTION B - FLOOD INSURANCE RATE MAP (FIRM) INFORMATION B4. MAP AND PANEL NUMBER 12025 C 0093 B5. SUFFIX J E6. FIRM INDEX DATE 7 - 17 - 95 37. FIRM PANEL EFFECTIVE/REVISED DATE 3 -2 -94 58. FLOOD ZONE(S) X B10. Indicate the source cf the Base Flood Elevation (BFE) data or base flood depth entered in 59. ❑ FIS Profile [FIRM ❑ Community Determined ' . ❑ Other (Describe): B11. Indicate the elevation datum used for the £FE in 69: [ NGVD 1929 ❑ NAVD 1988 ❑ Other (Describe): B12. Is the building located in a Coastal Barrier Resources System (CBRS) area or Otherwise Protected Area (OPA)? ❑ Yes ❑ No Designation Date SECTION C - BUILDING ELEVATION INFORMATION (SURVEY REQUIRED) C1. Building elevations are based on:gConstruction Drawings' ❑ Building Under Construction' ❑ Finished Construction 'A new Elevation Certificate will be required when construction of the building is complete. C2. Building Diagram Number _ (Select the building diagram most similar to the building for which this certificate is being completed - see pages 6 and 7. If no diagram accurately represents the building, provide a sketch or photograph.) C3. Elevations - Zones A1-A30, AE, AH, A (with BFE), VE, V1 -V30, V (with EFE), AR, ARIA, AR/AE, AR/A1 -A30, AR/AH, AR/AO Complete Items C3a -i below according to the building diagram specified in item C2. State the datum used. If the datum is different from the datum used for the EFE in Section B, convert the datum to that used for the BFE. Show field measurements and datum conversion calculation. Use the space provided or the Comments area cf Section D or Section G, as appropriate, to document the datum conversion. Datum Conversion/Comments Elevation reference mark used _Does the elevation reference mark used appear on the FIRM? ❑ Yes ❑ a) Top of bottom floor (including basement or enclosure) 1 0 .7 ft.(m) ❑ b) Top of next higher floor N / A _ft.(m) ❑. c) Bottom of lowest horizontal structural member (V zones cnly)N / A - _ft.(m) 0 0 ❑ d) Attached garage (top of slab) 8.7 ft.(m) E -0 e) Lowest elevation of machinery and /or equipment servicing the building . 8 .7 ft.(m) ❑. f) Lowest adjacent oracle (LAG) 8 .5 ft.(m) ❑ g) Highest adjacent grade (HAG) 8.7 ft.(m) ❑ h) No of permanent openings (flood vents) within 1 ft. above adjacent grade - 0 ❑ i) Total area of all permanent openings (flood vents) in C3h 0 sq. in. (sq. cm) CITY MIAMI 11 -2001 E Z 0 0 SECTION D - SURVEYOR, ENGINEER; OR ARCHITECT CERTIFICATION UCENSE NUMBER 4885 O.M.B. No. 3067 -0077 Expires July 31, 2002 For Insurance Company Use: Policy Number Company NAIC Number D.C. B3. STATE FL 89. BASE FLOOD ELEVATION(S) (Zone AO, use depth of flooding) ❑ No This . certification is to be signed and sealed by a land surveyor, engineer, or architect authorized by law to certify elevation information. / certify that the information in Sections A, B, and C on this certificate represents my best efforts fo interpret the data available. I understand that an false statement ma be °unishable b fine orim•risonment under 18 U.S. Code, Section 1001. COMPANY NAME E. BELTRAN & ASSOCIATES, INC. STATE ZIP CODE FL. 33175 TELEPHONE (305)552-7450 SEE REVERSE SIDE FOR (:()NT1NI IATInN REPLACES Al I PRFVI(ll IS Frl1T1(l J IMPORTANT: In these spaces, copy the corresponding Information from Section A. BUILDING STREET ADDRESS Ondudng Apt., Unit, Suite, and/or Bldg. No.) OR P.O. ROUTE AND BOX NO. 440 N.E. 91st STREET CITY STATE ZIP CODE Company NAIC Number MIAMI SHARES FL 33138 SECTION D - SURVEYOR, ENGINEER, OR ARCHITECT CERTIFICATION (CONTINUED) Copy both sides of this Elevation Certificate for (1) community official, (2) insurance agent/company, and (3) building owner. COMMENTS SECTION E - BUILDING ELEVATION INFORMATION (SURVEY NOT REQUIRED) FOR ZONE AO AND ZONE A (WITHOUT BFE) For Zone AO and Zone A (without BFE), complete Items El through E4. If the Elevation Certificate is intended for use as supporting information for a LOMA orLOMR -F, Section C must be completed. El. Building Diagram Number _(Select the building diagram most similar to the building for which this certificate is being completed — see pages 6 and 7. If no diagram accurately represents the building, provide a sketch or photograph.) • E2. The top of the bottom floor (including basement or enclosure) of the building is _ ft.(m) _in.(cm) ❑ above or ❑ below (check one) the highest adjacent grade. E3. For Building Diagrams 6 -8 with openings (see page 7), the next higher floor or elevated floor (elevation b) of the building is ft.(m) _ in.(cm) above the highest adjacent grade. E4. For Zone AO only: If no flood depth number is available, is the top of the bottom floor elevated in accordance with the community's floodplain management ordinance? ❑ Yes ❑ No ❑ Unknown. The local official must certify this information in Section G. SECTION F - PROPERTY OWNER (OR OWNER'S REPRESENTATIVE) CERTIFICATION The property owner or owner's authorized representative who competes Sections A, B, and E for Zone A (without a FEMA- issued or community- issued BFE) or Zone AO must sign here. PROPERTY OWNER'S OR OWNER'S AUTHORIZED REPRESENTATIVE'S NAME ADDRESS SIGNATURE COMMENTS G4. PERMIT NUMBER LOCAL OFFICIAL'S NAME COMMUNITY NAME SIGNATURE COMMENTS CITY 37. This permit has been issued for ❑ New Construction ❑ Substantial Improvement 38. Elevation of as -built lowest floor (including basement) of the building - 39. BFE or (in Zone AO) depth of flooding at the building site Is: - DATE TELEPHONE TITLE TELEPHONE DATE ._ft.(m) _ ft.(m) For Insurance Company Use: Policy Number • ❑ Check here if attachments STATE ZIP CODE . ❑ Check here if attachments SECTION G - COMMUNITY INFORMATION (OPTIONAL) the local official who is authorized by law or ordinance to administer the community's floodplain management ordinance can complete Sections A, B, C (or E), and G of this Elevation Certificate. Complete the applicable item(s) and sign below. 31. ❑ The information in Section C was taken from other documentation that has been signed and embossed by a licensed surveyor, engineer, or architect who is authorized by state or local law to certify elevation information. (Indicate the source and date of the elevation data in the Comments area below.) 32. 0 A community official completed Section E for a building located in Zone A (without a FEMA- issued or community - issued BFE) or Zone AO. 33. ❑ The following information (Items G4 -G9) is provided for community floodplain management purposes. G5. DATE PERMIT ISSUED G6. DATE CERTIFICATE OF COMPLIANCE/OCCUPANCY ISSUED Datum: Datum: Check here if attachments Tv OF RE=W: fruc-t, COE SECTION FILE LOC.ITION FUNS 7-1,7%11.47-ar 57-77. JO '1 WYATT — 44-o ive" 9/ 51'. Aia17--Ae+Pli4-6.109--gA4ctiI 5 e e/(04c /ipp Doors 6/ ava-/.5 CMIEZES D 47= • 5Y/0/0 yim all eul 5 eloci(, 5/-o/4r4 Pittsburgh Corning Corporation. ACCEPTANCE No.: 01- 0410.14 APPROVED: NOV 0 1 2001 EXPIRES: NOV 0 1 2006 NOTICE OF ACCEPTANCE: STANDARD CONDITIONS I . Renewal of this Acceptance (approval) shall be considered after a renewal application has been filed and the original submitted documentation, including test - supporting data, engineering documents, are no older than eight (8) years. 2. Any and all approved products shalt be permanently labeled with the manufacturer's name, city, state, and the following statement: "Miami -Dade County Product Control Approved ", or as specifically stated in the specific conditions of this Acceptance. 3. Renewals of Acceptance will not be considered if: a) There has been a change in the South Florida Building Code affecting the evaluation of this product and the product is not in compliance with the code changes. b) The product is no longer the same product (identical) as the one originally approved. c) If the Acceptance holder has not complied with all the requirements of this acceptance, including the correct installation of the product; d) The engineer who originally prepared, signed and scaled the required documentation initially submitted, is no longer practicing the engineering profession. 4. Any revision or change in the materials, usc, and /or manufacture of thc product or process shall automatically bc cause for termination of this Acceptance, unless prior written approval has been requested (through the filing of a revision application with appropriate fcc) and granted by this office. 5. Any of the following shall also bc grounds for removal of this Acceptance: a) Unsatisfactory performance of this product or process. b) Misuse of this Acceptancc as an endorsement of any product, for sales. advertising or any other purpose. 6. The Notice of Acceptance number preceded by the words Dade County, Florida, and followed by thc expiration datc may be displayed in advertising literature. If any portion of the Notice of Acceptance is displayed, then it shall bc done in its entirety. 7. A copy of this Acceptance as well as approved drawings and other documents, where it applies, shall be provided to thc user by the manufacturer or its distributors and shall be available for inspection at thc site at all times. The engineer does not need to reseal the copies: 8. Failure to comply with any section of this Acceptance shalt bc cause for termination and removal of Acceptance. 9. This Acceptance contains pages I, 2, this last page 3. andido F. font, PE, Sr. Product Control Examiner Product Control Division END OF THIS ACCEPTANCE -3- 111,12211 Quo It peal fa. Ibteolllace OrtaW 8n Ctrs. kids) - Salad broom Rib Ma/ Sid *Wog its ANA( Rs I.rddtr ) - .west as past I.s W Was' bash a Su 4400) bhkbby ikbiL«bbb5e�k5sikhbbb5o i biL41:iii5: rK"v"iJbolihkhl 4118'111 ' / Rae: ire 're A. t slits' rr • IY "A / 'soli: 'Vw '256`hi lie 1 V `6i Win's' 'MrX II ge rest 1 'I; T'/'rb'A 7' /'2339∎ 1'/'1IA'4r• 1 A' 1 Y'/ iii /' rSlMi ire r se lee 'ye R41' I I . 111 'A' 4e IIIIMi li 111'N 4i 1 I6'/' /'1371x• 1i . sa "4' We ��kbikkkbbbbk$i5 „pbb5 ira«k [«k«ltktittNN kkkbsbbbhb bib; 23 ge 2vh• invr 23' /'r is `h 379,: ca'Ae se 1,,,• 117 tor. it 4u'c ire 331.: r D ��, Y • 33 rarer 40 hi sewing: 334.: rSS the 331,; 1Slrir' 33Y.'l TO? 3S 'GC a.7(' /' el rtreaInks' 41%. a'Met i31. nog.' In lirse l5' Le mote sdi're 45 ^h'2 339. N It Y: 11711 411 c11 A: bbb 501b9eb5e kkkk iikb P • a7.• 1 a W. air; r S' /' D'/'1564r• 56'tdl g"/i Ufa: Ufa: IIS he 56 8 I5' /' 5S'M n Y Sen.'s ell "Ire nitre 140 A' S6 'AO t Sae( 64'AC2 1`9r' SI'/•r'117'A' 64'!u ra3' /' IONIC 3 3 h• TVA" 19`1x' 7a•A'117ire 12' /'220K r2 Us i31 is K19`1.i 71' • ,17'Y 1 New Construction Installation (as rested sizes) ' twins Sue 133 Opening) I 1 ---- -- 56 Nomad Size (56 Yii flou0 Mrp) r -----Deelgn Pressure Rating +1 60 PSF sealant nailing fin Detail A -A (Exterior view) 1 a 1 o,olflcanons; • pass Mod Wo : r x 8' x r (nominal size) IccSCapesa (pattern used) or DECORAa- • Frame: Extruded W4144'& ntr.'o Pr c. (NOUCe et ACC5ptance No. 01- 0327.02). Frame eo nde arc ended arid widest. a. sa nr3decon tawpga3 lsae. Window Siaes: See,tdjdrdng siring than for rwyienal and rough opening dimensions. Flaming Soahnl: Silo:di a 1y(io. Apply a bead el Soal nano nt between vinyl nano flange and framing before wl'xig. Nit seal 015 tlbndslop to Ili vinyl frame and seal the drywall screw heads. Use Pawn 596 Or epupl;:: Joint Sealants: Stbcons type. G E 2801 w egtavated for peen (glass block to vinyl ha{ne) joints and 5.6.. m ed'ti)1? lot glass back joints. Anchorage: Secure enridnwv afla will1,11 gas e a 11: galvanized looting pads with 'A' diameter treads— 3' in lrmn. all Mfr canerO mud olhn nai1ng hde around nonmetal (9' on center r rruximum spati �ew¢ l wood blind stop over vinyl nailing flange with R x 2' long drywall scows ihrough:lRe vtOod nisi, nailing flange and into the wood Tame. P9ate strews' 3' in tram each tom 'and. 8' on center (maximum spacing) in between. sealant ' P Iw3tabd tread 1' 1 IW I ! wood sealant ling roe CAM slop .,J I'x 1Y; wood - b41a slap netting An Detail A -A (interior View) Sealant Beneath Relive Parrot Sizing Chart* *cone Joints B'x 8'x2' Worninil ) (pass Bark )lam Vinyl pMmeler _. a1a9 Flange leafing Kaki Wood Framing (See Deaif A-A) Renovation Construction installation (a4 tested size) Spo cat3011e- Sealant • 933es Block bolts: 8' a 8' x r motrinal sue) IceScapesa (pattern used) or DECOHA'. • MSS: SAMOSAS W tt ITC. 0..6.0 Dv c (Native of Acceptance No. 01 -0327.021 Frame corners are mitered and weld• • Window Sizes: See adjoining sizing chart for nominal and rough opening dimensions, • Nang Range: for existing con$tuMion, repave neva flange by caning with a rams knit.. • Ranting Sealed: Ooze rye. ApWy a bead d =tam beneemvir9lwndrav lane and framing or Weds side Use Peron 896 r • Joid Sealants: Sikora• type 6.6. 2801 or eguivaleit for perimeter wins Mock to vinyl hams) joints and G,F. 1201 or Viennese tot glass back ants. • Anchorage: Secure window unit with 18 x 2 Yi long galeanIZed wood screws through the glazing bead slot on the inter at 6' et ham each comer aid Iron center (maxipnam spacing) in between- Detail B -B 3i' Nordnal Sin (33 Y,.t Rough opening) - 11111 11111 Silicone lointe 8'x 8' (Nvninat site) OWE dads grits Wood Fnming 1Soe 1)0111B-B) Design Pressure Rating +1 60 PSF Rri�uraU d; LCidi'u,E aitil I1lE f CUTN TLORtOA bkOlgjitt CODE DATE NOT 0 '1 OCT C6f4i t0C D lISIOM gUlLDIN6 CODE COMf'IJAI)CE OFFICE ACCEPTARCE 80, Q+— 0119 .14 TITLE 2' UghtWise WINDOWS NEW and RENOVATION CONSTRUCTION DESIGN DRAWN G.W.S CHECK NIL SCALE 14.T.S. PATE 2-26-01 DATE 2 -26 -01 a4' G.W.S. 9-4-01 PITTSBURGH CORNING CORP. aea /RC000C IOLA 0xi*4 nrreeuncr, f' 1433. 2 LW, • Return To: Irwin Mortgage Corporation Attn: Final Documents 11800 Exit Five Parkway Fishers, IN 46038 This document was prepared by: Irwin Mortgage Corporation DEFINITIONS [Space Above This Line For Recording Data] MORTGAGE MIN 1000139- 0073739583 -4 Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated January 10, 2002 together with all Riders to this document. (B) 'Borrower" is John W Wyatt Jr and Rebecca W Wyatt, husband and wife . Borrower is the mortgagor under this Security Instrument. (C) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the mortgagee under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. (D) "Lender" is Irwin Mortgage Corporation 19894694 0073739583 FLORIDA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT WITH MERS Form 3010 1/01 - 6AIFL) (0005) Page 1 of 16 Initials: t VMP MORTGAGE FORMS -1800)521- 1 11 1 1 1 1 1 1 1 1 1 is Lender is a Corporation organized and existing under the laws of The State of Indiana Lender's address is 9265 Counselor's Row, Indianapolis, IN 46240 (E) "Note" means the promissory note signed by Borrower and dated January 10, 2002 The Note states that Borrower owes Lender One Hundred Sixty Five Thousand Seven Hundred Fifty and 00 /100 Dollars (U.S. $165, 750.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than February 1, 2017 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: 0 Adjustable Rate Rider Balloon Rider VA Rider 1 1 1 1 Cr) - 6AIFL) )00o5) 1 Condominium Rider Planned Unit Development Rider 0 Biweekly Payment Rider 1 1 Page 2 of 16 0 Second Home Rider 1 -4 Family Rider Other(s) [specify] 1 1 1 1 (I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial opinions. (J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. (K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (L) "Escrow Items" means those items that are described in Section 3. (M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and /or condition of the Property. (N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. (0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any amounts under Section 3 of this Security Instrument. Initials: 0073739583 Form 3010 1/01 (P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing regulation, Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, " RESPA" refers to all requirements and restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally related mortgage loan" under RESPA. (OJ "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and /or this Security Instrument. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower does hereby mortgage, grant and convey to MERS (solely as nominee for Lender and Lender's successors and assigns) and to the successors and assigns of MERS, the following described property located in the County [Type of Recording Jurisdiction] of Dade [Name of Recording Jurisdiction]: Lot 7, and the East 1/2 of Lot 8, Block 1, of El Portal, according to the plat thereof as recorded in Plat Book 9, Page 101, of the Public Records of Dade County, Florida Parcel ID Number: 11 which currently has the address of 440 NE 91st Street [Sam] Miami [City] , Florida 33130 [Zip Code] ( "Property Address "): TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." Borrower understands and agrees that MERS holds only legal title to the interests granted by Borrower in this Security Instrument, but, if necessary to comply with law or custom, MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of Lender including, but not limited to, releasing and canceling this Security Instrument. 0073739583 ©- 6A(FL) 0005) Page 3 of 16 Form 3010 1/01 BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use and non - uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: 1. Payment of Principal, Interest, Escrow Items, Prepayment Charges, and Late Charges. Borrower shall pay when due the principal of, and interest on, the debt evidenced by the Note and any prepayment charges and late charges due under the Note. Borrower shall also pay funds for Escrow Items pursuant to Section 3. Payments due under the Note and this Security Instrument shall be made in U.S. currency. However, if any check or other instrument received by Lender as payment under the Note or this Security Instrument is returned to Lender unpaid, Lender may require that any or all subsequent payments due under the Note and this Security Instrument be made in one or more of the following forms, as selected by Lender: (a) cash; (b) money order; (c) certified check, bank check, treasurer's check or cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a federal agency, instrumentality, or entity; or (d) Electronic Funds Transfer. Payments are deemed received by Lender when received at the location designated in the Note or at such other location as may be designated by Lender in accordance with the notice provisions in Section 15. Lender may return any payment or partial payment if the payment or partial payments are insufficient to bring the Loan current. Lender may accept any payment or partial payment insufficient to bring the Loan current, without waiver of any rights hereunder or prejudice to its rights to refuse such payment or partial payments in the future, but Lender is not obligated to apply such payments at the time such payments are accepted. If each Periodic Payment is applied as of its scheduled due date, then Lender need not pay interest on unapplied funds. Lender may hold such unapplied funds until Borrower makes payment to bring the Loan current. If Borrower does not do so within a reasonable period of time, Lender shall either apply such funds or return them to Borrower. If not applied earlier, such funds will be applied to the outstanding principal balance under the Note immediately prior to foreclosure. No offset or claim which Borrower might have now or in the future against Lender shall relieve Borrower from making payments due under the Note and this Security Instrument or performing the covenants and agreements secured by this Security Instrument. 2. Application of Payments or Proceeds. Except as otherwise described in this Section 2, all payments accepted and applied by Lender shall be applied in the following order of priority: (a) interest due under the Note; (b) principal due under the Note; (c) amounts due under Section 3. Such payments shall be applied to each Periodic Payment in the order in which it became due. Any remaining amounts shall be applied first to late charges, second to any other amounts due under this Security Instrument, and then to reduce the principal balance of the Note. If Lender receives a payment from Borrower for a delinquent Periodic Payment which includes a sufficient amount to pay any late charge due, the payment may be applied to the delinquent payment and the late charge. If more than one Periodic Payment is outstanding, Lender may apply any payment received from Borrower to the repayment of the Periodic Payments if, and to the extent that, each payment a- 6A(FL) (0005) Page 4 of 16 Initials: 0073739583 Form 3010 1 /01 can be paid in full. To the extent that any excess exists after the payment is applied to the full payment of one or more Periodic Payments, such excess may be applied to any late charges due. Voluntary prepayments shall be applied first to any prepayment charges and then as described in the Note. Any application of payments, insurance proceeds, or Miscellaneous Proceeds to principal due under the Note shall not extend or postpone the due date, or change the amount, of the Periodic Payments. 3. Funds for Escrow Items. Borrower shall pay to Lender on the day Periodic Payments are due under the Note, until the Note is paid in full, a sum (the "Funds ") to provide for payment of amounts due for: (a) taxes and assessments and other items which can attain priority over this Security Instrument as a lien or encumbrance on the Property; (b) leasehold payments or ground rents on the Property, if any; (c) premiums for any and all insurance required by Lender under Section 5; and (d) Mortgage Insurance premiums, if any, or any sums payable by Borrower to Lender in lieu of the payment of Mortgage Insurance premiums in accordance with the provisions of Section 10. These items are called "Escrow Items." At origination or at any time during the term of the Loan, Lender may require that Community Association Dues, Fees, and Assessments, if any, be escrowed by Borrower, and such dues, fees and assessments shall be an Escrow Item. Borrower shall promptly furnish to Lender all notices of amounts to be paid under this Section. Borrower shall pay Lender the Funds for Escrow Items unless Lender waives Borrower's obligation to pay the Funds for any or all Escrow Items. Lender may waive Borrower's obligation to pay to Lender Funds for any or all Escrow Items at any time. Any such waiver may only be in writing. In the event of such waiver, Borrower shall pay directly, when and where payable, the amounts due for any Escrow Items for which payment of Funds has been waived by Lender and, if Lender requires, shall furnish to Lender receipts evidencing such payment within such time period as Lender may require. Borrower's obligation to make such payments and to provide receipts shall for all purposes be deemed to be a covenant and agreement contained in this Security Instrument, as the phrase "covenant and agreement" is used in Section 9. If Borrower is obligated to pay Escrow Items directly, pursuant to a waiver, and Borrower fails to pay the amount due for an Escrow Item, Lender may exercise its rights under Section 9 and pay such amount and Borrower shall then be obligated under Section 9 to repay to Lender any such amount. Lender may revoke the waiver as to any or all Escrow Items at any time by a notice given in accordance with Section 15 and, upon such revocation, Borrower shall pay to Lender all Funds, and in such amounts, that are then required under this Section 3. Lender may, at any time, collect and hold Funds in an amount (a) sufficient to permit Lender to apply the Funds at the time specified under RESPA, and (b) not to exceed the maximum amount a lender can require under RESPA. Lender shall estimate the amount of Funds due on the basis of current data and reasonable estimates of expenditures of future Escrow Items or otherwise in accordance with Applicable Law. The Funds shall be held in an institution whose deposits are insured by a federal agency, instrumentality, or entity (including Lender, if Lender is an institution whose deposits are so insured) or in any Federal Home Loan Bank. Lender shall apply the Funds to pay the Escrow Items no later than the time specified under RESPA. Lender shall not charge Borrower for holding and applying the Funds, annually analyzing the escrow account, or verifying the Escrow Items, unless Lender pays Borrower interest on the Funds and Applicable Law permits Lender to make such a charge. Unless an agreement is made in writing or Applicable Law requires interest to be paid on the Funds, Lender shall not be required to pay Borrower any interest or earnings on the Funds. Borrower and Lender can agree in writing, however, that-interest - 6A(FL) (0005) Page 5 of 16 Initials: 0073739583 Form 3010 1/01 shall be paid on the Funds. Lender shall give to Borrower, without charge, an annual accounting of the Funds as required by RESPA. If there is a surplus of Funds held in escrow, as defined under RESPA, Lender shall account to Borrower for the excess funds in accordance with RESPA. If there is a shortage of Funds held in escrow, as defined under RESPA, Lender shall notify Borrower as required by RESPA, and Borrower shall pay to Lender the amount necessary to make up the shortage in accordance with RESPA, but in no more than 12 monthly payments. If there is a deficiency of Funds held in escrow, as defined under RESPA, Lender shall notify Borrower as required by RESPA, and Borrower shall pay to Lender the amount necessary to make up the deficiency in accordance with RESPA, but in no more than 12 monthly payments. Upon payment in full of all sums secured by this Security Instrument, Lender shall promptly refund to Borrower any Funds held by Lender. 4. Charges; Liens. Borrower shall pay all taxes, assessments, charges, fines, and impositions attributable to the Property which can attain priority over this Security Instrument, leasehold payments or ground rents on the Property, if any, and Community Association Dues, Fees, and Assessments, if any. To the extent that these items are Escrow Items, Borrower shall pay them in the manner provided in Section 3. Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower: (a) agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender, but only so long as Borrower is performing such agreement; (b) contests the lien in good faith by, or defends against enforcement of the lien in, legal proceedings which in Lender's opinion operate to prevent the enforcement of the lien while those proceedings are pending, but only until such proceedings are concluded; or (c) secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien to this Security Instrument. If Lender determines that any part of the Property is subject to a lien which can attain priority over this Security Instrument, Lender may give Borrower a notice identifying the lien. Within 10 days of the date on which that notice is given, Borrower shall satisfy the lien or take one or more of the actions set forth above in this Section 4. Lender may require Borrower to pay a one -time charge for a real estate tax verification and /or reporting service used by Lender in connection with this Loan. 5. Property Insurance. Borrower shall keep the improvements now existing or hereafter erected on the Property insured against loss by fire, hazards included within the term "extended coverage," and any other hazards including, but not limited to, earthquakes and floods, for which Lender requires insurance. This insurance shall be maintained in the amounts (including deductible levels) and for the periods that Lender requires. What Lender requires pursuant to the preceding sentences can change during the term of the Loan. The insurance carrier providing the insurance shall be chosen by Borrower subject to Lender's right to disapprove Borrower's choice, which right shall not be exercised unreasonably. Lender may require Borrower to pay, in connection with this Loan, either: (a) a one -time charge for flood zone determination, certification and tracking services; or (b) a one -time charge for flood zone determination and certification services and subsequent charges each time remappings or similar changes occur which reasonably might affect such determination or certification. Borrower shall also be responsible for the payment of any fees imposed by the Federal Emergency Management Agency in connection with the review of any flood zone determination resulting from an objection by Borrower. CO - 6AIFL) (0005) Page 6 of 16 0073739583 Form 3010 1/01 If Borrower fails to maintain any of the coverages described above, Lender may obtain insurance coverage, at Lender's option and Borrower's expense. Lender is under no obligation to purchase any particular type or amount of coverage. Therefore, such coverage shall cover Lender, but might or might not protect Borrower, Borrower's equity in the Property, or the contents of the Property, against any risk, hazard or liability and might provide greater or lesser coverage than was previously in effect. Borrower acknowledges that the cost of the insurance coverage so obtained might significantly exceed the cost of insurance that Borrower could have obtained. Any amounts disbursed by Lender under this Section 5 shall become additional debt of Borrower secured by this Security Instrument. These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment. All insurance policies required by Lender and renewals of such policies shall be subject to Lender's right to disapprove such policies, shall include a standard mortgage clause, and shall name Lender as mortgagee and /or as an additional loss payee. Lender shall have the right to hold the policies and renewal certificates. If Lender requires, Borrower shall promptly give to Lender all receipts of paid premiums and renewal notices. If Borrower obtains any form of insurance coverage, not otherwise required by Lender, for damage to, or destruction of, the Property, such policy shall include a standard mortgage clause and shall name Lender as mortgagee and /or as an additional loss payee. In the event of loss, Borrower shall give prompt notice to the insurance carrier and Lender. Lender may make proof of loss if not made promptly by Borrower. Unless Lender and Borrower otherwise agree in writing, any insurance proceeds, whether or not the underlying insurance was required by Lender, shall be applied to restoration or repair of the Property, if the restoration or repair is economically feasible and Lender's security is not lessened. During such repair and restoration period, Lender shall have the right to hold such insurance proceeds until Lender has had an opportunity to inspect such Property to ensure the work has been completed to Lender's satisfaction, provided that such inspection shall be undertaken promptly. Lender may disburse proceeds for the repairs and restoration in a single payment or in a series of progress payments as the work is completed. Unless an agreement is made in writing or Applicable Law requires interest to be paid on such insurance proceeds, Lender shall not be required to pay Borrower any interest or earnings on such proceeds. Fees for public adjusters, or other third parties, retained by Borrower shall not be paid out of the insurance proceeds and shall be the sole obligation of Borrower. If the restoration or repair is not economically feasible or Lender's security would be lessened, the insurance proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with the excess, if any, paid to Borrower. Such insurance proceeds shall be applied in the order provided for in Section 2. If Borrower abandons the Property, Lender may file, negotiate and settle any available insurance claim and related matters. If Borrower does not respond within 30 days to a notice from Lender that the insurance carrier has offered to settle a claim, then Lender may negotiate and settle the claim. The 30 -day period will begin when the notice is given. In either event, or if Lender acquires the Property under Section 22 or otherwise, Borrower hereby assigns to Lender (a) Borrower's rights to any insurance proceeds in an amount not to exceed the amounts unpaid under the Note or this Security Instrument, and (b) any other of Borrower's rights (other than the right to any refund of unearned premiums paid by Borrower) under all insurance policies covering the Property, insofar as such rights are applicable to the coverage of the Property. Lender may use the insurance proceeds either to repair or restore the Property or to pay amounts unpaid under the Note or this Security Instrument, whether or not then due. © ® 6A(FL) (0005) Page 7 of 16 Initials: 0073739583 Form 3010 1/01 6. Occupancy. Borrower shall occupy, establish, and use the Property as Borrower's principal residence within 60 days after the execution of this Security Instrument and shall continue to occupy the Property as Borrower's principal residence for at least one year after the date of occupancy, unless Lender otherwise agrees in writing, which consent shall not be unreasonably withheld, or unless extenuating circumstances exist which are beyond Borrower's control. 7. Preservation, Maintenance and Protection of the Property; Inspections. Borrower shall not destroy, damage or impair the Property, allow the Property to deteriorate or commit waste on the Property. Whether or not Borrower is residing in the Property, Borrower shall maintain the Property in order to prevent the Property from deteriorating or decreasing in value due to its condition. Unless it is determined pursuant to Section 5 that repair or restoration is not economically feasible, Borrower shall promptly repair the Property if damaged to avoid further deterioration or damage. If insurance or condemnation proceeds are paid in connection with damage to, or the taking of, the Property, Borrower shall be responsible for repairing or restoring the Property only if Lender has released proceeds for such purposes. Lender may disburse proceeds for the repairs and restoration in a single payment or in a series of progress payments as the work is completed. If the insurance or condemnation proceeds are not sufficient to repair or restore the Property, Borrower is not relieved of Borrower's obligation for the completion of such repair or restoration. Lender or its agent may make reasonable entries upon and inspections of the Property. If it has reasonable cause, Lender may inspect the interior of the improvements on the Property. Lender shall give Borrower notice at the time of or prior to such an interior inspection specifying such reasonable cause. 8. Borrower's Loan Application. Borrower shall be in default if, during the Loan application process, Borrower or any persons or entities acting at the direction of Borrower or with Borrower's knowledge or consent gave materially false, misleading, or inaccurate information or statements to Lender (or failed to provide Lender with material information) in connection with the Loan. Material representations include, but are not limited to, representations concerning Borrower's occupancy of the Property as Borrower's principal residence. 9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If (a) Borrower fails to perform the covenants and agreements contained in this Security Instrument, (b) there is a legal proceeding that might significantly affect Lender's interest in the Property and /or rights under this Security Instrument (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for enforcement of a lien which may attain priority over this Security Instrument or to enforce laws or regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Property and rights under this Security Instrument, including protecting and /or assessing the value of the Property, and securing and /or repairing the Property. Lender's actions can include, but are not limited to: (a) paying any sums secured by a lien which has priority over this Security Instrument; (b) appearing in court; and (c) paying reasonable attorneys' fees to protect its interest in the Property and /or rights under this Security Instrument, including its secured position in a bankruptcy proceeding. Securing the Property includes, but is not limited to, entering the Property to make repairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate building or other code violations or dangerous conditions, and have utilities turned on or off. Although Lender may take action under this Section 9, Lender does not have to do so and is not under any duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any or all actions authorized under this Section 9. - 6A(FL) (0005) Page 8 of 16 Initials: t j 0073739583 Form 3010 1/01 Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured by this Security Instrument. These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment. If this Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the lease. If Borrower acquires fee title to the Property, the leasehold and the fee title shall not merge unless Lender agrees to the merger in writing. 10. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan, Borrower shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that previously provided such insurance and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to obtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage Insurance previously in effect, from an alternate mortgage insurer selected by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Borrower shall continue to pay to Lender the amount of the separately designated payments that were due when the insurance coverage ceased to be in effect. Lender will accept, use and retain these payments as a non - refundable loss reserve in lieu of Mortgage Insurance. Such loss reserve shall be non - refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall not be required to pay Borrower any interest or earnings on such loss reserve. Lender can no longer require loss reserve payments if Mortgage Insurance coverage (in the amount and for the period that Lender requires) provided by an insurer selected by Lender again becomes available, is obtained, and Lender requires separately designated payments toward the premiums for Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to maintain Mortgage Insurance in effect, or to provide a non - refundable loss reserve, until Lender's requirement for Mortgage Insurance ends in accordance with any written agreement between Borrower and Lender providing for such termination or until termination is required by Applicable Law. Nothing in this Section 10 affects Borrower's obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain losses it may incur if Borrower does not repay the Loan as agreed. Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from time to time, and may enter into agreements with other parties that share or modify their risk, or reduce losses. These agreements are on terms and conditions that are satisfactory to the mortgage insurer and the other party (or parties) to these agreements. These agreements may require the mortgage insurer to make payments using any source of funds that the mortgage insurer may have available (which may include funds obtained from Mortgage Insurance premiums). As a result of these agreements, Lender, any purchaser of the Note, another insurer, any reinsurer, any other entity, or any affiliate of any of the foregoing, may receive (directly or indirectly) amounts that derive from (or might be characterized as) a portion of Borrower's payments for Mortgage Insurance, in exchange for sharing or modifying the mortgage insurer's risk, or reducing losses. If such agreement provides that an affiliate of Lender takes a share of the insurer's risk in exchange for a share of the premiums paid to the insurer, the arrangement is often termed "captive reinsurance." Further: (a) Any such agreements will not affect the amounts that Borrower has agreed to pay for Mortgage Insurance, or any other terms of the Loan. Such agreements will not increase the amount Borrower will owe for Mortgage Insurance, and they will not entitle Borrower to any refund. C)-6A(FL) (0005) Page 9 of 16 Initials: 0073739583 Form 3010 1/01 (b) Any such agreements will not affect the rights Borrower has - if any - with respect to the Mortgage Insurance under the Homeowners Protection Act of 1998 or any other law. These rights may include the right to receive certain disclosures, to request and obtain cancellation of the Mortgage Insurance, to have the Mortgage Insurance terminated automatically, and /or to receive a refund of any Mortgage Insurance premiums that were unearned at the time of such cancellation or termination. 11. Assignment of Miscellaneous Proceeds; Forfeiture. All Miscellaneous Proceeds are hereby assigned to and shall be paid to Lender. If the Property is damaged, such Miscellaneous Proceeds shall be applied to restoration or repair of the Property, if the restoration or repair is economically feasible and Lender's security is not lessened. During such repair and restoration period, Lender shall have the right to hold such Miscellaneous Proceeds until Lender has had an opportunity to inspect such Property to ensure the work has been completed to Lender's satisfaction, provided that such inspection shall be undertaken promptly. Lender may pay for the repairs and restoration in a single disbursement or in a series of progress payments as the work is completed. Unless an agreement is made in writing or Applicable Law requires interest to be paid on such Miscellaneous Proceeds, Lender shall not be required to pay Borrower any interest or earnings on such Miscellaneous Proceeds. If the restoration or repair is not economically feasible or Lender's security would be lessened, the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with the excess, if any, paid to Borrower. Such Miscellaneous Proceeds shall be applied in the order provided for in Section 2. In the event of a total taking, destruction, or loss in value of the Property, the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with the excess, if any, paid to Borrower. In the event of a partial taking, destruction, or loss in value of the Property in which the fair market value of the Property immediately before the partial taking, destruction, or loss in value is equal to or greater than the amount of the sums secured by this Security Instrument immediately before the partial taking, destruction, or loss in value, unless Borrower and Lender otherwise agree in writing, the sums secured by this Security Instrument shall be reduced by the amount of the Miscellaneous Proceeds multiplied by the following fraction: (a) the total amount of the sums secured immediately before the partial taking, destruction, or loss in value divided by (b) the fair market value of the Property immediately before the partial taking, destruction, or loss in value. Any balance shall be paid to Borrower. In the event of a partial taking, destruction, or loss in value of the Property in which the fair market value of the Property immediately before the partial taking, destruction, or loss in value is less than the amount of the sums secured immediately before the partial taking, destruction, or loss in value, unless Borrower and Lender otherwise agree in writing, the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument whether or not the sums are then due. If the Property is abandoned by Borrower, or if, after notice by Lender to Borrower that the Opposing Party (as defined in the next sentence) offers to make an award to settle a claim for damages, Borrower fails to respond to Lender within 30 days after the date the notice is given, Lender is authorized to collect and apply the Miscellaneous Proceeds either to restoration or repair of the Property or to the sums secured by this Security Instrument, whether or not then due. "Opposing Party" means the third party that owes Borrower Miscellaneous Proceeds or the party against whom Borrower has a right of action in regard to Miscellaneous Proceeds. Borrower shall be in default if any action or proceeding, whether civil or criminal, is begun that, in Lender's judgment, could result in forfeiture of the Property or other material impairment of Lender's interest in the Property or rights under this Security Instrument. Borrower can cure such a default and, if acceleration has occurred, reinstate as provided in Section 19, by causing the action or proceeding to be dismissed with a ruling that, in Lender's judgment, precludes forfeiture of the Property or other material impairment of Lender's interest in the Property or rights under this Security Instrument. The proceeds of 0073739583 - 6AIFL) (0005) m Page 10 of 16 Initials: Form 3010 1/01 any award or claim for damages that are attributable to the impairment of Lender's interest in the Property are hereby assigned and shall be paid to Lender. All Miscellaneous Proceeds that are not applied to restoration or repair of the Property shall be applied in the order provided for in Section 2. 12. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time for payment or modification of amortization of the sums secured by this Security Instrument granted by Lender to Borrower or any Successor in Interest of Borrower shall not operate to release the liability of Borrower or any Successors in Interest of Borrower. Lender shall not be required to commence proceedings against any Successor in Interest of Borrower or to refuse to extend time for payment or otherwise modify amortization of the sums secured by this Security Instrument by reason of any demand made by the original Borrower or any Successors in Interest of Borrower. Any forbearance by Lender in exercising any right or remedy including, without limitation, Lender's acceptance of payments from third persons, entities or Successors in Interest of Borrower or in amounts less than the amount then due, shall not be a waiver of or preclude the exercise of any right or remedy. 13. Joint and Several Liability; Co- signers; Successors and Assigns Bound. Borrower covenants and agrees that Borrower's obligations and liability shall be joint and several. However, any Borrower who co -signs this Security Instrument but does not execute the Note (a "co- signer "): (a) is co- signing this Security Instrument only to mortgage, grant and convey the co- signer's interest in the Property under the terms of this Security Instrument; (b) is not personally obligated to pay the sums secured by this Security Instrument; and (c) agrees that Lender and any other Borrower can agree to extend, modify, forbear or make any accommodations with regard to the terms of this Security Instrument or the Note without the co- signer's consent. Subject to the provisions of Section 18, any Successor in Interest of Borrower who assumes Borrower's obligations under this Security Instrument in writing, and is approved by Lender, shall obtain all of Borrower's rights and benefits under this Security Instrument. Borrower shall not be released from Borrower's obligations and liability under this Security Instrument unless Lender agrees to such release in writing. The covenants and agreements of this Security Instrument shall bind (except as provided in Section 20) and benefit the successors and assigns of Lender. 14. Loan Charges. Lender may charge Borrower fees for services performed in connection with Borrower's default, for the purpose of protecting Lender's interest in the Property and rights under this Security Instrument, including, but not limited to, attorneys' fees, property inspection and valuation fees. In regard to any other fees, the absence of express authority in this Security Instrument to charge a specific fee to Borrower shall not be construed as a prohibition on the charging of such fee. Lender may not charge fees that are expressly prohibited by this Security Instrument or by Applicable Law. If the Loan is subject to a law which sets maximum loan charges, and that law is finally interpreted so that the interest or other loan charges collected or to be collected in connection with the Loan exceed the permitted limits, then: (a) any such loan charge shall be reduced by the amount necessary to reduce the charge to the permitted limit; and (b) any sums already collected from Borrower which exceeded permitted limits will be refunded to Borrower. Lender may choose to make this refund by reducing the principal owed under the Note or by making a direct payment to Borrower. If a refund reduces principal, the reduction will be treated as a partial prepayment without any prepayment charge (whether or not a prepayment charge is provided for under the Note). Borrower's acceptance of any such refund made by direct payment to Borrower will constitute a waiver of any right of action Borrower might have arising out of such overcharge. 15. Notices. All notices given by Borrower or Lender in connection with this Security Instrument must be in writing. Any notice to Borrower in connection with this Security Instrument shall be deemed to have been given to Borrower when mailed by first class mail or when actually delivered to Borrower's notice address if sent by other means. Notice to any one Borrower shall constitute notice to all Borrowers -6A(FL) (0006) Page 11 of 16 Initials: 0073739583 Form 3010 1/01 unless Applicable Law expressly requires otherwise. The notice address shall be the Property Address unless Borrower has designated a substitute notice address by notice to Lender. Borrower shall promptly notify Lender of Borrower's change of address. If Lender specifies a procedure for reporting Borrower's change of address, then Borrower shall only report a change of address through that specified procedure. There may be only one designated notice address under this Security Instrument at any one time. Any notice to Lender shall be given by delivering it or by mailing it by first class mail to Lender's address stated herein unless Lender has designated another address by notice to Borrower. Any notice in connection with this Security Instrument shall not be deemed to have been given to Lender until actually received by Lender. If any notice required by this Security Instrument is also required under Applicable Law, the Applicable Law requirement will satisfy the corresponding requirement under this Security Instrument. 16. Governing Law; Severability; Rules of Construction. This Security Instrument shall be governed by federal law and the law of the jurisdiction in which the Property is located. All rights and obligations contained in this Security Instrument are subject to any requirements and limitations of Applicable Law. Applicable Law might explicitly or implicitly allow the parties to agree by contract or it might be silent, but such silence shall not be construed as a prohibition against agreement by contract. In the event that any provision or clause of this Security Instrument or the Note conflicts with Applicable Law, such conflict shall not affect other provisions of this Security Instrument or the Note which can be given effect without the conflicting provision. As used in this Security Instrument: (a) words of the masculine gender shall mean and include corresponding neuter words or words of the feminine gender; (b) words in the singular shall mean and include the plural and vice versa; and (c) the word "may" gives sole discretion without any obligation to take any action. 17. Borrower's Copy. Borrower shall be given one copy of the Note and of this Security Instrument. 18. Transfer of the Property or a Beneficial Interest in Borrower. As used in this Section 18, "Interest in the Property" means any legal or beneficial interest in the Property, including, but not limited to, those beneficial interests transferred in a bond for deed, contract for deed, installment sales contract or escrow agreement, the intent of which is the transfer of title by Borrower at a future date to a purchaser. If all or any part of the Property or any Interest in the Property is sold or transferred (or if Borrower is not a natural person and a beneficial interest in Borrower is sold or transferred) without Lender's prior written consent, Lender may require immediate payment in full of all sums secured by this Security Instrument. However, this option shall not be exercised by Lender if such exercise is prohibited by Applicable Law. If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall provide a period of not less than 30 days from the date the notice is given in accordance with Section 15 within which Borrower must pay all sums secured by this Security Instrument. If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower. 19. Borrower's Right to Reinstate After Acceleration. If Borrower meets certain conditions, Borrower shall have the right to have enforcement of this Security Instrument discontinued at any time prior to the earliest of: (a) five days before sale of the Property pursuant to any power of sale contained in this Security Instrument; (b) such other period as Applicable Law might specify for the termination of Borrower's right to reinstate; or (c) entry of a judgment enforcing this Security Instrument. Those conditions are that Borrower: (a) pays Lender all sums which then would be due under this Security Instrument and the Note as if no acceleration had occurred; (b) cures any default of any other covenants or agreements; (c) pays all expenses incurred in enforcing this Security Instrument, including, but not limited to, reasonable attorneys' fees, property inspection and valuation fees, and other fees incurred • for the ©- 6AIFL) (0005) Page 12 of 16 Initials: 0073739583 Form 3010 1/01 purpose of protecting Lender's interest in the Property and rights under this Security Instrument; and (d) takes such action as Lender may reasonably require to assure that Lender's interest in the Property and rights under this Security Instrument, and Borrower's obligation to pay the sums secured by this Security Instrument, shall continue unchanged. Lender may require that Borrower pay such reinstatement sums and expenses in one or more of the following forms, as selected by Lender: (a) cash; (b) money order; (c) certified check, bank check, treasurer's check or cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a federal agency, instrumentality or entity; or (d) Electronic Funds Transfer. Upon reinstatement by Borrower, this Security Instrument and obligations secured hereby shall remain fully effective as if no acceleration had occurred. However, this right to reinstate shall not apply in the case of acceleration under Section 18. 20. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a partial interest in the Note (together with this Security Instrument) can be sold one or more times without prior notice to Borrower. A sale might result in a change in the entity (known as the "Loan Servicer ") that collects Periodic Payments due under the Note and this Security Instrument and performs other mortgage loan servicing obligations under the Note, this Security Instrument, and Applicable Law. There also might be one or more changes of the Loan Servicer unrelated to a sale of the Note. If there is a change of the Loan Servicer, Borrower will be given written notice of the change which will state the name and address of the new Loan Servicer, the address to which payments should be made and any other information RESPA requires in connection with a notice of transfer of servicing. If the Note is sold and thereafter the Loan is serviced by a Loan Servicer other than the purchaser of the Note, the mortgage loan servicing obligations to Borrower will remain with the Loan Servicer or be transferred to a successor Loan Servicer and are not assumed by the Note purchaser unless otherwise provided by the Note purchaser. Neither Borrower nor Lender may commence, join, or be joined to any judicial action (as either an individual litigant or the member of a class) that arises from the other party's actions pursuant to this Security Instrument or that alleges that the other party has breached any provision of, or any duty owed by reason of, this Security Instrument, until such Borrower or Lender has notified the other party (with such notice given in compliance with the requirements of Section 15) of such alleged breach and afforded the other party hereto a reasonable period after the giving of such notice to take corrective action. If Applicable Law provides a time period which must elapse before certain action can be taken, that time period will be deemed to be reasonable for purposes of this paragraph. The notice of acceleration and opportunity to cure given to Borrower pursuant to Section 22 and the notice of acceleration given to Borrower pursuant to Section 18 shall be deemed to satisfy the notice and opportunity to take corrective action provisions of this Section 20. 21. Hazardous Substances. As used in this Section 21: (a) "Hazardous Substances" are those substances defined as toxic or hazardous substances, pollutants, or wastes by Environmental Law and the following substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides, volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials; (b) "Environmental Law" means federal laws and laws of the jurisdiction where the Property is located that relate to health, safety or environmental protection; (c) "Environmental Cleanup" includes any response action, remedial action, or removal action, as defined in Environmental Law; and (d) an "Environmental Condition" means a condition that can cause, contribute to, or otherwise trigger an Environmental Cleanup. © - 6A(FL) (0005) Page 13 of 16 Initials: 0073739583 Form 3010 1/01 Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous Substances, or threaten to release any Hazardous Substances, on or in the Property. Borrower shall not do, nor allow anyone else to do, anything affecting the Property (a) that is in violation of any Environmental Law, (b) which creates an Environmental Condition, or (c) which, due to the presence, use, or release of a Hazardous Substance, creates a condition that adversely affects the value of the Property. The preceding two sentences shall not apply to the presence, use, or storage on the Property of small quantities of Hazardous Substances that are generally recognized to be appropriate to normal residential uses and to maintenance of the Property (including, but not limited to, hazardous substances in consumer products). Borrower shall promptly give Lender written notice of (a) any investigation, claim, demand, lawsuit or other action by any governmental or regulatory agency or private party involving the Property and any Hazardous Substance or Environmental Law of which Borrower has actual knowledge, (b) any Environmental Condition, including but not limited to, any spilling, leaking, discharge, release or threat of release of any Hazardous Substance, and (c) any condition caused by the presence, use or release of a Hazardous Substance which adversely affects the value of the Property. If Borrower learns, or is notified by any governmental or regulatory authority, or any private party, that any removal or other remediation of any Hazardous Substance affecting the Property is necessary, Borrower shall promptly take all necessary remedial actions in accordance with Environmental Law. Nothing herein shall create any obligation on Lender for an Environmental Cleanup. NON - UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows: 22. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following Borrower's breach of any covenant or agreement in this Security Instrument (but not prior to acceleration under Section 18 unless Applicable Law provides otherwise). The notice shall specify: (a) the default; (b) the action required to cure the default; (c) a date, not less than 30 days from the date the notice is given to Borrower, by which the default must be cured; and (d) that failure to cure the default on or before the date specified in the notice may result in acceleration of the sums secured by this Security Instrument, foreclosure by judicial proceeding and sale of the Property. The notice shall further inform Borrower of the right to reinstate after acceleration and the right to assert in the foreclosure proceeding the non - existence of a default or any other defense of Borrower to acceleration and foreclosure. If the default is not cured on or before the date specified in the notice, Lender at its option may require immediate payment in full of all sums secured by this Security Instrument without further demand and may foreclose this Security Instrument by judicial proceeding. Lender shall be entitled to collect all expenses incurred in pursuing the remedies provided in this Section 22, including, but not limited to, reasonable attorneys' fees and costs of title evidence. 23. Release. Upon payment of all sums secured by this Security Instrument, Lender shall release this Security Instrument. Borrower shall pay any recordation costs. Lender may charge Borrower a fee for releasing this Security Instrument, but only if the fee is paid to a third party for services rendered and the charging of the fee is permitted under Applicable Law. 24. Attorneys' Fees. As used in this Security Instrument and the Note, attorneys' fees shall include those awarded by an appellate court and any attorneys' fees incurred in a bankruptcy proceeding. 25. Jury Trial Waiver. The Borrower hereby waives any right to a trial by jury in any action, proceeding, claim, or counterclaim, whether in contract or tort, at law or in equity, arising out of or in any way related to this Security Instrument or the Note. ©- 6A(FL) (0005) Page 14 of 16 Initials: 0073739583 Form 3010 1/01 BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any Rider executed by Borrower and recorded with it. Signed, sealed and delivered in the presence of: ©- 6A(FL) (0005) Q55. -o� v\) \' Jot�h�W Wyatt, Rebecca W Wyatt �u-- `� ' " — c �' (Seal) Jr. . - Borrower 0073739583 (Address) °J"tSeal) - Borrower (Address) (Seal) (Seal) - Borrower - Borrower (Address) (Address) (Seal) (Seal) - Borrower - Borrower (Address) (Address) (Seal) (Seal) - Borrower - Borrower (Address) (Address) Page 15 of 16 Form 3010 1/01 STATE OF FLORIDA, Dade The foregoing instrument was acknowledged before me this �V �L � by who is personally known to me or who has produced 05 " 49 ‹. C. 13. WALLACE MY COMMISSION # CC 956260 ( OF F15 EXPIRES: July 23, 2004 1-6 043 - NOTARY FL Notary Service 3, Bonding, Inc. - 6A(FL) (0005) Page 16 of 16 County ss: Th, , �. 5 0073739583 as identification. Initials Form 3010 1/01 DATE. V2 / 2 SAVINO MILLER • DESIGN STUDIO landscape architccturc urban dcsign. architcctuit • • LETTER OF TQANSMITTAL TO Vi it � S ATTENTION PROJECT ( 1 - 44o kA q. 1st . f /vp _ COPIES WE ARE SENDING YOU: O Shop Drawings 0 Specifications 0 Plans 0 Disks c'nts 0 Reproducibles O DATE DESCRIPTION ti. 1 LW. • i MESSAGE 6 QQ 4& r y1 1 `.� L 1:► cbV1.:iva '( g Y c.v i K z. Y ' { "'c i GCHQ 04-CA evivd- ICss� 4014 CIIME AVENUE, #219 MIAMI BEACII, F1, 33140 PIL (305) 538 -9062 FAX: 534 -9062 Honorable Members of the Council, Village of Miami Shores, Miami Shores, Florida. Gentlemen: RLP /e RAYMOND L. PARKER, JR. ATTORNEY AT LAW 5311 N. W. 17TH AVENUE MIAMI, FLORIDA October 22, 1947. I represent. Mr. George T. Duvall, who is the owner of Lot Ten (10) and the West } of Lot Eleven (11) of Block 1, El Portel. It was my client's plan to build a residence on this 75' tract, and therefore he has had an Arehiteot prepare plans and a survey made of the property, oopies of which are submitted herewith. You will note from the Surveyor's plat that the house located on Lot Nine (9) of blook enorouches about two (2) feet on my client's land. Without going into the legal problems involved, I wish to point out that it would be a terrible hardship on the owner of this house to force him to tear part of it down. However, this leaves m4y client with less than the required 75' of property. Therefore, in order to be fair and equitable, and to avoid unnecessary expense to all parties involved, we request that Mr. Duvall be allowed to construct his residence on the remaining 73 feet, with the understanding that a space of at least 20 feet be left between the buildings. Respectfully submitted, nd L. Parker. PHONE 7 -0337 0 14.E FORM 403 KNOW/ ALL MEN 13Y THESE PRESENTS: That the undersigned, for and in consideration of the payment of the sum of TWO HUNDRED********************************** XXXXXXX /100 Dollars ($. 200..,QQ paid by the ... .LIENEE .OR AGENT .THEREFOR receipt of which is hereby acknowledged, hereby releases and quit claims to the said . LIENEE its successors and assigns, and the owner, all liens, lien rights, claims or demands of any kind whatsoever, which the undersigned now has or might have against the building on premises legally described as FOLIO #11 3206 19 0050 6, EL PORTAL SUBDIVISION, LOT 7 & E 1/2 LOT 8, BLOCK 1 ALSO KNOWN AS - 440 N.E. 91st STREET, MIAMI SHORES, FL 33138 on accountof labor performed and /or material furnished for the construction of any improvements thereon. That all labor and materials used by the undersigned in the erection of said improvements have been fully paid for. IN WITNESS WHEREOF, I have hereunto set my hand seal this Jay of . MARCH , 19 83 WITNESSES: V • • STATE OF FLORIDA } COUNTY OF ss. My commission expires: Nct3ry Public,.State of Florid:). at Large RELEASE OF LIEN MIAMI SHORES VILLAGE 15th 7 A' 6 Y- 4()716) - 44S E A L ) By " GAIL MACDONALD, FINANCE DIRECTOR I hereby acknowledge that the statements contained in the foregoing Release of Lien are true and correct. Sworn to and subscribed before me this day of .... . Gtr .......... 19 a... . My Commission Expires Dec 21, 1985 -. Nokir yy Public Slc,'le of I'foric - / i arl L(fl ( .)