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2008MIAMI SHORES VILLAGE, FLORIDA BASIC FINANCIAL STATEMENTS FISCAL YEAR ENDED SEPTEMBER 30, 2008 Prepared by THE FINANCE DEPARTMENT MIAMI SHORES VILLAGE, FLORIDA TABLE OF CONTENTS FINANCIAL SECTION PAGE Independent Auditors' Report 1 -2 Management's Discussion and Analysis 3 -12 Basic Financial Statements: Government -wide Financial Statements: Statement of Net Assets 13 Statement of Activities 14 Fund Financial Statements: Balance Sheet — Governmental Funds 15 Statement of Revenues, Expenditures and Changes in Fund Balances — Governmental Funds 16 Reconciliation of the Statements of Revenues, Expenditures and Changes in Fund Balances of Governmental Funds to the Statement of Activities 17 Statement of Net Assets — Proprietary Funds 18 Statement of Revenues, Expenses and Changes in Net Assets — Proprietary Funds 19 Statement of Cash Flows — Proprietary Funds 20 Statement of Fiduciary Net Assets — Fiduciary Funds 21 Statement of Changes in Fiduciary Net Assets — Fiduciary Funds 22 Notes to Basic Financial Statements 23 -51 Required Supplementary Information: Budgetary Comparison Schedule: General Fund 52 -53 Special Revenue Funds: Excise Tax Fund 54 Local Option Gas Tax Fund 55 Note to Budgetary Comparison Schedules 56 Schedule of Funding Progress 57 Schedule of Employer Contributions 58 Combining and Individual Fund Statements and Schedules: Combining Balance Sheet — Nonmajor Governmental Funds 59 -60 Combining Statement of Revenues, Expenditures and Changes in Fund Balances — Nonmajor Governmental Funds 61 -62 Budgetary Comparison Schedule: Transportation Surtax Fund 63 Debt Service Fund 64 Internal Service Funds: Combining Statement of Net Assets 65 Combining Statement of Revenues, Expenses and Changes in Net Assets 66 Combining Statement of Cash Flows 67 WUM SHORES VILLAGE, FLORIDA TABLE OF CONTENTS (Continued) FINANCIAL SECTION (Continued) PAGE Fiduciary Funds: Combining Statement of Fiduciary Net Assets — Pension Trust Funds 68 Combining Statement of Changes in Fiduciary Net Assets — Pension Trust Funds 69 Statement of Changes in Assets and Liabilities — Agency Fund 70 COMPLIANCE SECTION Independent Auditors' Report on Internal Control over Financial Reporting and on Compliance and Other Matters Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards 71 -72 Management Letter in Accordance with the Rules of the Auditor General of the State of Florida 73 -74 Summary Schedule of Prior Year Audit Findings 75 Schedule of Findings and Responses 76 -79 THIS PAGE INTENTIONALL Y LEFT BLANK FINANCIAL SECTION INDEPENDENT AUDITORS' REPORT MARCUM RACHLIN ACCOUNTANTS ,& ADVISORS INDEPENDENT AUDITORS' REPORT Honorable Mayor, Village Council and Village Manager Miami Shores Village, Florida We have audited the accompanying financial statements of the governmental activities, the business -type activities, each major fund, and the aggregate remaining fund information of Miami Shores Village, Florida (the Village), as of and for the year ended September 30, 2008, which collectively comprise the Village's basic financial statements as listed in the table of contents. These financial statements are the responsibility of the Village's management. Our responsibility is to express opinions on these financial statements based on our audit. Except as discussed in the following paragraph, we conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Audit Standards issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes consideration of internal control over financial reporting as a basis for designing audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the Village's internal control over financial reporting. Accordingly, we express no such opinion. An audit also includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements, assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation.. We believe that our audit provides a reasonable basis for our opinions. As disclosed in Note 2, the Village is conducting an on -going investigation which alleges the misappropriation of assets by one of its former employees. Therefore, we were not able to gather audit evidence and apply audit procedures relating to the alleged misappropriation. Consequently, many documents and analysis are under the control of law enforcement agencies or have not yet been completed and thus, the Village has not been able to determine the full impact of this misappropriation on the financial statements. Be MARCUMGROUP MEMBER MarcumRachlin a division of Marcum up a marcumrachlin.com One Southeast Third Avenue m Tenth Floor ® Miami, Florida 33131 ® Phone 305.377.4228 ® Fax 305.377.8331 FLORIDA o NEW YORK o NEW JERSEY a CONNECTICUT m GRAND CAYMAN In our opinion, except for the effects of such adjustments, if any, that might have been determined to be necessary as a result of the alleged misappropriation of assets, the financial statements referred ' to above present fairly, in all material respects, the respective financial position of the governmental activities, the business -type activities, each major fund, and the aggregate remaining fund information of the Village, as of September 30, 2008, and the respective changes in financial position and cash flows, where applicable, thereof for the year then ended in conformity with accounting principles generally accepted in the United States of America. In accordance with Government Auditing Standards, we have also issued our report dated September 29, 2010, 2010 on our consideration of the Village's internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards and should be read in conjunction with this report in assessing the results of our audit. Management's Discussion and Analysis and the required supplementary information on pages 3 to 12 and 50 to 55 are not a required part of the basic financial statements, but are supplementary information required by accounting principles generally accepted in the United States of America. We have applied certain limited procedures, which consisted principally of inquiries of management regarding the methods of measurement and presentation of the supplementary information. However, we did not audit the information and express no opinion on it. Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the Village's basic financial statements. The combining and individual fund financial statements and schedules are presented for purposes of additional analysis and are not a required part of the basic financial statements. The combining and individual fund financial statements and schedules have been subjected to the auditing procedures applied in the audit of the basic financial statements and, in our opinion, except for the effects of such adjustments, if any, that might have been determined to be necessary as a result of the alleged misappropriation of assets, are fairly stated in all material respects in relation to the basic financial statements taken as a whole. �i(M.Cu�c.Rae.�Clc,� a division of Marcum LLP Miami, Florida September 29, 2010 -2- MARCUM RACH LI N ACCOUNTANTS • ADVISORS A division of Marcum Lrr THIS PAGE INTENTIONALLY LEFT BLANK MANAGEMENT'S DISCUSSION AND ANALYSIS l: Management's Discussion and Analysis As management of Miami Shores Village, we offer readers of the Village's financial statements this narrative overview and analysis of the financial activities of Miami Shores Village for the fiscal year ended September 30, 2008. Financial Highlights for Fiscal Year 2008 ➢ At September 30, 2008, the Miami Shores Village's assets exceeded its liabilities by $23.5 million (net assets). Of this amount, $11.9 million was invested in capital assets, net of related debt. Additionally, $4.1 million was restricted by law, agreements, debt covenants or for capital projects. The Village had unrestricted net assets of $7.5 million at September 30, 2008. ➢ During the fiscal year 2008, net assets increased by $3.4 million, before the restatement of $1.5 million. Of this increase, $361 thousand was in business -type activities and the remaining increase of $3 million (before the restatement) was in governmental activities. ➢ At September 30, 2008, the Miami Shores Village's governmental funds had fund balances totaling $10.6 million. Of the total fund balance, approximately $4.7 million or 44% was unreserved and undesignated and approximately $1.5 million or 14% was unreserved and designated. The net change in fund balances during the year was an increase of $2.1 million. Overview of the Financial Statements This discussion and analysis is intended to serve as an introduction to the basic financial statements of Miami Shores Village. The Village's basic financial statements comprise three components: 1) government -wide financial statements; 2) fund financial statements; and, 3) notes to the financial statements. This report also contains other supplementary information in addition to the basic financial statements themselves. Government -wide financial statements. The government -wide financial statements are designed to provide readers with a broad overview of the financial activity of Miami Shores Village, in a manner similar to a private- sector business. The Statement of Net Assets presents information on all of the assets and liabilities of Miami Shores Village, with the difference between the two reported as net assets. Over time, increases or decreases in net assets may serve as a useful indicator of whether the financial position of the Village is improving or deteriorating. The Statement of Activities presents information showing how the government's net assets changed during the most recent fiscal year. All changes in net assets are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (e.g., earned but unused vacation leave). Both of the government -wide financial statements distinguish functions of Miami Shores Village that are principally supported by taxes and intergovernmental revenues (governmental activities) as well as other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business -type activities). The governmental activities of Miami Shores Village and include general government, public safety, public works and culture and recreation. The business -type activities of the Village include sanitation and storm water operations. The government -wide financial statements may be found on pages 13 -14 of this report. -3- Fund financial statements. A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. Miami Shores Village, like other local governments, uses fund accounting to ensure and demonstrate compliance with finance- related legal requirements. All of the funds of Miami Shores Village can be divided into three categories: governmental funds, proprietary and fiduciary funds. Governmental funds. Governmental funds are used to account for essentially the same functions reported as governmental activities in the government -wide financial statements. However, unlike the government -wide financial statements, governmental fund financial statements focus on near -term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government's near -term cash flow and financing requirements. Because the focus of governmental funds is narrower than that of the government -wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government -wide financial statements. By doing so, readers may better understand the long -term impact of the government's near -term financing decisions and the impact on short term cash flow requirements to meet basic on -going operations. Both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures and changes in fund balance provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. Miami Shores Village maintains fifteen (15) individual governmental funds. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures and changes in fund balance for the general fund and the four major funds. Data from the other ten governmental funds are combined into a single, aggregated presentation. Individual fund data for each of these non -major governmental funds is provided in the form of combining statements elsewhere in this report. The basic governmental fund financial statement may be found on pages 15 to 17 of this report. Proprietary funds. Miami Shores Village maintains two types of proprietary funds. Enterprise Funds are used to report the same functions presented as business -type activities in the government -wide financial statement. Miami Shores uses enterprise funds to account for its sanitation and storm water operations. Internal service funds provide for an accounting method whereby the organization can accumulate and allocate costs internally among the other user divisions. The Village uses internal service funds to account for its risk management costs as well as its' fleet operation. Because both of these services predominantly benefit governmental rather than business -type functions, they have been included within governmental activities in the government -wide financial statements. Proprietary funds provide the same type of information as the government -wide financial statements, only in more detail. The proprietary fund financial statements provide separate information for the Village's sanitation operations, which is a major fund, and stormwater operations, which is a non -major fiend. The internal service funds are combined into a single, aggregated presentation in the proprietary fund financial statements. Individual data for the internal service funds is provided in the form of combining statements elsewhere in this report. The basic proprietary fund financial statements may be found on pages 18 to 20 of this report. Fiduciary funds. Fiduciary funds are used to account for resources held for the benefit of parties outside the government. Fiduciary funds are not reflected in the government -wide financial statements because the resources of those funds are not available to support the Village's own programs. The accounting used for fiduciary funds is much like that used for proprietary funds. The basic fiduciary fund financial statements may be found on pages 21 to 22 of this report. -4- Notes to the financial statements. The notes provide additional information that is essential to fully understand the data provided in the government -wide and fund financial statements. The notes to the financial statements may be found on pages 23 to 51 of this report. Other information. In addition to the basic financial statements and accompanying notes, this report also presents certain required supplementary information concerning the progress in funding its obligations to provide pension benefits to the employees of Miami Shores Village. This section also includes comparison schedules between the Village's adopted and final budget and actual financial results for the General Fund and each major special revenue fund with an annual adopted budget. Required supplementary information may be found on pages 52 to 55 of this report. The combining statements referred to earlier in connection with non -major governmental funds and internal service funds are presented immediately following the required supplementary information on pensions. Combining and individual fund statements and schedules may be found on pages 59 to 67 of this report. Government -wide Financial Analysis The difference between a government's assets and its liabilities is its net assets. The Village's net assets are summarized below: Current and other assets Capital assets Total assets Long -tern liabilities outstanding Other liabilities Total liabilities Invested in capital assets, net of related debt Restricted Unrestricted Total net assets Table I Miami Shores Village Summary of Net Assets (in thousands) Total Total Primary Percentage Governmental Activities Business -Type Activities Government Change 2008 2007 2008 2007 2008 2007 2008 -2007 $13,128 21,745 $ 9,735 19,936 $2,173 624 $ 770 1,657 $15,301 22,369 $10,505 21,593 45.6% 3.5% 34,873 29,671 2,797 2,427 37,670 32,098 17.3% 11,837 1,295 11,620 806 65 975 71 960 11,902 2,270 11,681 1,766 1.9% 28.5% 13,132 12,426 1,040 1,031 14,172 13,457 5.3% 11,256 9,393 624 770 11,880 10,163 16.8% 4,112 3,345 - - 4,112 3,345 22.9% 6,373 4,507 1,133 626 7,506 5,133 46.2% $21,741 $17,245 $1,757 $1,396 $23,498 $18,641 26.0% Net assets may be used to assess the financial position of the Village. The Village's combined net assets as of September 30, 2008 were $23.5 million. Approximately 50 %, or $11.8 million, of the Village's net assets represent the investment in capital assets, net of outstanding related debt. These assets include land, buildings, machinery and equipment, and infrastructure and are not available for future spending. Additionally, $4.1 million are restricted net assets and are subject to external restrictions on how they may be spent. At September 30, 2008, Miami Shores Village had unrestricted net assets of $7.5 million. At the end of the current fiscal year, the Miami Shores Village is able to report positive balances in all three categories of net assets, both for the government as a whole, as well as for its separate governmental and business - type activities. -5- The Village's net assets increased by $3.4 million during the current fiscal year, before the restatement of $1.5 million. The increase is primarily attributable to the degree in which revenues have outstripped similar increases in ongoing expenses. Revenues increased primarily as a result of rate increases and increases in capital grants and contributions. Expenses decreased primarily as a result of savings in personnel costs. Financial activities for the fiscal year are reported below. Key indicators, including revenues and expenses by category, are presented below: Table 2 Miami Shores Village Changes in Net Assets (in thousands) Total Total Primary Percentage Governmental Activities Business -Type Activities Government Change 2008 2007 2008 2007 2008 2007 2008 -2007 Revenues: Program revenues: Charges for services $ 2,052 $2,041 $2,956 $2,704 $5,008 $4,745 5.5% Operating grants and contributions 111 146 - - 111 146 -24.0% Capital grants and contributions 847 106 - - 847 106 699.1% General Revenues: Property taxes 7,224 7,373 - - 7,224 7,373 -2.0% Other taxes 3,076 2,923 - - 3,076 2,923 5.2% Intergovernmental revenues, unrestricted 895 955 - - 895 955 -6.3% Miscellaneous 563 582 - - 563 582 -9.1% Interest income - unrestricted 242 398 14 22 256 420 -30.9% Total revenues 15,010 14,524 2,970 2,726 17,980 17,250 4.2% Expenses: General government 2,325 2,941 - - 2,325 2,941 -24.1% Public safety 4,650 4,452 4,650 4,452 4.6% Public works 2,407 2,357 - - 2,407 2,357 2.1% Culture and recreation 2,321 2,191 - - 2,321 2,191 5.9% Interest on long -term debt 500 504 - - 500 504 0.6% Sanitation - - 2,260 2,329 2,260 2,329 2.9% Stormwater - - 134 151 134 151 - Total expenses 12,203 12,445 2,394 2,480 14,597 14,925 -2.7% Increase in net assets before transfers 2,807 2,079 576 246 3,383 2,325 Transfers 215 210 (215) (210) - - Increase in net assets 3,022 2,289 361 36 3,383 2,326 48.9% Beginning net assets (restated) 18,719 14,956 1,396 1,360 20,115 16,316 22.8% Ending net assets $21,741 $17,245 $1,757 $1,396 $23,498 $18,641 26.1% Governmental Activities. The Village's governmental activities increased net assets by $3 million before the restatement. This increase is partially attributable to: ➢ Capital grants totaling approximately $847 thousand for the Building Better Communities program. ➢ Reduction in expenses, primarily in the general government category, due to a larger level of attrition in employees resulting in salary savings. Overall, the increase in revenues exceeded increases in expenses. Ir '� Figure A -1 Expenses and Program Revenues — Governmental Activities For the Fiscal Year Ended September 30, 2008 14,000,000 12, 000, 000 10,000,000 8,000,000 6,000,000 4,000,000 2,000,000 Revenues Expenses O General government ® Public safety O Public Works O Culture /recreation Y Interest on long -term debt Figure A -2 Revenues by Source — Governmental Activities For the Fiscal Year Ended September 30, 2008 Other •, Othertaxes Property �w..li'NaMM' Mxk`a;11 • �:�I.xM tN :tl.'M'y.'11�:11r11M Mal'�M1.. YM�M;11,''NM..114�11. MyIJ.SIITM�11�yP' ,r� IIIINMMph.1�NM� �� MIIMMpM�'�NhM7I dr Charges for services Investment eamings Business -type activities. The Miami Shores Village business -type activities include the following sanitation and stormwater services. Net assets of business -type activities increased by approximately $361 thousand as a result of an increase in rates charged for sanitation and stormwater services. The bar graph below summarizes the expenses and program revenues of the business -type activities -7- Figure A -3 Expenses and Program Revenues — Business -type Activities For the Fiscal Year ended September 30, 2008 3,000,000 2,000,000 1,000,000 Sanitation Stormwater pProgram Revenue ®Expenses Financial Analysis of the Government's Funds As noted earlier, Miami Shores Village uses fund accounting to ensure and demonstrate compliance with finance- related legal requirements. Governmental funds. The focus of the governmental funds for Miami Shores Village is to provide information on near -term inflows, outflows and balances of spendable resources. Such information is useful in assessing the Village's financing requirements. In particular, the unreserved fund balance may serve as a useful indicator of the governments net resources available for spending at the end of a fiscal year. As of the end of the current fiscal year, the governmental funds for Miami Shores Village reported combined ending fund balances of $10.6 million, a $2.1 million increase over FY 2007. Of this amount, $4.7 million reflects unreserved and undesignated fund balance, which is available for spending at the government's discretions. The remainder of the fund balance is reserved or designated to indicate that it is not available for new spending as those dollars have already been committed to: 1) liquidate contracts or encumbered fiscal obligations (outstanding purchase orders) valued at $116 thousand; 2) $786 thousand to pay debt service and 3) a variety of other restricted purposes ($4.9 million). The general fund is the primary operating fund of the Village. At the end of the current fiscal year, the unreserved fund balance for the general fund was $4 million, which is comparable with the prior year balance. Reserved fund balance decreased from $189 thousand in the prior year to $72 thousand for the current fiscal year, this decrease was mainly due to encumbrances relating to ongoing projects which had not been completed as of last year -end. The Village's general fund fund balance increased by $1.3 million during the fiscal year. Key factors associated with this increase are as follows: • A larger than expected level of attrition in general fund employees resulting in salary savings. • The reduction of anticipated expenditures wherever possible. -8- Proprietary funds. The Village's proprietary funds provide the same type of information found in the government -wide financial statements, but in more detail. • Unrestricted net assets of the Sanitation Fund at the end of the year totaled $818 thousand, a $415 thousand increase in unrestricted net assets from the prior year. • Unrestricted net assets of the Storm water Fund at the end of the year totaled $313 thousand, a $91 thousand increase in unrestricted net assets from the prior year. The increases in both proprietary funds were a result of an increase in the rates charged for services. General Fund Budgetary Highlights The Village adopts annual budgets by fund, department and line item in compliance with Florida State Statute Section 200.065 (commonly referred to as the Truth -in Millage Legislation). The law requires municipal organizations to prepare and adopt annual operating budgets for the General, certain Special Revenue Funds and Debt Service Funds following uniform time frames related to property tax levies. The balanced budgets may be revised throughout the year. The Village's code allows for department level budget transfers without Council approval; however, department and fund total changes require Council approved budget amendments adopted by resolution. The Village's policy is to adopt the budget following the second public hearing of each fiscal year, held in September for an October V year. The Village has also adopted a policy which provides for the reappropriation of reserved fund balance for encumbrances and prepaid items. This amendment is always adopted as the first budget amendment of each fiscal year and is normally presented at the first meeting in November of each fiscal year. Additional budget amendments may be presented to Council at any time during the fiscal year. Over the course of the year, the Village amended the General Fund budget three times. The budget amendments fall into two categories: (1) Amendments are approved for rollovers related to prior year encumbrances; and (2) supplemental appropriations to provide appropriations for various other needs which have arisen since the adoption of the budget. Even with these adjustments, actual expenditures were approximately $1.5 million below final budgeted amounts. There was approximately $840 thousand in budget savings in the general government category, which was the most significant contributor to this variance. There was a significant decrease in general government costs and various departmental savings due to staff vacancies and turnover. The fiscal year 2008 final amended budget was $13 million, an increase of 5.2 % over the original General Fund budget of $12.4 million. Correspondingly, the Consumer Price Index (or inflation index) from the U.S. Bureau of Labor Statistic — All Urban Consumers South Urban for the past year was 3.0 %. Beyond base revenues of $9.7 million and $2.6 million in transfers from the Excise Tax, Sanitation Fund and Stormwater Fund, the final adopted budget is balanced without the use of any fund balance. The original General Fund budget consisted of $12.1 million base expenditures and $286 thousand in the transfers to other funds. The difference between the original budget and the final amended budget was an increase in appropriations of $651 thousand and can be briefly summarized as follows: • $146 thousand in encumbrances carried over from FY2006 -07. • $505 thousand for the capital lease to purchase 16 police vehicles. -9- Capital Assets and Debt Administration Capital Assets. Miami Shores Village's investment in capital assets for its governmental and business - type activities as of September 30, 2008 amounts to $22.3 million (net of accumulated depreciation). This investment in capital assets includes Village -owned buildings, equipment and other infrastructure (streets, sidewalks, easements, right -of- ways). The value of capital investments includes the cost of the Doctors' Charter School of Miami Shores. The following table summarizes the components of the Villages' investment in capital assets. Miami Shores Village Capital Assets as of September 30, 2008 and 2007 (net of depreciation) Governmental Activities Business -Type Activities Total Primary Government 2007 2007 Classification 2008 (Restated) 2008 2007 2008 Restated Land Construction -in- progress Buildings and improvements Land improvements Infrastructure Furniture, fixtures and equipment Total $2,358,437 $2,358,437 $ - $ - $ 2,358,437 $ 2,358,437 868,575 - - - 868,575 - 8,773,750 8,975,478 - - 8,773,750 8,975,478 1,913,457 2,065,932 - - 1,913,457 2,065,932 6,730,885 7,203,742 - - 6,730,885 7,203,742 1,101,004 806,476 624,398 770,301 1,725,402 1,576,777 121.746.108 $21,410,065 $624 398 $Z7 22,370.506 $22.180.366 Additional information on Miami Shores' capital assets may be found in Note 7 on Pages 36 to 37 of this report. Long -term Liabilities. At September 30, 2008, Miami Shores Village had $11.8 million in long -term liabilities, which are summarized in the schedule below. Additional information on the Village's long- term debt may be found in ]Vote 8 on Pages 37 to 38 of this report. Miami Shores Village Outstanding Long -Term Liabilities as of September 30, 2008 and 2007 -10- Governmental Activities 2008 2007 Business -type activities 2008 2007 Total Primary Government 2008 2007 General obligation bonds $ 7,235,000 $ 7,415,000 $ - $ - $ 7,235,000 $ 7,415,000 Promissory note 2,980,681 3,215,811 - - 2,980,681 3,215,811 Capital lease 457,871 - - - 457,871 - 10,673,552 10,630,811 - - 10,673,552 10,630,811 Compensated absences 663,521 591,938 65,406 70,562 728,927 662,500 Claims payable 509,047 406,000 - - 509,047 406,000 Total ] 1.846.120 $I1 628.749 $ $I 1,903.263 $11,690,717 -10- Economic Factors and Next Year's Budgets and Rates Miami Shores Village is a residential, single - family community. As such, standard economic indicators used to determine the overall health of a community are slightly different for Miami Shores. Since the Village's "business community" is restricted to a four -block area on Second Avenue and isolated pockets of business entities on Biscayne Boulevard, the Village must monitor property values and other residentially- related trends to determine the health and vitality of the community. During the reporting year, Miami Shores found strong property value increases for the fourth consecutive year. Many of the new residents to the Village have relocated from the western regions of the County and enjoy the Village's close proximity to Downtown Miami and the adjacent business areas while still having a suburban atmosphere. High recreational activities, including the Village's first -class aquatics facility, support the residents' requirement for high standards and outstanding recreation and leisure activities. This, along with its own public safety department, provides a higher standard of living than that which is found in surrounding municipalities. On January 29, 2008, the Florida electorate approved an amendment to the Florida Constitution relative to property taxation. This amendment (referred to as Amendment 1) was placed on the ballot by the Florida Legislature at a special session held in October 2007. With respect to homestead property, Amendment 1 increases the current $25,000 homestead exemption by another $25,000 (for property values between $50,000 - $75,000), except for school district taxes. Since the new $25,000 homestead exemption does not apply to school district taxes, this effectively amounts to a $15,000 increase to the existing homestead exemption, resulting in an estimated annual saving of $240 for an average homeowner. Amendment 1 also allows property owners to transfer (make portable) up to $500,000 of their Save Our Homes benefits to their next homestead when they move. Save Our Homes became effective in 1995 and limits (caps) the annual increase in assessed value for homestead property to three percent (3 %) or the percentage change in the Consumer Price Index, whichever is less. With respect to non - homestead property, Amendment 1 limits (caps) the annual increase in assessed value for non - homestead property (businesses, industrial property, rental property, second homes, etc.) to ten percent (10 %), except for school district taxes. The Amendment also provides a $25,000 exemption for tangible personal property. Amendment 1 becomes effective on October 1, 2008 with the exception of the ten percent (10 %) assessment cap on non - homestead property which becomes effective on January 1, 2009. Based on information received from Miami -Dade County Property Appraiser's Office, the estimated annual loss of property tax revenues for our Village from the additional homestead exemption and the $25,000 exemption for tangible personal property is approximately $548,527. At present, there is no accurate way to determine the impact of the portability and assessment cap on non- homestead property provisions in terms of potential loss of property tax revenues. Estimates for our Village show an additional loss of property tax revenues of $167,696. During the current fiscal year, unreserved fund balance in the General Fund was $4 million compared to $4 million from last year with an additional $1.5 million of unreserved, but designated fund balance. This $4 million is approximately equal to 4 months of General Fund operating expenditures. The Village, as can be shown in the following graph, is maintaining its unreserved fund balance so that a portion of unreserved fund balance will be available to preclude or moderate future tax and user fee increases. -11- 4,500,000 4,000,000 3,500,000 3,000,000 2,500,000 2,000,000 1,500,000 1,000,000 500,000 General Fund Unreserved Fund Balance For the Fiscal Years ended September 30, 1999 -2008 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 In 1995, the state of Florida limited all local governments' ability to increase property assessments of homestead property in any given year to 3 percent or cost of living, whichever is lower. The graph below shows the millage rates over the past ten years. For many years, the Village, just like many cities across the country, had to face the challenge of keeping taxes and service charges as low as possible while providing residents with the level of service they have come to expect. Miami Shores Village Total Village Millage 12 10 8 6 4 2 0 yi 4;. t( =+P r It i� 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 In 1995, the state of Florida limited all local governments' ability to increase property assessments of homestead property in any given year to 3 percent or cost of living, whichever is lower. The graph below shows the millage rates over the past ten years. For many years, the Village, just like many cities across the country, had to face the challenge of keeping taxes and service charges as low as possible while providing residents with the level of service they have come to expect. Miami Shores Village Total Village Millage 12 10 8 6 4 2 0 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 D Operating Millage ® Debt Service Millage Fiscal year 2009 budgeted expenditures and transfers are expected to be $13.6 million or 8.86 percent, over fiscal year 2008. The largest increments are increased salaries and cost -of- living adjustments based on labor agreements with the police and federal employees' unions. Requests for Information This financial report is designed to provide a general overview of Miami Shores Villages' finances to our citizens, taxpayers, customers, investors, creditors, and others with an interest in the Villages' finances. Questions concerning this report or requests for additional financial information should be directed to the Acting Finance Director, Holly Hugdahl, CPA. MIAMI SHORES VILLAGE Finance Department 10050 Northeast Second Avenue Miami Shores, Florida 33138 -2382 -12- 4;. t( =+P r It i� E 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 D Operating Millage ® Debt Service Millage Fiscal year 2009 budgeted expenditures and transfers are expected to be $13.6 million or 8.86 percent, over fiscal year 2008. The largest increments are increased salaries and cost -of- living adjustments based on labor agreements with the police and federal employees' unions. Requests for Information This financial report is designed to provide a general overview of Miami Shores Villages' finances to our citizens, taxpayers, customers, investors, creditors, and others with an interest in the Villages' finances. Questions concerning this report or requests for additional financial information should be directed to the Acting Finance Director, Holly Hugdahl, CPA. MIAMI SHORES VILLAGE Finance Department 10050 Northeast Second Avenue Miami Shores, Florida 33138 -2382 -12- THIS PAGE INTENTIONALL Y LEFT BLANK BASIC FINANCIAL STATEMENTS MIANII SHORES VILLAGE, FLORIDA STATEMENT OF NET ASSETS ASSETS Cash and cash equivalents Investments Accounts receivable Due from other governments Prepaid items Inventories Net pension asset Deferred charges Capital assets not being depreciated Capital assets being depreciated, net Total assets LIABILITIES Accounts payable and accrued liabilities Unearned revenues Accrued interest payable Noncurrent liabilities: Due within one year Due in more than one year Total liabilities NET ASSETS Invested in capital assets, net of related debt Restricted for: Law enforcement Debt service Transportation Capital projects Library Recreation Buildings Pilot program Charter School Unrestricted Total net assets SEPTEMBER 30, 2008 Business - Governmental type Activities Activities Total $ 5,027,999 $ 849,243 $ 5,877,242 5,799,651 262,855 6,062,506 883,712 955,159 1,838,871 1,104,300 - 1,104,300 75,779 - 75,779 106,524 105,125 211,649 53,273 - 53,273 76,323 - 76,323 3,227,012 - 3,227,012 18,519,096 624,398 19,143,494 34,873,669 2,796,780 37,670,449 1,087,136 89,630 1,176,766 90,312 884,916 975,228 116,810 - 116,810 738,150 17,365 755,515 11,099,707 48,041 11,147,748 13,132,115 1,039,952 14,172,067 11,255,620 624,398 11,880,018 219,292 - 219,292 735,260 - 735,260 1,949,416 - 1,949,416 333,099 - 333,099 57,154 - 57,154 108,487 - 108,487 63,599 - 63,599 83,214 - 83,214 562,845 - 562,845 6,373,568 1,132,430 7,505,998 $ 21,741,554 $ 1,756,828 $ 23,498,382 See notes to basic financial statements. -13- rS� H U Q W O E- Cl) 00 O O N cn O M W E-' a W Q W Q w 00 N V) V7 V) �t M O r- V ' O �t %10 o0 C) O O O 00 m r- O 00 O N •--' 00 � C\ - N CN kr) m E°_ %.O O% O 69 00 't m •U E N(D U3 N 0 N a) N ) k �• > N U xz�' Q �V3 U � z > Q O 0 C >I En .b C _ O U c U [ O cn �y c❑d CL) cd a O 0 U .0 4 U rig a) G a) x W i I i Gq 00 N in V) in 'r, d M O l— V' O d I'D 00 O O O C> N - V) O U N �t V) — - U 69 ' O ' ' O O O 00 00 Ge N ' ' O ' N tn vi V1 O 64 M C` [- i 00 00 Vl 00 O\ d' DD M r'� — l IIO N O N 00 m r- N 00 d �,O 00 O o0 00 oo N 64 O, tr) N N 'n m 00 M O\ d' t` O O� O M O It N dI' O N O O M �10 'ct Cl) V) N a% �c to O 00 m in 00 ti' ' Q\ Q\ m N O N 00 m r- N 00 d r` o, o0 00 oo N l m Wn %.O O% O 1�0 00 't m •U O iii N ct M N Vl N rz V cl V 06 10 Q\ m N � O ON 1.0 tn 0 d V) �o N M l- 00 V) N O m -- �t O oo a) Y N N m O M to `'d ° 0 o 60 En a) p O .° .° Vi 69 E C O t O N N 00 in Cl O vNi N d� 00 N N U O V) llO - 00 � .--i — a) V d to O O �o 110 O\ I'D I'D N N v7 V) 7 V1 Ln V C b9 v v M M ' a) I r 0000 � N C vi N a) cn C a°) ° C «J ) ' rr rn N oo m 'n oo m o 00 m O M l— N ?0 = O N N M V) cd a) O M V1 �D a) 01 Vl O N N M Vn F? 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N 'n N oo M [� M m W ON M H a� rz„ > [� N cF N d N N M m N 00 O O 69 o0 N o\ d' (O1 0\ ' M O h N h DD M v') N d' D �D V1 DD Ol M N h �D Q\ M oh oo d' 'n \O � d' oo N C. d- ON �--� O h oo DD �-+ o� (� o\ oo Vl \D ' -+ h O o0 4+ N g o0 tr kn O M m 'n O oo O v') ID 'n kn \D oo �o N \D M N m v') Q1 [� (O\ � oo �M oo O U of 69 i i i i i O O N i N i -,t kD v V1 M M N O N oo oo H N oo N N oho I � � O O G4 G N O (\ O [� Vhl oo vhi oo vii d' It M M N I y oo w oo oo m M M M 0 U 69 va i oo i i i . . co �o N on oo m O �O O %C d' d N O O ooc C\ to o0 o0 h N N O M Z7- C[� N C) i i i i i i i i i �D i N N 1 W C> O C) O opo Vh' N 011 m m h h X E-�I N N N N Q W nj N N v N W oo ' ' •� oo O Vl Vl M O rn O to 10 ' ' •--' \D �O O o1 \.D to [� In o0 O M N O DO 01 �--' c'"1 d' M o� 00 Q\ �D N D\ `� 'n h o\ O 00 "" .--� M --� 'n ON \D \D N 'n M N �D r Q CI tr c tr; l-- M d' o0 01 O \D ID M O 'n M o, V1 '. N l� d' o1 M oo M vi oo t` N ^' N o1 Oi O ^N" N V j N O \D oo —� N �--� DO O ,-• h vl d' O M N V1 1 C7 CIN N d� N O N N — eF vn U G N c� O Up U 7 N �y w 0 0 U . x cCd cd o "' `n O o �j- > P-4 PI O pC �� G U > SC y C 3 x U U A W ai b v > N o � � 7 o w bA j v G W U O N N U C C O �Oyp W O U � C GG cp C G 'b NA C '� UC ❑U bUCA cd N p U b b N C Z w w a� C U U � ,n O 0 O G ci MIAMI SHORES VILLAGE, FLORIDA RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES FISCAL YEAR ENDED SEPTEMBER 30, 2008 Amounts reported for governmental activities in the statement of activities are different because: Net change in fund balances - total governmental funds $ 2,116,032 Governmental funds report capital outlays as expenditures. However, in the statement of activities, the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense. This is the amount by which capital outlays exceeded depreciation in the current period. The details of the difference are as follows: Capital outlay $ 948,227 Depreciation expense (935,066) 13,161 The issuance of long -term debt (e.g., bonds) provides current financial resources to governmental funds, while the repayment of the principal of long -term debt consumes the current financial resources of governmental funds. Also, governmental funds report the effect of issuance costs, premiums, discounts, and similar items when debt is first issued, whereas these amounts are deferred and amortized in the statement of activities. Principal payments: General obligation bonds $ 180,000 Promissory note 235,130 415,130 Amortization of issuance costs, premiums and discounts (3,384) 411,746 Under the modified accrual basis of accounting used in the governmental funds, revenues are not recognized until funds are measurable and available to finance current expenditures. In the statement of activities, however, which is presented on the accrual basis, revenues are reported when earned. The detail of the difference is as follows: Communications services tax refund 150,767 Some expenses reported in the statement of activities do not require the use of current financial resources and, therefore, are not reported as expenditures in governmental funds. The details of the differences are as follows: Allocation of internal service fund's net income 379,690 Compensated absences (79,793) Claims payable 20,658 Accrued interest payable 3,449 Net pension asset 6,513 Change in net assets of governmental activities $ 3,022,223 See notes to basic financial statements. -17- MIAMI SHORES VILLAGE, FLORIDA STATEMENT OF NET ASSETS PROPRIETARY FUNDS ASSETS Current assets: Cash and cash equivalents Investments Accounts receivable Inventories Total current assets Noncurrent assets: Capital assets not being depreciated Capital assets being depreciated, net Total noncurrent assets Total assets LIABILITIES Liabilities: Current liabilities: Accounts payable and accrued liabilities Due to other funds Unearned revenue Compensated absences Capital lease Claims payable Total current liabilities Non - current liabilities: Compensated absences Capital lease Claims payable Total non - current liabilities Total liabilities NET ASSETS Invested in capital assets, net of related debt Unrestricted Total net assets SEPTEMBER 30, 2008 Business -type Activities - Enterprise Funds Stormwater Utility (a Nonmajor Sanitation Fund ) Totals Governmental Activities - Internal Service Funds $ 792,849 $ 56,394 $ 849,243 $ 1,134,775 - 262,855 262,855 298,869 895,480 59,679 955,159 6,640 105,125 - 105,125 84,625 1,793,454 378,928 2,172,382 1,524,909 - - - - - 7,127 554,784 69,614 624,398 677,105 554,784 69,614 624,398 684,232 2,348,238 448,542 2,796,780 2,209,141 81,884 7,746 89,630 403,543 - - - 54,626 828,553 56,363 884,916 - 16,014 1,351 17,365 8,724 - - - 96,426 - - - 41,084 926,451 65,460 991,911 604,403 48,041 - 48,041 - 48,041 26,171 - 361,445 - 298,916 48,041 686,532 974,492 65,460 1,039,952 1,290,935 554,784 69,614 624,398 324,839 818,962 313,468 1,132,430 593,367 $ 1,373,746 $ 383,082 $ 1,756,828 $ 918,206 See notes to basic financial statements. -18- MIAMI SHORES VILLAGE, FLORIDA STATEMENT OF REVENUES, EXPENSES AND CHANGES IN NET ASSETS PROPRIETARY FUNDS Charges for services Operating expenses: Administrative and general Personnel expenses Depreciation Contractual services Insurance premiums Insurance claims Total operating expenses Operating income Non - operating revenues (expenses): Loss on sale of capital assets Interest income Interest expense Other revenues Total non - operating revenues Income before transfers Transfers in Transfers out Change in net assets Net assets, beginning FISCAL YEAR ENDED SEPTEMBER 30, 2008 Business -type Activities - 8,276 Enterprise Funds Governmental Stormwater Activities - utility Internal (a Nonmajor Service Sanitation Fund ) Totals Funds $ 2,729,793 $ 225,719 $ 2,955,512 $ 2,280,242 717,867 8,276 726,143 589,611 777,529 72,024 849,553 246,574 123,669 22,234 145,903 115,634 641,309 31,379 672,688 - - - - 922,369 - - - 139,911 2,260,374 133,913 2,394,287 2,014,099 469,419 91,806 561,225 266,143 (7,634) 7,777 6,674 14,451 14,900 - - - (7,497) - - - 33,778 7,777 6,674 14,451 33,547 477,196 98,480 575,676 299,690 - - 100,554 (185,000) (30,000) (215,000) (20,554) 292,196 68,480 360,676 379,690 1,081,550 314,602 1,396,152 538,516 Net assets, ending $ 1,373,746 $ 383,082 $ 1,756,828 $ 918,206 See notes to basic financial statements. -19- MIAMI SHORES VILLAGE, FLORIDA STATEMENT OF CASH FLOWS PROPRIETARY FUNDS FISCAL YEAR ENDED SEPTEMBER 30, 2008 Cash flows from operating activities: Cash received from customers, governments and other funds Cash paid to suppliers Cash paid to employees Other revenues Net cash provided by operating activities Cash flows from non - capital financing activities: Transfers in Transfers out Net cash provided by (used in) non - capital financing activities Cash flows from capital and related financing activities: Proceeds from capital lease Proceeds from sale of capital assets Acquisition of capital assets Due to other funds Principal paid on capital lease Interest paid on capital lease Net cash provided by capital and related financing activities Cash flows from investing activities: Purchases of investments Interest received Net cash provided by (used in) investing activities Net increase in cash and cash equivalents Cash and cash equivalents, beginning Cash and cash equivalents, ending Reconciliation of operating income to net cash provided by operating activities: Operating income Adjustments to reconcile operating income to net cash provided by operating activities: Depreciation Other revenues Changes in operating assets and liabilities: Accounts receivable Prepaid items Inventories Accounts payable and accrued liabilities Unearned revenues Compensated absences Claims payable Net cash provided by operating activities Business -type Activities - (906) Enterprise Funds Governmental Stormwater Activities - Utility Internal (a Nonmajor Service Sanitation Fundl Totals Funds $ 2,691,521 $ 225,084 $ 2,916,605 $ 2,276,807 (1,387,922) (33,100) (1,421,022) (1,190,617) (778,075) (76,634) (854,709) (254,784) - - - 33,778 525,524 1151350 640,874 865,184 - - - 100,554 (185,000) (30,000) (215,000) (20,554) (185,000) (30,000) (215,000) 80,000 - 505,000 - - 4,200 - - - (450,351) - - - 54,626 - - - (47,129) - - - (7,497) 58,849 - (262,855) (262,855) (298,869) 7,777 6,674 14,451 14,900 7,777 (256,181) (248,404) (283,969) 348,301 (170,831) 177,470 720,064 444,548 227,225 671,773 414,711 $ 792,849 $ 56,394 $ 849,243 $ 1,134,775 $ 469,419 $ 91,806 $ 561,225 $ 266,143 123,669 22,234 145,903 115,634 - - - 33,778 (36,243) (906) (37,149) (3,435) - - - 5,000 (37,707) - (37,707) (42,989) 8,961 6,555 15,516 375,558 (2,029) 271 (1,758) - (546) (4,610) (5,156) (8,210) - - - 123,705 $ 525,524 $ 115,350 $ 640,874 $ 865,184 See notes to basic financial statements. -20- MIAMI SHORES VILLAGE, FLORIDA STATEMENT OF FIDUCIARY NET ASSETS FIDUCIARY FUNDS SEPTEMBER 30, 2008 ASSETS Cash and cash equivalents Investments: Common stocks Corporate bonds U.S. Treasury obligations U.S. Government agencies Equity mutual funds Money market mutual funds Other investments Due from State of Florida Accrued interest receivable Total assets LIABILITIES AND NET ASSETS Liabilities: DROP liability Deposits held in trust Total liabilities Net assets held in trust Pension Private Trust Purpose Funds Trust Agency $ - $ 217,451 $ 518 7,965,739 - - 1,257,423 - - 2,816,455 - - 1,931,889 - - 3,034,781 1,421,945 1,852,430 129,575 - 76,063 - 69,624 - - 80,972 - - 18,578,828 2,145,944 130,093 222,907 - - - - 130,093 222,907 - 130,093 $ 18,355,921 $ 2,145,944 $ 130,093 See notes to basic financial statements. -21- MIAMI SHORES VILLAGE, FLORIDA STATEMENT OF CHANGES IN FIDUCIARY NET ASSETS FIDUCIARY FUNDS FISCAL YEAR ENDED SEPTEMBER 30, 2008 DEDUCTIONS Pension benefits 1,152,870 - Distribution to charter school - 180,000 Total deductions 1,152,870 180,000 Change in net assets (3,287,858) (141,071) Net assets held in trust, beginning 21,643,779 2,287,015 Net assets held in trust, ending $ 18,355,921 $ 2,145,944 See notes to basic financial statements. -22- Pension Private Trust Purpose Funds Trust ADDITIONS Contributions: Village $ 758,885 $ - Employees 338,451 - State 69,624 - Total contributions 1,166,960 - Investment income: Net depreciation in fair value of investments (3,774,963) - Interest income 249,357 38,929 Dividends 387,219 - Less investment expenses (163,561) - Net investment income (3,301,948) 38,929 Total additions (2,134,988) 38,929 DEDUCTIONS Pension benefits 1,152,870 - Distribution to charter school - 180,000 Total deductions 1,152,870 180,000 Change in net assets (3,287,858) (141,071) Net assets held in trust, beginning 21,643,779 2,287,015 Net assets held in trust, ending $ 18,355,921 $ 2,145,944 See notes to basic financial statements. -22- NOTES TO BASIC FINANCIAL STATEMENTS MIAMI SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FISCAL YEAR ENDED SEPTEMBER 30, 2008 NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Miami Shores Village, Florida (the Village) was incorporated in 1931 and is a political subdivision of the State of Florida located in northeastern Miami -Dade County. The Village operates under a Council - Manager form of government, with the legislative function being vested in a five- member council. The Village Council is governed by the Village Charter and by state and local laws and regulations. The Village Council is responsible for establishment and adoption of policy. The Village provides the following full range of municipal services authorized by its charter: public safety, streets, sanitation, stormwater, cultural and recreational activities, public improvements, planning and zoning, and general administrative services. The basic financial statements of the Village have been prepared in accordance with accounting principles generally accepted in the United States (GAAP) as applied to governmental units. The Governmental Accounting Standards Board (GASB) is the accepted standard - setting body for governmental accounting and financial reporting. The more significant of the Village's accounting policies are described below. a. Financial Reporting Entity The financial statements were prepared in accordance with government accounting standards which establishes standards for defining and reporting on the financial reporting entity. The definition of the financial reporting entity is based upon the concept that elected officials are accountable to their constituents for their actions. One of the objectives of financial reporting is to provide users of financial statements with a basis for assessing the accountability of the elected officials. The financial reporting entity consists of the Village, organizations for which the Village is financially accountable, and other organizations for which the nature and significance of their relationship with the primary government are such that exclusion would cause the reporting entity's financial statements to be misleading or incomplete. The Village is financially accountable for a component unit if it appoints a voting majority of the organization's governing board and it is able to impose its will on that organization or there is a potential for the organization to provide specific financial benefits to, or impose specific financial burdens on the Village. Based on the application of these criteria, there were no organizations that met the criteria described above. b. Government -wide and Fund Financial Statements The government -wide financial statements (i.e., the statement of net assets and the statement of activities) report information on all of the non - fiduciary activities of the Village. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business -type activities, which rely to a significant extent on fees and charges for support. The statement of activities demonstrates the degree to which the direct expenses of a given function or segment are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Program revenues include (1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges -23- MIAMI SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (continued) b. Government -wide and Fund Financial Statements (Continued) provided by a given function or segment and (2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other items not properly included among program revenues are reported instead as general revenues. Separate financial statements are provided for governmental funds, proprietary funds, and fiduciary funds, even though the latter are excluded from the government -wide financial statements. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. All remaining nonmajor governmental funds are aggregated and reported as other governmental or other proprietary funds. c. Measurement Focus, Basis of Accounting and Financial Statement Presentation The government -wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the proprietary fund and fiduciary fund financial statements. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the Village considers revenues to be available if they are collected within 60 days of the end of the current fiscal period. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recorded only when payment is due. Property taxes, franchise fees, utility taxes, sales taxes, licenses, and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period. All other revenue items are considered to be measurable and available only when cash is received by the Village. The Village reports the following major governmental funds: General Fund — This is the Village's primary operating fund. It accounts for all financial resources of the Village, except those required to be accounted for in another fund. Resources are derived primarily from property taxes, franchise fees and utility taxes, charges for services and state shared revenues. Expenditures are incurred to provide general government, public safety, public works and culture and recreation services. 1y3I MIAMI SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) c. Measurement Focus, Basis of Accounting and Financial Statement Presentation (Continued) Excise Tax Fund — This fund records revenues received by the Village for contractually - adopted franchise fee agreements and corresponding public service or utility taxes. The receipts of these funds are used to subordinate the Village's General Obligation Bond Series 1999 should insufficient debt service revenues be received from ad valorem levies. Surplus proceeds are then transferred out of this fund and into the General Fund for operating purposes. Local Option Gas Tax Fund — This fund accounts for the revenues from the six cents and additional three cents sales tax levied on all petroleum products sold in Miami -Dade County. Buildin Better Communities — This fund accounts for the improvements to sidewalks and drainage systems which are being funded by granting agencies. General Trust Fund - This fund accumulates assets for its employees, other governmental entities and/or funds, primarily for the recreation, library and police departments, as well as the charter school. The Village reports the following major proprietary fund: Sanitation Fund — This fund accounts for the operations and maintenance of the Village's sanitation system. Additionally, the Village reports the following fund types: Internal Service Funds — The internal service funds are used to account for the financing of goods or services provided by one department to other departments of the Village, on a cost reimbursement basis. The Village has two internal service funds, the Risk Management Fund and the Fleet Maintenance Fund. Pension Trust Funds — The pension trust funds account for the activities of the Police Pension and General Employees' Retirement Plans, which accumulate resources for pension benefits to qualified employees. Private Purpose Trust Fund — This fund accounts for a donation from a foundation to be held by the Village on behalf of the Doctors Charter School to assist with meeting operating needs of the school. A14ency Fund — The agency fund is custodial in nature and does not present results of operations or have a measurement focus. This fund is used to account for assets that the Village holds for others in an agency capacity. -25- MIAMI SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) c. Measurement Focus, Basis of Accounting and Financial Statement Presentation (Continued) Private - sector standards of accounting and financial reporting issued prior to December 1, 1989, generally are followed in both the government -wide and proprietary fund financial statements to the extent that those standards do not conflict with or contradict guidance of the Governmental Accounting Standards Board. The Village has the option of following subsequent private- sector guidance for their business -type activities and enterprise funds, subject to this same limitation. The Village has elected not to follow subsequent private - sector guidance. As a general rule, the effect of interfund activity has been eliminated from the government - wide financial statements. Exceptions to this general rule are charges between the Village's utility functions and various other functions of the Village. Elimination of these charges would distort the direct costs and program revenues reported for the various functions concerned. Amounts reported as program revenues include (1) charges to customers or applicants for goods, services, or privileges provided, (2) operating grants and contributions, and (3) capital grants and contributions. Internally dedicated resources are reported as general revenues rather than as program revenues. Likewise, general revenues include all taxes with the exception of local option gas tax. Proceeds from the local option gas tax are used to fund transportation related expenditures and therefore are reported as program revenues under the function "Public Works ". Proprietary funds distinguish operating revenues and expenses from non - operating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund's principal ongoing operations. The principal operating revenues of the Village's sanitation and stormwater services and internal service funds are charges to customers for services. Operating expenses for the enterprise funds and internal service funds include the costs of services, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as non - operating revenues and expenses. When both restricted and unrestricted resources are available for use, it is the Village's policy to use restricted resources first, then unrestricted resources as they are needed. d. Assets, Liabilities and Net Assets or Equity 1. Deposits and Investments Cash and cash equivalents include cash on hand and demand deposits. The Village maintains a cash pool that is available for use by all finds. Interest earned on pooled cash is allocated to each of the funds based on the fund's average equity balance on a monthly basis. All investments, except the Florida PRIME and Fund B, are reported at fair value, which is based on quoted market prices. The Florida PRIME is recorded at the value of the pool shares (2A -7 like pool), which is fair value. Fund B is a fluctuating NAV pool and is reported based on the fair value factor. -26- MIAMI SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) d. Assets, Liabilities and Net Assets or Equity (Continued) 1. Deposits and Investments (Continued) Cash and cash equivalents, for purposes of the statement of cash flows, includes pooled cash and investments which are defined as short-term, highly liquid investments with original maturities of three months or less. 2. Interfund Receivables and Payables Activity between funds that are representative of lending/borrowing arrangements outstanding at the end of the fiscal year are referred to as either "due to /from other funds" (i.e., the current portion of interfund loans). Any residual balances outstanding between the governmental activities and business -type activities are reported in the government -wide financial statements as "internal balances." 3. Receivables Receivables include amounts due from others for services provided by the Village. Receivables are recorded and revenues are recognized as earned or specific program expenditures /expenses are incurred. 4. Prepaid Items Prepaid items consist of costs applicable to future accounting periods which have been paid prior to the end of the fiscal year. Amounts reported in the governmental funds are offset by an equal reservation of fund balance in the fund financial statements. This is an indication that these components of current assets do not constitute "available spending resources ". 5. Inventories Inventories consist principally of materials and supplies held for consumption and are recorded at cost using the first -in, first -out method. In the governmental funds, the cost of inventories are recorded as expenditures at the time of purchase, while in the proprietary funds, the cost of inventories are recorded as expenses when consumed. In the governmental funds, reported inventories are offset by a fund balance reserve which indicates that they do not constitute available spendable resources. 6. Capital Assets Capital assets, which include property, plant and equipment, and certain infrastructure assets (e.g., roads, curbs and gutters, lighting systems, and similar items), are reported in the applicable governmental or business -type activities columns in the government -wide financial statements. Capital assets are defined by the Village as assets with an initial, -27- NOTE 1. MIAMI SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) d. Assets, Liabilities and Net Assets or Equity (Continued) 6. Capital Assets (Continued) individual cost of more than $1,000 and an estimated useful life in excess of three years. Purchased or constructed assets are recorded at actual cost or estimated historical cost if actual cost is unavailable. Donated capital assets are recorded at their estimated fair market value at the date donated. The costs of normal maintenance and repairs that do not add to the value of the asset or materially extend assets lives are not capitalized. Major outlays for capital assets and improvements are capitalized as projects are constructed. Interest incurred during the construction phase of capital assets of business -type activities is included as part of the capitalized value of the asset constructed. Capital assets of the Village are depreciated using the straight -line method over the following estimated useful lives: Years Buildings and improvements 10 -40 Land improvements 40 Infrastructure 30 Sanitation equipment 10 Vehicles 5 Other equipment, machinery, furniture 3 -10 and fixtures 7. Deferred Charges Deferred charges in the government -wide financial statements represent the unamortized portion of bond issuance costs. These costs are being amortized over the term of the related bond issue. 8. Compensated Absences Village employees are granted vacation and sick leave in varying amounts based on length of service and the department which the employee serves. The Village's vacation policy allows all regular non - temporary employees to accrue vacation leave on a monthly basis. Vacation leave accrued in a previous year must be used prior to the next year's anniversary date (unless authorized by the Village Manager). Upon separation from Village employment in good standing, employees shall receive a lump sum payment for any unused accrued vacation leave up to the maximum allotted for the employee's length of service. -28- MIAMI SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) d. Assets, Liabilities and Net Assets or Equity (Continued) 8. Compensated Absences (Continued) The Village's sick leave policy provides for the accumulation of one work day per month up to a maximum of 720 hours for a general employee. A general employee shall receive payment for one hundred percent (100% to a maximum of 720 hours) of accrued sick leave upon retirement and fifty percent (50 %) upon separation in good standing. For both vacation and sick leave, there is no payout for an employee who is discharged for misconduct, termination or is not in good standing with the Village. All vacation and sick leave pay is accrued when incurred in the government -wide and proprietary fund financial statements. A liability for these amounts is reported in the governmental funds only if they have matured, for example, as a result of employee resignations and retirements. The general fund has typically been used to liquidate such amounts. 9. Long -Term Obligations In the government -wide financial statements, and proprietary fund types in the fund financial statements, long -term debt and other long -term obligations are reported as liabilities in the applicable governmental activities, business -type activities, or proprietary fund type statement of net assets. Bond premiums and discounts, as well as issuance costs, are deferred and amortized over the life of the bonds using the straight -line amortization method. Bonds payable are reported net of the applicable bond premium or discount. Bond issuance costs are reported as deferred charges and amortized over the term of the related debt. In the fund financial statements, governmental fund types recognize bond premiums and discounts, as well as bond issuance costs, during the current period. The face amount of debt issued is reported as another financing source. Premiums received on debt issuances are reported as other financing sources while discounts on debt issuances are reported as other financing uses. Issuance costs, even if withheld from the net proceeds received, are reported as debt service expenditures. 10. Property Taxes Property taxes are levied on November 1" of each year, at which time taxes become an enforceable lien on property assessed as of the previous January I". Tax bills are payable upon receipt with discounts at the rate of 4% if paid in November, decreasing by 1% per month with no discount available in the month of March of the following calendar year. All unpaid taxes on real and personal property become delinquent on April I` and bear annual interest at 18% until a tax sale certificate is sold at auction. As of September 30, 2008, delinquent property taxes were immaterial in amount. -29- MIAMI SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) d. Assets, Liabilities and Net Assets or Equity (Continued) 10. Property Taxes (Continued) Assessed values are established by the Miami -Dade County Property Appraiser for all properties in the County at fair market value. The County bills and collects all property taxes for the Village and sells certificates for delinquent taxes. The Village is permitted by Article 7, Section 9 of the Florida Constitution, to levy taxes up to 10 mills ($10 per $1,000 of assessed valuation) for general governmental services other than general obligation debt service. To the extent required by voter approved general obligation debt, unlimited amounts may be levied to pay debt service. The millage rate levied to finance general governmental services for the 2007 -08 fiscal year was 7.140 mills ($7.14 per $1,000 of assessed valuation). 11. Net Assets Net assets of the government -wide and proprietary funds are categorized as invested in capital assets, net of related debt; restricted or unrestricted. Invested in capital assets, net of related debt, is that portion of net assets that relates to the Village's capital assets reduced by accumulated depreciation and by any outstanding debt incurred to acquire, construct or improve those assets, excluding unexpended proceeds. Restricted net assets is that portion of net assets that has been restricted for general use by external parties (creditors, grantors, contributors, or laws or regulations of other governments) or imposed by law through constitutional provisions or enabling legislation. Unrestricted net assets consist of all net assets that do not meet the definition of either of the other two components. 12. Fund Equity In the fund financial statements, governmental funds report reservations of fund balance for amounts that are not available for appropriation or are legally segregated for a specific purpose. Designations of fund balance indicate tentative managerial plans or intent to use financial resources in a future period. Such plans or intent are subject to change at the discretion of the Village. Unreserved and undesignated fund balance is the portion of fund balance which is available for future use. 13. Use of Estimates The preparation of financial statements in conformity with accounting principles generally accepted in the United States requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities, the disclosure of contingent assets and liabilities at the date of the financial statements and revenue and expenditures /expenses during the period reported. These estimates include assessing collectibility of receivables, -30- MIAM SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) d. Assets, Liabilities and Net Assets or Equity (Continued) 13. Use of Estimates (Continued) the use and recoverability of inventory, the recognition of pension obligations, and useful lives and impairment of tangible assets, among others. Estimates and assumptions are reviewed periodically and the effects of revisions are reflected in the financial statements in the period they are determined to be necessary. Actual results may differ from those estimates. NOTE 2. FINANCIAL IRREGULARITY In March, 2009, an investigation alleging the possible misappropriation of public funds from the Village was initiated. Through this investigation, it was learned that cash collected by the Village from various departments was not being deposited into the Village's bank accounts. The Village's comptroller, in May 2010, was arrested and charged, but the investigation is ongoing. Therefore, the timing, extent and magnitude of the impact of this misappropriation on the financial statements is not measurable at this time. NOTE 3. STEWARDSHIP, COMPLIANCE AND ACCOUNTABILITY Prior Period Adjustment During the fiscal year ended September 30, 2008, it was determined that a prior period adjustment was required to be made to the capital assets and accumulated depreciation in the governmental activities. This adjustment pertains to capital assets that were not recorded and depreciated in prior years, as well as errors in accumulated depreciation recorded on certain assets in prior years. The adjustment resulted in an increase in capital assets of $391,852, a decrease in accumulated depreciation of $1,082,234 and an increase in net assets of $1,474,086. Excess of Expenditures and Other Financing Uses over Appropriations The Excise Tax Fund exceeded appropriations by $25,861. NOTE 4. DEPOSITS AND INVESTMENTS Deposits In addition to insurance provided by the Federal Depository Insurance Corporation, deposits are held in banking institutions approved by the State Treasurer of the State of Florida to hold public funds. Under Florida Statutes Chapter 280, Florida Security for Public Deposits Act, the State Treasurer requires all Florida qualified public depositories to deposit with the Treasurer or another banking institution eligible collateral. In the event of a failure of a qualified public depository, the remaining public depositories would be responsible for covering any resulting losses. Accordingly, all amounts reported as deposits are deemed as insured or collateralized with securities held by the entity or its agent in the entity's name. -31- MIAMI SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 4. DEPOSITS AND INVESTMENTS (Continued) Investments The Village is authorized to invest in those instruments authorized by the Florida Statutes, including obligations of the U.S. Treasury, its agencies, instrumentalities and the State Board of Administration Investment Pool (SBA) as well as money market mutual funds. The State Board of Administration (SBA) administers the Local Government Surplus Funds Trust Fund (LGIP) and the Fund B Surplus Funds Trust Fund. (Fund B), both of which are governed by Chapter 19 -7 of the Florida Administrative Code and Chapters 218 and 215 of the Florida Statutes. These rules provide guidance and establish the policies and general operating procedures for the administration of the LGIP and Fund B. The LGIP is not a registrant with the Securities and Exchange Commission (SEC); however, the Board has adopted operating procedures consistent with the requirements for a 2a -7 fund, which permits money market funds to use amortized cost to maintain a constant net asset value (NAV) of $1 per share. The fair value of the position in the LGIP is equal to the value of the pool shares. The Fund B is accounted for as a fluctuating NAV pool. As of September 30, 2008, the fair value factor for Fund B was $398385 per share. The Fund B is not subject to participant withdrawal requests. Distributions from Fund B, as determined by the SBA, are affected by transferring eligible cash or securities to the LGIP, consistent with the pro rata allocation of pool shareholders of record at the creation of Fund B. One hundred percent of such distributions from Fund B are available as liquid balance within the LGIP. The investments in the LGIP and Fund B are not insured by FDIC or any other governmental agency. Investments — Village As of September 30, 2008, the Village had the following investments: Fair Weighted Average Investment Value Maturity LGIP $1,415,317 8.5 days Fund B 195,356 9.36 years Money market mutual funds 7,925,218 48 days $ 9,535,891 Interest Rate Risk The Village does not have a written policy on interest rate risk, however, the Village manages its exposure to declines in fair values by limiting the weighted average monthly maturity of its investment portfolio to less than six months (180 days). The weighted average maturity of each investment at September 30, 2008 is reflected in the above chart. -32- MIAMI SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 4. DEPOSITS AND INVESTMENTS (Continued) Investments (Continued) Investments — Village (Continued) Credit Risk Investments are limited to the highest ratings by two nationally recognized statistical rating organizations (NRSRO) (Standard and Poor's and Moody's Investment Services). The LGIP is rated AAAm by Standard and Poor's. The Fund B is not rated by an NRSRO. The money market mutual funds are rated Aaa by Moody's and AAAm by Standard & Poor's. Concentration of Credit Risk The Village diversifies its portfolio in such a way to control the risk of loss resulting from a concentration of assets to a specific maturity, instrument, issue, dealer, or bank through which these securities are bought and sold. As of September 30, 2008, the value of each position held in the Village's portfolio is less than 5% in any one issuer. Investments — Pension Plans As of September 30, 2008, the Village's defined benefit pension Plans had the following investments: Corporate bonds U.S. Treasury obligations U.S. Government agencies Money market mutual funds Interest Rate Risk 1,421,945 1,421,945 - - - $7,427,712 $1,550,195 $3,621,606 $1,866,519 $389,392 Interest rate risk refers to the portfolio's exposure to fair value losses arising from increasing interest rates. The Plans have an investment policy that limits maturities on individual investments to no more than 135% of the duration of the market index. The market index is defined as the Merrill Lynch 1 -10 year Government/Corporate Bond Index. At September 30, 2008, the investment maturities in years for each investment type are included in the preceding table. -33- Investment Maturities (In Years) Fair Less than 1 to 5 6 to 10 More Value 1 Year Years Years Than 10 $1,257,423 $ 45,527 $ 600,804 $ 527,608 $ 83,484 2,816,455 42,877 1,690,908 1,082,670 - 1,931,889 39,846 1,329,894 256,241 305,908 1,421,945 1,421,945 - - - $7,427,712 $1,550,195 $3,621,606 $1,866,519 $389,392 Interest rate risk refers to the portfolio's exposure to fair value losses arising from increasing interest rates. The Plans have an investment policy that limits maturities on individual investments to no more than 135% of the duration of the market index. The market index is defined as the Merrill Lynch 1 -10 year Government/Corporate Bond Index. At September 30, 2008, the investment maturities in years for each investment type are included in the preceding table. -33- MIANII SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 4. DEPOSITS AND INVESTMENTS (Continued) Investments — Pension Plans (Continued) Credit Risk State law and the Plans' investment policies limit investments in bonds, stocks, or other evidences of indebtedness issued or guaranteed by a corporation organized under the laws of the United States, any state or organized territory of the United States, or the District of Columbia, provided the corporation is listed on one or more of the recognized national stock exchanges or on the National Market System of the NASDAQ Stock Market and in the case of bonds only, holds a rating in one of the three highest classifications by a major rating service. Investment in foreign companies is limited to American Depository Receipts (ADRs) and foreign common stock listed on U.S. Exchanges. The Plan's investment policies limit investments in fixed income securities to a rating of "A" or higher by Moody's or Standard & Poor's rating services and collateralized mortgage obligations (CMG's) to a rating of "Aaa" by Moody's or "AAA" by Standard & Poor's rating services. The Plans' U.S. Treasury obligations were rated AAA by Standard & Poor's and Aaa by Moody's. The Plans' investments in U.S. Government agency bonds and notes were rated AAA by Standard and Poors and Aaa by Moody's. The investments in U.S. Government agency pools and U.S. Government agency collateralized mortgage obligations were not rated. The Plans' investments in U.S. Government agencies were rated AAA by Standard & Poor's and Aaa by Moody's. Investments in corporate bonds were all rated —A or better by Standard & Poor's and Baal or better by Moody's. The investments in the money market mutual funds were rated AAA by Standard and Poors and Aaa by Moody's. Concentration of Credit Risk The Plans' investment policies prohibit equity securities concentrations greater than 5% in the securities of any one company at cost nor can the aggregate investment in equity securities total more than 70% of the total funds asset value at market; and fixed income securities concentrations greater than 10% in any one issuer with the exception of U.S. government or agency issues. As of September 30, 2008, the value of each equity position held by the Plans' portfolios consisted of less than 5% of total equity assets and less than 70% in the aggregate and there were no fixed income securities with concentrations greater than 10% in any one issuer. Custodial Credit Risk The Plans' investment policies require all investments be placed in custody. Plan assets are held by a third party custodian, and all securities purchased by and all other collateral obtained by the Plan shall be properly designated as plan assets. Securities transactions between a broker - dealer and the custodian involving purchase or sale of securities by the transfer of money or securities must be made on a "delivery vs. payment" basis to insure that the custodian will have the security or money in hand at the conclusion of the transaction. At September 30, 2008, the Plans' investment portfolios were held with a third party custodian. -34- MIAMI SHORES VILLAGE, FLORIDA NOTES TO' BASIC FINANCIAL STATEMENTS (Continued) NOTE 4. DEPOSITS AND INVESTMENTS (Continued) Investments — Pension Plans (Continued) Risks and Uncertainties The Plans invest in various investment securities. Investment securities are exposed to various risks such as interest rate, market, and credit risks. Due to the level of risk i associated with certain investment securities, it is at least reasonably possible that changes in the values of investment securities will occur in the near term and that such changes could materially affect the amounts reported in the statement of plan net assets. The Plans, through their investment advisors, monitor the Plans' investments and the risks associated therewith on a regular basis which the Plans believe minimize these risks. NOTE 5. INTERFUND RECEIVABLES, PAYABLES AND TRANSFERS Interfund receivables and payables at September 30, 2008 were as follows: Fund General fund Excise tax fund Building better communities Fleet maintenance fund Nonmajor governmental funds Due from Due to Other Funds Other Funds $ 755,497 $ - - 279,796 - 401,835 - 54,626 54,626 73,866 $ 810,123 $ 810,123 These outstanding balances between fiends result mainly from the time lag between the dates that (a) interfund goods and services are provided or reimbursable expenditures /expenses occur, (b) transactions are recorded in the accounting system and (c) payments between funds are made. Interfund transfers during September 30, 2008 were as follows: Transfers Out General fund Excise tax fund Local option gas tax fund Nonmajor governmental funds Internal service funds Sanitation fund Stormwater fund $2,517,616 $ 354,644 $ 436,658 $100,554 $3,409,472 -35- Transfers In Building Nonmajor Internal General Better Governmental Service Fund Communities Funds Funds Total $ - $ - $ 342,956 $ 80,000 $ 422,956 2,296,472 - - - 2,296,472 - 77,325 93,702 - 171,027 6,144 277,319 - - 283,463 - - - 20,554 20,554 185,000 - - - 185,000 30,000 - - - 30,000 $2,517,616 $ 354,644 $ 436,658 $100,554 $3,409,472 -35- MIANII SHORES VILLAGE, Y' LORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 5. INTERFUND RECEIVABLES, PAYABLES AND TRANSFERS (Continued) Transfers are used to (a) move revenues from the fund that statute or budget requires to collect them to the fund the statute or budget requires to expend them and (b) move unrestricted revenues collected in the General Fund to finance various programs accounted for in other funds in accordance with budgetary authorization. NOTE 6. RECEIVABLES Receivables as of September 30, 2008 for the Village's major and nonmajor funds in the aggregate are as follows: Receivable: Accounts Taxes Total receivable Excise General Tax $ 238,537 $ - 211,903 279,796 $ 450,440 $ 279,796 NOTE 7. CAPITAL ASSETS Local Nonmajor Internal Option Governmental Storm- Service Gas Tax Funds Sanitation water Funds Total $ - $ 100,491 $ 895,480 $ 59,679 26,949 19,396 - $26,949 $ 119,887 $ 895,480 $ 59,679 Capital asset activity for the year ended September 30, 2008 was as follows: $ 6,640 $1,300,827 - 538,044 $6,640 $1,838,871 Beginning Ending Balance* Additions Deductions Balance Governmental activities: Capital assets not being depreciated: Land $ 2,358,437 $ - $ - $ 2,358,437 Construction -in- progress - 868,575 - 868,575 Total capital assets not being depreciated 2,358,437 868,575 - 3,227,012 Capital assets being depreciated: Buildings and improvements Land improvements Infrastructure Furniture, fixtures and equipment Total capital assets being depreciated Less accumulated depreciation for: Buildings and improvements Land improvements Infrastructure Furniture, fixtures and equipment Total accumulated depreciation Total capital assets being depreciated, net Governmental activities capital assets, net -36- 11,000,731 - - 11,000,731 3,776,380 17,601 - 3,793,981 15,661,729 - - 15,661,729 3,064,882 512,401 19,724 3,557,559 33,503,722 530,002 19,724 34,014,000 2,025,253 1,710,448 8,457,987 2,258,406 14,452,094 19,051,628 $ 21,410,065 201,728 170,076 472,857 206,039 1,050,700 520,698 $ 347,877 - 2,226,981 - 1,880,524 - 8,930,844 7,890 2,456,555 7,890 15,494,904 11,834 18,519,096 $ 11,834 $21,746,108 MIANII SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 7. CAPITAL ASSETS (Continued) Business -type activities: Capital assets being depreciated: Utility plant and equipment Less accumulated depreciation for: Utility plant and equipment Total capital assets being depreciated, net Business -type activities capital assets, net Beginning Ending Balance* Additions Deductions Balance $ 2,169,045 $ - $ - $ 2,169,045 1,398,744 145,903 770,301 145,903 $ 770,301 $ 145,903 $ 1,544,647 624,398 $ 624,398 *The Village has restated its governmental activities capital assets, net of accumulated depreciation, by $1,474,086, as of September 30, 2008. See Note 3 for further details. Depreciation expense was charged to functions as follows: Governmental activities: General government Public safety Public works Parks and recreation Capital assets held by the government's internal service funds are charged to the various functions based on their usage of assets Total depreciation expense - governmental activities Business -type activities: Sanitation Stormwater Total depreciation expense - business -type activities -37- $ 138,879 79,102 473,507 243,578 935,066 115,634 $1,050,700 $ 123,669 22,234 $ 145,903 MIAMI SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 8. LONG -TERM LIABILITIES a. Changes in Long -Term Liabilities The following is a summary of changes in long -term liabilities of the Village for governmental and business -type activities for the year ended September 30, 2008. Governmental activities: General obligation bonds payable - 2004 General obligation bonds payable - 1999 Promissory note - 2006 Capital lease obligation Less deferred amounts - discount Subtotal Compensated absences Claims payable Business -type activities: Compensated absences Bonds and Notes Payable Beginning Principal Interest Ending Due Within Balance Additions Reductions Balance One Year $ 210,930 $ 320,930 2010 $ 4,705,000 $ - $ 105,000 $ 4,600,000 $ 110,000 2,710,000 - 75,000 2,635,000 75,000 3,215,811 - 235,130 2,980,681 248,739 - 505,000 47,129 457,871 96,426 (8,594) - 331 (8,263) - 10,622,217 505,000 461,928 10,665,289 530,165 591,938 106,478 34,895 663,521 157,157 406,000 123,705 20,658 509,047 50,828 $11,620,155 $735,183 $ 517,481 $11,837,857 $ 738,150 $ 70,562 $ 35,345 $ 40,501 $ 65,406 $ 17,365 2004 General Obligation Bonds (Charter School) The 2004 General Obligation bonds were issued by the Village of Miami Shores. Principal is due annually over 30 years at various amounts ranging from $110,000 in 2009 to a final payment of $305,000 in 2033. The bonds bear interest at variable rates ranging from 3% to 5 %, payable semi - annually. -38- Principal Interest Total Fiscal year ended September 30: 2009 $ 110,000 $ 210,930 $ 320,930 2010 110,000 207,630 317,630 2011 115,000 204,110 319,110 2012 120,000 200,258 320,258 2013 125,000 196,058 321,058 2014 -2018 700,000 904,630 1,604,630 2019 -2023 855,000 739,213 1,594,213 2024 -2028 1,080,000 513,263 1,593,263 2029 -2033 1,385,000 214,500 1,599,500 Total $ 4,600,000 $ 3,390,592 $ 7,990,592 -38- MIAMI SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 8. LONG -TERM LIABILITIES (Continued) Bonds and Notes Payable (Continued) 1999 General Obligation Bonds (Aquatic Center) The 1999 General Obligation bonds were issued by the Florida Municipal Loan Council. Principal is due annually over 30 years at various amounts ranging from $75,000 in 2009 to a final payment of $195,000 in 2029. The bonds bear interest at variable rates ranging from 3.20% to 5.00 %, payable semi - annually. Series 2006 Promissory Note In May 2006, the Village borrowed $3,500,000 from SunTrust Bank. The note bears interest at a rate of 4.56% per annum. The note was secured for the purpose of repaying outstanding notes and lines of credit. The note matures in May 2018 and requires quarterly principal and interest payments throughout the life of the note. Total principal and interest remaining on the note is $3,707,652 payable through May 2018. Principal Interest Total Fiscal year ended September 30: 2009 $ 75,000 $ 129,338 $ 204,338 2010 80,000 126,150 206,150 2011 80,000 122,650 202,650 2012 85,000 119,050 204,050 2013 90,000 115,225 205,225 2014 -2018 525,000 504,625 1,029,625 2019 -2023 660,000 361,950 1,021,950 2024 -2028 845,000 179,250 1,024,250 2029 195,000 9,750 204,750 Total $ 2,635,000 $ 1,667,988 $ 4,302,988 Series 2006 Promissory Note In May 2006, the Village borrowed $3,500,000 from SunTrust Bank. The note bears interest at a rate of 4.56% per annum. The note was secured for the purpose of repaying outstanding notes and lines of credit. The note matures in May 2018 and requires quarterly principal and interest payments throughout the life of the note. Total principal and interest remaining on the note is $3,707,652 payable through May 2018. -39- Principal Interest Total Fiscal year ended September 30: 2009 $ 248,739 $131,588 $ 380,327 2010 260,277 120,050 380,327 2011 272,350 107,977 380,327 2012 284,983 95,344 380,327 2013 298,203 82,125 380,328 2014-2018 1,616,129 189,887 1,806,016 Total $ 2,980,681 $ 726,971 $ 3,707,652 -39- MIAMI SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 8. LONG -TERM LIABILITIES (Continued) Capital Leases The Village has entered into a lease purchase agreement as lessee for financing the acquisition of police vehicles in the fleet maintenance fund. The lease agreement qualifies as a capital lease for accounting purposes and has been recorded at the present value of the future minimum lease payments as of the inception date. Under the terms of the agreement, the Village will make quarterly payments of $27,313, including interest at 3.04% per annum, over a period of 60 months. Future minimum lease payments and the present value of net minimum lease payments as September 30, 2008 are as follows: Governmental The assets acquired through capital leases outstanding as of September 30, 2008 are as follows: Assets: Fleet $ 406,522 Less accumulated depreciation (18,866) Total $ 387,656 NOTE 9. POST - EMPLOYMENT RETIREMENT BENEFITS Plan Description The Village provides post - retirement health benefits in accordance with the requirements of an agreement between the Village and the Police Benevolent Association (PBA). Police officers who retire and begin receiving benefits from the Village's pension plan on or after October 1, 1991 are eligible to receive a monthly benefit of up to $100 to defray the cost of health insurance coverage for the retiree. -40- Activities Fiscal year ending September 30: 2009 $ 109,253 2010 109,253 2011 109,253 2012 109,253 2013 54,626 Total minimum lease payments 491,638 Less amount representing interest (33,767) Present value of net minimum lease payments $ 457,871 The assets acquired through capital leases outstanding as of September 30, 2008 are as follows: Assets: Fleet $ 406,522 Less accumulated depreciation (18,866) Total $ 387,656 NOTE 9. POST - EMPLOYMENT RETIREMENT BENEFITS Plan Description The Village provides post - retirement health benefits in accordance with the requirements of an agreement between the Village and the Police Benevolent Association (PBA). Police officers who retire and begin receiving benefits from the Village's pension plan on or after October 1, 1991 are eligible to receive a monthly benefit of up to $100 to defray the cost of health insurance coverage for the retiree. -40- MIAMI SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 9. POST - EMPLOYMENT RETIREMENT BENEFITS (Continued) Plan Description (Continued) Only those police officers who retire under the provisions of the Village's pension plan with at least 25 years of creditable service, or who are granted a disability benefit under the provisions of the Village's Pension Plan, are eligible for the retiree health benefit. Eligible retired police officers receive the retiree health benefit until they become eligible for Medicare benefits, at which time the Village retiree health benefit is suspended. The employer makes benefit payments directly to an insurance carrier or health benefit program on behalf of the eligible retired police officer up to $100 which is funded through payroll deductions from each police officer. Total contributions for six police officers for the year were $7,200. If the retired police officer is covered by any other insurance or health benefit program, the Village retiree health benefit will be secondary to any and all other insurance or benefit programs. If the actual cost of the retired police officer's participation in such other insurance or benefit program is less than $100 per month, the Village retiree health benefit payable is the actual cost of such insurance or benefit program. Employee contributions to the retiree health benefit fund are refundable to the employee if the employee terminates Village employment after contributing to the retiree health benefit fund for ten (10) or more years. Any employee who receives a refund of contributions from the retiree health benefit fund is not eligible to receive a retiree health benefit. The Village does not provide any other post - employment retirement benefits. NOTE 10. RISK MANAGEMENT The Village is exposed to various risks of loss related to torts, theft, damage to and destruction of assets, errors and omissions and natural disasters for which it has purchased commercial insurance. Prior to October 1, 2005, the Village was self - insured for these claims up to certain limits. As of September 30, 2008, there were two liability claims and three workers' compensation claims outstanding under the previous self - insurance program. Since the claims are still outstanding and have not been settled as of year end, the Village increased the liability in order to meet actuarially determined reserves to be able to meet the self - insured amount when these claims are ultimately settled. The amount of settlements for each of the past three fiscal years did not exceed insurance coverage. -41- MIAAR SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 10. RISK MANAGEMENT (Continued) Liabilities in the risk management internal service fund include amounts for claims that have been incurred but not reported (IBNR's) as well as known claims that existed prior to purchasing commercial insurance. Claim liabilities are calculated considering the recent claim settlement trends. Changes in the balances of estimated claims for the years ended September 30, 2008 and 2007 are as follows: Unpaid claims, beginning Incurred claims (including IBNR's) Claim payments and disbursements Unpaid claims, ending 2008 2007 $ 406,000 $ 384,682 123,705 77,645 (20,658 ) (56,327 $ 509,047 $ 406,000 The above claims liability includes the Village's commitment to Miami -Dade County for a prior workers' compensation claim for $169,047. This is the final remaining claim from a program with the County that the Village participated in previously.. The Village is required to pay $2,200 per quarter as well as any medical expenses the claimant incurs related to the injury. In the current year, the Village paid the County $10,524 related to this claim. The current portion related to the Miami -Dade County claim is $9,745. NOTE 11. PENSION PLANS The Village maintains two separate defined benefit single - employer pension plans, the General Employees' Retirement Plan and the Police Officers' Retirement Plan which cover substantially all of its full -time employees. The Village accounts for these pension plans as pension trust funds. Basis of Accounting The Village's pension plans are accounted for using the accrual basis of accounting. Plan member contributions are recognized in the period in which the contributions are due. Employer contributions to each Plan are recognized when due and the employer has made a formal commitment to provide the contributions. Benefits and refunds are recognized when due and payable in accordance with the terms of each Plan. Method Used to Value Investments Investments are reported at fair value. Securities traded on national or international exchanges are valued at the last reported sales price or exchange rate. Net appreciation (depreciation) in fair value of investments includes the difference between cost and fair value of investments held as well as the net realized gains or losses from securities sold. Interest and dividend income is recognized on the accrual basis when earned. Purchases and sales of investments are recorded on a trade date basis. -42- MIAAU SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 11. PENSION PLANS (Continued) Membership Membership of each Plan consisted of the following at September 30, 2008: General Employees' Police Retirees and beneficiaries currently receiving benefits and terminated employees entitled to benefits but not yet receiving them 42 22 Current employees: Fully vested 20 12 Non - vested 46 16 66 28 General Employees' Retirement Plan Plan Description The General Employees' Retirement System (the Plan) is a single - employer defined benefit pension plan that covers all Village employees, except for police, and certain appointed employees. The Plan was established on January 1, 1957 by the Village Council. On December 31, 1999, the Plan was split between the general employees and the police officers. The Plan is governed by certain provisions of Chapter 112, Florida Statutes. The Board of Trustees for the Plan administers the Plan. Plan amendments must be authorized by the Village Council. The Plan provides retirement and death benefits to Plan members and beneficiaries. The Plan does not issue a separate financial report. Effective December 5, 2006, current employees may elect to participate in the deferred retirement option plan (DROP) the first day of the month coincident with or next following the date of normal retirement. Election into the DROP is voluntary. The employee may elect to participate in the plan for a maximum of 60 months. Once participation in the DROP commences, such participation constitutes an irrevocable election. A member's continuous service and accrued benefit under the Plan shall be determined and frozen on the effective date of the employee's election to participate in the DROP. Additional continuous service or benefits under the Plan shall not be accrued. No payments are made directly to the employee from the Plan while the member participates in the drop plan. During the period of the member's participation in the DROP, the employee's normal retirement benefit shall be credited to the employee's DROP account. No further contributions to the General Employees' Pension Plan will be required by the Village nor the employee on behalf of any employee who has elected participation in the DROP. The member's account is invested as part of the corpus of the system by the Board and is credited with interest equal to the overall net rate of return on the fund assets during the reporting period during which the member participates in the DROP. -43- MIAMI SHORES -VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 11. PENSION PLANS (Continued) General Employees' Retirement Plan (Continued) Plan Description (Continued) Upon termination of employment with the Village or 60 months of DROP participation, the balance of the DROP account will become payable in addition to the monthly normal retirement benefit (which is based on credited service and average monthly salary on the DROP election date). The DROP account is distributed to the member in a single lump sum payment or a direct rollover to another qualified retirement plan. If a member dies before the member's DROP account balance has been paid in full, distribution of the DROP account balance will be made according to the member's designation. DROP payments to a beneficiary will be in addition to any retirement benefits payable by the Plan. Under any option and in no event may the total benefit payments to the member or the beneficiary be less than the member's own accumulated contributions. At the end of September 30, 2008, total liabilities for the DROP were $52,411. Funding Policy Plan members are required to contribute 6% of their annual covered salary. The employer contributions for the fiscal year ending September 30, 2008, determined using the actuarial valuation dated October 1, 2006, were 2.73% of covered payroll. The Village contributes at actuarially determined rates that are designed to accumulate sufficient assets to pay benefits when due. Funding Status and Funding Progress The funded status of the Plan as of October 1, 2007, the most recent actuarial valuation date, is as follows: Actuarial Actuarial Accrued Unfunded UAAL as a Percentage Actuarial Value of Liability AAL Funded Covered of Covered Valuation Assets (AAL) Entry (UAAL) Ratio Payroll Payroll Date (a Age b* (b-a) (a,b) ((b--a ).c) October 1, 2007 $ 8,989,754 $ 8,474,105 $ (515,649) 106.1% $ 2,918,493 -17.7% * For purposes of this schedule, the AAL for the Plan is determined using the entry age actuarial cost method. Note the ARC for the Plan is calculated using the aggregate cost method. The schedule of funding progress, presented as required supplementary information (RSI) following the notes to the financial statements, presents multiyear trend information about whether the actuarial value of Plan assets are increasing or decreasing over time relative to the AAL for benefits. -44- MIA1VII SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 11. PENSION PLANS (Continued) General Employees' Retirement Plan (Continued) Annual Pension Cost and Net Pension Obligation (Asset) The Village's 2008 contribution was determined through an actuarial valuation performed as of October 1, 2006. Significant actuarial assumptions used in the latest actuarial valuation are as follows: Valuation date Actuarial cost method Amortization method Remaining amortization period Asset valuation method Actuarial assumptions: Investment rate of return Projected salary increases Includes inflation and other general increases at Cost of living adjustments October 1, 2007 Aggregate NA NA 5 -Year Smoothed Market 8.0% 5.5% 4.0% NA The aggregate actuarial cost method is used to determine the annual required contribution of the employer for the Plan. Because the method does not identify or separately amortize unfunded actuarial liabilities, information about the Plan's funded status and funding progress has been prepared using the entry age actuarial cost method for that purpose, and the information presented is intended to serve as a surrogate for the funded status and funding progress of the Plan. As of September 30, 2008, the Village's annual pension cost and net pension asset was as follows: Annual required contributions (ARC) $ 88,622 Interest on net pension asset (83) Adjustment to ARC 112 Annual pension cost (APC) 88,651 Actual contribution 88,622 Change in net pension asset 29 Net pension asset, beginning (1,035 Net pension asset, ending $_ ,O06 -45- MIAMI SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 11. PENSION PLANS (Continued) General Employees' Retirement Plan (Continued) Annual Pension Cost and Net Pension Obligation (Asset) (Continued) Three -Year Trend Information Annual Percentage Net Pension Financial Information The Plan does not issue separate stand -alone financial statements, therefore, included below is the Statement of Plan Net Assets and the Statement of Changes in Plan Net Assets as of and for the fiscal year ended September 30, 2008. Statement of Plan Net Assets September 30, 2008 Assets: Cash and cash equivalents Investments, at fair value Accrued interest receivable Total assets Liabilities Net assets held in trust for pension benefits -46- $ 439,785 7,309,142 34,628 7,783,555 52,411 $ 7,731,144 Pension of APC Obligation Fiscal Year Ending Cost (APC) Contributed Asset 9/30/2006 $ 15,245 103.9% $ 15,244 9/30/2007 56,275 128.9% (1,035) 9/30/2008 88,651 99.9% (1,006) Financial Information The Plan does not issue separate stand -alone financial statements, therefore, included below is the Statement of Plan Net Assets and the Statement of Changes in Plan Net Assets as of and for the fiscal year ended September 30, 2008. Statement of Plan Net Assets September 30, 2008 Assets: Cash and cash equivalents Investments, at fair value Accrued interest receivable Total assets Liabilities Net assets held in trust for pension benefits -46- $ 439,785 7,309,142 34,628 7,783,555 52,411 $ 7,731,144 MIAMI SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 11. PENSION PLANS (Continued) General Employees' Retirement Plan (Continued) Financial Information (Continued) Statement of Changes in Plan Net Assets Year Ended September 30, 2008 ADDITIONS Contributions Net investment income Total additions DEDUCTIONS Pension benefits Total deductions Change in net assets Net assets held in trust for pension benefits, beginning Net assets held in trust for pension benefits, ending Police Officers' Retirement Plan Plan Description $ 272,957 1,471,410 1,198,453 374,924 374,924 (1,573,377) 9,404,521 $ 7,831,144 The Police Officers' Retirement System (the Plan) is a single - employer defined benefit pension plan that covers substantially all of the Village's certified police officers. The Plan was established as of the effective date of January 1, 1957 by the Village Council. It was amended on December 31, 1999, to split the Plan between General Employees and Police Officers. The Plan is also governed by certain provisions of Chapter 185, Florida Statutes. The Board of Trustees for the Plan administers the Plan. Plan amendments must be authorized by the Village Council. The Plan provides retirement, disability, and death benefits to Plan members and beneficiaries. The Plan does not issue a separate financial report. Deferred Retirement Option Plan Effective May 5, 1998, subsequent to the approval from the State of Florida, Division of Retirement, current employees with at least 25 but not more than 30 years of continuous service as a member of the plan may elect to participate in the deferred retirement option plan (DROP) for sworn police personnel. The employee may elect to participate in the plan for a maximum of 60 months before the employee attains 30 years of continuous service. A member's continuous service and accrued benefit under the plan shall be determined and frozen on the effective date of the employee's election to participate in the DROP. Additional continuous service or benefits under the plan shall not be accrued, except for cost -of- living adjustments provided to retirees under the plan. No payments are made directly to the employee from the pension plan while the member participates in the drop plan. -47- MIAMI SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 11. PENSION PLANS (Continued) Police Officers' Retirement Plan (Continued) Deferred Retirement Option Plan (Continued) During the period of the member's participation in the DROP, the employee's normal retirement benefit shall be credited to the employee's DROP account. No further contributions to the police officers' retirement system will be required by the Village nor the employee on behalf of any employee who has elected participation in the DROP. The member's account is invested as part of the corpus of the system by the Board and is credited with interest equal to the overall net rate of return on the fund assets during the reporting period during which the member participates in the DROP. At the conclusion of the member's participation in the DROP, the member will receive a normal benefit calculated in accordance with the plan using an average monthly earnings and continuous service as of the effective date of the member's election to participate in the DROP. The DROP account is distributed to the member in a cash lump sum, unless the member alternatively elects to receive payments in approximately equal quarterly or annual installments over a period designated by the member. If a member dies before distribution of the member's DROP plan commences, the account balance is paid to the member's designated beneficiary in an immediate cash lump sum. Provisions of the plan do not allow for the distribution of a member's DROP account to begin later than April 1 following the later of the calendar year in which the member separates from service with the Village or attains age 70' /z years. At the end of September 30, 2008, total liabilities for the DROP were $170,496. Funding Policy The Village's contribution rate is adjusted each year to an amount equal to the total pension cost for the year, as determined by the most recent actuarial valuation which is designed to accumulate sufficient assets to pay benefits when they are due. Members are required to contribute 9% of their annual covered earnings. Pursuant to Chapter 185 of the Florida Statutes, a premium tax on certain casualty insurance contracts written on Miami Shores properties is collected by the State and is remitted to the Plan. This amount totaled $66,924 for the year ended September 30, 2008. This amount was recognized as expenditure and revenue in the General Fund. The Village is required to contribute the remaining amounts necessary to finance the benefits through periodic contributions of actuarially determined amounts. For the year ended September 30, 2008, the Village's contribution was 41.10% of annual covered earnings which was determined by the October 1, 2006 actuarial valuation. -48- MIAMI SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 11. PENSION PLANS (Continued) Police Officers' Retirement Plan (Continued) Funding Status and Funding Progress The funded status of the Plan as of October 1, 2007, the most recent actuarial valuation date, is as follows: October 1, 2007 $11,320,831 $15,114,334 $3,793,503 74.9% $1,683,969 UAAL as a Percentage of Covered Payroll 0-0.0 225.3% *For purposes of this schedule, the AAL for the Plan is determined using the entry age actuarial cost method. Note the ARC for the Plan is calculated using the aggregate cost method. The schedule of funding progress, presented as required supplementary information (RSI) following the notes to the financial statements, presents multiyear trend information about whether the actuarial value of plan assets are increasing or decreasing over time relative to the AAL for benefits. Annual Pension Cost and Net Pension Asset The Village's 2008 contribution was determined through an actuarial valuation performed as of October 1, 2006. Significant actuarial assumptions in the latest actuarial valuation are as follows: Valuation date Actuarial cost method Amortization method Remaining amortization period Asset valuation method Actuarial assumptions: Investment rate of return Projected salary increases Includes inflation and other general increases at Cost of living adjustments October 1, 2007 Aggregate NA NA 5 -Year Smoothed Market 8.0% 6.5% 4.0% 1.5% The aggregate actuarial cost method is used to determine the annual required contribution of the employer for the Plan. Because the method does not identify or separately amortize unfunded actuarial liabilities, information about the Plan's funded status and funding progress has been prepared using the entry age actuarial cost method for that purpose, and the information presented is intended to serve as a surrogate for the funded status and funding progress of the Plan. -49- Actuarial Actuarial Accrued Unfunded Actuarial Value of Liability AAL Funded Covered Valuation Assets (AAL) Entry (UAAL) Ratio Payroll Date (a) Age * bb--a) (ab) c October 1, 2007 $11,320,831 $15,114,334 $3,793,503 74.9% $1,683,969 UAAL as a Percentage of Covered Payroll 0-0.0 225.3% *For purposes of this schedule, the AAL for the Plan is determined using the entry age actuarial cost method. Note the ARC for the Plan is calculated using the aggregate cost method. The schedule of funding progress, presented as required supplementary information (RSI) following the notes to the financial statements, presents multiyear trend information about whether the actuarial value of plan assets are increasing or decreasing over time relative to the AAL for benefits. Annual Pension Cost and Net Pension Asset The Village's 2008 contribution was determined through an actuarial valuation performed as of October 1, 2006. Significant actuarial assumptions in the latest actuarial valuation are as follows: Valuation date Actuarial cost method Amortization method Remaining amortization period Asset valuation method Actuarial assumptions: Investment rate of return Projected salary increases Includes inflation and other general increases at Cost of living adjustments October 1, 2007 Aggregate NA NA 5 -Year Smoothed Market 8.0% 6.5% 4.0% 1.5% The aggregate actuarial cost method is used to determine the annual required contribution of the employer for the Plan. Because the method does not identify or separately amortize unfunded actuarial liabilities, information about the Plan's funded status and funding progress has been prepared using the entry age actuarial cost method for that purpose, and the information presented is intended to serve as a surrogate for the funded status and funding progress of the Plan. -49- MIAMI SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 11. PENSION PLANS (Continued) Police Officers' Retirement Plan (Continued) Annual Pension Cost and Net Pension Asset (Continued) As of September 30, 2008, the Village's net pension asset was as follows: Annual required contributions (ARC) $ 700,455 Interest on net pension asset (1,091) Adjustment to ARC 1,892 Annual pension cost (APC) 701,256 Actual contribution 739,887 Change in net pension asset (38,631) Net pension asset, beginning (13,636 Net pension asset, ending $ (52,267) Three -Year Trend Information Annual Percentage Net Pension of APC Pension Fiscal Year Ending Cost (APC) Contributed Asset 9/30/2006 9/30/2007 9/30/2008 Financial Information $ 298,867 99.6% $ (14,561) 595,136 99.8% (13,636) 701,256 105.5% (52,267) The Plan does not issue separate stand -alone financial statements, therefore, included below is the Statement of Plan Net Assets and the Statement of Changes in Plan Net Assets as of and for the fiscal year ended September 30, 2008. Statement of Plan Net Assets September 30, 2008 Assets: Cash and cash equivalents Investments, at fair value Due from state Accrued interest receivable Total assets Liabilities Net assets held in trust for pension benefits -50- $ 481,943 10,097,362 69,624 46,344 10,695,273 170,496 $10,524,777 ML LMMI SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 11. PENSION PLANS (Continued) Police Officers' Retirement Plan (Continued) Financial Information (Continued) Statement of Changes in Plan Net Assets Year Ended September 30, 2008 ADDITIONS Contributions $ 894,003 Net investment income (1,830,538) Total additions (936,535) DEDUCTIONS Pension benefits 777,946 Total deductions 777,946 Change in net assets (1,714,481) Net assets held in trust for pension benefits, beginning 12,239,258 Net assets held in trust for pension benefits, ending $10,524,777 NOTE 12. COMMITMENTS AND CONTINGENCIES a. Legal Matters The Village has several claims arising in the ordinary course of operations pending against the Village. In the opinion of legal counsel and management, any potential losses arising from such actions, would not have a materially adverse affect on the financial position of the Village. b. Contingent Liabilities Amounts received or receivable from grant agencies are subject to audit and adjustment by grantor agencies. While no matters of non - compliance were disclosed by the audit, grantor agencies may subject grant programs to additional compliance tests, which may result in disallowed costs. In the opinion of management, future disallowances of current grant expenditures, if any, would not have a material adverse effect on the Village's financial condition. -51- REQUIRED SUPPLEMENTARY INFORMATION MIAMI SHORES VILLAGE, FLORIDA REQUIRED SUPPLEMENTARY INFORMATION BUDGETARY COMPARISON SCHEDULE GENERAL FUND FISCAL YEAR ENDED SEPTEMBER 30, 2008 Revenues: Taxes: Property taxes Licenses and permits: Business licenses - Village Business licenses - County Building permits Certificate of reoccupancy Other licenses and permits Total licenses and permits Intergovernmental revenues: State shared revenues: State revenue sharing Local government half cent sales tax Other Total intergovernmental revenues Charges for services: Physical environment Police extra duty Landscape maintenance Culture /recreation Total charges for services Fines and forfeitures: Court fines and costs School crossing guards Other Total fines and forfeitures Miscellaneous: Rents Other Total miscellaneous Interest income Total revenues Variance with Final Budget - Budgeted Amounts Actual Positive Original Final Amounts (Negative) $ 6,533,787 $ 6,533,787 $ 6,605,878 $ 72,091 70,000 70,000 72,110 2,110 22,000 22,000 27,861 5,861 500,000 500,000 518,374 18,374 7,000 7,000 5,951 (1,049) 61,000 61,000 58,655 (2,345) 660,000 660,000 682,951 22,951 233,337 233,337 230,369 (2,968) 718,726 718,726 663,582 (55,144) 11,625 11,625 1,237 (10,388) 963,688 963,688 895,188 (68,500) 24,500 24,500 69,734 45,234 135,000 135,000 156,918 21,918 19,901 19,901 19,901 - 939,530 939,530 854,747 (84,783) 1,118,931 1,118,931 1,101,300 (17,631) 70,000 70,000 136,056 66,056 35,000 35,000 26,864 (8,136) 135,500 135,500 104,515 (30,985) 240,500 240,500 267,435 26,935 25,000 25,000 99,971 74,971 8,200 8,200 63,354 55,154 33,200 33,200 163,325 130,125 195,000 195,000 134,903 (60,097) $ 9,745,106 $ 9,745,106 $ 9,850,980 $ 105,874 (Continued) See note to budgetary comparison schedules. -52- MIAMI SHORES VILLAGE, FLORIDA REQUIRED SUPPLEMENTARY INFORMATION BUDGETARY COMPARISON SCHEDULE GENERALFUND (Continued) Expenditures: Current: General government: Village council Village attorney Village manager Village clerk Code enforcement Building department Planning and zoning Finance Other general government Total general government Public safety: Law enforcement School crossing guard Total public safety Public works: Parks Street maintenance Public works administration Recreation maintenance Total public services Culture and recreation: Recreation Library Total culture and recreation Capital outlay Total expenditures Deficiency of revenues over expenditures Other financing sources (uses): Transfers in Transfers out Capital leases Total other financing sources (uses) Net change in fund balance Fund balance, beginning of year Fund balance, end of year FISCAL YEAR ENDED SEPTEMBER 30, 2008 Variance with Final Budget - Budgeted Amounts Actual Positive Original Final Amounts (Negative) $ 7,501 $ 7,501 $ 5,755 $ 1,746 196,989 196,989 119,971 77,018 253,453 253,453 246,349 7,104 141,625 141,625 124,783 16,842 178,449 178,449 162,080 16,369 393,629 393,629 324,452 69,177 236,580 269,203 147,425 121,778 573,418 573,418 389,185 184,233 1,102,948 898,893 553,569 345,324 3,084,592 2,913,160 2,073,569 839,591 4,676,772 4,845,282 4,616,505 228,777 39,155 39,155 33,216 5,939 4,715,927 4,884,437 4,649,721 234,716 559,693 559,693 497,866 61,827 627,144 627,144 536,097 91,047 498,149 498,149 453,165 44,984 215,340 215,340 208,862 6,478 1,900,326 1,900,326 1,695,990 204,336 1,986,357 1,976,808 1,778,566 198,242 393,575 391,475 352,449 39,026 2,379,932 2,368,283 2,131,015 237,268 65,620 89,920 85,816 4,104 12,146,397 12,156,126 10,636,111 1,520,015 (2,401,291) (2,411,020) (785,131) 1,625,889 2,687,917 2,833,976 2,517,616 (316,360) (286,626) (927,956) (422,956) 505,000 505,000 - (505,000) 2,401,291 2,411,020 2,094,660 (316,360) See note to budgetary comparison schedules. -53- 1,309,529 1,309,529 4,212,236 4,212,236 $ 5,521,765 $ 5,521,765 MIAMI SHORES VILLAGE, FLORIDA REQUIRED SUPPLEMENTARY INFORMATION BUDGETARY COMPARISON SCHEDULE EXCISE TAX FUND FISCAL YEAR ENDED SEPTEMBER 30, 2008 Variance with Final Budget - Budgeted Amounts Actual Positive Original Final Amounts (Negative) Revenues: Public services taxes $ 2,270,611 $ 2,270,611 $ 2,222,806 $ (47,805) Expenditures - - - - Excess (deficiency) of revenues over expenditures 2,270,611 2,270,611 2,222,806 (47,805) Other financing uses: Transfers out (2,270,611) (2,270,611) (2,296,472) (25,861) Net change in fund balance - - (73,666) (73,666) Fund balance, beginning of year - - 73,666 73,666 Fund balance, end of year $ - $ - $ - $ - See note to budgetary comparison schedules. -54- MIANII SHORES VILLAGE, FLORIDA BUDGETARY COMPARISON SCHEDULE LOCAL OPTION GAS TAX FUND FISCAL YEAR ENDED SEPTEMBER 30, 2008 Revenues: Other taxes Interest income Total revenues Expenditures: Current: Public works Total expenditures Excess of revenues over expenditures Other financing uses: Transfers out Net change in fund balance Fund balance, beginning of year Fund balance, end of year 203,869 203,869 128,487 75,382 203,869 203,869 128,487 75,382 171,027 171,027 267,209 96,182 171,027 (171,027) (171,027) - See note to budgetary comparison schedules. -55- 96,182 96,182 967,839 967,839 $ 1,064,021 $ 1,064,021 Variance with Final Budget - Budgeted Amounts Actual Positive Original Final Amounts (Negative $ 371,744 $ 371,744 $ 366,668 $ (5,076) 3,152 3,152 29,028 25,876 374,896 374,896 395,696 20,800 203,869 203,869 128,487 75,382 203,869 203,869 128,487 75,382 171,027 171,027 267,209 96,182 171,027 (171,027) (171,027) - See note to budgetary comparison schedules. -55- 96,182 96,182 967,839 967,839 $ 1,064,021 $ 1,064,021 MIAMI SHORES VILLAGE, FLORIDA NOTE TO BUDGETARY COMPARISON SCHEDULES FISCAL YEAR ENDED SEPTEMBER 30, 2008 NOTE 1. BUDGETS AND BUDGETARY ACCOUNTING Annual budgets are adopted on a basis consistent with accounting principles generally accepted in the United States of America. The Village annually adopts an operating budget for the General Fund, Excise Tax Fund, Local Option Gas Tax Fund, Half Cent Surtax Fund and the Debt Service Fund. (1) 35 days prior to the fiscal year end, the Village Manager submits to the Village Council a proposed operating budget for the fiscal year commencing the following October 1st. The operating budget is restricted to proposed expenditures and the means of financing them by means of appropriated revenues, other financing sources and appropriations of fund balances. Budgetary control over expenditures for the General Fund is legally maintained at the departmental level. For all other funds it is legally maintained at the fund level. (2) Two public hearings are conducted to obtain taxpayer comments as required by Truth in Millage (TRIM) legislation. (3) Prior to September 28th (unless preempted by TRIM) as stated in the Village's Charter, the budget is legally enacted through passage of a resolution. (4) The Village Manager may at any time transfer any unencumbered appropriated balance or portion thereof between general classifications of expenditures within an office, department or agency. At the request of the Village Manager and within the last three months of the budget year, the Council may by resolution transfer any unencumbered appropriated balance or portion thereof, from one office, department or agency to another. (5) Budgeted amounts are as originally adopted or as amended. There were supplemental appropriations in the general fund totaling $651,059 during the fiscal year ended September 30, 2008 for funding outstanding obligations and unanticipated expenses. (6) Unencumbered appropriations lapse at year end. -56- MIANII SHORES VII.LAGE, FLORIDA REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF FUNDING PROGRESS General Employees' Retirement System October 1, 2001 $ 6,739,527 $ 4,908,521 UAAL as a 137.3% Actuarial (73.5 %) Percentage Actuarial Accrued Unfunded of Actuarial Value of Liability AAL Funded Covered Covered Valuation Assets (AAL) Entry (UAAL) Ratio Payroll Payroll Date A e b *)) (c) b -a =c October 1, 2001 $ 6,739,527 $ 4,908,521 $ (1,831,006) 137.3% $ 2,490,298 (73.5 %) October 1, 2002 7,038,780 5,959,283 (1,079,497) 118.1% 2,871,867 (37.6 %) October 1, 2003 7,458,449 6,533,561 (924,888) 114.2% 2,895,480 (31.9 %) October 1, 2005 8,173,688 7,680,175 (493,513) 106.4% 2,786,865 (17.7 %) October 1, 2006 8,297,232 7,995,304 (301,928) 103.8% 3,243,186 (9.3 %) October 1, 2007 8,989,754 8,474,105 (515,649) 106.1% 2,918,493 (17.7°/x) Police Officer's Retirement System October 1, 2001 $ 10,090,680 $ 9,726,578 UAAL as a 103.7% Actuarial (25.1 %) Percentage Actuarial Accrued Unfunded of Actuarial Value of Liability AAL Funded Covered Covered Valuation Assets (AAL) Entry (UAAL) Ratio Payroll Payroll Date (aa) Age (b)* Cb-a) ( -hl b -a =c October 1, 2001 $ 10,090,680 $ 9,726,578 $ (364,102) 103.7% $ 1,453,248 (25.1 %) October 1, 2002 10,112,018 10,279,369 167,351 98.4% 1,425,992 11.7% October 1, 2003 10,238,221 10,983,149 744,928 93.2% 1,514,310 49.2% October 1, 2005 10,151,153 13,679,903 3,528,750 74.2% 1,424,759 247.7% October 1, 2006 10,332,878 14,573,821 4,240,943 70.9% 1,630,878 260.0% October 1, 2007 11,320,831 15,114,334 3,793,503 74.9% 1,683,969 225.3% *The annual required contribution (ARC) is calculated using the aggregate actuarial cost method. Information in this schedule is calculated using the entry age actuarial cost method as a surrogate for the funding progress of the plan. -57- MIANH SHORES VILLAGE, FLORIDA REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF EMPLOYER CONTRIBUTIONS Police Officer's Retirement System Contribution Year Annual from Ended Required Employer Percentage September 30, Contribution and State Contributed 2003 General Employees' Retirement System $ 132,996 Year Annual Contribution 197,498 Ended Required from Percentage September 30, Contribution Employer Contributed 2003 $ - $ - 100.0% 2004 - - 100.0% 2005 15,845 - 0.0% 2006 15,845 15,845 100.0% 2007 56,709 72,554 127.9% 2008 88,622 88,622 100.0% Police Officer's Retirement System Contribution Year Annual from Ended Required Employer Percentage September 30, Contribution and State Contributed 2003 $ 132,996 $ 132,996 100.0% 2004 197,498 197,498 100.0% 2005 279,522 279,522 100.0% 2006 297,812 297,812 100.0% 2007 594,211 594,211 100.0% 2008 739,887 739,887 100.0% -58- COMBINING AND INDIVIDUAL FUND STATEMENTS AND SCHEDULES NONMAJOR GOVERNMENTAL FUNDS Special Revenue Funds Transportation Surtax — This fund accounts for the Village's portion of the Miami -Dade County one -half percent transportation surtax approved by voters in November 2002. Grants — This fund accounts for the use of specific designated resources related to grant programs. Hurricane Fund — This fund accounts for hurricane related expenditures as well as FEMA reimbursements. The fund is used to centralize financial activities required to restore the Village to normal operations following a natural disaster. Charter High School — This fund accounts for the initial cost and transactions associated with the Charter High School. Law Enforcement Training — This fund accounts for proceeds obtained through fines designated specifically for training law enforcement officers. Police Forfeiture — This fund accounts for proceeds obtained through the sale of confiscated and unclaimed property turned over to the Village through court judgments. Proceeds are to be used solely for law enforcement purposes. Debt Service Fund General Obligation Bonds — This fund accounts for the 1999 and 2004 General Obligation bonds issued to fund the design, developments and construction of the Miami Shores Aquatic Facility (1999) and for the charter school construction (2004) and other banking financing. Capital Proiects Funds Capital Improvement Fund - This fund accounts for major capital acquisitions and projects to improve the Village. Aquatic Facility Fund — This fund accounts for all the cost associated with the design, development and construction of the aquatic facility which was completed in fiscal year 2005 and funded by general obligation bonds issued through the Florida Municipal Loan Council. Charter High School Construction — This fund accounts for all costs associated with the construction of the Doctors Charter School of Miami Shores which was substantially complete in 2005 N cu N 7 N rM I 01 r N it O O - r r M O d N r d r N ' N N ' to M N •--r O\ 00 M O ^O N o Vl , O N 00 00 4\ if 00 (0 N M M N I' q N M N 00 N c+1 M 0 ccl U Gos s� N in M tin r O r ono to N r r N r N M r r r N M tNo d p G \O - O b N -0 'U ON .--� O1 0 � U '--r GS rfl so!� +-' M •---r 00 .� 00 r �,O r Q\ 011 r r r r t 01 O\ r r r O\ O\ 01 Cd M I Vl Vl lr n N Vl a s w 69 zo Gel Gs t t r r r r r r r r r r r r r r r M b U x � ° o cn ° ;d -0 Q o. 45's o° o °° es N M 00 •--i r r t N to r r r r r r r r N tn to W) U M 00 00 00 N N N U .iI Q Q a a w x Ge Ge G M M ON t 00 r M r to r O t 00 I'O r r r 00 �° M l- 69 69 69 69 p o0 ON r- O to t to r r r r Ln CT M r Vl rn M O 1.0 • l M 00 c 00 r to \10 00 to 00 O 00 00 00 DD 00 � cn C cd cn G 01 r N •� rn N ccl U W d b N -0 'U Q � U 9b cn Cd a s zo -O,:� A M b aCi ° o cn ° ;d -0 Q o. o° o °° U 3 a�i H E°- U .iI Q Q a a w 01 r Ill- N l- 1.0 l- \D d IC O I� O N M Ln U ,D p +cd., 00 00 00 N qtj- N 00 O\ N 41 00 N N O %,0 M 00 to M a,, N 00 .--' M O N [ M O n 00 C1 N � cr t ,O O 00 M N ,D _: cp kr r O 00 O "o ~U00 00 p l 00O CCC � [l- 00 [l- 00 00 F' p U LL? 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C rn O N � C U w O C O 4+ ti - bA al VC � 0 0 r- w w O 4, O N U�+ a1 C C .00 N •� Up U bOA Rf Z w w N 19 N C Q) Q) +3 Q) U xN C O y p O N > Y y N y U • C ctxi N `� O Vl O C � 0 (U (D F. N U 0 7 P- vUi b O N 5 C Q cd m cwd �' cod U • U O 5 . Q. vl cd N N U w 15 O CL U U 0 W y N :b C N GL X N V O N C N 4+ O U tH N .b 0) U x W N N �J U t. C rn O N � C U w O C O 4+ ti - bA al VC � 0 0 r- w w O 4, O N U�+ a1 C C .00 N •� Up U bOA Rf Z w w N 19 MIANH SHORES VILLAGE, FLORIDA BUDGETARY COMPARISON SCHEDULE TRANSPORTATION SURTAX FUND FISCAL YEAR ENDED SEPTEMBER 30, 2008 Revenues: Other taxes Interest income Total revenues Expenditures: Current: Public works Excess of revenues over expenditures Other financing uses: Transfers out Net change in fund balance Fund balance, beginning Fund balance, ending -63- 182,578 182,578 148,969 33,609 190,211 190,211 213,041 22,830 (277,319 (277,319 277,319 - (87,108) (87,108) (64,278) 22,830 87,108 87,108 949,673 862,565 $ - $ - $ 885,395 $ 885,395 Variance with Final Budget - Budgeted Amounts Actual Positive Original Final Amounts (Negative) $ 369,289 $ 369,289 $ 335,957 $ (33,332) 3,500 3,500 26,053 22,553 372,789 372,789 362,010 (10,779) 182,578 182,578 148,969 33,609 190,211 190,211 213,041 22,830 (277,319 (277,319 277,319 - (87,108) (87,108) (64,278) 22,830 87,108 87,108 949,673 862,565 $ - $ - $ 885,395 $ 885,395 ML4M SHORES VILLAGE, FLORIDA BUDGETARY COMPARISON SCHEDULE DEBT SERVICE FUND FISCAL YEAR ENDED SEPTEMBER 30, 2008 Revenues: Property taxes Interest income Total revenues Expenditures: Current: General government Debt service: Principal Interest Total debt service Total expenditures Deficiency of revenues over expenditures Other financing sources (uses): Transfers in Transfers out Total other financing sources Net change in fund balance Fund balance, beginning 10,000 13,250 12,620 Variance with 462,858 415,130 47,728 Final 513,981 495,997 17,984 Budget - Budgeted Amounts Actual Positive Original Final Amounts (Negative) $ 651,511 $ 651,511 $ 618,460 $ (33,051) 10,000 10,000 18,238 8,238 661,511 661,511 636,698 (24,813 10,000 13,250 12,620 630 400,728 462,858 415,130 47,728 506,111 513,981 495,997 17,984 906,839 976,839 911,127 65,712 916,839 990,089 923,747 66,342 255,328 (328,578 (287,049 41,529 380,328 435,328 435,328 - 125,000 106,750 - 106,750 255,328 328,578 435,328 106,750 148,279 148,279 - 703,791 703,791 Fund balance, ending $ - $ - $ 852,070 $ 852,070 -64- INTERNAL SERVICE FUNDS Internal service funds are used to account for the financing of goods or services provided by one department to other departments of the Village on a cost reimbursement basis. Risk Management Fund — This fund accounts for the accumulation and allocation of costs associated with insurance. Fleet Maintenance Fund — This fund accounts for all direct and indirect costs to maintain and operate the Village's vehicles and equipment fleet. MIAMI SHORES VILLAGE, FLORIDA COMBINING STATEMENT OF NET ASSETS INTERNAL SERVICE FUNDS ASSETS Current assets: Cash and cash equivalents Investments Accounts receivable Inventories Total current assets Capital assets: Capital assets not being depreciated Capital assets being depreciated, net Total noncurrent assets Total assets LIABILITIES Current liabilities: Accounts payable and accrued liabilities Due to other funds Compensated absences Capital lease Claims payable Total current liabilities Noncurrent liabilities: Compensated absences Capital lease Claims payable Total noncurrent liabilities Total liabilities NET ASSETS Invested in capital assets, net of related debt Unrestricted Total net assets SEPTEMBER 30, 2008 -65- Risk Fleet Mana eg ment Maintenance Total $ 366,015 $ 768,760 $ 1,134,775 298,869 - 298,869 6,640 - 6,640 - 84,625 84,625 671,524 853,385 1,524,909 - 7,127 7,127 - 677,105 677,105 - 684,232 684,232 671,524 1,537,617 2,209,141 45,436 358,107 403,543 - 54,626 54,626 - 8,724 8,724 - 96,426 96,426 41,084 - 41,084 86,520 517,883 604,403 26,171 26,171 - 361,445 361,445 298,916 - 298,916 298,916 387,616 686,532 385,436 905,499 1,290,935 - 324,839 324,839 286,088 307,279 593,367 $ 286,088 $ 632,118 $ 918,206 MIAMI SHORES VILLAGE, FLORIDA COMBINING STATEMENT OF REVENUES, EXPENSES AND CHANGES IN NET ASSETS INTERNAL SERVICE FUNDS FISCAL YEAR ENDED SEPTEMBER 30, 2008 Risk Fleet Management Maintenance Fund Fund Total Charges for services $ 1,229,538 $ 1,050,704 $ 2,280,242 Operating expenses: Administrative and general 52,831 536,780 589,611 Personnel expenses - 246,574 246,574 Depreciation - 115,634 115,634 Insurance premiums 755,144 167,225 922,369 Insurance claims 139,911 - 139,911 Total operating expenses 947,886 1,066,213 2,014,099 Operating income (loss) 281,652 (15,509) 266,143 Non - operating revenues (expenses): Loss on sale of capital assets - (7,634) (7,634) Interest income 6,077 8,823 14,900 Interest expense - (7,497) (7,497) Other revenues 18,913 14,865 33,778 Total non - operating revenues 24,990 8,557 33,547 Income (loss) before transfers 306,642 (6,952) 299,690 Transfers in - 100,554 100,554 Transfers out (20,554) - (20,554) Change in net assets 286,088 93,602 379,690 Net assets, beginning - 538,516 538,516 Net assets, ending $ 286,088 $ 632,118 $ 918,206 -66- MIAMI SHORES VILLAGE, FLORIDA COMBINING STATEMENT OF CASH FLOWS INTERNAL SERVICE FUNDS FISCAL YEAR ENDED SEPTEMBER 30, 2008 Cash flows from capital and related financing activities: Proceeds from capital lease Risk Fleet Proceeds from sale of capital assets - 4,200 Management Maintenance - (450,351) (450,351) Fund Fund Total Cash flows from operating activities: - (47,129) (47,129) Interest paid on capital lease Cash received from customers, governments _ (7,497) Net cash provided by capital and related 414,711 and other funds $ 1,226,103 $ 1,050,704 $ 2,276,807 Cash paid to suppliers (789,564) (401,053) (1,190,617) Cash paid to employees - (254,784) (254,784) Other revenues 18,913 14,865 33,778 Net cash provided by operating activities 455,452 409,732 865,184 Cash flows from noncapital financing activities: Transfers in - 100,554 100,554 Transfers out (20,554) - (20,554) Net cash provided by (used in) noncapital financing activities (20,554) 100,554 80,000 Cash flows from capital and related financing activities: Proceeds from capital lease - 505,000 505,000 Proceeds from sale of capital assets - 4,200 4,200 Acquisition of capital assets - (450,351) (450,351) Due to other funds - 54,626 54,626 Principal paid on capital lease - (47,129) (47,129) Interest paid on capital lease - (7,497) _ (7,497) Net cash provided by capital and related 414,711 Cash and cash equivalents, ending financing activities - 58,849 58,849 Cash flows from investing activities: Interest received 6,077 8,823 14,900 Purchases of investments (298,869) - _ (298,869) Net cash provided by (used in) investing activities (292,792) 8,823 _ (283,969) Net increase in cash and cash equivalents 142,106 577,958 720,064 Cash and cash equivalents, beginning 223,909 190,802 414,711 Cash and cash equivalents, ending $ 366,015 $ 768,760 $ 1,134,775 Reconciliation of operating income (loss) to net cash provided by operating activities: Operating income (loss) $ 281,652 $ (15,509) $ 266,143 Adjustments to reconcile operating income (loss) to net cash provided (used) by operating activities: Depreciation - 115,634 115,634 Other revenues 18,913 14,865 33,778 Changes in operating assets and liabilities: Accounts receivable (3,435) - (3,435) Prepaid items - 5,000 5,000 Inventories - (42,989) (42,989) Accounts payable and accrued liabilities 34,617 340,941 375,558 Compensated absences - (8,210) (8,210) Claims payable 123,705 - 123,705 Net cash used by operating activities $ 455,452 $ 409,732 $ 865,184 -67- FIDUCIARY FUNDS These funds account for assets held by the Village in a trustee capacity or as an agent for employees. Pension Trust Funds: Police Officers Retirement System — To account for the accumulation of resources for pension benefit payments to police officers who have retired from Miami Shores Village. General Employees Retirement System — To account for the accumulation of resources for pension benefit payments to employees, other than police, who have retired from Miami Shores Village. Agency Fund: Police Insurance Trust Fund — To accumulate resources on behalf of police personnel to partially cover retirement health insurance. MIAMI SHORES VILLAGE, FLORIDA COMBINING STATEMENT OF FIDUCIARY NET ASSETS FIDUCIARY FUNDS SEPTEMBER 30, 2008 ASSETS Investments: Common stocks Corporate bonds U.S. Treasury obligations U.S. Government agencies Equity mutual funds Money market mutual funds Due from State of Florida Accrued interest receivable Total assets LIABILITIES AND NET ASSETS Liabilities: DROP liability Net assets held in trust for pension benefits -68- General Police Employees' Pension Pension Trust Trust Total $ 4,297,979 $ 3,667,760 $ 7,965,739 722,015 535,408 1,257,423 1,885,897 930,558 2,816,455 974,358 957,531 1,931,889 1,716,896 1,317,885 3,034,781 982,160 439,785 1,421,945 69,624 - 69,624 46,344 34,628 80,972 10,695,273 7,883,555 18,578,828 170,496 52,411 222,907 $ 10,524,777 $ 7,831,144 $ 18,355,921 MIAMI SHORES VILLAGE, FLORIDA COMBINING STATEMENT OF CHANGES IN FIDUCIARY NET ASSETS FIDUCIARY FUNDS FISCAL YEAR ENDED SEPTEMBER 30, 2008 ADDITIONS Contributions: Village Employees State Total contributions Investment income: Net depreciation in fair value of investments Interest income Dividends Less investment expenses Net investment income Total additions DEDUCTIONS Pension benefits Change in net assets Net assets held in trust for pension benefits, beginning Net assets held in trust for pension benefits, ending -69- General Police Employees' Pension Pension Fund Fund Total $ 670,263 $ 88,622 $ 758,885 154,116 184,335 338,451 69,624 - 69,624 894,003 272,957 1,166,960 (2,093,311) 143,653 215,900 (96,780) (1,830,538) (936,535) (1,681,652) 105,704 171,319 (66,781) (1,471,410) (1,198,453) (3,774,963) 249,357 387,219 (163,561) (3,301,948) (2,134,988) 777,946 374,924 1,152,870 (1,714,481) (1,573,377) (3,287,858) 12,239,258 9,404,521 21,643,779 $ 10,524,777 $ 7,831,144 $ 18,355,921 MIAMI SHORES VILLAGE, FLORIDA STATEMENT OF CHANGES IN ASSETS AND LIABILITIES AGENCY FUND ASSETS Cash and cash equivalents Investments LIABU,ITIES FISCAL YEAR ENDED SEPTEMBER 30, 2008 Police Insurance Trust Agency Fund Balance Balance September 30, September 30, 2007 Additions Deductions 2008 $ 2,213 $ - $ 1,695 $ 518 116,502 13,073 - 129,575 $ 118,715 $ 13,073 $ 1,695 $ 130,093 Deposits held in trust $ 118,715 $ 13,073 $ 1,695 $ 130,093 -70- COMPLIANCE SECTION M ARCUM RAcHLIN ACCOUNTANTS e ADVISORS Independent Auditors' Report on Internal Control over Financial Reporting and on Compliance and Other Matters Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards Honorable Mayor, Village Council and Village Manager Miami Shores Village, Florida We have audited the financial statements of the governmental activities, the business -type activities, each major fund and the aggregate remaining fund information of Miami Shores Village, Florida (the Village), as of and for the year ended September 30, 2008, which collectively comprise the Village's basic financial statements, and have issued our report thereon dated September 29, 2010. Our report contains a scope qualification relating to our inability to gather audit evidence related to the timing, extent and magnitude of the alleged misappropriation. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Internal Control over Financial Reporting In planning and performing our audit, we considered the Village's internal control over financial reporting as a basis for designing our auditing procedures for the purpose of expressing our opinion on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the Village's internal control over financial reporting. Accordingly, we do not express an opinion on the effectiveness of the Village's internal control over financial reporting. Our consideration of internal control over financial reporting was for the limited purpose described in the preceding paragraph and was not designed to identify all deficiencies in internal control over financial reporting that might be significant deficiencies or material weaknesses and therefore, there can be no assurance that all deficiencies, significant deficiencies, or material weaknesses have been identified. However, as described in the accompanying schedule of findings and responses, we identified certain deficiencies in internal control over financial reporting that we consider to be material weaknesses. -71- H MARCUMGROUP MEMBER MarcunnRachlin a division of Marcum LLP m marcumrachlin.com One Southeast Third Avenue m Tenth Floor m Miami, Florida 33131 ® Phone 305.377.4228 m Fax 305.377.8331 FLORIDA a NEW YORK a NEW JERSEY a CONNECTICUT a GRAND CAYMAN A deficiency in internal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct misstatements on a timely basis. A material weakness is a deficiency, or combination of deficiencies, in internal control such that there is a reasonable possibility that a material misstatement of the Village's financial statements will not be prevented, or detected and corrected on a timely basis. We consider the deficiencies described in the accompanying schedule of findings and responses as items 08 -01 and 08 -02 to be material weaknesses. Compliance and Other Matters As part of obtaining reasonable assurance about whether the Village's financial statements are free of material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit, and accordingly, we do not express such an opinion. The results of our tests disclosed an instance of noncompliance or other matters that are required to be reported under Government Auditing Standards and.is described in the accompanying schedule of findings and responses as item 08- 03. The Village's response to the findings identified in our audit are described in the accompanying schedule of findings and responses. We did not audit the Village's response and, accordingly, we express no opinion on it. This report is intended solely for the information and use of the Mayor, Village Council, management and regulatory agencies and is not intended to be and should not be used by anyone other than these specified parties. a division of Marcum LLP Miami, Florida September 29, 2010 MARCUM RACH LI N ACCOUNTANTS • ADVISORS A division of Marcum LLa MARCUM RACHLIN ACCOUNTANTS A ADVISORS Management Letter in Accordance with the Rules of the Auditor General of the State of Florida Honorable Mayor, Village Council and Village Manager Miami Shores Village, Florida We have audited the financial statements of Miami Shores Village, Florida (the Village) as of and for the year ended September 30, 2008, and have issued our report thereon dated September 29, 2010. Our report contains a scope qualification relating to our inability to gather audit evidence related to the timing, extent and magnitude of the alleged misappropriation. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. We have issued our Independent Auditors' Report on Internal Control over Financial Reporting and Compliance and Other Matters and Schedule of Findings and Responses. Disclosures in that report and schedule, which are dated September 29, 2010, should be considered in conjunction with this management letter. Additionally, our audit was conducted in accordance with Chapter 10.550, Rules of the Auditor General, which governs the conduct of local governmental entity audits performed in the State of Florida. This letter includes the following information, which is not included in the aforementioned auditor's report or schedule: ➢ Section 10.554(1)(i)l., Rules of the Auditor General, requires that we determine whether or not corrective actions have been taken to address findings and recommendations made in the preceding annual financial audit report. The status of findings and recommendations made in the preceding annual financial report are reported in the accompanying summary schedule of prior audit findings. ➢ Section 10.554(1)(i)2., Rules of the Auditor General, requires our audit to include a review of the provisions of Section 218.415, Florida Statutes, regarding the investment of public funds. In connection with our audit, we determined that the Village complied with Section 218.415, Florida Statutes. ➢ Section 10.554(1)(i)3., Rules of the Auditor General, requires that we address in the management letter any recommendations to improve financial management. In connection with our audit, our findings and recommendations are incorporated in the accompanying schedule of findings and responses. ➢ Section 10.554(1)(i)4., Rules of the Auditor General, requires that we address violations of laws, regulations, contracts or grant agreements, or abuse that have occurred, or are likely to have occurred, that have an effect on the determination of financial statement amounts that is less than material but more than inconsequential. Matters required to be disclosed by the Rules of the Auditor General are reported in the accompanying schedule of findings and responses. -73- MARCUMGROUP MEMBER MarcurnRachlin a division of Marcum uP ® marcumrachlin.com One Southeast Third Avenue ® Tenth Floor ® Miami, Florida 33131 o Phone 305.377.4228 ® Fax 305.377.8331 FLORIDA n NEW YORK a NEW JERSEY n CONNECTICUT a GRAND CAYMAN Honorable Mayor, Village Council and Village Manager Miami Shores Village, Florida Page Two ➢ Section 10.554(1)(i)5., Rules of the Auditor General, provides that the auditor may, based on professional judgment, report the following matters that have an inconsequential effect on financial statements, considering both quantitative and qualitative factors: (1) violations of provisions of contracts or grant agreements, fraud, illegal acts, or abuse, and (2) control deficiencies that are not significant deficiencies. Matters required to be disclosed by the Rules of the Auditor General are reported in the accompanying schedule of findings and responses. ➢ Section 10.554(1)(i)6., Rules of the Auditor General, requires that the name or official title and legal authority for the primary government and each component unit of the reporting entity be disclosed in this management letter, unless disclosed in the notes to the financial statements. The Village has made these disclosures in the notes to the financial statements. ➢ Section 10.554(l)(i)7.a., Rules of the Auditor General, requires a statement be included as to whether or not the local governmental entity has met one or more of the conditions described in Section 218.503(1), Florida Statutes, and identification of the specific condition(s) met. In connection with our audit, we determined that the Village did not meet any of the conditions described in Section 218.503(1), Florida Statutes. ➢ Section 10.554(1)(i)7.b., Rules of the Auditor General, requires that we determine whether the annual financial report for the Village for the fiscal year ended September 30, 2008 filed with the Florida Department of Financial Services pursuant to Section 218.32(1)(a), Florida Statutes, is in agreement with the annual financial audit report for the fiscal year ended September 30, 2008. In connection with our audit, we determined that these two reports were in agreement. ➢ Pursuant to Sections 10.554(1)(i)7.c. and 10.556(7), Rules of the Auditor General, we applied financial condition assessment procedures. It is management's responsibility to monitor the Village's financial condition,. and our financial condition assessment was based in part on representations made by management and the review of financial information provided by same. Pursuant to Chapter 119, Florida Statutes, this management letter is a public record and its distribution is not limited. Auditing standards generally accepted in the United States of America require us to indicate that this letter is intended solely for the information and use of the Mayor, Village Council, management, and the Florida Auditor General, and is not intended to be and should not be used by anyone other than these specified parties a division of Marcum LLP Miami, Florida September 29, 2010 -74- MARCUM RACHLIN ACCOUNTANTS • ADVISORS A division of Marcum up MIAMI SHORES VILLAGE, FLORIDA SUMMARY SCHEDULE OF PRIOR YEAR AUDIT FINDINGS FISCAL YEAR ENDED SEPTEMBER 30, 2008 PRIOR YEAR FINANCIAL STATEMENT FINDINGS AND STATUS The following addresses the status of financial statement findings reported in the fiscal year ended September 30, 2007 schedule of findings and responses. Matters that are repeated in the accompanying schedule of findings and responses: 06 -01 Excess of Expenditures over Appropriations (revised and included as comment 08 -03) -75- MIAMI SHORES VILLAGE, FLORIDA SCHEDULE OF FINDINGS AND RESPONSES SEPTEMBER 30, 2008 FINANCIAL STATEMENT FINDINGS Material Weaknesses 08 -01 Override of Controls Criteria The opportunity to commit and conceal fraud exists where there are assets susceptible to misappropriation and inadequate controls to prevent or detect fraud. Certain steps should be taken so that no one employee should have access to both physical assets and the related accounting records or to all phases of a transaction. Steps should also be taken by senior management to ensure there are adequate controls in place to ensure employees are not able to override existing controls. Safeguards against misappropriation of assets include an adequate segregation of duties, a timely review of bank reconciliations by an appropriate level of management as well as the review and approval by an appropriate level of management of adjusting journal entries and supporting documentation. Condition During our review of internal controls, we noted that bank reconciliations and journal entries were prepared by the Village's comptroller, but were not reviewed by an appropriate level of management. Furthermore, we noted that many journal entries lacked supporting documentation. During the year, it was learned that cash collected by the Village from various departments was not being deposited into the Village's bank account. The Village's comptroller, in May 2010, was arrested and charged. The investigation is ongoing. Cause Lack of sufficient internal controls over the review and approval process as well as safeguards to ensure employees are not able to override existing controls. The adequacy of internal controls can be affected by the design of the internal controls as well as the adequacy of staffing levels and skill sets. Effect Unauthorized and /or fraudulent transactions posted to the general ledger, the appearance of no oversight of the bank reconciliation process and employee override of controls. In addition, the Village experienced a misappropriation of assets by the former comptroller. -76- MIAMI SHORES VILLAGE, FLORIDA SCHEDULE OF FINDINGS AND RESPONSES (Continued) SEPTEMBER 30, 2008 Recommendation We recommend that the Village implement policies and procedures to ensure that there is evidence of bank reconciliation and journal entry review by an appropriate level of senior management. We also recommend that the Village implement controls to ensure that no one employee has access to both physical assets and the related accounting records or to all phases of a transaction. Also, the Village should take steps to ensure that procedures in place do not allow for employee override of controls. View of Responsible Officials and Planned Corrective Action In early 2008, bank reconciliations and journal entries were handled consistent with prior years. In the latter part of 2008, a new Finance Director was selected. At that time, new internal controls began to be implemented. As part of these procedures, the Finance Director directly receives the bank statements, reviews all bank reconciliations and reviews and approves all journal entries. Additional controls have been implemented over the entire cash receipt process. Management discovered that cash collected by the Village was not being deposited into the Village's bank accounts during the process of implementing appropriate internal controls. 08 -02 Prior Period Adjustment Criteria The establishment and maintenance of accurate accounting records for capital assets is necessary to help assure that the Village's property, plant and equipment are not stolen, misused or subject to undue wear and tear. These records are a necessary element in an on -going governmental capital asset repair and preventative maintenance program and enhance efforts to obtain optimum insurance coverage. Condition During the 2008 fiscal year, the Village determined that certain transactions relating to capital assets were not properly recorded in prior years. It was noted that certain capital assets totaling $391,852 and the related accumulated depreciation was not properly recorded in prior years. Furthermore, accumulated depreciation was adjusted for $1,082,434 as a result of depreciation expense being improperly calculated on certain other capital assets in prior years. The net effect of these adjustments was an increase in net assets of $1,474,086. Effect The potential effect was, that without the above noted corrections, the Village's financial statements were materially misstated. Cause Internal controls were not in place to determine if capital assets and the related accumulated depreciation was properly recorded. -77- MIAMI SHORES VILLAGE, FLORIDA SCHEDULE OF FINDINGS AND RESPONSES (Continued) SEPTEMBER 30, 2008 Recommendation We recommend that the Village perform procedures to ensure that capital assets are properly captured and recorded on a monthly basis. These procedures, with the appropriate supervisory review, should ensure accurate reporting of capital assets in the Village's financial statements. View of Responsible Officials and Planned Corrective Action Management does not concur with the cause of this prior period adjustment. This adjustment is related to the implementation of GASB 34 in fiscal year 2007. The GASB 34 fixed asset implementation was a joint effort between the auditors and Village staff. The discrepancy in the fixed assets was discovered by Village staff while analyzing the recording of the capital assets during fiscal year 2008. Noncompliance Matters 08 -03 Excess of Expenditures and Other Financing Uses Over Appropriations Criteria Pursuant to Section 166.241 (2) of Chapter 166 of the Florida Statutes, the governing body of each municipality shall adopt a budget each fiscal year. The budget must be adopted by ordinance or resolution unless otherwise specified in the respective municipality's charter. The amount available from taxation and other sources, including amounts carried over from prior fiscal years, must equal the total appropriations for expenditures and reserves. The budget must regulate expenditures of the municipality, and it is unlawful for any officer of a municipal government to expend or contract for expenditures in any fiscal year except in pursuance of budgeted appropriations. Condition We noted that the Excise Tax Fund exceeded appropriations by $25,861. Effect The Village is not in compliance with Florida Statutes. Cause The Village did not monitor the budget to ensure compliance with Florida Statutes. Recommendation Section 166.241(3)a of the Florida Statutes provides the authority for the governing body of the Village to increase and decrease appropriations within each fund. We suggest that, in the future, all budgets be monitored to ensure compliance with Florida Statutes. -78- MIAMI SHORES VILLAGE, FLORIDA SCHEDULE OF FINDINGS AND RESPONSES (Continued) SEPTEMBER 30, 2008 View of Responsible Officials and Planned Corrective Action Management does not concur with the cause of the over appropriation. Management analyzes budget to actual expenses on a weekly basis. Budget amendments are prepared when necessary and are approved by resolution. There were three budget amendments during fiscal year 2008. This over appropriation is related to the transfer of funds from the Excise Tax Fund to the General Fund in 2007. The Village maintains an Excise Tax Fund to record certain general fund revenues in order to segregate these funds to substantiate compliance with a note payable. The over appropriation occurred as not all funds were transferred during fiscal year 2007. This transfer occurred just after the close of 2007 and was not recognized during fiscal year 2007. It is the opinion of management that this transfer should not be considered a normal budget expenditure as all revenues received in this fund are transferred to the General Fund and should actually be considered as part of the General Fund revenues. No other expenditures exceeded appropriations. The Village does monitor the budget in compliance with Florida Statutes. -79-