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2007MIAMI SHORES VILLAGE, FLORIDA COMPREHENSIVE ANNUAL FINANCIAL REPORT FISCAL YEAR ENDED SEPTEMBER 30, 2007 Prepared by THE FINANCE DEPARTMENT MIAMI SHORES VILLAGE, FLORIDA TABLE OF CONTENTS INTRODUCTORY SECTION PAGE Letter of Transmittal i -vii List of Elected Officials viii List of Appointed Officials ix Organization Chart x FINANCIAL SECTION Report of Independent Certified Public Accountants 1 -2 Management's Discussion and Analysis 3 -12 Basic Financial Statements: Government -wide Financial Statements: Statement of Net Assets 13 Statement of Activities 14 Fund Financial Statements: Balance Sheet — Governmental Funds 15 Statement of Revenues, Expenditures and Changes in Fund Balances — Governmental Funds 16 Reconciliation of the Statements of Revenues, Expenditures and Changes in Fund Balances of Governmental Funds to the Statement of Activities 17 Statement of Net Assets — Proprietary Funds 18 Statement of Revenues, Expenses and Changes in Net Assets — Proprietary Funds 19 Statement of Cash Flows — Proprietary Funds 20 Statement of Fiduciary Net Assets — Fiduciary Funds 21 Statement of Changes in Fiduciary Net Assets — Fiduciary Funds 22 Notes to Basic Financial Statements 23 -49 Required Supplementary Information: Schedule of Employer Contributions 50 Budgetary Comparison Schedule: General Fund 51 -52 Special Revenue Funds: Excise Tax Fund 53 Local Option Gas Tax Fund 54 Note to Budgetary Comparison Schedules 55 Combining and Individual Fund Statements and Schedules: Combining Balance Sheet — Nonmajor Governmental Funds 56 -57 Combining Statement of Revenues, Expenditures and Changes in Fund Balances — Nonmajor Governmental Funds 58 -59 Budgetary Comparison Schedule: Half Cent Surtax Fund 60 Debt Service Fund 61 MIAMI SHORES VILLAGE, FLORIDA TABLE OF CONTENTS (Continued) FINANCIAL SECTION (Continued) PAGE Internal Service Funds: Combining Statement of Net Assets 62 Combining Statement of Revenues, Expenses and Changes in Net Assets 63 Combining Statement of Cash Flows 64 Fiduciary Funds: Combining Statement of Fiduciary Net Assets — Pension Trust Funds 65 Combining Statement of Changes in Fiduciary Net Assets — Pension Trust Funds 66 Statement of Changes in Assets and Liabilities — Agency Fund 67 STATISTICAL SECTION Net Assets by Component — Last Four Fiscal Years 68 Changes in Net Assets — Last Four Fiscal Years 69 -70 Fund Balances for Governmental Funds — Last Four Fiscal Years 71 Changes in Fund Balances, Governmental Funds — Last Ten Fiscal Years 72 Assessed Value and Actual Value of Taxable Property — Last Ten Fiscal Years 73 Direct and Overlapping Property Tax Rates — Last Ten Fiscal Years 74 Principal Property Taxpayers — Current Year and Nine Years Ago 75 Property Tax Levies and Collections — Last Ten Fiscal Years 76 Ratios of Outstanding Debt by Type — Last Ten Fiscal Years 77 Direct and Overlapping Governmental Activities Debt 78 Legal Debt Margin— Last Ten Fiscal Years 79 Demographic and Economic Statistics — Last Ten Fiscal Years 80 Principal Employers Located in Miami -Dade County — Current and Ten Years Ago 81 Village Employees by Function/Program — Last Ten Fiscal Years 82 COMPLIANCE SECTION Report of Independent Certified Public Accountants on Internal Control over Financial Reporting and on Compliance and Other Matters Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards 83 -84 Management Letter in Accordance with the Rules of the Auditor General of the State of Florida 85 -86 Schedule of Findings and Responses 87 Summary Schedule of Prior Year Audit Findings 88 INTRODUCTORY SECTION Thomas J Benton Village Manager The Mayor and Members of the Village Council 10050 Northeast Second Avenue Miami Shores, Florida 33138 -2382 To the Mayor and Members of the Village Council: Miami Shores Village April 10, 2008 Office of the Village Manager 10050 N.E.2nd Avenue Miami Shores, Florida 33138 Tel: (305) 795.2207 Fax: (305) 756.8972 www.Miami5horesVi I lage.com Subject: FY 2006 -07 Financial Report (CAFR) In compliance with Florida State Statute Chapter § 11.45, Chapter § 10.550 of the Rules of the Auditor General, and Chapter 34(3) of the Miami Shores Village Code of Ordinances, we are pleased to submit for your review and consideration the Miami Shores Village Comprehensive Annual Financial Report (CAFR) for the fiscal year ended September 30, 2007. The report is presented in conformity with generally accepted auditing standards by our outside auditors, Rachlin LLP, and Advisor. This report consists of management's representations concerning the financial condition of Miami Shores Village ( "The Village "). Consequently, management assumes full responsibility for the complete presentation, reliability, and accuracy of all of the information presented in this report. To provide a reasonable basis for making these representations, the Village's management has established a comprehensive internal control framework that is designed both to protect the government's assets from loss, theft or misuse and to compile sufficient reliable information for the preparation of the Village's financial statements in conformance with accounting principles generally accepted in the United States. Because the cost of internal controls should not outweigh their benefits, the Village's comprehensive framework of internal controls has been designed to provide reasonable rather than absolute assurance that the financial statements will be free from material misstatement. As management, we assert that, to the best of our knowledge and belief, this financial report is complete and reliable in all material respects. The accompanying report consists of three parts: • The Introductory Section, including this letter of transmittal, provides general information on the Village's structure and personnel as well as other information that will assist readers to better understand the organization's financial condition. The Financial Section contains the basic financial statements and required supplementary information including Management's Discussion and Analysis (MD &A), the report of the independent certified public accountants, and other supplemental information useful to statement readers. The MD &A is a narrative required to accompany the basic financial statements, providing an objective and `easy -to -read' analysis of the Village's financial activities. These activities are based on currently known facts, decisions, or conditions available to management at the time of preparation. This letter of transmittal is designed to complement the MD &A for a graphical presentation of the report. FY2006-07Financial Report April 10, 2008 • The Statistical Section provides tables and graphs of unaudited data depicting the financial history of the Village over the course of the past 10 years including, but not limited to demographics, key taxpayers, revenue and expense trends and more. Independent Audit Rachlin LLP, a firm of licensed certified public accountants, has audited the Village's financial statements for the fiscal year ended September 30, 2007. Their audit was in accordance with auditing standards generally accepted in the United States, Government Auditing Standards issued by the Comptroller General of the United States and the Rules of the Auditor General, State of Florida. The goal of the independent auditor was to provide reasonable assurance that the financial statements of the Village for the fiscal year ended September 30, 2007 are free of material misstatements. The independent audit involved examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements; assessing the accounting principles used and significant estimates made by management; and evaluating the overall financial statement presentation. The independent auditor concluded, based upon the audit, that there was a reasonable basis for rendering an unqualified opinion that the financial statements of Miami Shores Village for the fiscal year ended September 30, 2007 are fairly presented in conformity with generally accepted accounting principles (GAAP). The independent auditor's report is presented as the first component of the financial section of this report. Profile of the Government Miami Shores Village, a Florida municipal corporation incorporated in 1932, is located in Northeast Miami -Dade County. The Village has a year -round population estimated at 10,400 residents living within the 2.3 square mile jurisdiction. The Village begins at Biscayne Bay on the east and goes west to Northwest Second Avenue. The north and south boundaries are 115"' Street and 91s' Street respectively. The Village is a residential -based community with two (2) commercial districts located on Second Avenue and Biscayne Boulevard. Government structure and services provided Operating under a Council- Manager form of government, the Council consists of five members elected at large. The Mayor is chosen by each of the newly formed councils. Historically, the individual receiving the highest number of votes during the election is chosen as the Mayor and the Vice -mayor has received the second highest. Both the mayor and vice - mayor serve four (4) year terms, two as mayor /vice -mayor and two as regular council members. The Village Council is responsible for the selection and appointment of the Village Manager, Village Clerk and Village Attorney. The Village Manager is responsible for engaging all department heads and their subordinates. Miami Shores Village provides a full range of municipal services including recreation and culture, public safety through the police, public works and general administrative services for its residents and businesses. For the fiscal year ended September 30, 2007, no legally separate authorities or agencies operated under the auspices of the Village; therefore, no additional financial information will be incorporated into these statements. BudQetary Process and Control Florida State Statute §200.065 requires that all municipal governments prepare, approve, adopt and execute an annual budget for such funds as may be required by law or by sound fiscal practices. In compliance with this Statute as well as other state regulatory items, the Village adopts an annual operating budget into which funds are either formally appropriated by resolution or non - appropriated in nature, depending upon the fund (i.e. — general, special revenue, debt service, enterprise, internal service or trust funds). However, in practice, all funds by those identified as fiduciary in nature, receive annual budgets and corresponding appropriations. The annual budget serves as a foundation for the financial planning, guidance and control of the Village. Funds which require legal appropriations cannot exceed their original and amended budgets. All departments are required to annually W FY2006-0 7 Financial Report April 10, 2008 submit requests for appropriations to the Village Manager by June I't of each year. The Village Manager then uses those requests as the base from which the annual operating and capital budgets are developed. The budget is presented to the Village Council following the release of the tentatively assessed property values in early July of each year. Workshops are held in July during which council members are free to address department staff with general and specific issues proposed in the budget. Following the summer workshops, the Council adopts a resolution which sets the tentative millage rates which are subsequently sent to the County using Florida Form DR420 for inclusion on the Proposed Tax Bills. Two public hearings are held in September of each year during which members of the public are offered the opportunity to provide insight and solicit information regarding the operations of their municipality. After the second public hearing, resolutions present the final operating and debt service millage rates along with corresponding budgets for the fiscal year and are subsequently adopted by the Village Council. The annual budget is adopted at the fund and department level. Line -item transfers are permitted with the approval of the Finance Director and Village Manager; however, changes to the bottom line of department or fund totals require council approval and are executed by resolution. Budget to actual comparisons are provided in this report for each individual governmental fund for which an appropriated annual budget has been adopted. For the general fund, this comparison is presented on Page 51 -52 as part of the basic financial statement for the governmental funds. For funds, other than the general fund, with appropriated annual budgets, this comparison is presented in the governmental fund subsection of this report, which begins on page 53. Also included in the governmental fund subsection are project - length budget to actual comparisons for each governmental fund for which a project - length budget has been adopted (i.e. — the capital projects fund). Cash Management To maximize returns on liquid cash, the Finance Department pursues aggressive cash management and investment programs within the constraints and parameters imposed by Florida Statutes and local policies. Working capital is maintained in investment accounts including, but not limited to, overnight repurchase agreements, money market accounts, short-term secured financial instruments such as certificate of deposits, commercial paper and other short- and mid -term investments. Interest earnings are allocated based on asset values reported in each fund at the close of each month. For those funds which are used as clearing funds (i.e., Fund 120, Excise Tax Fund), no interest allocations are reported. Additionally, interest earned on dedicated or segregated funds, such as capital loan proceeds and restricted cash funds, are invested at par. A summary and comparison of treasury activity for the last three fiscal years, not including cash with fiscal agents are as follows: Average Portfolio balance Average Yield Interest earned on Investments Managed by Finance Department 2007 2006 2005 $ 7,042,132 $ 5,185050 $4,886,322 5.25 % 5.10% 2.01% $ 283,393 $ 201,466 $ 198,196 Um FY2006-07Financial Report April 10, 2008 The following chart summarizes the value of the Village's investments as of September 30, 2007 excluding those investments related to the General Employees and Police Officers' Retirement Funds: Cash Equivalent and Investment Types Comm Pap Repos 0% 20% 48% CDs 0% 5er The information presented in the financial statements is perhaps best understood when it is considered from a broader perspective of the specific environment within which the Village operates. PENSION and POST - EMPLOYMENT BENEFIT COSTS The Village sponsors two, independent, defined benefit pension plans: the General Employees' Retirement Plan and the Police Officers' Retirement Plan. Additionally, a voluntary deferred compensation plan is made available to those employees who wish to augment their future retirement benefits with no financial obligation by the Village. Complying with the Village's Code, along with various State Statutes, an independent actuary is engaged each year to calculate the annual contributions required by the Village to ensure that each benefit plan is able to fully meet its current future obligations for its retirees on a timely basis. As a matter of policy, the Village maintains funded plans and funds each year's annual required contribution to each respective plan as part of the annual budget process. Additional information related to the Village's two pension programs may be found in Note 10 (a -d) in the Notes to the Financial Statements. Long -term Debt Management The Village continues to obtain, in an efficient and innovative manner, long -term financing for the construction or acquisition of long -term assets and equipment. Management's objective is to adequately plan and meet the Village's comprehensive capital plan and related demands which are critical to the continued enhancement of our infrastructure. At the same time, however, we do not want to place a significant burden on the taxpayers through general obligation debt through ad valorem taxes. Following the voters direction, the Village has issued and sold two independent General Obligation Bonds: Series 1999 and Series 2004 funding the capital investment for the Village's $3,500,000 - Aquatics Facility and $5,000,000 - Doctors Charter School of Miami Shores respectively. The ad valorem levies for the two general obligation bonds were 0.3780 and 0.4779 for the Aquatics Facility and Charter School respectively. iv FY2006-0 7 Financial Report Apr-7110, 2008 The Following chart indicates the principal amortization of the Village's general obligation debt for the next five fiscal years: General Obligation Debt Principal Amortization For the Five -Year Increment Following FY 2008 -09 Fiscal Principal Year Amortization 2010 $ 190,000 2011 195,000 2012 205,000 2013 215,000 2014 225,000 Total ENTERPRISE OPERATIONS The Village operates two individual enterprise operations: Sanitation and Stormwater utilities. Each area operates separate from the other functions of the Village and is fully supported by fees charged to users for the service provided. The following is a brief introduction to these two divisions: Sanitation Sanitation is an operating division of the Public Works Department. Comprised of 23 full time employees, the department provides comprehensive solid waste collections and recycling services to the Village's residents and commercial operations. Servicing more than 3,600 customers, the Village provides regular trash services, special pickups, recycling programs and other sanitation - related services. The Village also provides recycling services to the Village of Biscayne Park for a negotiated fee. Stormwater Utilities The Public Works Department is also responsible for the day -to -day operations of the Village's Stormwater utility. Stormwater utilities as defined by Section 20 -102 of the Village's Code of Ordinances provides for a comprehensive drainage control program throughout the Village. Through the Public Works Department, the Village is responsible for the maintenance of the system as well as managing various contracts engaged to repair, rehabilitate, replace and expand the system. Charges for this division are based on a fee determined by identifying the impervious area of each residential and commercially- developed property in the Village. The calculation determines each property's Equivalent Residential Units [ERUs] equaling 2,466 square feet divided by the total impervious area. Impervious means that area of any given property which does not permit rain or run off to naturally.filter back through the ground. The annual fee of $39.00 funds all costs associated with the function including, but not limited to personnel, operating, administrative, debt service and capital investment costs. This function reports through an Enterprise Fund and uses the full accrual method of accounting including amortization and depreciation charges. FY2006-0 7 Financial Report April 10, 2008 INTERNAL SERVICE OPERATIONS The Village provides for two internal service funds: Fleet Maintenance and Risk Management. Internal service funds are used to capture the true costs for service which are for the sole benefit of Village. The following are brief introductions for both service areas. Fleet Maintenance Fleet Maintenance, a division of the Village's Public Works Department, is fully responsible for the day -to -day maintenance of all equipment and vehicles operated by the organization. Maintenance includes the costs for routine repairs, preventive services, general maintenance, fuel, personnel costs and other operational functions. Additionally, the acquisition of all vehicles and equipment, not specifically identified as an asset of an enterprise operation are recorded in this division. Through annual depreciation charges, replacement funds accumulate as a reserve for future equipment requirements. As an internal service fund, operational revenues originate as charges recorded in each `user' division, transferring the corresponding cash to this self - balancing fund including non -cash charges such as depreciation, amortization and transfers to reserves. Risk Mana ,-ement Risk Management is a function of the Finance Department. The Village is insured by the Florida League of Cities since October 1, 2005. The Village converted to first dollar coverage from the self - insurance program due to the significant increases in reinsurance and reserve costs. Claims are filed with the League and various deductibles are in place depending upon the type of coverage associated with the loss. FACTORS AFFECTING FINANCIAL CONDITIONS The information presented in the Village's financial statements primarily focus on the financial position at the end of each fiscal year as measured by existing resources and claims against those resources. To better understand the Village's financial condition, readers should focus on both existing and future resources and potential claims (or liabilities) against those resources. This broader concept is used to assess the financial condition of Miami Shores, reflecting the current financial position as well as the prospects that today's financial condition will improve or deteriorate. To achieve this objective, the Village uses a wide -range of information including local economic conditions and outlook; long -term debt management; capital construction and investments; cash management / investments; and, of course, risk controls. ECONOMIC CONDITION AND OUTLOOK As seen throughout the country, property values have increased exponentially. The same may be said about many of the properties located in Miami Shores. Over the past five years, we have seen double -digit increases in property values; however, market conditions are showing a slowdown in growth. Additionally, insurance costs have escalated to levels that make it difficult for the average homeowner. Despite these increases continued, property improvements and investments in homes across the Village are borne out by the number of building permits issued during the year. On January 29, 2008, the Florida electorate approved an amendment to the Florida Constitution relative to property taxation. This amendment (referred to as Amendment 1) was placed on the ballot by the Florida legislature at a special session held in October 2007. With respect to homestead property, Amendment 1 increases the current $25,000 homestead exemption by another $25,000 (for property values between $50,000 - $75,000). With respect to non- homesteaded property, Amendment 1 limits (caps) the annual increase in assessed value for businesses, industrial property, rental property, second homes, etc to ten percent (10 %). The increase in the exemption does not affect the school district portion of the tax bill. The Amendment also provides a $25,000 exemption for tangible personal property. Amendment 1 becomes effective on October 1, 2008 with the exception of the ten percent (10 %) assessment cap on non - homestead property which becomes effective on January 1, 2009. Vi FY2006-0 7 Financial Report April 10, 2008 Based on information received from Miami -Dade County Property Appraiser's Office, the estimated annual loss of property tax revenues from the additional homestead exemption and the $25,000 exemption for tangible personal property is approximately $548,527. At present, there is no accurate way to determine the impact of the portability and assessment cap on non - homestead property provisions in terms of potential loss of property tax revenues. Estimates for the Village show an additional loss of property tax revenues of $167,696, or a total of approximately $716,223. The impact to the Village from these revenue losses will have adverse effects on operations. Basic services will remain in place such as police and sanitation; however, as revenue streams decrease, the Village will need to reduce or eliminate services and programs currently in place. As it remains uncertain, staff will continue to monitor the events and will respond accordingly. AWARDS and ACKNOWLEDGEMENTS The preparation of this report would not have been possible without the efficient and dedicated services of the entire staff of the Finance Department. Credit must also be given to Mayor Herta Holly and the members of the Village Council for their unfailing support for maintaining the highest standards of professionalism in the financial and operational management of Miami Shores Village. And, finally, we would like to express our sincere thanks and appreciation to the management and staff of our auditing firm, Rachlin, LLP. Their dedication to ensuring the accuracy of the data presented to you in this report was greatly evident during the past several weeks. Respectfully submitted, MIAMI SHORES VILLAGE 1,4 THOMAS J. BENTON Chief Executive Officer TJB:MAM: Attachments THIS PAGE INTENTIONALL Y LEFT BLANK MIAMI SHORES VILLAGE, FLORIDA Councilman Hunt Davis LIST OF ELECTED OFFICIALS SEPTEMBER 30, 2007 Mayor Herta Holly Vice Mayor Stephen Loffredo Councilman Prospero Herrera -viii- Councilman JC Rodriguez MIAMI SHORES VILLAGE, FLORIDA LIST OF APPOINTED OFFICIALS SEPTEMBER 30, 2007 APPOINTED OFFICIALS VillageManager .................................................... ............................... VillageClerk ......................................................... ............................... VillageAttorney .................................................... ............................... DEPARTMENT HEADS ...........Thomas J. Benton Barbara A. Estep, MMC ..............Richard Sarafan Building Director ...................................................................... ............................... Claudio Grande Acting Finance Director .................................................... ............................... Holly Hugdahl, CPA LibraryDirector ........................................................................ ............................... Elizabeth Esper Planning & Zoning Director .......................... ............................... ..........................David Dacquisto Chiefof Police .............................................................................. ............................... Kevin Lystad Public Works Director ..................................................................... ............................... Scott Davis Recreation Director ................................................. ............................... ..........................Jerry Estep VILLAGE AUDITORS Rachlin LLP Accountants - Advisors -ix- MIAMI SHORES VILLAGE, FLORIDA ORGANIZATION CHART SEPTEMBER 30, 2007 MAYOR & COUNCIL MAYOR HERTA HOLLY VICE MAYOR - STEPHEN LOFFREDO COUNCILMAN - HUNT DAVIS COUNCILMAN - PROSPERO HERRERA COUNCILMAN - J.C. RODRIGUEZ VILLAGE CLERK VILLAGE ATTORNEY BARBARA A. EST RICHARD SARAFAN, ESQ. VILLAGE MANAGER THOMAS J. BENTON PUBLIC WORKS ACTING FINANCE BUILDING CHIEF OF DIRECTOR DIRECTOR DIRECTOR POLICE SCOTT DAMS HOLLY HUGDAHL, CPA CLAUDIO GRANDE KEVIN LYSTAD RECREATION PLANNING & ZONING DIRECTOR OF DIRECTOR DIRECTOR LIBRARY SERVICES JERRY ESTEP DAVID DACQUISTO ELIZABETH ESPER -x- FINANCIAL SECTION REPORT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS Rachlin accountonts•advisops REPORT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS Honorable Mayor, Village Council and Village Manager Miami Shores Village, Florida We have audited the accompanying financial statements of the governmental activities, the business -type activities, each major fund, and the aggregate remaining fund information of Miami Shores Village, Florida (the Village), as of and for the year ended September 30, 2007, which collectively comprise the Village's basic financial statements as listed in the table of contents. These financial statements are the responsibility of the Village's management. Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States and the standards applicable to financial audits contained in Government Audit Standards issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes consideration of internal control over financial reporting as a basis for designing audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the Village's internal control over financial reporting. Accordingly, we express no such opinion. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinions. In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business -type activities, each major fund, and the aggregate remaining fund information of the Village, as of September 30, 2007, and the respective changes in financial position and cash flows, where applicable, thereof for the year then ended in conformity with accounting principles generally accepted in the United States. In accordance with Government Auditing Standards, we have also issued our report dated April 10, 2008 on our consideration of the Village's internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards and should be read in conjunction with this report in considering the results of our audit. -1- M E N Rachlin LLP ■ One Southeast Third Avenue ■ Tenth Floor ■ Miami, Florida 33131 ■ Phone 305.377.4228 ■ Fax 305.377.8331 ■ www.rachlin.com An Independent Member of Baker Tilly International M I A M I ■ F 0 R T L A U D E R D A L E ■ W E S T P A L M B E A C H Honorable Mayor, Village Council and Village Manager Miami Shores Village, Florida Page Two Management's Discussion and Analysis and the required supplementary information on pages 3 to 12 and 50 to 55, respectively are not a required part of the basic financial statements, but are supplementary information required by accounting principles generally accepted in the United States. We have applied certain limited procedures, which consisted principally of inquiries of management regarding the methods of measurement and presentation of the supplementary information. However, we did not audit the information and express no opinion on it. Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the Village's basic financial statements. The introductory section, combining and individual fund financial statements and schedules and statistical section are presented for purposes of additional analysis and are not a required part of the basic financial statements. The accompanying schedule of expenditures of federal awards in presented for purposes of additional analysis as required by the United States Office of Management and Budget Circular A -133, Audits of States, Local Governments and Non - Profit Organizations, and is also not a required part of the basic financial statements of the Village. The combining and individual fund financial statements and schedules and the schedule of expenditures of federal awards have been subjected to the auditing procedures applied in the audit of the basic financial statements and, in our opinion, are fairly stated in all material respects in relation to the basic financial statements taken as a whole. The introductory and statistical sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we express no opinion thereon. Miami, Florida April 10, 2008 -2- Rachlin accountants • advisors MANAGEMENT'S DISCUSSION AND ANALYSIS (MD &A) Management's Discussion and Analysis As management of Miami Shores Village, we offer readers of the Village's financial statements this narrative overview and analysis of the financial activities of Miami Shores Village for the fiscal year ended September 30, 2007. We encourage readers to consider the information presented here in conjunction with additional information that we have furnished in our letter of transmittal, which can be found on pages i to vii of this report. All amounts, unless otherwise indicated, are expressed in thousands of dollars. Financial Highlights The assets of Miami Shores Village exceeded liabilities at the close of the most recent fiscal year by $17,245,246 (net assets). This amount includes funds identified and reserved for emergencies and capital construction proj ects. ✓ As of the close of the current fiscal year, Miami Shores Village's governmental funds reported combined ending fund balances of $8,486,978, an increase of $2,086,133. ✓ At the end of the current fiscal year, unreserved fund balance for the general fund was $4,022,283 or 38.1% of total general fund expenditures. Overview of the Financial Statements This discussion and analysis is intended to serve as an introduction to the basic financial statements of Miami Shores Village. The Village's basic financial statements comprise three components: 1) government -wide financial statements; 2) individual fund financial statements; and, 3) notes to the financial statements. This report also contains other supplementary information in addition to the basic financial statements themselves. Government -wide financial statements. The government -wide financial statements are designed to provide readers with a broad overview of the financial activity of Miami Shores Village, in a manner similar to a private - sector business. The Statement of Net Assets presents information on all of the assets and liabilities of Miami Shores Village, with the difference between the two reported as net assets. Over time, increases or decreases in net assets may serve as a useful indicator of whether the financial position of the Village is improving or deteriorating. The Statement of Activities presents information showing how the government's net assets changed during the most recent fiscal year. All changes in net assets are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (e.g., uncollected taxes and earned but unused vacation leave). Both of the government -wide financial statements distinguish functions of Miami Shores Village that are principally supported by taxes and intergovernmental revenues (governmental activities) as well as other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business -type activities). The governmental activities of Miami Shores Village include general government, public safety, public works, building, planning, zoning, code enforcement, parks and recreation. The business -type activities of the Village include Sanitation and Storm water operations. The government -wide financial statements may be found on pages 13 -14 of this report. Fund financial statements. A find is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. Miami Shores Village, like other local governments, use fund accounting to ensure and demonstrate compliance with finance- related legal requirements. All of the funds of Miami Shores Village can be divided into three categories: governmental funds, proprietary or fiduciary funds. -3- Governmental funds. Governmental funds are used to account for essentially the same functions reported as governmental activities in the government -wide financial statements. However, unlike the government -wide financial statements, governmental fund financial statements focus on near -term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government's near -term cash flow and financing requirements. Because the focus of governmental funds is narrower than that of the government -wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government -wide financial statements. By doing so, readers may better understand the long -term impact of the government's near -term financing decisions and the impact on short term cash flow requirements to meet basic on -going operations. Both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures and changes in fund balance provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. Miami Shores Village maintains sixteen (16) individual governmental funds. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures and changes in fund balance for the general fund and the five major funds. Data from the other ten governmental funds are combined into a single, aggregated presentation. Individual fund data for each of these non -major governmental funds is provided in the form of combining statements elsewhere in this report. The basic governmental fund financial statement may be found on pages 15 to 17 of this report. Proprietary funds. Miami Shores Village maintains two proprietary or enterprise funds. Enterprise Funds are used to report the same functions presented as business -type activities in the government -wide financial statement. Miami Shores uses enterprise funds to account for its Sanitation and Storm water Operations. Internal service funds provide for an accounting method whereby the organization can accumulate and allocate costs internally among the other user divisions. The Village uses internal service funds to account for its risk management costs as well as its' fleet operation. Because both of these services predominantly benefit governmental rather than business -type functions, they have been included within governmental activities in the government -wide financial statements. Proprietary funds provide the same type of information as the government -wide financial statements, only in more detail. The proprietary fund financial statements provide separate information for the Village's Sanitation and Storm water operations, both of which are considered to be major funds of the Village. Additionally, the Village segregates the financial reporting of both internal service funds to better distinguish the costs of each function. The basic proprietary fund financial statements may be found on pages 18 to 20 of this report. Fiduciary .funds. Fiduciary funds are used to account for resources held for the benefit of parties outside the government. Fiduciary funds are not reflected in the govermment -wide financial statements because the resources of those funds are not available to support the Village's own programs. The accounting used for fiduciary funds is much like that used for proprietary funds. The basic fiduciary fund financial statements may be found on pages 21 to 22 of this report. Notes to the financial statements. The notes provide additional information that is essential to fully understand the data provided in the government -wide and fund financial statements. The notes to the financial statements may be found on pages 23 to 49 of this report. Other information. In addition to the basic financial statements and accompanying notes, this report also presents certain required supplementary information concerning the progress in funding its obligations to provide pension benefits to the employees of Miami Shores Village. Required supplementary information may be found on pages 50 to 55 of this report _E The combining statements referred to earlier in connection with non -major governmental funds and internal service funds are presented immediately following the required supplementary information on pensions. Combining and individual fund statements and schedules may be found on pages 56 to 67 of this report. Government -wide Financial Analysis As noted earlier, net assets may serve over time as a useful indicator of a government's financial position. In the case of Miami Shores Village, assets exceeded liabilities by $17,245,246 at the close of the most recent reporting year. By far, the largest component of Miami Shores net assets 54.5% reflects its investments in capital assets (e.g., land, buildings, machinery, and equipment); less any related debt used to acquire those assets that is still outstanding. Miami Shores uses these capital assets to provide services to citizens consequently these assets are not available for future spending. Although Miami Shores' investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. Table 1 Miami Shores Village's Net Assets Governmental Business -type activities activities TOTAL Current and other assets $ 9,735,173 $ 770,301 $ 10,505,474 Capital assets 19,935,979 1,657,202 21,593,181 Total assets $ 29,671,152 $ 2,427,503 $ 32,098,655 Long -term liabilities outstanding $ 11,054,458 $ 52,922 $ 11,107,380 Other liabilities 1,371,448 978,429 2,349,877 Total liabilities $ 12,425,906 $ 1,031,351 $ 13,457,257 Invested in capital assets, net of Related debt $ 9,393,138 $ 770,301 $ 10,163,439 Restricted 3,345,154 - 3,345,154 Unrestricted 4,506,954 625,851 5,132,805 Total net assets 17.245.246 S 1,396,152 S 18,641,398 At the end of the current fiscal year, the Miami Shores Village is able to report positive balances in all three categories of net assets, both for the government as a whole, as well as for its separate governmental and business - type activities. Continued on next page 5- Governmental activities. Financial activities for the fiscal year are reported below. Key indicators, including revenues and expenditures by category are presented herein for review: Table 2 Changes in Miami Shores Village's Net Assets Cateaory Revenues: Program revenues: Charges for services Operating grants & Contributions Capital grants and Contributions General Revenues: Property taxes Other taxes Grants and contributions not Restricted to specific programs Other Total Revenues Expenses: General government Public safety Highways / Streets Sanitation / Stormwater Economic development Culture & recreation Interest on Long -term Debt Total Expenses Increase in net assets Before transfers Transfers Increase in Net Assets Net assets on October 1, 2006 Net Assets: September 30, 2007 Governmental activities $ 2,040,962 146,413 106.503 $ 7,373,484 2,923,499 1,933,051 S 14 „5,912 $ 2,941,291 4,451,336 2,357,012 2,190,507 504.411 512,444,557 2,079,355 210,000 $ 2,289,355 14,955,891 Business - type activities $ 2,703,818 22,377 � 2,726,195 2,479,713 246,482 ( 210,000) $ 36,482 1,359,670 TOTAL $ 4,744,780 146,413 106,503 $ 7,373,484 2,923,499 1,955,428 17,250,107 $ 2,941,291 4,451,336 2,357,012 2,479,713 2,190,507 504,411 S 14,924.270 2,325,837 p G,J GJ, 0.3 / 16,315,561 For FY 2007, property tax revenues increased some 17.8% or $1,113,092 more than the $6,260,392 recorded in the previous fiscal year. This increase results from an overall increase in assessed values as well as recovery of delinquent tax settlements from the previous two fiscal years. Continued on next page -6- 600 500 400 300 200 100 Figure A -1 Expenses and Program Revenues — Governmental Activities For the Fiscal Year Ended September 30, 2007 Revenues Expenses ® General government ■ Public safety O Public works OCulture /recreation ■Interest on long -term debt Figure A -2 Revenues by Source — Governmental Activities For the Fiscal Year Ended September 30, 2007 -7- Business -type activities. Business -type activities increased the Village's net assets by $36,482, generated by controlling operating costs. Key elements related to this increase include the following: ✓ Management fee transferred into General from Enterprise Funds was reduced. ✓ Productivity improvements demonstrated by activity employees. Financial Analysis of the Government's Funds As noted earlier, Miami Shores Village uses fund accounting to ensure and demonstrate compliance with finance - related legal requirements. Governmental funds. The focus of the governmental funds for Miami Shores Village is to provide information on near -term inflows, outflows and balances of spendable resources. Such information is useful in assessing the Village's financing requirements. In particular, the unreserved fund balance may serve as a useful indicator of the governments net resources available for spending at the end of a fiscal year. Figure A -3 Expenses and Program Revenues — Business -type Activities For the Fiscal Year ended September 30, 2007 3000000 1000000' . Sanitation Stormwater IM Program Revenue ® Expenses As of the end of the current fiscal year, the governmental funds for Miami Shores Village reported combined ending fund balances of $8,486,978, a $2,086,113 increase over FY 2006. Of this amount, $5,444,253 reflects unreserved fund balance, which is available for spending at the government's discretion. The remainder of the fund balance is reserved or designated to indicate that it is not available for new spending as those dollars have already been committed to: 1) liquidate contacts or encumbered fiscal obligations (outstanding purchase orders) valued at $218,712; 2) reserved $89,764 for prepaid assets and 3) the 2`1 Avenue Project and fund the construction of the Fleet Maintenance Facility $2,484,234.. The general fund is the primary operating fund of the Village. At the end of the current fiscal year, the unreserved fund balance for the general fund was $4,022,283 as compared with $2,050,103 in the prior year. Reserved fund balance decreased slightly from $199,435 in the prior year to $189,953 for the current fiscal year, this decrease was mainly due to encumbrances relating to ongoing projects which had not been completed as of last year -end. -8- The value of the Village's general fund balance increased by $978,464 during the fiscal year. Key factors associated with this increase are as follows: • Increased property values and corresponding tax revenues (exclusive of delinquent accounts) • A larger than expected level of attrition in general fund employees resulting in salary savings • Transferring risk exposures from self insurance to first dollar coverage (internal service charges) Proprietary funds. The Village's proprietary funds provide the same type of information found in the government - wide financial statements, but in more detail. • Unrestricted net assets of the Sanitation Fund at the end of the year totaled $403,097, a $41,340 increase in net asset values. • Unrestricted net assets of the Storm water Fund at the end of the year totaled $222,754, a $44,049 increase in net asset values. General Fund Budgetary Highlights The Village adopts annual budgets by fund, department and line item in compliance with Florida State Statute Section 200.065 (commonly referred to as the Truth -in Millage Legislation). The law requires municipal organizations to prepare and adopt annual operating budgets for the General, Special Revenue and Debt Service Funds following uniform time frames related to property tax levies. The balanced budgets may be revised throughout the year. The Village's code allows for department level budget transfers without council approval; however, department and fund total changes require Council- approved budget amendments adopted by resolution. The Village's policy is to adopt the budget following the second public hearing of each fiscal year, held in September for an October 1St year. The Village has also adopted a policy which provides for the reappropriation of reserved fund balance for encumbrances and prepaid assets. This amendment is always adopted as the first budget amendment of each fiscal year and is normally presented at the first meeting in November of each fiscal year. Additional budget amendments may be presented to council at any time during the fiscal year. Over the course of the year, the Village amended the General Fund budget two times. The budget amendments fall into two categories: (1) Amendments are approved for rollovers related to prior year encumbrances; and (2) supplemental appropriations to provide appropriations for various other needs which have arisen since the adoption of the budget. Even with these adjustments, actual disbursements were $1,590,586 below final budgeted amounts. The $844,543 budget saving in General government was the most significant contributor to this variance. There was a significant decrease in general government costs and various departmental savings due to staff vacancies and turnover. The fiscal year 2007 final amended budget was $13,157,059, an increase of 7.8 % over the original General Fund budget of $12,203,519. Correspondingly, the Consumer Price Index (or inflation index) from the U.S. Bureau of Labor Statistic — All Urban Consumers South Urban are for the past year was 3.0 %. Beyond base revenues of $9,771,650 and $2,431,869 in operating transfers from Excise Tax, Sanitation Fund and Stormwater Fund, the final Adopted Budget is balanced by not using any fund balance. The original General Fund budget consists of $11,825,624 base expenditures and $377,895 in operating transfers to the other funds. Differences between the original budget and the final amended budget increased appropriations by $953,540 and can be briefly summarized as follows: • $112,983 in encumbrances carried over from FY2005 -06 • $81,849 to the Unclassified Department to pay for an unusually large number of employee departments, specifically, distribution of accumulated leave accounts for unused vacation and sick leave • $380,328 for the reconstruction of the Suntrust loan transfer to the Debt Service Fund. • $378,380 for an increase relating to the correction of understated revenue estimated. -9- Capital Asset and Debt Administration Capital Assets. Miami Shores Village's investment in capital assets for its governmental and business -type activities as of September 30, 2007 amounts to $20,706,950 (net of accumulated depreciation). This investment in capital assets includes Village -owned buildings, equipment and other infrastructure (streets, sidewalks, easements, right-of-ways). The value net value of capital investments includes the cost of the Doctors' Charter School of Miami Shores. Major capital asset events during the current year included the following: ✓ Continued enhancement of the Village's information networks including computer enhancements and related equipment ✓ Sidewalk replacement and street repaving Village -wide ✓ Village -wide landscape enhancements Table 3 Miami Shores Village's Capital Assets (Net of depreciation) 2007 Business - Government type Classification Activities activities TOTAL Land $ 2,358,437 $ - $ 2,358,437 Building 7,435,222 - 7,435,222 Land Improvement 2,065,932 - 2,065,932 Furniture Fixtures/ Equipment 887,313 770,301 1,657,614 Infrastructure 7,189,745 - 7,189,745 $ 19,936,649 $ 770,301 $ 20,706,950 Additional information on Miami Shores' capital assets may be found in Note 6 on Page 35 of this report. Long -term debt. At the end of the fiscal year, Miami Shores Village had total bonded debt outstanding of $10,622,217. Of this amount, $2,710,000 represents the balance outstanding on the General Obligation Bond, Series 1999 related to the Miami Shores Aquatics Facility; $4,705,000 represents the outstanding balance due on the General Obligation Bond Series 2004 to construct the Doctors' Charter School of Miami Shores and $3,215,811 represents the principal balance outstanding for the $3.5 million term note. Table 4 Miami Shores Village's Outstanding Debt Business -type Governmental activities activities TOTAL Classification 2007 2006 2007 2006 2007 2006 General obligation bond $ 7,406,406 $ 7,576,075 $ $ $ 7,406,406 $ 7,576,075 Other debt 3,215,811 3,444,819 3,215,811 3,444,819 TOTAL $ 10,622,217 $ 11,020,894 $ - $ - $ 10,622,217 $ 11,020,894 Additional information on the Village's long -term debt may be found in Note 7 on Pages 36 to 38 of this report. -10- Economic Factors and Next Year's Budgets and Rates Miami Shores Village is a residential, single - family community. As such, standard economic indicators used to determine the overall health of a community are slightly different for Miami Shores. Since the Village's "business community" is restricted to a four -block area on Second Avenue and isolated pockets of business entities on Biscayne Boulevard, the Village must monitor property values and other residentially - related trends to determine the health and vitality of the community. During the reporting year, Miami Shores found strong property value increases for the fourth consecutive year. Many of the new residents to the Village have relocated from the western regions of the County and enjoy the Village's close proximity to Downtown Miami and the adjacent business areas while still having a suburban atmosphere. High recreational activities, including the Village's first -class aquatics facility, support the residents' requirement for high standards and outstanding recreation and leisure activities. This, along with its own public safety department, provides a higher standard of living than that which is found in surrounding municipalities. On January 29, 2008, the Florida electorate approved an amendment to the Florida Constitution relative to property taxation. This amendment (referred to as Amendment 1) was placed on the ballot by the Florida legislature at a special session held in October 2007. With respect to homestead property, Amendment 1 increases the current $25,000 homestead exemption by another $25,000 (for property values between $50,000 - $75,000), except for school district taxes. Since the new $25,000 homestead exemption foes not apply to school district taxes, this effectively amounts to a $15,000 increase to the existing homestead exemption, resulting in an estimated annual saving of $240 for an average homeowner. Amendment 1 also allows property owners to transfer (make portable) up to $500,000 of their Save Our Homes benefits to their next homestead when they move. Save Our Homes became effective in 1995 and limits (caps) the annual increase in assessed value for homestead property to three percent (3 %) or the percentage change in the Consumer Price Index, whichever is less. With respect to non - homestead property, Amendment 1 limit (caps) the annual increase in assessed value for non- homestead property (businesses, industrial property, rental property, second homes, etc.) to ten percent (10 %), except for school district taxes. The Amendment also provides a $25,000 exemption for tangible personal property. Amendment I becomes effective on October 1, 2008 with the exception of the ten percent (10 %) assessment cap on non - homestead property which becomes effective on January 1, 2009. Based on information received from Miami -Dade County Property Appraiser's Office, the estimated annual loss of property tax revenues for our city from the additional homestead exemption and the $25,000 exemption for tangible personal property is approximately $548,527. At present, there is no accurate way to determine the impact of the portability and assessment cap on non - homestead property provisions in terms of potential loss of property tax revenues. Estimates for our city show an additional loss of property tax revenues of $167,696. During the current fiscal year, unreserved fund balance in the General Fund was $4,022,283 compared to $2,050,103 from last year. This $4.0 million is approximately equal to 4 months of General Fund operating expenditures. The Village, as can be shown in the following graph, is beginning to re -build its unrestricted fund balance, a portion of unrestricted fund balance will be used to preclude or moderate future tax and user fee increases. Figure A -3 General Fund Unrestricted Surplus For the Fiscal Years ended September 30, 1997 -2007 4500000 4000000 3500000 3000000 2500000 2000000 1500000 1000000 500000E 0 `g 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 In 1995, the state of Florida limited all local governments' ability to increase property assessments of homestead property in any given year to 3 percent or cost of living, whichever is lower. The graph below shows the increase in total assessed value of City property assessments over the past ten years. For many years, the City, just like many cities across the country, had to face the challenge of keeping taxes and service charges as low as possible while providing residents with the level of service they have come to expect. Figure A -4 Total City Millage 12 7777, 77777-7 ti 10 x Sr �, 8 i 'p, 6x ` 3 ; 4 u {r 2 t z 0 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 ®Operating Millage ■Debt Service Millage Fiscal year 2008 budgeted expenditures and transfers are expected to be $12,433,025 or 1 percent, over fiscal year 2007. The largest increments are increased salaries and cost -of- living adjustments based on labor agreements with the police and federal employees' unions. Requests for Information This financial report is designed to provide a general overview of the financial condition of Miami Shores Village. Questions concerning any of the information presented in this report or requests for additional financial information should be directed to the Acting Finance Director, Holly Hugdhahl, CPA or the Comptroller, Carolyn Modeste at: MIAMI SHORES VILLAGE Finance Department 10050 Northeast Second Avenue Miami Shores, Florida 33138 -2382 -12- BASIC FINANCIAL STATEMENTS MLkM SHORES VH LACE, FLORIDA STATEMENT OF NET ASSETS ASSETS Cash and cash equivalents Accounts receivable Due from other governments Deferred charges Prepaid items Inventories Net pension asset Capital assets not being depreciated Capital assets being depreciated, net Total assets LIABILITIES Accounts payable and accrued liabilities Unearned revenues Accrued interest payable Noncurrent liabilities: Due within one year Due in more than one year Total liabilities NET ASSETS Invested in capital assets, net of related debt Restricted for: Law enforcement Debt service Transportation Construction Unrestricted Total net assets SEPTEMBER 30, 2007 Business- Governmental type Activities Activities Total $ 8,323,352 $ 671,774 $ 8,995,126 835,091 918,010 1,753,101 292,275 - 292,275 79,376 - 79,376 94,764 - 94,764 63,555 67,418 130,973 46,760 - 46,760 2,358,437 - 2,358,437 17,577,542 770,301 18,347,843 29,671,152 2,427,503 32,098,655 450,339 74,114 524,453 235,153 886,675 1,121,828 120,259 - 120,259 565,697 17,640 583,337 11,054,458 52,922 11,107,380 12,425,906 1,031,351 13,457,257 9,393,138 770,301 10,163,439 158,816 - 158,816 636,002 - 636,002 1,917,512 - 1,917,512 632,824 - 632,824 4,506,954 625,851 5,132,805 $ 17,245,246 $ 1,396,152 $ 18,641,398 See notes to basic financial statements. -13- Rl O O� J N N •P J P L 01 — to W C1 �O C\ VA O Ch W J J C� -P O � 00 � "o to N 0� �A b9 , I , , , , , b9 z CD z CD w H w o, -4 rn to C) th H H o �' � • H � C � O iron 00 .c O O CD ° N H _� � p & o _ N CD w O O N �P J o 00 Ei o°Q o - N Ln O CD � 01 U O "'� r. 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G N rn _M U y Iz— .b U a N � O U y yy 7 N U u y U F7 ° ^ 10, N •fj N vi cd cd .a O ° .� N N c7 P. a. U � w w 0 z w w MIAMI SHORES VILLAGE, FLORIDA RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES FISCAL YEAR ENDED SEPTEMBER 30, 2007 Amounts reported for governmental activities in the statement of activities (Page 13) are different because: Net change in fund balances - total governmental funds (Page 16) $ 1,101,885 Governmental funds report capital outlays as expenditures. However, in the statement of activities, the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense. This is the amount by which capital outlays exceeded depreciation in the current period. The details of the difference are as follows: Capital outlay $ 981,149 Depreciation expense (excluding depreciation in internal service funds) 741,007) 240,142 The issuance of long -term debt (e.g., bonds) provides current financial resources to governmental funds, while the repayment of the principal of long -term debt consumes the current financial resources of governmental funds. Also, governmental funds report the effect of issuance costs, premiums, discounts, and similar items when debt is first issued, whereas these amounts are deferred and amortized in the statement of activities. Principal payments: General obligation bonds $ 170,000 Revenue notes payable 229,008 399,008 Amortization of issuance costs, premiums and discounts (3,381) 395,627 Some expenses reported in the statement of activities do not require the use of current financial resources and, therefore, are not reported as expenditures in governmental funds. The details of the differences are as follows: Allocation of internal service fund's net income 478,524 Compensated absences 59,071 Claims payable (21,318) Accrued interest payable 3,171 Increase in net pension asset 32,253 Change in net assets of governmental activities (Page 14) $ 2,289,355 See notes to basic financial statements. -17- MIAMI SHORES VILLAGE, FLORIDA STATEMENT OF NET ASSETS PROPRIETARY FUNDS ASSETS Current assets: Cash and cash equivalents Accounts receivable Prepaid items Inventories Total current assets Noncurrent assets: Capital assets not being depreciated Capital assets being depreciated, net Total noncurrent assets Total assets T T A Y-) TT T'PTUC' Liabilities: Current liabilities: Accounts payable and accrued liabilities Unearned revenue Compensated absences Claims payable Total current liabilities Non - current liabilities: Compensated absences Total liabilities NET ASSETS Invested in capital assets, net of related debt Unrestricted Total net assets SEPTEMBER 30, 2007 Business -type Activities - 1,191 Enterprise Funds Governmental Stormwater Activities - utility Internal (a Nonmajor Service Sanitation Fund ) Totals Funds $ 444,548 $ 227,226 $ 671,774 $ 414,711 859,237 58,773 918,010 3,205 - - - 5,000 67,418 - 67,418 41,636 1,371,203 285,999 1,657,202 464,552 - - - 7,127 678,453 91,848 770,301 354,222 678,453 91,848 770,301 361,349 2,049,656 377,847 2,427,503 825,901 72,923 1,191 74,114 27,985 830,582 56,093 886,675 287,385 16,150 1,490 17,640 10,776 919,655 58,774 978,429 216,295 255,056 48,451 4,471 52,922 32,329 968,106 63,245 1,031,351 287,385 678,453 91,848 770,301 361,349 403,097 222,754 625,851 177,167 $ 1,081,550 $ 314,602 $ 1,396,152 $ 538,516 See notes to basic financial statements. -18- MIAMI SHORES VILLAGE, FLORIDA STATEMENT OF REVENUES, EXPENSES AND CHANGES IN NET ASSETS PROPRIETARY FUNDS FISCAL YEAR ENDED SEPTEMBER 30, 2007 Charges for services Operating expenses: Administrative and general Personnel expenses Depreciation Contractual services Insurance premiums Insurance claims Total operating expenses Operating income Non - operating income: Gain on sale of capital assets Interest income Total non - operating income Income before transfers Transfers in Transfers out Change in net assets Net assets, beginning, as restated (Note 13) Net assets, ending Business -type Activities - 22,333 Enterprise Funds Governmental Stormwater Activities - utility Internal (a Nonmajor Service Sanitation Fund Totals Funds $ 2,508,236 $ 195,582 $ 2,703,818 $ 2,075,924 788,392 22,333 810,725 530,982 784,850 58,090 842,940 254,448 123,671 22,234 145,905 153,913 632,017 48,126 680,143 - - - - 981,182 - - - 139,129 2,328,930 150,783 2,479,713 2,059,654 179,306 44,799 224,105 16,270 - - - 2,269 20,361 2,016 22,377 48,492 20,361 2,016 22,377 50,761 199,667 46,815 246,482 67,031 - - - 411,493 (185,000) (25,000) (210,000) - 14,667 21,815 36,482 478,524 1,066,883 292,787 1,359,670 59,992 $ 1,081,550 $ 314,602 $ 1,396,152 $ 538,516 See notes to basic financial statements. -19- MIAMI SHORES VILLAGE, FLORIDA STATEMENT OF CASH FLOWS PROPRIETARY FUNDS FISCAL YEAR ENDED SEPTEMBER 30, 2007 Cash flows from operating activities: Cash received from customers, governments and other funds Cash paid to suppliers Cash paid to employees Net cash provided (used) by operating activities Cash flows from non - capital financing activities: Transfers in Transfers out Net cash provided (used) by non - capital financing activities Cash flows from capital and related financing activities: Principal paid on capital debt Proceeds from sale of capital assets Acquisition of capital assets Net cash used by capital and related financing activities Cash flows from investing activities: Interest received Net increase (decrease) in cash and cash equivalents Cash and cash equivalents, beginning Cash and cash equivalents, ending Reconciliation of operating income to net cash provided (used) by operating activities: Operating income Adjustments to reconcile operating income to net cash provided (used) by operating activities: Depreciation Changes in operating assets and liabilities: Accounts receivable Due from other funds Prepaid items Inventories Accounts payable and accrued liabilities Due to other funds Unearned revenues Compensated absences Net cash provided (used) by operating activities Business -type Activities - 22,234 Enterprise Funds Governmental Stormwater Activities - Utility Internal (a Nonmajor Service Sanitation Fund) Totals Funds $ 2,289,902 $ 286,835 $ 2,576,737 $ 2,286,177 (966,511) (70,173) (1,036,684) (3,567,139) (788,750) (57,305) (846,055) (250,672) 534,641 159,357 693,998 (1,531,634) - - - 411,493 (185,000) (25,000) (210,000) - (185,000) (25,000) (210,000) 411,493 (984,234) - 6,846 (96,997) - (96,997) (208,167) (96,997) - (96,997) (1,185,555) 20,361 2,016 22,377 48,492 273,005 136,373 409,378 (2,257,204) 171,543 90,853 262,396 2,671,915 $ 444,548 $ 227,226 $ 671,774 $ 414,711 $ 179,306 $ 44,799 $ 224,105 $ 16,270 123,671 22,234 145,905 153,913 (256,267) (24,149) (280,416) 8 469,700 183,621 653,321 210,245 616 616 1,232 - (8,352) - (8,352) (35) (8,066) (330) (8,396) (32,145) - (75,796) (75,796) (1,883,666) 37,933 7,577 45,510 - (3,900) 785 (3,115) 3,776 $ 534,641 $ 159,357 $ 693,998 $ (1,531,634) See notes to basic financial statements. -20- MIAMI SHORES VILLAGE, FLORIDA STATEMENT OF FIDUCIARY NET ASSETS FIDUCIARY FUNDS SEPTEMBER 30, 2007 Cash and cash equivalents Cash held with trustee Investments: Common stocks Corporate bonds Municipal bonds U.S. obligations U.S. Federal agencies Other receivables Accrued interest receivable Total assets LIABILITIES AND NET ASSETS Liabilities: Other liabilities DROP liability Deposits held in trust Total liabilities Net assets held in trust Pension Trust Funds Private Purpose Trust Agency $ 242,513 $ 2,287,015 $ - - - 118,715 16,784,835 - - 1,589,805 - - 458,898 - - 2,568,194 - - 12,623 - - 63,371 - - 56,974 - - 21,777,213 2,287,015 118,715 1,364 - - 132,070 - - - - 118,715 133,434 - 118,715 $ 21,643,779 $ 2,287,015 $ - See notes to basic financial statements. -21- MIAMI SHORES VILLAGE, FLORIDA STATEMENT OF CHANGES IN FIDUCIARY NET ASSETS FIDUCIARY FUNDS FISCAL YEAR ENDED SEPTEMBER 30, 2007 ADDITIONS Contributions: City Employees State Other receipts Total contributions Investment income: Net appreciation in fair value of investments Interest Dividends Less investment expenses Net investment income Total additions DEDUCTIONS Pension benefits Distribution to charter school Refunds Professional services Total deductions Change in net assets Net assets held in trust, beginning Net assets held in trust, ending See notes to basic financial statements. -22- Pension Private Trust Purpose Funds Trust $ 636,572 $ - 345,338 - 63,371 - 77,715 - 1,122,996 - 2,198,071 - 390,513 122,965 202,801 - (31,397) - 2,759,988 122,965 3,882,984 122,965 796,095 - - 180,000 358,116 - 41,912 - 1,196,123 180,000 2,686,861 (57,035) 18,956,918 2,344,050 $ 21,643,779 $ 2,287,015 NOTES TO BASIC FINANCIAL STATEMENTS MIAMI SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FISCAL YEAR ENDED SEPTEMBER 30, 2007 NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Miami Shores Village, Florida (the Village) was incorporated in 1931 and is a political subdivision of the State of Florida located in northeastern Miami -Dade County. The Village operates under a Council- Manager form of government, with the legislative function being vested in a five- member council. The Village Council is governed by the Village Charter and by state and local laws and regulations. The Village Council is responsible for establishment and adoption of policy. The Village provides the following full range of municipal services authorized by its charter: public safety, streets, sanitation, stormwater, cultural and recreational activities, public improvements, planning and zoning, and general administrative services. The basic financial statements of the Village have been prepared in accordance with accounting principles generally accepted in the United States (GAAP) as applied to governmental units. The Governmental Accounting Standards Board (GASB) is the accepted standard- setting body for governmental accounting and financial reporting. The more significant of the Village's accounting policies are described below. a. Financial Reporting Entity The financial statements were prepared in accordance with government accounting standards which establishes standards for defining and reporting on the financial reporting entity. The definition of the financial reporting entity is based upon the concept that elected officials are accountable to their constituents for their actions. One of the objectives of financial reporting is to provide users of financial statements with a basis for assessing the accountability of the elected officials. The financial reporting entity consists of the primary government, organizations for which the primary government is financially accountable, and other organizations for which the nature and significance of their relationship with the primary government are such that exclusion would cause the reporting entity's financial statements to be misleading or incomplete. The Village is financially accountable for a component unit if it appoints a voting majority of the organization's governing board and it is able to impose its will on that organization or there is a potential for the organization to provide specific financial benefits to, or impose specific financial burdens on the Village. The Village does not have any component units that meet the definition disclosed above. b. Government -wide and Fund Financial Statements The government -wide financial statements (i.e., the statement of net assets and the statement of activities) report information on all of the non - fiduciary activities of the Village. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business -type activities, which rely to a significant extent on fees and charges for support. The statement of activities demonstrates the degree to which the direct expenses of a given function or segment are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Program revenues include (1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges -23- MIAMI SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (continued) b. Government -wide and Fund Financial Statements (Continued) provided by a given function or segment and (2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other items not properly included among program revenues are reported instead as general revenues. Separate financial statements are provided for governmental funds, proprietary funds, and fiduciary funds, even though the latter are excluded from the government -wide financial statements. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. All remaining nonmajor governmental funds are aggregated and reported as other governmental funds. c. Measurement Focus, Basis of Accounting and Financial Statement Presentation The government -wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the proprietary fund and fiduciary fund financial statements. The agency fund has no measurement focus. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the Village considers revenues to be available if they are collected within 60 days of the end of the current fiscal period. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recorded only when payment is due. Property taxes, franchise fees, utility taxes, sales taxes, licenses, and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period. All other revenue items are considered to be measurable and available only when cash is received by the Village. The Village reports the following major governmental funds: General Fund — This is the Village's primary operating fund. It accounts for all financial resources of the Village, except those required to be accounted for in another fund. Resources are derived primarily from property taxes, franchise fees and utility taxes, charges for services and state shared revenues. Expenditures are incurred to provide general government, public safety, public works and community services. -24- MIAMI SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) c. Measurement Focus, Basis of Accounting and Financial Statement Presentation (Continued) Excise Tax Fund — This fund records revenues received by the Village for contractually - adopted franchise fee agreements and corresponding public service or utility taxes. The receipts of these funds are used to subordinate the Village's General Obligation Bond Series 1999 should insufficient debt service revenues be received from ad valorem levies. Surplus proceeds are then transferred out of this fund and into the General Fund for operating purposes. Local Option Gas Tax Fund — This fund accounts for the revenues from the six cents and additional three cents sales tax levied on all petroleum products sold in Miami -Dade County. Building Better Communities — This fund accounts for the improvements to sidewalks and drainage systems which are being funded by Miami -Dade County. The Village reports the following major proprietary fund: Sanitation Fund — This fund accounts for the operations and maintenance of the Village's sanitation system. The Village reports the following nonmajor proprietary fund: Stormwater Utility Fund — This fund accounts for the operations and maintenance of the Village's stormwater system. Additionally, the Village reports the following fund types: Other Governmental Funds — The other governmental funds are used to account for all other various special revenue, debt service and capital project funds. Internal Service Funds — The internal service funds are used to account for the financing of goods or services provided by one department to other departments of the Village, on a cost reimbursement basis. The Village has two internal service funds, the Risk Management Fund and the Fleet Maintenance Fund. Pension Trust Funds — The pension trust funds accumulate resources for pension benefit payments. The pension trust funds account for the activities of the Village's two pension plans. Private Purpose Trust Fund — This fund accounts for a donation from a foundation to be held by the Village on behalf of the Doctors Charter School to assist with meeting operating needs of the school. Agency Fund — This fund is used to account for assets that the Village holds for others in an agency capacity. -25- MIAMI SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) c. Measurement Focus, Basis of Accounting and Financial Statement Presentation (Continued) Private - sector standards of accounting and financial reporting issued prior to December 1, 1989, generally are followed in both the government -wide and proprietary fund financial statements to the extent that those standards do not conflict with or contradict guidance of the Governmental Accounting Standards Board. The Village has the option of following subsequent private- sector guidance for their business -type activities and enterprise funds, subject to this same limitation. The Village has elected not to follow subsequent private - sector guidance. As a general rule, the effect of interfund activity has been eliminated from the government - wide financial statements. Exceptions to this general rule are charges between the Village's utility functions and various other functions of the Village. Elimination of these charges would distort the direct costs and program revenues reported for the various functions concerned. Amounts reported as program revenues include (1) charges to customers or applicants for goods, services, or privileges provided, (2) operating grants and contributions, and (3) capital grants and contributions. Internally dedicated resources are reported as general revenues rather than as program revenues. Likewise, general revenues include all taxes with the exception of local option gas tax. Proceeds from the local option gas tax are used to fund transportation related expenditures and therefore are reported as program revenues under the function "Public Works ". Proprietary funds distinguish operating revenues and expenses from non - operating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund's principal ongoing operations. The principal operating revenues of the Village's sanitation and stormwater services and of the Village's internal service funds are charges to customers for services. Operating expenses for enterprise funds and internal service funds include the costs of services, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as non - operating revenues and expenses. When both restricted and unrestricted resources are available for use, it is the government's policy to use restricted resources first, then unrestricted resources as they are needed. d. Assets, Liabilities and Net Assets or Equity 1. Cash and Cash Equivalents Cash and cash equivalents include cash on hand and investments with the State Board of Administration investment pool (2A -7 Pool). The Village maintains a pooled cash account for all funds. This enables the Village to invest large amounts of idle cash for short periods of time and to optimize earnings potential. Cash and cash equivalents represent the amount owned by each fund of the Village. Interest earned on pooled cash and cash equivalents is allocated monthly based upon equity balances of the respective funds. -26- MIAMI SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) d. Assets, Liabilities and Net Assets or Equity (Continued) 2. Investments The Village's investments are reported at fair value. The investments held with the State Board Investment Pool (2A -7 Pool) are reported at its fair value of its position in the Pool, which is the same as the value of the Pool shares. The investments in the pension trust fund are reported at fair value. 3. Interfund Receivables and Payables Activity between funds that are representative of lendingiborrowing arrangements outstanding at the end of the fiscal year are referred to as either "due to /from other funds" (i.e., the current portion of interfund loans). Any residual balances outstanding between the governmental activities and business -type activities are reported in the government -wide financial statements as "internal balances." 4. Receivables Receivables include amounts due from others for services provided by the Village. Receivables are recorded and revenues are recognized as earned or specific program expenditures are incurred. 5. Prepaid Items Prepaid items consist of costs applicable to future accounting periods which have been paid prior to the end of the fiscal year. Amounts reported in the governmental funds are offset by an equal reservation of fund balance in the fund financial statements. This is an indication that these components of current assets do not constitute "available spending resources ". 6. Inventories Inventories of materials and supplies in the General Fund are recorded as expenditures when purchased (purchase method) and are stated at cost. Inventory in the Proprietary Funds consists of fuel, oil, tires, parts, office supplies and other inventories held for consumption. The initial cost is recorded as an asset at the time of purchase and is charged against operations in the period when used (consumption method) using the first -in, first -out method. Inventories are stated at the lower of cost or market on the balance sheet with a related reservation of fund balance for inventories accounted for under the purchase method. 7. Capital Assets Capital assets, which include property, plant and equipment, and certain infrastructure assets (e.g., roads, curbs and gutters, lighting systems, and similar items), are reported in the applicable governmental or business -type activities columns in the government -wide financial -27- MIAMI SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) d. Assets, Liabilities and Net Assets or Equity (Continued) 7. Capital Assets (Continued) statements. Capital assets are defined by the Village as assets with an initial, individual cost of more than $1,000 and an estimated useful life in excess of three years. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Donated capital assets are recorded at their estimated fair market value at the date donated. The costs of normal maintenance and repairs that do not add to the value of the asset or materially extend assets lives are not capitalized. Major outlays for capital assets and improvements are capitalized as projects are constructed. Interest incurred during the construction phase of capital assets of business -type activities is included as part of the capitalized value of the asset constructed. No such costs were capitalized in 2007. Capital assets of the Village are depreciated using the straight -line method over the following estimated useful lives: Years Buildings and improvements 10 -40 Land improvements 40 Infrastructure 30 Sanitation equipment 10 Vehicles 5 Other equipment, machinery, furniture and fixtures 3 -10 8. Deferred Charges Deferred charges in the government -wide financial statements represent the unamortized portion of bond issuance costs. These costs are being amortized over the term of the respective bond issue. 9. Compensated Absences Village employees are granted vacation and sick leave in varying amounts based on length of service and the department which the employee serves. The Village's vacation policy allows all regular non - temporary employees to accrue vacation leave with pay on a monthly basis. Vacation leave accrued in a previous year must be used prior to the next year's anniversary date (unless authorized by the Village Manager). Upon separation from Village employment in good standing, employees shall receive a lump sum payment for any unused accrued vacation leave up to the maximum allotted for the employee's length of service. -28- MIAMI SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) d. Assets, Liabilities and Net Assets or Equity (Continued) 9. Compensated Absences (Continued) The Village's sick leave policy is to accumulate one normal work day per month up to a maximum of 720 hours for a general employee. A general employee shall receive payment for one hundred percent (100% to a maximum of 720 hours) of accrued sick leave upon retirement and fifty percent (50 %) upon separation in good standing. For both vacation and sick leave, there is no payout for an employee who is discharged for misconduct, termination or is not in good standing with the Village. All vacation and sick leave pay is accrued when incurred in the government -wide and proprietary fund financial statements. A liability for these amounts is reported in the governmental funds only if they have matured, for example, as a result of employee resignations and retirements. The general fund has typically been used to liquidate such amounts. 10. Long -Term Obligations In the government -wide financial statements, and proprietary fund types in the fund financial statements, long -term debt and other long -term obligations are reported as liabilities in the applicable governmental activities, business -type activities, or proprietary fund type statement of net assets. Bond premiums and discounts, as well as issuance costs, are deferred and amortized over the life of the bonds using the straight -line amortization method. Bonds payable are reported net of the applicable bond premium or discount. Bond issuance costs are reported as deferred charges and amortized over the term of the related debt. In the fund financial statements, governmental fund types recognize bond premiums and discounts, as well as bond issuance costs, during the current period. The face amount of debt issued is reported as an other financing source. Premiums received on debt issuances are reported as other financing sources while discounts on debt issuances are reported as other financing uses. Issuance costs, even if withheld from the net proceeds received, are reported as debt service expenditures. 11. Property Taxes Property taxes (ad valorem taxes) are assessed on January 1St (the lien date) and are billed and payable November 1St. They are due March 31St and become delinquent April 1St. On June 1St, delinquent taxes are offered for sale in the form of tax certificates. These taxes are collected by the County and are remitted to the Village. As of September 30, 2007 delinquent property taxes were immaterial in amount. -29- MIAMI SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) d. Assets, Liabilities and Net Assets or Equity (Continued) 11. Property Taxes (Continued) Assessed values are established by the Miami -Dade County Property Appraiser for all properties in the County at fair market value. The County bills and collects all property taxes for the Village. The assessed value of property at January 1, 2006, upon which the 2006 -2007 levy was based, was approximately $835,000,000. Under Florida law, the assessment of all properties and the collection of all County, municipal, school district and special district property taxes are consolidated in the offices of the County Property Appraiser and County Tax Collector. The Village is permitted by Article 7, Section 8 of the Florida Constitution to levy taxes up to 10 mills ($10 per $1,000 of assessed valuation) for general governmental services other than general obligation debt service. To the extent required by voter approved general obligation debt, unlimited amounts may be levied to pay debt service. The millage rate levied to finance general governmental services for the 2006 -07 fiscal year was 8.250 mills ($8.25 per $1,000 of assessed valuation). 12. Fund Equity In the fund financial statements, governmental funds report reservations of fund balance for amounts that are not available for appropriation or are legally segregated for a specific future use. The description of each reserve indicates the purpose for which each was intended. Designations of fund balance indicate that a portion of fund balance has been segregated based on previous fiscal obligations or tentative plans of the Village. Such plans or intent are subject to change at the discretion of the Village. Unreserved and undesignated fund balance is the portion of fund equity available for any lawful use. 13. Use of Estimates The preparation of financial statements in conformity with accounting principles generally accepted in the United States requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities, the disclosure of contingent assets and liabilities at the date of the financial statements and revenue and expenses during the period reported. These estimates include assessing collectibility of receivables, the use and recoverability of inventory, the realization of pension and postretirement obligations, and useful lives and impairment of tangible assets, among others. Estimates and assumptions are reviewed periodically and the effects of revisions are reflected in the financial statements in the period they are determined to be necessary. Actual results may differ from those estimates. -30- MIAMI SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 2. STEWARDSHIP, COMPLIANCE AND ACCOUNTABILITY a. Prior Period Adjustment As a result of the prior period adjustments in the Fleet Maintenance Fund (internal service fund), the governmental activities beginning note payable was restated by $984,234. b. Excess of Expenditures over Appropriations Expenditures exceeded appropriations by the amounts indicated in the following areas: General Fund: Capital outlay $ 20,708 Transfers out 175,908 Local Option Gas Tax Fund: Public works 2,950 Transfers out 334,284 Debt Service Fund: Interest 4,197 NOTE 3. DEPOSITS AND INVESTMENTS Deposits In addition to insurance provided by the Federal Depository Insurance Corporation, deposits are held in banking institutions approved by the State Treasurer of the State of Florida to hold public funds. Under Florida Statutes Chapter 280, Florida Security for Public Deposits Act, the State Treasurer requires all Florida qualified public depositories to deposit with the Treasurer or another banking institution eligible collateral. In the event of a failure of a qualified public depository, the remaining public depositories would be responsible for covering any resulting losses. Accordingly, all amounts reported as deposits are deemed as insured or collateralized with securities held by the entity or its agent in the entity's name. Investments The Village is authorized to invest in those instruments authorized by the Florida Statutes, including obligations of the U.S. Treasury, its agencies, instrumentalities and the State Board of Administration Investment Pool (SBA). The State Board of Administration administers the Local Government Surplus Funds Trust Fund and is governed by Ch. 19 -7 of the Florida Administrative Code. These rules provide guidance and establish the general operating procedures for the administration of the Local Government Surplus Funds Trust Fund. Additionally, the Office of the Auditor General performs the operational audit of the activities and investments of the State Board of Administration. The Local Government Surplus Funds Trust Fund is not a registrant with the Securities and Exchange Commission (SEC); however, the board has adopted operating procedures consistent with the requirements for a 2a -7 fund. mie MIAMI SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 3. DEPOSITS AND INVESTMENTS (Continued) Investments — City Credit Risk Excess funds are sent to the Florida State Board of Administration (SBA) for their investment. The SBA does not have a rating from a nationally recognized statistical rating organization (see Note 12). Investments — Pension Plans As of September 30, 2007, the Village's Defined Benefit Pension plans had the following investments: Interest Rate Risk Interest rate risk refers to the portfolio's exposure to fair value losses arising from increasing interest rates. The Plans have formal investment policies that limit investment maturities as a means of managing its exposure to market value losses arising from increasing interest rates. Credit Risk State law and the Plans' investment policies limit investments in bonds, stocks, or other evidences of indebtedness issued or guaranteed by a corporation organized under the laws of the United States, any state or organized territory of the United States, or the District of Columbia, provided the corporation is listed on one or more of the recognized national stock exchanges or on the National Market System of the NASDAQ Stock Market and in the case of bonds only, holds a rating in one of the three highest classifications by a major rating service. Investment in foreign companies is limited to American Depository Receipts (ADRs) and foreign common stock listed on U.S. Exchanges. The Plan's investment policies limit investments to common stocks, corporate bonds rated "A" or higher by Moody or Standard & Poor's, collateralized mortgage obligations (CMO's) rated "Aaa" by Moody's or "AAA" by Standard & Poor's rating services. The Plans' corporate bonds were rated an average of "A" by Standard & Poor's. The Plans' mutual bond fund investments were all rated "AAA" under Standard & Poor's ratings. -32- Investment Maturities (In Years) Fair Less than 1 to 5 6 to 10 More Pension Investments Value 1 Year Years Years Than 10 U.S. Treasuries $ 938,132 $ - $ 251,638 $ 686,494 $ - U.S. Agency Obligations 1,642,684 42,097 812,022 641,763 146,802 Common Stocks 16,784,835 3,356,967 5,874,692 7,553,176 - Corporate Bonds 2,075,703 45,061 1,024,466 665,299 340,877 $21,441,354 $3,444,125 $7,962,818 $9,546,732 $487,679 Interest Rate Risk Interest rate risk refers to the portfolio's exposure to fair value losses arising from increasing interest rates. The Plans have formal investment policies that limit investment maturities as a means of managing its exposure to market value losses arising from increasing interest rates. Credit Risk State law and the Plans' investment policies limit investments in bonds, stocks, or other evidences of indebtedness issued or guaranteed by a corporation organized under the laws of the United States, any state or organized territory of the United States, or the District of Columbia, provided the corporation is listed on one or more of the recognized national stock exchanges or on the National Market System of the NASDAQ Stock Market and in the case of bonds only, holds a rating in one of the three highest classifications by a major rating service. Investment in foreign companies is limited to American Depository Receipts (ADRs) and foreign common stock listed on U.S. Exchanges. The Plan's investment policies limit investments to common stocks, corporate bonds rated "A" or higher by Moody or Standard & Poor's, collateralized mortgage obligations (CMO's) rated "Aaa" by Moody's or "AAA" by Standard & Poor's rating services. The Plans' corporate bonds were rated an average of "A" by Standard & Poor's. The Plans' mutual bond fund investments were all rated "AAA" under Standard & Poor's ratings. -32- MIAMI SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 3. DEPOSITS AND INVESTMENTS (Continued) Investments — Pension Plans (Continued) Concentration of Credit Risk The Plans' investment policies prohibit equity securities concentrations greater than 5% in the securities of any one company at cost nor can the aggregate investment in equity securities total more than 70% of the total funds asset value at market; and fixed income securities concentrations greater than 10% in any one issuer with the exception of U.S. government or agency issues. As of September 30, 2007, the value of each equity position held by the Plans' portfolios consisted of less than 5% of total equity assets and less than 70% in the aggregate. Three percent (3 %) of the Village's total Pension Investments are fixed income securities in the Federal National Mortgage Association. Given the restriction to the highest rating, the additional concentration is not viewed to be an additional risk by the Village. Risks and Uncertainties The Plans have investments in a combination of investment securities. Investment securities are exposed to various risks, such as interest rate, market and credit risk. Due to the level of risk associated with certain investment securities and the level of uncertainty related to changes in the value of investment securities, it is at least reasonably possible that changes in risks in the near term would materially affect the balances and the amounts reported in the statements of plan net assets and the statements of changes in plan net assets. The Plans through their investment advisors monitor the Plans' investments and risks associated therewith on a regular basis, which the Plans believe minimizes these risks. NOTE 4. INTERFUND RECEIVABLES, PAYABLES AND TRANSFERS Interfund receivables and payables at September 30, 2007 were as follows: Fund General fund Excise tax fund Building better communities Nonmaj or governmental funds Due from Due to Other Funds Other Funds $ 597,763 $ - 202,249 - 192,275 - 203,239 $ 597,763 $ 597,763 These outstanding balances between funds result mainly from the time lag between the dates that (a) interfund goods and services are provided or reimbursable expenditures /expenses occur, (b) transactions are recorded in the accounting system and (c) payments between funds are made. -33- MIAMI SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 4. INTERFUND RECEIVABLES, PAYABLES AND TRANSFERS (Continued) Interfund transfers during September 30, 2007 were as follows: $ 2,797,862 $ 142,142 $ 805,049 $ 411,493 $ 4,156,546 Transfers are used to (a) move revenues from the fund that statute or budget requires to collect them to the fund the statute or budget requires to expend them and (b) move unrestricted revenues collected in the General Fund to finance various programs accounted for in other funds in accordance with budgetary authorization. NOTE 5. ACCOUNTS RECEIVABLE Accounts receivable as of September 30, 2007 for the Village's major and nonmajor funds in the aggregate are as follows: Transfers In Local Nonmajor Building Nonmajor Internal Governmental Storm- Service General Better Governmental Service Receivable: Transfers Out Fund Communities Funds Funds "Total General fund $ - $ - $ 780,049 $ 411,493 $1,191,542 Excise tax fund 2,414,022 - - - 2,414,022 Local option gas tax fund - 142,142 25,000 - 167,142 Nonmajor governmental funds 173,840 - - - 173,840 Sanitation fund 185,000 - - - 185,000 Stormwater fund 25,000 - - - 25,000 $ 2,797,862 $ 142,142 $ 805,049 $ 411,493 $ 4,156,546 Transfers are used to (a) move revenues from the fund that statute or budget requires to collect them to the fund the statute or budget requires to expend them and (b) move unrestricted revenues collected in the General Fund to finance various programs accounted for in other funds in accordance with budgetary authorization. NOTE 5. ACCOUNTS RECEIVABLE Accounts receivable as of September 30, 2007 for the Village's major and nonmajor funds in the aggregate are as follows: Local Nonmajor Internal Excise Option Governmental Storm- Service General Tax Gas Tax Funds Sanitation water Funds Total Receivable: Accounts $ 252,556 $ - $ - $ 159,578 $ 859,237 $ 58,773 $ 3,205 $1,333,349 Taxes 104,536 275,915 21,757 17,544 - - - 419,752 Total receivable $ 357,092 $ 275,915 $ 21,757 $ 177,122 $ 859,237 $ 58,773 $ 3,205 $1,753,101 -34- MIAMI SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 6. CAPITAL ASSETS Capital asset activity for the year ended September 30, 2007 was as follows: *The Village has restated its governmental activities and business -type activities capital assets by $7,1 10,140 and $71,087, respectively, as of September 30, 2007. See Note 13 for further details. -35- Beginning Ending Balance* Additions Deductions Balance Governmental activities: Capital assets not being depreciated: Land $ 2,358,437 $ - $ - $ 2,358,437 Construction -in- progress 101,594 - (101,594) - Total capital assets not being depreciated 2,460,031 - (101,594) 2,358,437 Capital assets being depreciated: Buildings and improvements 11,000,731 - - 11,000,731 Land improvements 3,366,252 17,660 - 3,383,912 Infrastructure 15,661,729 - - 15,661,729 Furniture, fixtures and equipment 1,961,412 1,259,881 (155,795) 3,065,498 Total capital assets being depreciated 31,990,124 1,277,541 (155,795) 33,111,870 Less accumulated depreciation for: Buildings and improvements 2,923,734 642,445 - 3,566,179 Land improvements 1,317,097 883 - 1,317,980 Infrastructure 8,457,986 13,998 - 8,471,984 Furniture, fixtures and equipment 2,096,386 237,594 (155,795) 2,178,185 Total accumulated depreciation 14,795,203 894,920 (155,795) 15,534,328 Total capital assets being depreciated, net 17,194,921 382,621 - 17,577,542 Governmental activities capital assets, net $19,654,952 $ 382,621 $ (101,594) $19,935,979 Business -type activities: Capital assets being depreciated: Utility plant and equipment $ 2,125,559 $ 96,997 $ 53,511 $ 2,169,045 Less accumulated depreciation for: Utility plant and equipment 1,306,350 145,905 53,511 1,398,744 Total capital assets being depreciated, net 819,209 (48,908) - 770,301 Business -type activities capital assets, net $ 819,209 $ (48,908) $ - $ 770,301 *The Village has restated its governmental activities and business -type activities capital assets by $7,1 10,140 and $71,087, respectively, as of September 30, 2007. See Note 13 for further details. -35- MIAMI SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 6. CAPITAL ASSETS (Continued) Depreciation expense was charged to functions as follows: Governmental activities: General government $ 253,210 Public safety 234,778 Public works 125,361 Parks and recreation 127,658 741,007 Capital assets held by the government's internal service funds are charged to the various functions based on their usage of assets 153,913 Total depreciation expense - governmental activities $ 894,920 Business -type activities: Sanitation $123,671 Stormwater 22,234 Total depreciation expense - business -type activities $145,905 NOTE 7. LONG -TERM LIABILITIES a. Summary of Long -Term Liabilities The following is a summary of changes in long -term liabilities of the Village for governmental and business -type activities for the year ended September 30, 2007. Governmental activities: General obligation bonds payable - 2004 Less issuance discount General obligation bonds payable - 1999 General obligation loan - 2006 Subtotal Compensated absences Claims payable Business -type activities: Compensated absences Beginning Ending Due Within Balance Additions Reductions Balance One Year $ 4,805,000 $ - $ 100,000 $ 4,705,000 $ 105,000 (8,925) - (331) (8,594) - 2,780,000 - 70,000 2,710,000 75,000 3,444,819 - 229,008 3,215,811 237,624 11,020,894 - 398,677 10,622,217 417,624 607,914 63,896 79,872 591,938 148,073 384,682 77,645 56,327 406,000 - $12,013,490 $141,541 $ 534,876 $11,620,155 $ 565,697 $ 73,676 $ 27,885 $ 30,999 $ 70,562 $ 17,640 -36- MIAMI SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 7. LONG -TERM LIABILITIES (Continued) 2004 General Obligation Bonds The 2004 General Obligation bonds were issued by the Village of Miami Shores. Principal is due annually over 30 years at various amounts from $105,000 in 2008 to a final payment of $305,000 in 2033. The bonds bear interest at variable rates ranging from 3% to 5 %, payable semi - annually. 1999 General Obligation Bonds The 1999 General Obligation bonds were issued by the Florida Municipal Loan Council. Principal is due annually over 30 years at various amounts from $75,000 in 2008 to a final payment of $195,000 in 2029. The bonds bear interest at variable rates ranging from 3.20% to 5.00 %, payable semi - annually. Principal Interest Total Fiscal year ended September 30: 2008 $ 105,000 $ 214,080 $ 319,080 2009 110,000 210,930 320,930 2010 110,000 207,630 317,630 2011 115,000 204,110 319,110 2012 120,000 200,258 320,258 2013 -2017 675,000 931,013 1,606,013 2018 -2022 820,000 777,338 1,597,338 2023 -2027 1,025,000 563,563 1,588,563 2028 -2032 1,320,000 280,500 1,600,500 2033 305,000 15,250 320,250 Total $ 4,705,000 $ 3,604,670 $ 8,309,670 1999 General Obligation Bonds The 1999 General Obligation bonds were issued by the Florida Municipal Loan Council. Principal is due annually over 30 years at various amounts from $75,000 in 2008 to a final payment of $195,000 in 2029. The bonds bear interest at variable rates ranging from 3.20% to 5.00 %, payable semi - annually. -37- Principal Interest Total Fiscal year ended September 30: 2008 $ 75,000 $ 132,432 $ 207,432 2009 75,000 129,338 204,338 2010 80,000 126,150 206,150 2011 80,000 122,650 202,650 2012 85,000 119,050 204,050 2013 -2017 500,000 529,688 1,029,688 2018 -2022 630,000 392,862 1,022,862 2023 -2027 805,000 219,500 1,024,500 2028 -2029 380,000 28,750 408,750 Total $ 2,710,000 $ 1,800,420 $ 4,510,420 -37- MIAMI SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 7. LONG -TERM LIABILITIES (Continued) Series 2006 Promissory Note In May 2006, the Village issued a $3,500,000 promissory note to SunTrust Bank bearing an interest rate of 4.56 %. The note was secured for the purpose of repaying outstanding notes and lines of credit. The note matures in May 2018 and requires quarterly principal and interest payments throughout the life of the loan. The security for the note is an appropriation from legally available non -ad valorem revenues and a pledge of the guaranteed entitlement revenues received by the Village in each fiscal year. The outstanding balance at September 30, 2007 was $3,215,811. Series 2006 Promissory Note Fiscal year ended September 30: 2008 2009 2010 2011 2012 2013-2017 2018 Total NOTE 8. POST - EMPLOYMENT RETIREMENT BENEFITS Plan Description Principal Interest Total $ 237,624 $142,703 $ 380,327 248,646 131,681 380,327 260,180 120,147 380,327 272,248 108,079 380,327 284,877 95,450 380,327 1,635,290 266,345 1,901,635 276,946 6,382 283,328 $3,215,811 $870,787 $4,086,598 The Village provides post - retirement health benefits in accordance with the requirements of an agreement between the Village and the Police Benevolent Association (PBA). Police officers who retire and begin receiving benefits from the Village's pension plan on or after October 1, 1991 are eligible to receive a monthly benefit of up to $100 to defray the cost of health insurance coverage for the retiree. Only those police officers who retire under the provisions of the Village's pension plan with at least 25 years of creditable service, or who are granted a disability benefit under the provisions of the Village's Pension Plan, are eligible for the retiree health benefit. Eligible retired police officers receive the retiree health benefit until they become eligible for Medicare benefits, at which time the Village retiree health benefit is suspended. The employer makes benefit payments directly to an insurance carrier or health benefit program on behalf of the eligible retired police officer up to $100 which is funded through payroll deductions from each police officer. Total contributions for the year were $5,500. If -38- MIAMI SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 8. POST - EMPLOYMENT RETIREMENT BENEFITS (Continued) Plan Description (Continued) the retired police officer is covered by any other insurance or health benefit program, the Village retiree health benefit will be secondary to any and all other insurance or benefit programs. If the actual cost of the retired police officer's participation in such other insurance or benefit program is less than $100 per month, the Village retiree health benefit payable is the actual cost of such insurance or benefit program. Employee contributions to the retiree health benefit fund are refundable to the employee if the employee terminates Village employment after contributing to the retiree health benefit fund for ten (10) or more years. Any employee who receives a refund of contributions from the retiree health benefit fund is not eligible to receive a retiree health benefit. The Village does not provide any other post - employment retirement benefits. NOTE 9. RISK MANAGEMENT The Village is exposed to various risks of loss related to torts, theft, damage to and destruction of assets, errors and omissions and natural disasters for which it has purchased commercial insurance. Prior to October 1, 2005, the Village was self - insured for these claims up to certain limits. The amount of settlements for each of the past three fiscal years did not exceed insurance coverage. Liabilities in the risk management internal service fund include amounts for claims that have been incurred but not reported (IBNR's) as well as known claims that existed prior to purchasing commercial insurance. Claim liabilities are calculated considering the recent claim settlement trends. Changes in the balances of estimated claims for the years ended September 30 are as follows: Unpaid claims, beginning Incurred claims (including IBNR's) Claim payments and disbursements Unpaid claims, ending 9111y =11I1L9 $ 384,682 $ 506,665 77,645 - (56,327) (121,983) $ 406,000 $ 384,682 As of September 30, 2007, the Village has related unfunded claims totaling $189,705. In addition to the above claims liability, the Village has a commitment to Miami -Dade County for prior workers' compensation claims for $189,705. The Village generally makes annual payments to the County on a reimbursable basis. -39- MIAMI SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 10. PENSION PLANS The Village maintains two separate single - employer Public Employee Retirement Systems (PERS). These plans were established to provide pension benefits for its employees. The PERS is considered to be part of the Village's financial reporting entity and is included in the Village's financial statements as pension trust funds. Summary of Significant Account Policies Basis of Accounting The Village's defined benefit pension funds are prepared using the accrual basis of accounting. Plan member contributions are recognized in the period in which the contributions are due. Employer contributions to each plan are recognized when due and the employer has made a formal commitment to provide the contributions. Benefits and refunds are recognized when due and payable in accordance with the terms of each Plan. Method Used to Value Investments Investments are reported at fair value. Securities traded on a national or international exchange are valued at the last reported sales price. Net appreciation in fair value of investments, realized and unrealized gains (losses) are determined on the basis of specific cost. Within certain limitations as specified in each of the Plans, the investment policies are determined by the Plans' Board of Trustees and is implemented by each Plan's investment advisor. There were no investments (other than U.S. Government Securities and U.S. Government Guaranteed Obligations) in any one organization that represented 5% or more of plan net assets, nor were there any investments in, loans to, or leases with any Village official, Plan Trustee or other related parties. a. General Employees' Retirement Plan Plan Description The General Employees' Retirement System (the Plan) is a single - employer defined benefit pension plan that covers all Village employees, except for police, and certain appointed employees. The Plan was established on January 1, 1957 by the Village Council. On December 31, 1999, the Plan was split between the general employees and the police officers. The Plans are governed by certain provisions of Chapter 112, Florida Statutes. The Board of Trustees for the Plan administers the Plan. Plan amendments must be authorized by the Village Council. The Plan provides retirement and death benefits to Plan members and beneficiaries. The Plan does not issue a separate financial report. -40- MIAMI SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 10. PENSION PLANS (Continued) Method Used to Value Investments (Continued) a. General Employees' Retirement Plan (Continued) Plan Description (Continued) Effective December 5, 2006, current employees may elect to participate in the deferred retirement option plan (DROP) the first day of the month coincident with or next following the date of Normal Retirement. Election into the DROP is voluntary. The employee may elect to participate in the plan for a maximum of 60 months. Once participation in the DROP commences, such participation constitutes an irrevocable election. A member's continuous service and accrued benefit under the plan shall be determined and frozen on the effective date of the employee's election to participate in the DROP. Additional continuous service or benefits under the plan shall not be accrued. No payments are made directly to the employee from the pension plan while the member participates in the drop plan. During the period of the member's participation in the DROP, the employee's normal retirement benefit shall be credited to the employee's DROP account. No further contributions to the general employee pension plan will be required by the Village nor the employee on behalf of any employee who has elected participation in the DROP. The member's account is invested as part of the corpus of the system by the Board and is credited with interest equal to the overall net rate of return on the fund assets during the reporting period during which the member participates in the DROP. Upon termination of employment with the Employer or 60 months of DROP participation, the balance of the DROP account will become payable in addition to the monthly Normal Retirement Benefit (which is based on credited service and average monthly salary on the DROP election date). The DROP account is distributed to the member in a single lump sum payment or a direct rollover to another qualified retirement plan. If a member dies before the member's DROP account balance has been paid in full, distribution of the DROP account balance will be made according to the member's designation. DROP payment to a beneficiary will be in addition to any retirement benefits payable by the plan. Under any option and in no event may the total benefit payments to the member or the beneficiary be less than the member's own accumulated contributions. At the end of September 30, 2007, total liabilities for the DROP were $20,595. Funding Policy Plan members are required to contribute 6% of their annual covered salary. The Village is not required to contribute to the plan. The Village is required to contribute at actuarially determined rates that are designed to accumulate sufficient assets to pay benefits when due. -41- MIAMI SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 10. PENSION PLANS (Continued) Method Used to Value Investments (Continued) a. General Employees' Retirement Plan (Continued) Annual Pension Cost and Net Pension Obligation (Asset) As of October 1, 2006, the date of the latest actuarial valuation, the Village's net pension obligation (asset) was as follows: Annual required contributions (ARC) $ 56,709 Interest on net pension asset 1,220 Adjustment to ARC (1,654) Annual pension cost 56,275 Actual contribution 56,876 Change in net pension obligation (asset) (601) Net pension obligation (asset), beginning 15,845 Net pension obligation (asset), ending $ (15,244) (1) (1) Not recorded in the entity -wide financial statements due to immateriality. The annual required contributions for the current year were determined as part of the October 1, 2006 actuarial valuation using the aggregate method. This method does not identify and separately amortize the unfunded actuarial liabilities. The actuarial assumptions included (a) 8% investment rate of return and (b) projected salary increases of 6.5% per year. Both (a) and (b) included an inflation component of 4 %. The actuarial value of assets was determined using market values. Three -Year Trend Information Annual Percentage Net Pension Pension of APC Obligation Fiscal Year Ending Cost (APC) Contributed Asset 9/30/2004 $ - 0.0% $ - 9/30/2005 15,825 0.0% 15,845 9/30/2006 56,275 103.9% 15,244 Other The General Employees Retirement Plan does not issue separate stand -alone financial statements, therefore, included below is the Statement of Fiduciary Net Assets and the Statement of Changes in Net Assets as of and for the fiscal year ended September 30, 2007. -42- MIAMI SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 10. PENSION PLANS (Continued) Method Used to Value Investments (Continued) a. General Employees' Retirement Plan (Continued) Other (Continued) Statement of Fiduciary Net Assets September 30, 2007 Assets: Cash and cash equivalents $ 113,202 Investments, at fair value 9,286,798 Accrued interest receivable 25,116 Total assets 9,425,116 Liabilities 20,595 Net assets held in trust for pension benefits $ 9,404,521 Statement of Changes in Net Assets Year Ended September 30, 2007 ADDITIONS Contributions $ 245,597 Net investment income 1,197,387 Other receipts 36,321 Total additions 1,479,305 DEDUCTIONS Pension benefits 358,116 Total deductions 358,116 Changes in net assets 1,121,189 Net assets held in trust for pension benefits, beginning 8,283,332 Net assets held in trust for pension benefits, ending $ 9,404,521 b. Police Officers' Retirement Plan Plan Description The Police Officers' Retirement System (the Plan) is a single- employer defined benefit pension plan that covers substantially all of the Village's certified police officers. The Plan was established as of the effective date of January 1, 1957 by the Village Council. It was amended on December 31, 1999, to split the Plan between General Employees and Police Officers. The Plan is also governed by certain provisions of Chapter 185, Florida Statutes. The Board of Trustees for the Plan administers the Plan. Plan amendments must be authorized by the Village Council. -43- MIAMI SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 10. PENSION PLANS (Continued) Method Used to Value Investments (Continued) b. Police Officers' Retirement Plan (Continued) Annual Pension Cost and Net Pension Obligation (Asset) As of October 1, 2006, the date of the latest actuarial valuation, the Village's net pension obligation (asset) was as follows: Annual required contributions (ARC) $ 594,211 Interest on net pension asset (1,165) Adjustment to ARC 2,090 Annual pension cost 595,136 Actual contribution 627,389 Change in net pension obligation (asset) (32,253) Net pension obligation (asset), beginning (14,507) Net pension obligation (asset), ending $ (46,760) The annual required contributions for the current year were determined as part of the October 1, 2006 actuarial valuation using the aggregate method. This method does not identify and separately amortize the unfunded actuarial liabilities. The actuarial assumptions included (a) 8% investment rate of return and (b) projected salary increases of 6.5% per year. Both (a) and (b) included an inflation component of 4 %. The actuarial value of assets was determined using market values. Three -Year Trend Information Annual Percentage Net Pension Pension of APC Obligation Fiscal Year Ending Cost (APC) Contributed Asset 9/30/2004 $ 198,613 99.4% $ (16,747) 9/30/2005 280,653 99.6% (15,616) 9/30/2006 298,867 99.6% (14,507) Other The General Employees Retirement Plan does not issue separate stand -alone financial statements, therefore, included below is the Statement of Fiduciary Net Assets and the Statement of Changes in Net Assets as of and for the fiscal year ended September 30, 2007. -44- MIAMI SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 10. PENSION PLANS (Continued) Method Used to Value Investments (Continued) b. Police Officers' Retirement Plan (Continued) Plan Description (Continued) The Plan provides retirement, disability, and death benefits to Plan members and beneficiaries. The Plan does not issue a separate financial report. Deferred Retirement Option Plan Effective May 5, 1998, subsequent to the approval from the State of Florida, Division of Retirement, current employees with at least 25 but not more than 30 years of continuous service as a member of the plan may elect to participate in the deferred retirement option plan (DROP) for sworn police personnel. The employee may elect to participate in the plan for a maximum of 60 months before the employee attains 30 years of continuous service. A member's continuous service and accrued benefit under the plan shall be determined and frozen on the effective date of the employee's election to participate in the DROP. Additional continuous service or benefits under the plan shall not be accrued, except for cost -of- living adjustments provided to retirees under the plan. No payments are made directly to the employee from the pension plan while the member participates in the drop plan. During the period of the member's participation in the DROP, the employee's normal retirement benefit shall be credited to the employee's DROP account. No further contributions to the police officers' retirement system will be required by the Village nor the employee on behalf of any employee who has elected participation in the DROP. The member's account is invested as part of the corpus of the system by the Board and is credited with interest equal to the overall net rate of return on the fund assets during the reporting period during which the member participates in the DROP. At the conclusion of the member's participation in the DROP, the member will receive a normal benefit calculated in accordance with the plan using an average monthly earnings and continuous service as of the effective date of the member's election to participate in the DROP. The DROP account is distributed to the member in a cash lump sum, unless the member alternatively elects to receive payments in approximately equal quarterly or annual installments over a period designated by the member. If a member dies before distribution of the member's DROP plan commences, the account balance is paid to the member's designated beneficiary in an immediate cash lump sum. Provisions of the plan do not allow for the distribution of a member's DROP account to begin later than April 1 following the later of the calendar year in which the member separates from service with the Village or attains age 70% years. At the end of September 30, 2007, total liabilities for the DROP were $111,475. -45- MIAMI SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 10. PENSION PLANS (Continued) Method Used to Value Investments (Continued) b. Police Officers' Retirement Plan (Continued) Funding Policy Plan members are required to contribute 9% of their annual covered salary. The State of Florida contributes a portion of the property insurance premiums, which pass through the Village as contributions to the Plan. The Village is required to contribute at actuarially determined rates that are designed to accumulate sufficient assets to pay benefits when due. Other The Police Officers Retirement Plan does not issue separate stand -alone financial statements, therefore, included below is the Statement of Fiduciary Net Assets and the Statement of Changes in Net Assets as of and for the fiscal year ended September 30, 2007. Statement of Fiduciary Net Assets September 30, 2007 Assets: Cash and cash equivalents $ 129,311 Investments, at fair value 12,127,557 Due from state 63,371 Accrued interest receivable 31,858 Total assets 12,352,097 Liabilities 112,839 Net assets held in trust for pension benefits $12,239,258 Statement of Changes in Net Assets Year Ended September 30, 2007 ADDITIONS Contributions $ 799,684 Net investment income 1,562,601 Other receipts 41,394 Total additions 2,403,679 DEDUCTIONS Pension benefits 796,095 Other 41,912 Total deductions 838,007 Changes in net assets 1,565,672 Net assets held in trust for pension benefits, beginning 10,673,586 Net assets held in trust for pension benefits, ending $12,239,258 -46- MIAMI SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 10. PENSION PLANS (Continued) c. Membership Membership of each Plan consisted of the following at September 30, 2007: Retirees and beneficiaries currently receiving benefits and terminated employees entitled to benefits but not yet receiving them Fully vested Non - vested d. Required Supplementary Information General Employees Police 40 21 23 13 56 13 79 26 The schedule of employer contributions for each of the past four consecutive fiscal years for the Police plan is presented immediately after the notes to the basic financial statements. As the Plan uses the Frozen Entry Age Actuarial Cost Method, a schedule of funding progress is not required. NOTE 11. COMMITMENTS AND CONTINGENCIES a. Legal Matters The Village has several claims arising in the ordinary course of operations pending against the Village. In the opinion of legal counsel and management, any potential losses arising from such actions, would not have a materially adverse affect on the financial position of the Village. b. Contingent Liabilities Amounts received or receivable from grant agencies are subject to audit and adjustment by grantor agencies. While no matters of non - compliance were disclosed by the audit, grantor agencies may subject grant programs to additional compliance tests, which may result in disallowed costs. In the opinion of management, future disallowances of current grant expenditures, if any, would not have a material adverse effect on the Village's financial condition. NOTE 12. SUBSEQUENT EVENTS a. Local Government Surplus Trust Fund Investment Pool At September 30, 2007, the Miami Shores Village had $4,845,935 invested in the State Board of Administration's Local Government Surplus Funds Trust Fund Investment Pool (Pool). On -47- MIAMI SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 12. SUBSEQUENT EVENTS (Continued) a. Local Government Surplus Trust Fund Investment Pool (Continued) November 29, 2007, the State Board of Administration implemented a temporary freeze on the assets held in the Pool due to an unprecedented amount of withdrawals from the Fund coupled with the absence of market liquidity for certain securities within the Pool. The significant amount of withdrawals followed reports that the Pool held asset - backed commercial paper that was subject to sub prime mortgage risk. On December 4, 2007, based on recommendations from an outside financial advisor, the State Board of Administration restructured the Pool into two separate pools. Pool A consisted of all money market appropriate assets, which was approximately $12 billion or 86% of Pool assets. Pool B consisted of assets that either defaulted on a payment, paid more slowly than expected, and/or had any significant credit and liquidity risk, which was approximately $2 billion or 14% of Pool assets. At the time of the restructuring, all current pool participants had their existing balances proportionately allocated into Pool A and Pool B. Currently, Pool A participants may withdraw 37% of their balance or $4 million, whichever is greater, without penalty. Withdrawals from Pool A in excess of the above limit are subject to a 2% redemption fee. New investments in Pool A are not subject to the redemption fee or withdrawal restrictions. Future withdrawal provisions from Pool A will be subject to further evaluation based on the maturities of existing investments and the liquidity requirements of the Pool. On December 21, 2007, Standard and Poor's Ratings Services assigned its "AAAM" principal stability fund rating to Pool A. Currently, amounts are transferred by the Trust from Pool B to Pool A as they become available. As of January 31, 2008 the market value of the assets held in Pool B was $729,541 with an unrealized loss of $33,316. As of March 31, 2008, the Miami Shores Village had $985,307 and $479,216 invested in Pool A and B, respectively. Additional information regarding the Local Government Surplus Funds Trust Fund may be obtained from the State Board of Administration. b. Property Tax Reform Amendment On April 10, 2008, the Florida electorate approved an amendment to the Florida Constitution relative to property taxation. This amendment (referred to as Amendment 1) was placed on the ballot by the Florida Legislature at a special session held in October 2007. With respect to homestead property, Amendment 1 increases the current $25,000 homestead exemption by another $25,000 (for property values between $50,000 - $75,000), except for school district taxes. Since the new $25,000 homestead exemption does not apply to school district taxes, this effectively amounts to a $15,000 increase to the existing homestead exemption, resulting in an estimated annual savings of $240 for an average homeowner. Amendment 1 also allows property owners to transfer (make portable) up to $500,000 of their Save Our Homes benefits to their next homestead when they move. Save Our Homes became effective in 1995 and limits (caps) the annual increase in assessed value for homestead property to three percent (3 %) or the percentage change in the Consumer Price Index, whichever is less. -48- MIAMI SHORES VILLAGE, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 12. SUBSEQUENT EVENTS (Continued) b. Property Tax Reform Amendment (Continued) With respect to non - homestead property, Amendment 1 limits (caps) the annual increase in assessed value for non - homestead property (businesses, industrial property, rental property, second homes, etc.) to ten percent (10 %), except for school district taxes. The Amendment also provides a $25,000 exemption for tangible personal property. Amendment 1 becomes effective on October 1, 2008, with the exception of the ten percent (10 %) assessment cap on non - homestead property which becomes effective on January 1, 2009. Based on information received from the Miami -Dade Property Appraiser's Office, the estimated annual loss of property tax revenues for our Miami Shores Village from the additional homestead exemption and the $25,000 exemption for tangible personal property is approximately $548,527. At present, there is no accurate way to determine the impact of the portability and assessment cap on non - homestead property provisions in terms of potential loss of property tax revenues. Estimates for our Miami Shores Village range is approximately 2% annually which would translate into an additional loss of property tax revenues of approximately $168,000. NOTE 13. EFFECT OF NEW PRONOUNCEMENTS As a result of implementing GASB Statement No. 34, and other subsequent pronouncements, the Village's ending fund balance at September 30, 2006, was recalculated to derive beginning net assets, at October 1, 2006, as follows: Beginning balance as previously reported Reclassification of remaining note payable from internal service fund Reclassification of capital assets Reclassification of capital assets Other Revaluation of infrastructure and other capital assets Beginning fund balance /net assets as restated Fund Financial Statements Government -wide Fleet General Maintenance Sanitation Governmental Bus -type Fund Fund Fund Activities Activities $ 2,249,538 $ 319 $ 995,795 $ 7,827,026 $1,288,582 984,234 - - - - - 58,054 - - - - 71,088 - 71,088 - 18,725 - - - - 7,110,140 - $ 3,233,772 $ 58,373 $1,066,883 $14,955,891 $ 1,359,670 -49- REQUIRED SUPPLEMENTARY INFORMATION MIAMI SHORES VILLAGE, FLORIDA REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF EMPLOYER CONTRIBUTIONS The information presented in the required supplemental schedules was determined as part of the actuarial valuations at the dates indicated. Additional information as of the latest actuarial valuation follows. The annual required contribution for the fiscal year ended September 30, 2007 was determined as part of the October 1, 2006 actuarial valuation. General Employees' Retirement System General Employees' Year Annual Contribution Valuation date 10/1/06 Ended Required from Aggregate Percentage September 30, Contribution Employer N/A Contributed 2005 $ 15,845 $ - Asset valuation method 0.0% 2006 15,845 15,845 100.0% 2007 56,709 - is recognized at the rate of 20% per 0.0% Police Officer's Retirement System Actuarial assumptions: Year Annual Contribution Contribution 8% Ended Required from from Percentage September 30, Contribution Employer State Contributed 2005 $ 279,522 $ 249,329 $ 68,063 113.5% 2006 297,812 267,619 63,202 111.1% 2007 594,211 564,018 63,371 105.6% The information presented in the required supplemental schedules was determined as part of the actuarial valuations at the dates indicated. Additional information as of the latest actuarial valuation follows. The annual required contribution for the fiscal year ended September 30, 2007 was determined as part of the October 1, 2006 actuarial valuation. Note: This method does not separately identify an actuarial accrued liability. Based on this, a schedule of funding progress is not included as it is not required per GASB 25. -50- Police Officer's General Employees' Retirement System Retirement System Valuation date 10/1/06 10/1/06 Actuarial cost method Aggregate Aggregate Amortization method N/A N/A Remaining amortization period N/A N/A Asset valuation method 5 year smoothed market Market value less unrecognized capital appreciation, where capital appreciating is recognized at the rate of 20% per year. Actuarial assumptions: Investment rate of return* 8% 8% Projected salary increases* 6.5% 5.5% Cost of living adjustments 1.5% *Includes inflation at 4% *Includes inflation at 4% *Includes inflation at 4% Note: This method does not separately identify an actuarial accrued liability. Based on this, a schedule of funding progress is not included as it is not required per GASB 25. -50- MIAMI SHORES VILLAGE, FLORIDA REQUIRED SUPPLEMENTARY INFORMATION BUDGETARY COMPARISON SCHEDULE GENERALFUND FISCAL YEAR ENDED SEPTEMBER 30, 2007 Charges for services: Physical environment 72,000 72,000 44,471 Variance with Police extra duty 168,750 168,750 175,395 Final Budget - Landscape maintenance Budgeted Amounts Actual Positive - Original Final Amounts (Negative) Revenues: Total charges for services 978,740 978,740 1,077,259 Taxes: Rents 25,000 25,000 25,533 Property taxes, current and delinquent $ 6,650,262 $ 6,650,262 $ 6,676,178 $ 25,916 Licenses and permits: Total miscellaneous 119,711 119,711 52,150 Business licenses - Village 71,571 71,571 58,269 (13,302) Business licenses - County 25,000 25,000 4,071 (20,929) Building permits 511,199 511,199 521,250 10,051 Certificate ofreoccupancy 12,750 12,750 7,606 (5,144) Other licenses and permits 86,050 86,050 75,432 (10,618) Total licenses and permits 706,570 706,570 666,628 (39,942) Intergovernmental revenues: State shared revenues: State revenue sharing 324,629 324,629 247,770 (76,859) Local government half cent sales tax 673,888 673,888 695,151 21,263 Gasoline tax rebate 9,500 9,500 10,434 934 Other 2,350 2,350 1,245 (1,105) Total intergovernmental revenues 1,010,367 1,010,367 954,600 (55,767) Charges for services: Physical environment 72,000 72,000 44,471 (27,529) Police extra duty 168,750 168,750 175,395 6,645 Landscape maintenance 19,901 19,901 19,901 - Culture /recreation 718,089 718,089 837,492 119,403 Total charges for services 978,740 978,740 1,077,259 98,519 Fines and forfeitures: Court fines and costs 75,000 75,000 69,553 (5,447) School crossing guards 34,000 34,000 26,617 (7,383) Other 143,000 250,309 200,905 (49,404) Total fines and forfeitures 252,000 359,309 297,075 (62,234) Miscellaneous: Rents 25,000 25,000 25,533 533 Other 94,711 94,711 26,617 (68,094) Total miscellaneous 119,711 119,711 52,150 (67,561) Interest 54,000 179,606 199,092 19,486 Total revenues $ 9,771,650 $ 10,004,565 $ 9,922,982 (Continued) See note to budgetary comparison schedules. -51- MIAMI SHORES VILLAGE, FLORIDA REQUIRED SUPPLEMENTARY INFORMATION BUDGETARY COMPARISON SCHEDULE GENERALFUND (Continued) FISCAL YEAR ENDED SEPTEMBER 30, 2007 Expenditures: Current: General government: Village council Village attorney Village manager Village clerk Code enforcement Building department Planning and zoning Finance Other Total general government Public safety: Law enforcement School crossing guard Total public safety Public works: Parks Street maintenance Public works administration Recreation maintenance Total public services Culture and recreation: Recreation Library Total culture and recreation Capital outlay Total expenditures Deficiency of revenues over expenditures Other financing sources (uses) Variance with Final Budget - Budgeted Amounts Actual Positive Original Final Amounts (Negative) $ 8,818 $ 8,818 $ 5,433 $ 3,385 207,920 216,920 137,767 79,153 248,062 248,062 239,734 8,328 169,041 171,162 155,787 15,375 257,157 257,157 143,937 113,220 412,581 412,581 334,779 77,802 334,864 334,864 195,255 139,609 658,389 665,319 468,947 196,372 783,714 1,048,965 837,666 211,299 3,080,546 3,363,848 2,519,305 844,543 4,508,139 4,495,985 4,174,437 321,548 35,954 35,954 28,541 7,413 4,544,093 4,531,939 4,202,978 328,961 574,445 574,445 555,021 19,424 589,481 589,481 557,018 32,463 546,327 549,045 434,973 114,072 200,895 200,895 176,236 24,659 1,911,148 1,913,866 1,723,248 190,618 1,897,888 1,906,642 1,665,340 241,302 341,724 342,804 336,934 5,870 2,239,612 2,249,446 2,002,274 247,172 50,225 82,325 103,033 (20,708) 11,825,624 12,141,424 10,550,838 1,590,586 (2,053,974) (2,136,859) (627,856) 1,509,003 Transfers in 2,431,869 3,152,493 2,797,862 (354,631) Transfers out (377,895) (1,015,634) (1,191,542) (175,908) Total other financing sources (uses) 2,053,974 2,136,859 1,606,320 (530,539) Net change in fund balance $ - $ - $ 978,464 $ 978,464 See note to budgetary comparison schedules. -52- MIAMI SHORES VILLAGE, FLORIDA REQUIRED SUPPLEMENTARY INFORMATION BUDGETARY COMPARISON SCHEDULE EXCISE TAX FUND FISCAL YEAR ENDED SEPTEMBER 30, 2007 Revenues: Public services taxes Expenditures Excess of revenues over expenditures Other financing uses: Transfers out Net change in fund balance Fund balance, beginning Fund balance, ending Variance with Final Budget - Budgeted Amounts Actual Positive Original Final Amounts (Negative) $ 1,806,380 $ 2,414,021 $ 2,209,125 $ (204,896) 1,806,380 2,414,021 2,209,125 (204,896) (1,806,380) (2,414,021) (2,414,022) (1) (204,897) (204,897) - 278,563 278,563 $ 73,666 $ 73,666 See note to budgetary comparison schedules. -53- MIAMI SHORES VH,LAGE, FLORIDA BUDGETARY COMPARISON SCHEDULE LOCAL OPTION GAS TAX FUND FISCAL YEAR ENDED SEPTEMBER 30, 2007 See note to budgetary comparison schedules. -54- Variance with Final Budget - Budgeted Amounts Actual Positive Original Final Amounts (Negative) Revenues: Other taxes $ 158,540 $ 259,196 $ 365,937 $ 106,741 Interest 5,000 5,000 10,028 5,028 Total revenues 163,540 264,196 375,965 111,769 Expenditures: Current: Public works 294,601 279,811 282,761 (2,950) Debt service: Principal 20,833 - - - Interest 2,813 - - - Total debt service 23,646 - - - Total expenditures 318,247 279,811 282,761 (2,950) Excess (deficiency) of revenues over expenditures (154,707) (15,615) 93,204 108,819 Other financing sources (uses): Transfers out (25,000) (167,142) (167,142) (334,284) Net change in fund balance (179,707) (182,757) (73,938) (225,465) Fund balance, beginning - - 1,041,777 1,041,777 Fund balance, ending $ (179,707) $ (182,757) $ 967,839 $ 816,312 See note to budgetary comparison schedules. -54- MIAMI SHORES VILLAGE, FLORIDA NOTE TO BUDGETARY COMPARISON SCHEDULES FISCAL YEAR ENDED SEPTEMBER 30, 2007 NOTE 1. BUDGETS AND BUDGETARY ACCOUNTING Annual budgets are adopted on a basis consistent with accounting principles generally accepted in the United States. The Village annually adopts an operating budget for the General Fund, Excise Tax Fund, Local Option Gas Tax Fund, Half Cent Surtax Fund and the Debt Service Fund. (1) 35 days prior to fiscal year end, the Village Manager submits to the Village Council a proposed operating budget for the fiscal year commencing the following October 1st. The operating budget is restricted to proposed expenditures and the means of financing them by means of appropriated revenues, other financing sources and appropriations of fund balances. Budgetary control over expenditures for the General Fund is legally maintained at the departmental level. (2) Two public hearings are conducted to obtain taxpayer comments as required by Truth in Millage (TRIM) legislation. (3) Prior to September 28th (unless preempted by TRIM) as stated in the Village's Charter, the budget is legally enacted through passage of an ordinance. (4) The Village Manager may at any time transfer any unencumbered appropriated balance or portion thereof between general classifications of expenditures within an office, department or agency. At the request of the Village Manager and within the last three months of the budget year, the Council may by resolution transfer any unencumbered appropriated balance or portion thereof, from one office, department or agency to another. (5) Budgeted amounts are as originally adopted or as amended. No significant revisions to the budget were required in 2007. There were two supplemental appropriations in the general fund during fiscal year ended September 30, 2007 for funding outstanding financial obligations and unanticipated expenses. (6) Unencumbered appropriations lapse at year end. -55- COMBINING AND INDIVIDUAL FUND STATEMENTS AND SCHEDULES NONMAJOR GOVERNMENTAL FUNDS Special Revenue Funds General Trust — This fund accumulates assets for its employees, other governmental entities and/or funds, primarily for the recreation, library or police departments. Half -Cent Surtax — This fund accounts for the Village's portion of the Miami -Dade County one -half percent sales surtax approved by voters in November 2002. Grants — This fund accounts for the use of specific designated resources related to grant programs. Hurricane Fund — This fund accounts for hurricane related expenditures as well as FFMA reimbursements. The fund is used to centralize financial activities required to restore the Village to normal operations following a natural disaster. Charter High School — This fund accounts for the initial cost and transactions associated with the Charter High School. Law Enforcement Training — This fund accounts for proceeds obtained through fines designated specifically for training law enforcement officers. Police Forfeiture — This fund accounts for proceeds obtained through the sale of confiscated and unclaimed property turned over to the Village through court judgments. Proceeds are to be used solely for law enforcement purposes. Debt Service Fund General Obligation Bonds — This fund accounts for the 1999 and 2004 General Obligation bonds issued to fund the design, developments and construction of the Miami Shores Aquatic Facility (1999) and for the charter school construction (2004) and other banking financing. Capital Projects Funds Capital Improvement Fund - This fund accounts for major capital acquisitions and projects to improve the Village. Aquatic Facility Fund — This fund accounts for all the cost associated with the design, development and construction of the aquatic facility which was completed in fiscal year 2005 and funded by general obligation bonds issued through the Florida Municipal Loan Council. Charter High School Construction — This fund accounts for all costs associated with the construction of the Doctors Charter School of Miami Shores which was substantially complete in 2005. o w � p- 0 0 cr C u a a a. c o a. CD CD CD ¢' a C a a. o CD CD a C cr a w, a CD rA rA t" d y cu cu a. o CD C D CD � o- o- io CD CDa. 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O H N U � p N UUj U dAA CO C� Z w w Revenues: Other taxes Interest Total revenues Expenditures: Current: Public works Net change in fund balance Fund balance, beginning Fund balance, ending MIAMI SHORES VILLAGE, FLORIDA BUDGETARY COMPARISON SCHEDULE HALF CENT SURTAX FUND FISCAL YEAR ENDED SEPTEMBER 30, 2007 fSIZ Budgeted Amounts Original Final Variance with Final Budget - Actual Positive Amounts (Negative) $ 440,328 $ 440,328 $ 348,437 $ (91,891) 1,000 1,000 11,169 10,169 441,328 441,328 359,606 (81,722) 745,094 763,339 138,142 625,197 (303,766) (322,011) 221,464 543,475 - - 728,209 728,209 $ (303,766) $ (322,011) $ 949,673 $ 1,271,684 MIAMI SHORES VILLAGE, FLORIDA BUDGETARY COMPARISON SCHEDULE DEBT SERVICE FUND FISCAL YEAR ENDED SEPTEMBER 30, 2007 Revenues: Property taxes Interest Total revenues Expenditures: Current: General government Debt service: Principal Interest Total debt service Total expenditures Excess (deficiency) of revenues over expenditures Other financing sources (uses): Transfers in Transfers out Total other financing sources (uses) Net change in fund balance Fund balance, beginning Variance with Final Budget - Budgeted Amounts Actual Positive Original Final Amounts (Negative) $ 671,446 $ 671,446 $ 697,306 $ 25,860 - - 22,439 22,439 671,446 671,446 719,745 48,299 23,710 23,710 4,190 19,520 175,000 400,017 399,008 1,009 347,736 503,047 507,244 (4,197) 522,736 903,064 906,252 (3,188) 546,446 926,774 910,442 16,332 125,000 (255,328) (190,697) 64,631 - 380,328 380,328 - (125,000) (125,000) - 125,000 (125,000) 255,328 380,328 125,000 - - 189,631 189,631 - 514,160 514,160 Fund balance, ending $ - $ - $ 703,791 $ 703,791 -61- INTERNAL SERVICE FUNDS Internal service funds are used to account for the financing of goods or services provided by one department to other departments of the Village on a cost reimbursement basis. Risk Management Fund — This fund accounts for the accumulation and allocation of costs associated with insurance. Fleet Maintenance Fund — This fund accounts for all direct and indirect costs to maintain and operate the Village's vehicles and equipment fleet. MIAMI SHORES VILLAGE, FLORIDA COMBINING STATEMENT OF NET ASSETS INTERNAL SERVICE FUNDS SEPTEMBER 30, 2007 ASSETS Current assets: Cash and cash equivalents Accounts receivable Prepaid items Inventories Total current assets Capital assets: Capital assets not being depreciated Capital assets being depreciated, net Total noncurrent assets Total assets LIABILITIES Current liabilities: Accounts payable and accrued liabilities Compensated absences Claims payable Total current liabilities Noncurrent liabilities: Compensated absences Total liabilities XTUc P n CCUrPr Invested in capital assets, net of related debt Unrestricted Total net assets -62- Risk Fleet Mana ement Maintenance Total $ 223,909 $ 190,802 $ 414,711 3,205 - 3,205 - 5,000 5,000 - 41,636 41,636 227,114 237,438 464,552 - 7,127 7,127 - 354,222 354,222 - 361,349 361,349 227,114 598,787 825,901 10,819 17,166 27,985 - 10,776 10,776 216,295 - 216,295 227,114 27,942 255,056 - 32,329 32,329 227,114 60,271 287,385 361,349 361,349 - 177,167 177,167 $ - $ 538,516 $ 538,516 ML4MI SHORES VILLAGE, FLORIDA COMBINING STATEMENT OF REVENUES, EXPENSES AND CHANGES IN NET ASSETS INTERNAL SERVICE FUNDS FISCAL YEAR ENDED SEPTEMBER 30, 2007 Risk Fleet Management Maintenance Fund Fund Total Charges for services $ 903,135 $ 1,172,789 $ 2,075,924 Operating expenses: Administrative and general 131,243 399,739 530,982 Personnel expenses - 254,448 254,448 Depreciation - 153,913 153,913 Insurance premiums 816,011 165,171 981,182 Insurance claims 139,129 - 139,129 Total operating expenses 1,086,383 973,271 2,059,654 Operating income (loss) (183,248) 199,518 16,270 Non - operating income: Gain on sale of capital assets - 2,269 2,269 Interest income 23,760 24,732 48,492 Total non - operating income 23,760 27,001 50,761 Income (loss) before transfers (159,488) 226,519 67,031 Transfers in 157,870 253,623 411,493 Change in net assets (1,618) 480,142 478,524 Net assets, beginning, as restated 1,618 58,374 59,992 Net assets, ending $ - $ 538,516 $ 538,516 W11 MIAMI SHORES VILLAGE, FLORIDA COMBINING STATEMENT OF CASH FLOWS INTERNAL SERVICE FUNDS FISCAL YEAR ENDED SEPTEMBER 30, 2007 Cash flows from operating activities: Cash received from customers, governments and other funds Cash paid to suppliers Cash paid to employees Net cash used by operating activities Cash flows from noncapital financing activities: Transfers in Cash flows from capital and related financing activities: Principal paid on capital debt Proceeds from sale of capital assets Acquisition of capital assets Net cash used by capital and related financing Cash flows from investing activities: Interest received Net decrease in cash and cash equivalents Cash and cash equivalents, beginning Cash and cash equivalents, ending Reconciliation of operating loss to net cash provided (used) by operating activities: Operating income (loss) Adjustments to reconcile operating loss to net cash provided (used) by operating activities: Depreciation Changes in operating assets and liabilities: Accounts receivable Due from other funds Inventories Accounts payable and accrued liabilities Due to other funds Compensated absences Net cash used by operating activities lfZl! Risk Fleet Management Maintenance Fund Fund Total $ 903,094 $ 1,383,083 $ 2,286,177 (1,728,220) (1,838,919) (3,567,139) (250,672) (250,672) (825,126) (706,508) (1,531,634) 157,870 253,623 411,493 - (984,234) (984,234) - 6,846 6,846 - (208,167) (208,167) - (1,185,555) (1,185,555) 23,760 24,732 48,492 (643,496) (1,613,708) (2,257,204) 867,405 1,804,510 2,671,915 $ 223,909 $ 190,802 $ 414,711 $ (183,248) $ 199,518 $ 16,270 153,913 153,913 (41) 49 8 - 210,245 210,245 (35) (35) (19,300) (12,845) (32,145) (622,537) (1,261,129) (1,883,666) - 3,776 3,776 $ (825,126) $ (706,508) $ (1,531,634) FIDUCIARY FUNDS These funds account for assets held by the Village in a trustee capacity or as an agent for employees. Pension Trust Funds: Police Officers Retirement System — To account for the accumulation of resources for pension benefit payments to police officers who have retired from Miami Shores Village. General Employees Retirement System — To account for the accumulation of resources for pension benefit payments to employees, other than police, who have retired from Miami Shores Village. Private Purpose Trust: The fund was established to account for a donation received from a foundation to be held by the Village to be used for the Doctors Charter School operations. Agency Fund: Police Insurance Trust Fund — To accumulate resources on behalf of police personnel to partially cover retirement health insurance. MIAMI SHORES VILLAGE, FLORIDA COMBINING STATEMENT OF FIDUCIARY NET ASSETS FIDUCIARY FUNDS SEPTEMBER 30, 2007 ASSETS Cash and cash equivalents Investments: Common stocks Corporate bonds Municipal bonds U.S. obligations U.S. Federal agencies Due from State of Florida Accrued interest receivable Total assets LIABILITIES AND NET ASSETS Liabilities: Other liabilities DROP liability Total liabilities Net assets held in trust for pension benefits -65- General Police Employees Pension Pension Trust Trust Total $ 129,311 $ 113,202 $ 242,513 9,331,328 7,453,507 16,784,835 1,040,078 549,727 1,589,805 - 458,898 458,898 1,745,557 822,637 2,568,194 10,594 2,029 12,623 63,371 - 63,371 31,858 25,116 56,974 12,352,097 9,425,116 21,777,213 1,364 - 1,364 111,475 20,595 132,070 112,839 20,595 133,434 $ 12,239,258 $ 9,404,521 $ 21,643,779 MIAMI SHORES VILLAGE, FLORIDA COMBINING STATEMENT OF CHANGES IN FIDUCIARY NET ASSETS FIDUCIARY FUNDS FISCAL YEAR ENDED SEPTEMBER 30, 2007 ADDITIONS Contributions: City Employees State Other receipts Total contributions Investment income: Net appreciation in fair value of investments Interest Dividends Less investment expenses Net investment income Total additions DEDUCTIONS Pension benefits Refunds Professional services Total deductions Change in net assets Net assets held in trust for pension benefits, beginning Net assets held in trust for pension benefits, ending '� General Police Employees Pension Pension Fund Fund Total $ 564,018 $ 72,554 $ 636,572 172,295 173,043 345,338 63,371 - 63,371 41,394 36,321 77,715 841,078 281,918 1,122,996 1,221,433 976,638 2,198,071 228,061 162,452 390,513 113,187 89,614 202,801 (80) (31,317) (31,397) 1,562,601 1,197,387 2,759,988 2,403,679 1,479,305 3,882,984 796,095 - 796,095 - 358,116 358,116 41,912 - 41,912 838,007 358,116 1,196,123 1,565,672 1,121,189 2,686,861 10,673,586 8,283,332 18,956,918 $ 12,239,258 $ 9,404,521 $ 21,643,779 Cash held with trustee LIABILITIES Deposits held in trust MUM SHORES VILLAGE, FLORA STATEMENT OF CHANGES IN ASSETS AND LIABILITIES AGENCY FUND FISCAL YEAR ENDED SEPTEMBER 30, 2007 Police Insurance Trust Amy Fund Balance Balance September 30, September 30, 2006 Additions Deductions 2007 $ 108,665 $ 10,050 $ - $ 118,715 $ 108,665 $ 10,050 $ -67- - $ 118,715 STATISTICAL SECTION MIAMI SHORES VILLAGE, FLORIDA NET ASSETS BY COMPONENT FOR THE LAST FOUR FISCAL YEARS Business -type activities: Invested in capital assets, net of related debt 770,301 748,120 704,574 1,036,842 Restricted - - - - Unrestricted 625,851 540,462 520,859 (95,782) Total business -type activities net assets 1,396,152 1,288,582 1,225,433 941,060 Primary government: Invested in capital assets, net of related debt 10,163,439 Fiscal Year 5,030,397 3,092,567 2007 2006 2005 2004 Governmental activities: Unrestricted 5,132,805 (113,069) (1,339,269) Invested in capital assets, net of related debt $ 9,393,138 $4,993,244 $4,325,823 $2,055,725 Restricted 3,345,154 3,487,313 3,627,263 6,896,234 Unrestricted 4,506,954 (653,531) (1,860,128) (4,888,241) Total governmental activities net assets 17,245,246 7,827,026 6,092,958 4,063,718 Business -type activities: Invested in capital assets, net of related debt 770,301 748,120 704,574 1,036,842 Restricted - - - - Unrestricted 625,851 540,462 520,859 (95,782) Total business -type activities net assets 1,396,152 1,288,582 1,225,433 941,060 Primary government: Invested in capital assets, net of related debt 10,163,439 5,741,364 5,030,397 3,092,567 Restricted 3,345,154 3,487,313 3,627,263 6,896,234 Unrestricted 5,132,805 (113,069) (1,339,269) (4,984,023) Total primary government net assets $18,641,398 $ 9,115,608 $ 7,318,391 $ 5,004,778 -68- MIAMI SHORES VILLAGE, FLORIDA CHANGES IN NET ASSETS FOR THE LAST FOUR FISCAL YEARS Business -type activities: Sanitation 2,328,930 Fiscal Year 2,201,480 1,486,983 2007 2006 2005 2004 Expense: Total business -type activities expenses 2,479,713 2,386,914 2,334,876 Governmental activities: Total primary government expenses 14,924,270 16,018,946 14,806,408 General government $ 2,941,291 $ 4,509,714 $ 3,330,873 $ 3,517,307 Public safety 4,451,336 4,166,932 4,144,837 3,699,805 Public works 2,357,012 2,232,714 2,133,108 1,409,982 Culture and recreation 2,190,507 2,273,686 2,317,936 2,488,378 Interest on debt 504,411 448,986 544,778 186,174 Total governmental activities expenses 12,444,557 13,632,032 12,471,532 11,301,646 Business -type activities: Sanitation 2,328,930 2,274,983 2,201,480 1,486,983 Stormwater 150,783 111,931 133,396 149,011 Total business -type activities expenses 2,479,713 2,386,914 2,334,876 1,635,994 Total primary government expenses 14,924,270 16,018,946 14,806,408 12,937,640 Program revenues: Governmental activities: Charges for services: General government 119,903 169,058 1,655,350 1,305,450 Public safety 472,470 377,470 274,322 253,121 Public works 611,097 674,852 285,611 - Culture and recreation 837,492 759,962 - - Operating grants and contributions - 1,900,256 697,160 89,545 Capital grants and contributions - 188,709 2,111,291 - Total governmental activities program revenues 2,040,962 4,070,307 5,023,734 1,648,116 Business -type activities: Charges for services: Sanitation 2,508,236 2,538,269 2,666,340 1,844,807 Stormwater 195,582 189,428 209,852 165,094 Total business -type activities program revenues 2,703,818 2,727,697 2,876,192 2,009,901 Total primary government program revenue $ 4,744,780 $ 6,798,004 $ 7,899,926 $ 3,658,017 (Continued) -69- MIAMI SHORES VILLAGE, FLORIDA CHANGES IN NET ASSETS (Continued) FOR THE LAST FOUR FISCAL YEARS Net (expenses) revenue: Governmental activities Business -type activities General revenues and other changes in net assets: Governmental activities: Property taxes Public services tax Intergovernmental Investment earnings Miscellaneous Interest earning - unrestricted Gain on sale of capital assets Transfers Total governmental activities Business -type activities: Investment earnings Other general revenues Transfers Total business -type activities Total primary government Fiscal Year 2007 2006 2005 2004 $(10,150,679) $(9,561,725) $(7,447,798) $(9,653,530) 224,105 340,783 541,316 373,907 (9,926,574) (9,220,942) (6,906,482) (9,279,623) 7,373,484 6,260,392 5,372,790 5,398,417 2,209,125 2,849,982 2,145,784 1,213,775 714,374 1,059,067 1,169,950 1,442,274 954,600 504,743 189,699 284,224 577,719 311,601 240,976 43,363 398,463 - - - 2,269 - - - 210,000 310,000 210,000 195,834 12,440,034 11,295,785 9,329,199 8,577,887 22,377 6,868 8,427 1,477 - 25,500 66,615 - (210,000) (310,000) (210,000) (195,834) (187,623) (277,632) (134,958) (194,357) 12,252,411 11,018,153 9,194,241 8,383,530 Change in net assets: Governmental activities 2,289,355 1,734,060 1,881,401 (1,075,643) Business -type activities 36,482 63,151 406,358 179,550 Total primary government $ 2,325,837 $ 1,797,211 $ 2,287,759 $ (896,093) -70- i J � N IJ CIi 00 00 �1 01 01 lA cn N oo w W i.n J O 69 LA 'o 69 N N I 00 rn w II O Uj I'D �10 J 0o N 01 O (ON 1 00 W 69 I 69 IM 00 �o 01 N O N 4�-, rn \40 �_ N (.A 0C1 II 69 69 cn � N OHO C1 N of Cn 01 01 N J 59 b9 01 1D Vi r-+ to J � 64 EA N � O � � J O Cli N 1D to N r-+ 00 (li 01 01 W 00 w 01 W 00 W N 69 b9 N � r+ W 00 J N N N 41 J J Ge I f e cn N w G� CD CD CD H CD aRa rn a �o C a H CD 'vb m a co o ti Cl. o o p C co O C n CD o c� N N �O a 0 o CL N CD o W CL � y w_ C1 w w a. � N IJ CIi 00 00 �1 01 01 lA cn N oo w W i.n J O 69 LA 'o 69 N N I 00 rn w II O Uj I'D �10 J 0o N 01 O (ON 1 00 W 69 I 69 IM 00 �o 01 N O N 4�-, rn \40 �_ N (.A 0C1 II 69 69 cn � N OHO C1 N of Cn 01 01 N J 59 b9 01 1D Vi r-+ to J � 64 EA N � O � � J O Cli N 1D to N r-+ 00 (li 01 01 W 00 w 01 W 00 W N 69 b9 N � r+ W 00 J N N N 41 J J Ge I f e cn N w G� CD CD CD H CD aRa rn a �o C a � N oo O N N �O O N [J W w Vl C1 w w N N N O N A cn �O O 10 O 10 O W O W 00 W Vi �J 69 b9 yF�I b9 69 cn ^ � 00 �� o w LA N w yz > t" O cn 69 ff3 A� N � d J N N cn 01 ? 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N 69 69 d' 01 00 00 01 kn 01 00 01 M 00 O 00 '�7 M 00 ' ' M 1p M V'1 DD 01 N 10 V1 t- ,--i d' v1 O O1 'n 'n -� O l� l� 'n 01 00 �t �t 1p M N O l� Q1 •--i ,--i •--� •--� N O N rl� M O h 'ct 00 O M M 10 00 t-- ll- l- O\ 01 M l- kn N O, � O, M kn 10 ° O l� N 10 00 l- O1 r- � r- O V"1 - O -n 01 O 10 O -I- C-4 M 01 10 •--' O N Vl M 10 N .-r O N M kn .--i M n O1 � •--� 00 C- N •--� •--� � N� N N •--' M •--� M M 69 — 69 y -d vUi 'd bA N bp bb G N � � � cd •U � � ti cyd .0 C 0 N N 'O CJ o '0 Bpd w o . o o C p N o cC o b O o V V y O Ha�UiwSUU W C7aa,000 Q oaaHE Q a MIANH SHORES VH.LAGE, FLORIDA ASSESSED VALUE AND ACTUAL VALUE OF TAXABLE PROPERTY FOR THE LAST TEN FISCAL YEARS Fiscal Year Total Total Ended Residential Personal Centrally Assessed Direct Tax September 30, Pro e Pro e Assessed Value Rate 1998 $ 339,811,280 $14,305,633 $ 670,956 $ 354,787,869 9.514 1999 352,803,811 14,849,506 862,792 368,516,109 9.577 2000 367,730,418 17,216,418 854,252 385,801,088 9.347 2001 390,040,958 16,975,407 894,140 407,910,505 8.878 2002 415,393,620 17,399,792 903,081 433,696,493 8.878 2003 462,954,450 18,854,983 946,240 482,755,673 8.265 2004 516,425,642 20,389,383 944,009 537,759,034 8.265 2005 572,491,450 23,151,545 1,078,390 596,721,385 9.375 2006 686,912,201 23,406,085 1,233,756 711,552,042 9.180 2007 810,656,588 22,876,703 1,319,888 834,853,179 9.106 Source: Miami -Dade County Property Appraisal Office. -73- MIAMI SI3ORES VILLAGE, FLORIDA DIRECT AND OVERLAPPING PROPERTY TAX RATES FOR THE LAST TEN FISCAL YEARS (Rate per $1,000 of Assessed Value) Fiscal Year Debt Total Ended Operating Service City County - September 30, Millage Millage Millage Wide Fire Library School State Total 1998 8.740 0.774 9.514 6.469 2.745 0.339 10.366 0.710 30.143 1999 8.740 0.837 9.577 6.023 2.869 0.334 10.260 0.644 29.707 2000 8.740 0.607 9.347 0.000 2.752 0.000 9.744 0.641 22.484 2001 8.363 0.515 8.878 6.403 2.752 0.000 9.617 0.738 28.388 2002 8.363 0.515 8.878 6.403 2.752 0.000 9.617 0.738 28.388 2003 7.750 0.515 8.265 6.279 2.661 0.000 9.252 0.736 27.193 2004 7.750 0.515 8.265 6.382 2.337 0.000 9.715 0.816 27.515 2005 8.250 1.125 9.375 6.664 2.661 0.000 8.787 0.636 28.123 2006 8.250 0.930 9.180 6.549 2.661 0.000 8.438 0.736 27.564 2007 8.250 0.856 9.106 6.322 2.651 0.000 8.105 0.736 26.920 -74- MIAMI SHORES VILLAGE, FLORIDA PRINCIPAL PROPERTY TAX PAYERS CURRENT YEAR AND TEN YEARS AGO Source: Miami -Dade County Property Appraiser Office -75- 2007 1998 Percentage Percentage Taxable of Total City Taxable of Total City Assessed Taxable Assessed Taxable Taxpayer Value Rank Value Value Rank Value City National Bank of Florida $ 9,549,295 1 1.14% $ 2,900,000 2 0.85% Northern Trust Bank 9,476,894 2 1.14% 1,267,122 7 0.37% Tropical Chevrolet, Inc. 7,882,930 3 0.94% 2,691,619 3 0.79% Ramiro del Amo 4,092,204 4 0.49% - 0.00% Camp Biscayne at the Grove 3,591,813 5 0.43% - 0.00% First States Investors 5200 LLC 3,476,967 6 0.42% - 0.00% Shores at Biscayne, LLC 3,319,330 7 0.40% - 0.00% Bujolo, Inc. 2,921,115 8 0.35% - 0.00% Robert Ader 2,3 83,125 9 0.29% - 0.00% Thomas & Sandra K Chaille 2,265,811 10 0.27% - 0.00% Boris Moroz & Phil Glassman - 0.00% 3,078,771 1 0.90% Henry Everett - 0.00% 1,362,220 4 0.40% Bennett Electric /George Bennett - 0.00% 1,360,301 5 0.40% Sheila McDonald - 0.00% 1,316,055 6 0.38% Ben Pumo - 0.00% 1,124,827 8 0.33% Konover Properties, Inc. - 0.00% 1,022,950 9 0.30% Total $48,959,484 5.86% $16,123,865 4.71% Source: Miami -Dade County Property Appraiser Office -75- Fiscal Year Total Levied Ended for the September 30, Fiscal Year Amount of Levy 1998 $ 2,986,804 1999 3,096,789 2000 3,100,630 2001 3,277,996 2002 3,507,040 2003 3,750,982 2004 4,183,498 2005 4,922,951 2006 5,870,304 2007 6,887,539 MIAMI SHORES VILLAGE, FLORIDA PROPERTY TAX LEVIES AND COLLECTIONS FOR THE LAST TEN FISCAL YEARS Collected within the Fiscal Year of the Levy Percentage Amount of Levy $2,985,026 99.9% 3,044,701 98.3% 3,051,598 98.4% 2,999,496 91.5% 3,298,492 94.1% 3,390,090 90.4% 3,871,322 92.5% 4,525,683 91.9% 5,441,607 92.7% 6,571,642 95.4% Collections in Subsequent Years $ 47,634 27,443 40,506 153,480 105,618 121,978 171,334 198,280 184,415 104,536 Total collections to Date Amount $ 3,032,660 3,072,144 3,092,104 3,152,976 3,404,110 3,512,068 4,042,656 4,723,963 5,626,022 6,676,178 Percentage of Lew 101.5% 99.2% 99.7% 96.2% 97.1% 93.6% 96.6% 96.0% 95.8% 96.9% Source: Miami Shores Village Finance Department and Miami -Dade County Property Appraisers Office. -76- MIAMI SHORES VILLAGE, FLORIDA RATIOS OF OUTSTANDING DEBT BY TYPE FOR THE LAST TEN FISCAL YEARS Note: Details regarding the City's outstanding debt can be found in the notes to the financial statements. -77- Governmental Activities Percentage Fiscal of Actual Year General Taxable Ended Obligation Loan Value of Per September 30, Bonds Payable Total Pro e Capita 1998 $ - $ 640,000 $ 640,000 - - 1999 3,200,000 745,276 3,945,276 1.07 389 2000 3,145,000 635,234 3,780,234 - 373 2001 3,090,000 531,751 3,621,751 - 358 2002 3,030,000 438,202 3,468,202 - 334 2003 2,970,000 1,680,000 4,650,000 0.96 448 2004 7,910,000 1,485,868 9,395,868 1.75 905 2005 7,750,000 1,405,069 9,155,069 - 882 2006 7,585,000 3,444,879 11,029,879 1.57 1,054 2007 7,415,000 3,215,811 10,630,811 1.51 1,024 Note: Details regarding the City's outstanding debt can be found in the notes to the financial statements. -77- MIAMI SHORES VILLAGE, FLORIDA DIRECT AND OVERLAPPING GOVERNMENTAL ACTIVITIES DEBT Governmental Unit Overlapping debt: Miami -Dade County, Florida Miami -Dade County Public Schools Total overlapping debt Miami Shores Village Total direct and overlapping debt AS OF SEPTEMBER 30, 2007 Percentage Amount Debt Applicable Applicable Outstanding To Ci To Ci (1) $ 507,316 0.41 $ 208,000 (2) 903,577 0.37 334,323 542,323 7,415,000 $ 7,957,323 Sources: (1) Miami -Dade County, Finance Department - Bond Administration Division (2) The School Board of Miami -Dade County - Office of the Controller -78- 1p o o CD o CD CD drabt" H CD 0 14 pig a CD a. a. CD CD CD ° CD a a » P r+ b CD AD a o s .o < o r» g n a�a tiro rn o a�a y o CD b �' v p w o p cc o CD is ao w CD w CD CD CD CD E O O. CD ' CD M .CD n w CD CD N O O J Hs lbe yg 00 00 c�ii v N N J w Viw _ O N J N 4 00 U W --4 00 ll� tl� O W �-- O i--� O 00 00 �-+ t.A to O to LA O �--� cn J 00 O 00 00 O 00 \° bs b4 N J O 00 U 00 ON O C) IR c\Oi� c0°i� W O W J O J ss fA �• o N J Q1 NO N O N W o � o w o w V� N 0�0 _ N LA O in O cA O w 'Y7 p to ON O CD (.A CN V, O J w 6s 6s N J O o 00 O p O O O N N O N A O ? 6s 69 J J W O N O vi O O O cn b9 69 w w tl w 00 N W ? 0000 C CA .,A O O O O O 69 bs W W Op W W O1 Q O ° ON O C1 b9 6s W w o LA N N E4 r r � a y � � z � C r o � CIO z° i MIAMI SHORES VILLAGE, FLORIDA DEMOGRAPHIC AND ECONOMIC STATISTICS FOR THE LAST TEN CALENDAR YEARS Sources: (1) Miami Shores Chamber of Commerce (2) Population and per capita income - Miami -Dade County Department of Planning and Zoning (3) Florida Research and Economic Database - Miami -Dade County (4) Miami -Dade County Finance Department -80- Personal Per Income Capita Estimated (Thousand of Personal Unemployment Year Population (1) Dollars) (2) Income 3 Rate 4 1998 10,142 $50,836,516 $ 23,216 7.0% 1999 10,139 53,430,202 24,050 5.9% 2000 10,129 57,747,807 25,626 5.1% 2001 10,130 60,302,455 26,410 6.0% 2002 10,380 62,440,704 26,995 6.6% 2003 10,385 64,643,197 27,593 6.0% 2004 10,385 68,582,602 29,076 5.6% 2005 10,380 53,420,363 21,922 5.1% 2006 10,462 55,186,474 22,393 4.5% 2007 10,380 57,649,694 23,299 4.1% Sources: (1) Miami Shores Chamber of Commerce (2) Population and per capita income - Miami -Dade County Department of Planning and Zoning (3) Florida Research and Economic Database - Miami -Dade County (4) Miami -Dade County Finance Department -80- MIAMI SHORES VILLAGE, FLORIDA PRINCIPAL EMPLOYERS LOCATED IN MIAMI -DADE COUNTY CURRENT YEAR AND TEN YEARS AGO Source: Miami -Dade Finance Department -81- 2007 1998 Percentage Percentage of Total City of Total City Employer Employees Rank Employment Employees Rank Employment Miami -Dade County Public Schools 50,000 1 4.17% 43,498 1 3.95% Miami -Dade County, Florida 32,000 2 2.67% 20,000 2 1.81% Federal Government 20,400 3 1.70% 17,600 4 1.60% Florida State Government 17,000 4 1.42% 17,700 3 1.60% Baptist Health Systems of South FL 11,257 5 0.94% 5,285 9 0.48% Publix Super Markets 11,000 6 0.92% - - 0.00% University of Miami 10,170 7 0.85% 7,574 6 0.69% Jackson Health System 10,000 8 0.83% 7,216 7 0.65% University of Miami 9,367 7 0.80% 7,574 6 0.75% American Airlines 9,000 9 0.75% 9,304 5 0.89% United Parcel Service 6,123 10 0.51% - - 0.00% Miami -Dade Community College - 5,700 8 0.52% BellSouth Telecommunications, Inc - 5,200 10 0.47% Source: Miami -Dade Finance Department -81- MIAMI SHORES VILLAGE, FLORIDA VILLAGE EMPLOYEES BY FUNCTION /PROGRAM LAST TEN FISCAL YEARS Source: City Finance office -82- Fiscal Year Function/Program 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 General government: Administration: Full time 10 11 10 - 10 11 9 8 9 11 Part time - - - - - - 1 2 1 3 Finance: Full time 4 5 5 5 5 5 4 4 4 4 Part time I 1 1 1 1 I 1 1 2 1 Public works: Full time 60 66 55 54 53 55 50 46 41 44 Part time 2 2 2 2 2 2 2 2 3 4 Culture and recreation: Recreation: Full time 12 12 12 12 12 12 12 13 11 12 Part time 64 64 64 64 64 64 86 70 69 82 Library: Full time 3 4 4 4 4 4 7 4 4 4 Part time 7 6 7 7 7 6 6 6 6 5 Public safety Police Full time 47 47 44 44 44 35 42 41 44 41 Part time 5 5 5 4 4 5 4 3 3 3 Total 215 223 209 197 206 200 224 200 197 214 Source: City Finance office -82- COMPLIANCE SECTION Rachlin accountants - advisors REPORT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS Honorable Mayor, Village Council and Village Manager Miami Shores Village, Florida We have audited the accompanying financial statements of the governmental activities, the business -type activities, each major fund, and the aggregate remaining fund information of Miami Shores Village, Florida (the Village), as of and for the year ended September 30, 2007, which collectively comprise the Village's basic financial statements as listed in the table of contents. These financial statements are the responsibility of the Village's management. Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States and the standards applicable to financial audits contained in Government Audit Standards issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes consideration of internal control over financial reporting as a basis for designing audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the Village's internal control over financial reporting. Accordingly, we express no such opinion. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinions. In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business -type activities, each major fund, and the aggregate remaining fund information of the Village, as of September 30, 2007, and the respective changes in financial position and cash flows, where applicable, thereof for the year then ended in conformity with accounting principles generally accepted in the United States. In accordance with Government Auditing Standards, we have also issued our report dated April 10, 2008 on our consideration of the Village's internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards and should be read in conjunction with this report in considering the results of our audit. -1- M E N Rachlin LLP ■ One Southeast Third Avenue ■ Tenth Floor ■ Miami, Florida 33131 ■ Phone 305.377.4228 ■ Fax 305.377.8331 ■ www.rachlin.com An Independent Member of Baker Tilly International M I A M I ■ F 0 R T L A U D E R D A L E ■ W E S T P A L M B E A C H Honorable Mayor, Village Council and Village Manager Miami Shores Village, Florida Page Two Management's Discussion and Analysis and the required supplementary information on pages 3 to 12 and 50 to 55, respectively are not a required part of the basic financial statements, but are supplementary information required by accounting principles generally accepted in the United States. We have applied certain limited procedures, which consisted principally of inquiries of management regarding the methods of measurement and presentation of the supplementary information. However, we did not audit the information and express no opinion on it. Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the Village's basic financial statements. The introductory section, combining and individual fund financial statements and schedules and statistical section are presented for purposes of additional analysis and are not a required part of the basic financial statements. The accompanying schedule of expenditures of federal awards in presented for purposes of additional analysis as required by the United States Office of Management and Budget Circular A -133, Audits of States, Local Governments and Non - Profit Organizations, and is also not a required part of the basic financial statements of the Village. The combining and individual fund financial statements and schedules and the schedule of expenditures of federal awards have been subjected to the auditing procedures applied in the audit of the basic financial statements and, in our opinion, are fairly stated in all material respects in relation to the basic financial statements taken as a whole. The introductory and statistical sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we express no opinion thereon. 12, W". � /, k, 0 Miami, Florida April 10, 2008 -2- Rachlin accountants • advisors Rachlin accountants - advisors Report of Independent Certified Public Accountants on Internal Control over Financial Reporting and on Compliance and Other Matters Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards Honorable Mayor, Village Council and Village Manager Miami Shores Village, Florida We have audited the financial statements of the governmental activities, the business -type activities and each major fund and the aggregate remaining fund information of the Miami Shores Village, Florida (the Village), as of and for the year ended September 30, 2007, which collectively comprise the Village's basic financial statements, and have issued our report thereon dated April 10, 2008. We conducted our audit in accordance with auditing standards generally accepted in the United States and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Internal Control over Financial Reporting In planning and performing our audit, we considered the Village's internal control over financial reporting as a basis for designing our auditing procedures for the purpose of expressing our opinion on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the Village's internal control over financial reporting. Accordingly, we do not express an opinion on the effectiveness of the Village's internal control over financial reporting. A control deficiency exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent or detect misstatements on a timely basis. A significant deficiency is a control deficiency, or combination of control deficiencies, that adversely affects the Village's ability to initiate, authorize, record, process, or report financial data reliably in accordance with generally accepted accounting principles such that there is more than a remote likelihood that a misstatement of the Village's financial statements that is more than inconsequential will not be prevented or detected by the Village's internal control. A material weakness is a significant deficiency, or combination of significant deficiencies, that results in more than a remote likelihood that a material misstatement of the financial statements will not be prevented or detected by the Village's internal control. Our consideration of internal control over financial reporting was for the limited purpose described in the first paragraph of this section and would not necessarily identify all deficiencies in internal control that might be significant deficiencies and, accordingly, would not necessarily disclose all significant deficiencies that are also considered to be material weaknesses. We did not identify any deficiencies in internal control over financial reporting that we consider to be material weaknesses as defined above. -83- MEN Rachlin LLP ■ One Southeast Third Avenue ■ Tenth Floor ■ Miami, Florida 33131 ■ Phone 305.377.4228 ■ Fax 305.377.8331 ■ www.rachlin.com An Independent Member of Baker Tilly International M I A M I ■ F 0 R T L A U D E R D A L E ■ W E S T P A L M B E A C H Honorable Mayor, Village Council and Village Manager Miami Shores Village, Florida Page Two Compliance and Other Matters As part of obtaining reasonable assurance about whether the Miami Shores Village's financial statements are free of material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts and grant agreements, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit and, accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other maters that are required to be reported under Government Auditing Standards. This report is intended solely for the information and use of the Mayor, Village Council, management and regulatory agencies and pass - through entities and is not intended to be and should not be used by anyone other than these specified parties. 4eoal�- /—,L 00 Miami, Florida April 10, 2008 -84- Rachlin accountants- advisors Rachlin accountants• advisors ManaLFement Letter in Accordance with the Rules of the Auditor General of the State of Florida Honorable Mayor, Village Council and Village Manager Miami Shores Village, Florida We have audited the basic financial statements of the Miami Shores Village, Florida (the Village) as of and for the year ended September 30, 2007, and have issued our report thereon dated April 10, 2008. We conducted our audit in accordance with auditing standards generally accepted in the United States; the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. We have issued our Report of Independent Certified Public Accountants on Internal Control over Financial Reporting and on Compliance and Other Matters. Disclosures in that report, which is dated April 10, 2008, should be considered in conjunction with this management letter. Additionally, our audit was conducted in accordance with the provisions of Chapter 10.550, Rules of the Auditor General, which govern the conduct of local governmental entity audits performed in the State of Florida and, unless otherwise required to be reported in the report on compliance and internal controls or schedule of findings and questioned costs, this letter is required to include the following information. ➢ Section 10.554(1)(i)l., Rules of the Auditor General, requires that we determine whether or not corrective actions have been taken to address significant findings and recommendations made in the preceding annual financial audit report. Corrective actions have been taken to address the findings made in the preceding annual financial audit report. ➢ Section 10.554(1)(i)2., Rules of the Auditor General, requires our audit to include a review of the provisions of Section 218.415, Florida Statutes, regarding the investment of public funds. In connection with our audit, we determined that the Village complied with Section 218.415, Florida Statutes. ➢ Section 10.554(1)(i)3., Rules of the Auditor General, requires that we address in the management letter any recommendations to improve financial management, accounting procedures, and internal controls. In connection with our audit, findings and recommendations are incorporated in accompanying Schedule of Findings and Responses. ➢ Section 10.554(1(i)4., Rules of the Auditor General, requires that we address violations of provisions of contracts and grant agreements or abuse that have an effect on the financial statements that is less than material but more than inconsequential. In connection with our audit, we did not have any such findings. 1f;3. MEN Rachlin LLP ■ One Southeast Third Avenue ■ Tenth Floor ■ Miami, Florida 33131 ■ Phone 305.377.4228 ■ Fax 305.377.8331 ■ www.rachlin.com An Independent Member of Baker Tilly International M I A M I ■ F 0 R T L A U D E R D A L E ■ W E S T P A L M B E A C H Honorable Mayor, Village Council and Village Manager Miami Shores Village, Florida Page Two ➢ Section 10.554(1)(i)5., Rules of the Auditor General, requires based on professional judgment, the reporting of the following matters that are inconsequential to the financial statements, considering both quantitative and qualitative factors: (1) violations of laws, rules, regulations, and contractual provisions or abuse that have occurred, or were likely to have occurred, and would have an immaterial effect on the financial statements; (2) improper expenditures or illegal acts that would have an immaterial effect on the financial statements; and (3) control deficiencies that are not significant deficiencies, including, but not limited to; (a) improper or inadequate accounting procedures (e.g., the omission of required disclosures from the financial statements); (b) failures to properly record financial transactions; and (c) other inaccuracies, shortages, defalcations, and instances of fraud discovered by, or that come to the attention of, the auditor. In connection with our audit, we did not have any such findings. ➢ Section 10.554(1)(i)6., Rules of the Auditor General, requires that the name or official title and legal authority for the primary government and each component unit of the reporting entity be disclosed in this management letter, unless disclosed in the notes to the financial statements. This is disclosed in the notes to the basic financial statements. There are no component units related to the Village. ➢ Section 10.554(1)(i)7.a., Rules of the Auditor General, requires a statement be included as to whether or not the local governmental entity has met one or more of the conditions described in Section 218.503(1), Florida Statutes, and identification of the specific condition(s) met. In connection with our audit, we determined that the Village did not meet any of the conditions described in Section 218.503(1), Florida Statutes. ➢ Section 10.554(1)(i)7.b., Rules of the Auditor General, requires that we determine whether the annual financial report for the Village for the fiscal year ended September 30, 2007, filed with the Florida Department of Financial Services pursuant to Section 218.32(1)(a), Florida Statutes, is in agreement with the annual financial audit report for the fiscal year ended September 30, 2007. In connection with our audit, we determined that these two reports were in agreement. ➢ Section 10.554(1)(i)7.c. and 10.556(7), Rules of the Auditor General, require that we apply financial condition assessment procedures. In connection with our audit, we applied financial condition assessment procedures. It is management's responsibility to monitor the entity's financial condition, and our financial condition assessment was based in part on representations made by management and the review of financial information provided by same. This management letter is intended solely for the information of the Mayor, Village Council, management, and the State of Florida Office of the Auditor General, and is not intended to be and should not be used by anyone other than these specified parties. Miami, Florida April 10, 2008 -86- Rachlin aonountants• advisors MIAMI SHORES VILLAGE, FLORIDA SCHEDULE OF FINDINGS AND RESPONSES SEPTEMBER 30, 2007 SECTION I — SUMMARY OF AUDITOR'S RESULTS Financial Statements Unqualified Opinion Type of auditor's report issued: Internal control over financial reporting: Material weakness(es) identified? Yes X No Significant deficiency(ies) identified not considered to be material weakness? Yes X None reported Non - compliance material to financial statements noted? Yes X No SECTION H — FINANCIAL STATEMENT FINDINGS 06 -01 Excess of Expenditures Over Appropriations Finding Pursuant to Section 166.241 (2) of Chapter 166 of the Florida Statutes, the governing body of each municipality shall adopt a budget each fiscal year. The budget must be adopted by ordinance or resolution unless otherwise specified in the respective municipality's charter. The amount available from taxation and other sources, including amounts carried over from prior fiscal years, must equal the total appropriations for expenditures and reserves. The budget must regulate expenditures of the municipality, and it is unlawful for any officer of a municipal government to expend or contract for expenditures in any fiscal year except in pursuance of budgeted appropriations. We noted that various categories of expenditures in the General Fund and Local Option Gas Tax Fund. Recommendation Section 166.241(3)a of the Florida Statutes provides the authority for the governing body of the Village to increase and decrease appropriations within each fund. We suggest that, in the future, all budgets be monitored to ensure compliance with Florida Statutes. View of Responsible Officials and Corrective Action Budget amendments were addressed at the department level. Any overruns were due to the nature of account type. In the future, the budget will be monitored at the account level in order to remain within budgetary restraints. SECTION III — FEDERAL AWARD FINDINGS AND QUESTIONED COSTS None noted. -87- MIAMI SHORES VILLAGE, FLORIDA SUMMARY SCHEDULE OF PRIOR YEAR AUDIT FINDINGS FISCAL YEAR ENDED SEPTEMBER 30, 2007 I. PRIOR YEAR FINANCIAL STATEMENT FINDINGS None. H. PRIOR YEAR FEDERAL AWARDS FINDINGS AND QUESTIONED COSTS No findings in the prior year. -88-