09-15-2000 Regular Meeting 1k
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MIAMI SHORES VILLAGE
GENERAL EMPLOYEE'S PENSION BOARD
SEPTEMBER 15, 2000
1. CALL TO ORDER
The regular meeting of the Miami Shores Village General Employee's Pension Board was held on
Friday, September 15, 2000 in the Chamber of the Village Hall. The meeting was called to order at
8:15 A.M.
2. ROLL CALL
The following members present: Mary Ross Agosta
Joseph Charles
Les Forney
Tom Benton, Village Manager
Absent: Richard Trumble
Also Present: Steve Cypen, Pension Board Attorney
Mark A. Malatak, Plan Administrator
Lisa Keeley, Recording Secretary
For the record,Detective Dearden's resignation from the General Employee's Board was read. Mr.
Malatak advised that Mayor Ulmer resigned from the General Employee's Board at the Village
Council Meeting and was appointed along with Vice-Mayor Blum to serve on the Police Pension
Board.
3. SELECT CHAIRMAN
Mr. Cypen recommended that an acting chairperson be nominated as there are two vacancies on the
Board unless the nominee receives four unanimous votes. Mr. Benton nominated Mrs. Ross Agosta
as the chairperson with a second from Mr. Charles. The vote was unanimous in favor.
4. SELECT SECRETARY
Mr. Charles nominated Mr. Benton as Secretary with a second from Mr. Forney. The vote was
unanimous in favor.
5. APPROVAL OF THE MAY 17, 2000 REGULAR MEETING MINUTES
Mr. Forney moved for approval of the May 17, 2000 regular meeting minutes as submitted. Mr.
Benton seconded the motion. The motion passed unanimously.
General Employee Pension Board September 15, 2000 Page 2
6. APPROVAL OF THE PAYMENT WARRANT
Mrs. Keeley explained the payment disbursements. Subsequently, Mr. Forney moved for approval
of the payment warrant with a second from Mr. Charles. The vote passed unanimously.
Mr. Cypen recommended that the warrant be redesigned to provide for all Board members signatures
on the warrant, allowing for a minimum of four signatures required for approval. Mr. Cypen noted
that Legion insurance provides fiduciary policies at a reasonable rate. He also noted the warrant is
only for items being paid and any reconciliations should be prepared on a separate document.
7. DISCUSSION REGARDING THE RETENTION OF GABRIEL, ROEDER, SMITH
AND COMPANY
Mr. Palmquist addressed the issue of response time for various items citing the additional workload
due to State Statute Chapter 99-1 requirements. Mr. Cypen confirmed the increase in work
associated with the new requirements. Mr. Palmquist expressed concern for the Village's displeasure
with Gabriel, Roeder, Smith& Company as there has been a long standing relationship between the
two. Mr. Malatak addressed the timeliness issue. Discussion regarding several outstanding issues
ensued identifying the Drop Plan statements and deferred holiday calculations as priorities.
Based on Mr. Palmquist's verbal commitment to address the issues presented, Mr. Malatak
recommended that the Board entertain a six month evaluation of Gabriel, Roeder, Smith& Company
to evaluate their work performance with Mr. Benton concurring.
Mr. Forney moved that the Board reconsider this matter in six months with an interim progress report
at the next Board meeting. If the actuary's performance has not improved significantly, there will be
consideration for change. Mr. Benton seconded the motion. The vote was unanimous in favor.
8. DISCUSSION REGARDING THE ACTUARIAL ASSUMPTIONS FOR SALARIES.
Mr. Malatak addressed the change in actuarial assumptions for general employee salaries. Mr.
Palmquist indicated that the past salary increase assumption was consistently higher than the actual
increases for general employees. Page 10 of the 1999 annual report shows the average increase of
the general employee salary over the 15-16 years as 5.3% which included a higher rate of inflation
for the late 1980's. The assumed rate before the change was 6.5% which was lowered as of October
1, 1998 to 5.5% with an actual experience of 5.3%.
Mr. Malatak inquired as to the inflationary factor included in the salary assumption. Mr. Palmquist
indicated that embedded into the salary assumption of 5.5% is a 4% expected rate of inflation.
Historically, since 1926, the country has experienced an average raise increase of/2 to 1% in excess
of inflation. The current salary assumption rate anticipates a 1'/2% increase over inflation. Mr.
Palmquist stated that he was comfortable with the 5.5% rate.
General Employee Pension Board September 15, 2000 Page 3
Mr. Charles asked what the impact would be if there was an increase in the salary assumption rate
to which Mr. Palmquist replied that a 1% increase would significantly increase the Village
contribution by 3 to 4% of salary. As there is no change to the salary assumption rate, Mr. Cypen
indicated there was no motion needed.
11. INVESTMENT STRATEGY AND ASSET ALLOCATION.
Mr. Cypen addressed Senate Bill 372 which mandates that certain provisions be included in the
Investment Policy of each public pension fund in Florida. Mr. Cypen recommended that the Pension
Plan come into compliance by December 31, 2000 and asked Mr. Hamilton of Merrill Lynch if they
have addressed the issue. Mr. Hamilton replied in the affirmative.
13. OTHER BUSINESS
Discussion regarding the vacancies on the Board followed. Several names were suggested as possible
submissions for the vacancies including: Mr. Bill Heffernan,Mr. Mark Piper and Mr. Hank Courtney.
It was the consensus of the Board to request of the Village Council that the vacancies be filled as
soon as possible.
Mr. Forney departed at this time.
9. INVESTMENT REPORT: TRUSCO CAPITAL MANAGEMENT- Mr. Bill Tarry
Mr. Tarry introduced the new firm, Trusco Capital Management. Mr. Tarry proceeded to review the
performance of the last quarter ending June 30, 2000 indicating that the S&P 500 was down 2.7%
and the Lehman Government Corporation was up 1.3%. The plan's equity portfolio was down 1.5%
beating the S&P 500. The bond portfolio was up 0.6% up less than the Lehman Government
Corporation bond.
Mr. Tarry explained the downgrading of the Suntrust high grade bond fund. He indicated that the
Finova Bond credit rating was downgraded below the minimum credit rating which impacted the
market price. Mr. Tarry ensured that Trusco should have the issue resolved within 15-30 days as the
bond in noncompliant with the current investment policy.
Mr. Tarry provided a current market analysis through August 2000 indicating that the third quarter
has had a better performance. Mr. Tarry described the Trusco investment strategy as a conversion
to a separately managed portfolio with both growth and value. Mrs. Ross Agosta inquired as to the
status of similarly situated municipalities incurring losses as well. Mr. Tarry replied in the affirmative.
Mr. Tarry characterized the fund's comparison to an index which invested 30% in technology stocks.
The new portfolio has more of a safeguard against a strong industry group.
General Employee Pension Board September 15, 2000 Page 4
Mr. Hamilton of Merrill Lynch clarified that the new Trusco core equity growth fund would be the
sole stock portfolio, in essence abandoning the previous three prong approach of two value funds and
one growth fund. Mr. Tarry confirmed it would be. The Board expressed some concern in the new
portfolio especially in the category weighting within the fund. Mr. Charles noted that the fund outdid
the S&P 500 with less risk which Mr. Hamilton noted is atypical for any fund. Mr. Malatak noted
that fifty percent of the fund was allocated to technology and cyclicals which is currently on a down
slide, recognizing that it is unusual to have all investments in one location. Mrs. Ross Agosta asked
Mr. Malatak to further investigate the core equity growth fund.
Mr. Benton inquired as to the feasibility of investing in T-bills with a return of 6%. Mr. Tarry
indicated that kind of investing involves market timing which is difficult to anticipate. It was noted
that the 7.1%return from October 1, 1999 to August 30, 2000 was contradictory to the consistently
negative returns in the quarterly reports.
10. INVESTMENT REPORT: MERRELL LYNCH- Mr. Craig Hamilton
Mr. Hamilton touched upon several issues that need to be addressed due to the recent splitting of the
Board. The first item is to update the investment policy with a provision to allow foreign investing.
He also suggested that the top three credit rating requirements on stocks. Mr. Hamilton posed some
consideration in identifying domestic investment managers that are successful in both growth and
value. He noted that there are economies of scale in considering a joint venture with the Police fund
suggesting a pooled investment. He encouraged a special meeting to address these issues. Mrs. Ross
Agosta suggested that the Board review current policies with Mr. Benton in agreement.
12. FUTURE MEETINGS
It was the consensus of the Board to have the regular meeting on the second Thursday of the second
month following the close of the quarter. The first regular meeting following this format would be
on November 9, 2000. Those dates for 2001 will be provided via written memorandum to the Board
of Trustees.
A date to have a special meeting to address investment managers, investment policies and foreign
investments was discussed. It was agreed to have a joint meeting of the General Employee Pension
and Police Pension Boards on October 25, 2000 at 9:00 am.
14. ADJOURNMENT
The September 15, 2000 meeting of the General Employee Pension Board was adjourned at 11:00 A.M.
Mary ioss Agosta, Inter&Inter' Chairperson
Thomas J. Benton, Secretary
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WARRANT - G No. 00-2
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For payment from the Village Pension Fund for General Employee's in the Village of Miami Shores,Florida.
s
To Chair and Administrator, or such other officers,who from time to time are duly designated and authorized by the Board of
Trustees of said Fund,to sign checks,drafts or orders for the payment of money;You are hereby authorized by the Board of Trustees
of the Miami Shores Village Pension Fund for General Employees in Miami Shores Village to pay the amounts listed below for
services rendered to the said Board of Trustees,and to pay the persons named below,hereby certified by the Board of Trustees as
being on the Pension list of said Board at its meeting held on 9/15/00 ,pensions from 5/17/00 to 9/14/00 inclusive,or for the
period of time opposite the name of said persons.
Name(Pensions,Benefits,Services Provided or Obligations) Amount `Check Nr.
Reimburse Miami Shores Village for
Extension on Fiduciary Policy from 6/15/00-7/15/00 $ 762.00 158224
Extension on Fiduciary Policy from 7/15/00-9/15/00 $ 1,574.00 159830
Crime Bond Policy-2"Installment of 3 year policy $ 186.00 159300
Federal Express Delivery $ 16.26 159823
Federal Express Delivery $ 55.66 158880
Gabriel,Roeder,Smith&Company-July Billing Invoice#78330 $2,351.00
Sandra Margarita Montiel
Distribution of Pension contribution due to resignation $2,161.86 4000269
$7,009.57 4000235
Estimated Payments:
Distribution of Pension contribution for the following employees:
Curtis Sanford-To be provided $
Payment for actuarial calculations
Gabriel,Roeder, Smith&Co.-Not to exceed $3,000.00
Payment for Quarterly management fees period ending 9/30/00
SunTrust-Not to exceed $29,000.00
Actual Payments authorized by Payment Warrant-G No.00-1
Cypen&Cypen
Actual costs incurred to date as authorized Warrant-G No. 00-1 $15,000.00
Billings prior to June 2000 <$ 5,907.31>
June billing-Invoice#628 <$ 600.00> 160047
July billing-Invoice#671 <$ 950.00> 159822
Balance from pre-approved authorization $ 7,542.69
Gabriel,Roeder,Smith&Company
Actual costs incurred to date as authorized Warrant-G No.00-1 $10,000.00
Billings prior to June 2000 <$ 6,209.00> 157133
May billing-Invoice#77512 <$ 2,158.00> 158220
June billing-Invoice#77749 <$ 500.00> 159217
Balance from pre-approved authorization $ 1,133.00
SunTrust
Actual quarterly fees for the period ending 06/30/00 $27,897.34 deducted from
Pension fund
Dated this 15`s day of September,2000 Approved by:
As Chair of the Board of Trustees Village Pension Fund for
General Employee's in the Village of Miami Shores,Florida
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