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RC-15-1558oehihr. Cate tikbeepb- a.nt.rj ptipAy CbAr 171 fir • I 2-0 (c cs7-..c.vc-t_ (A) a" cloPucF e- -ro1jU-p, NG- 9-K Wiu1/4_ (-Ayk m„ki e- tm pm `Cr 'W.- 12C-15- ISS9 icistSS8 way.- al nst,4- f44-4. 'Go 4-52.0-44 iopz.b.sv Certificate of Completion Miami Shores Village 10050 NE 2 Ave, Miami Shores FL, 33138 Tel: 305-795-2204 Fax: 305-756-8972 { This certificate issued pursuant to the requirements of the Florida Building Code 106.1.2 certifying that at the time of issuance this structure was in compliance with the various ordinances of the jurisdiction regulating building construction or use. For the following: Date Issued Occupancy Load Occupancy Type Applicable Code Location 1090 NE 105 ST Miami Shores FL 33138 Not Transferable POST IN A CONSPICUOUS PLACE ACORO® CERTIFICATE OF LIABILITY INSURANCE 41..../ DATE(MM/DD/YYYY) 10/03/2017 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(les) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder In lieu of such endorsement(s). PRODUCER ORR & ASSOCIATES INSURANCE SERVICES 3065 ROSECRANS PL STE 105 SAN DIEGO CA 92110-4822INSURERA: CONTACT Customer Service NAME: (PHONE ): 888-269-0992 FAX(AICNo): 888-969-0247 E-MAIL customerservice I uote.com ADDRESS: �9 q INSURER(S) AFFORDING COVERAGE NAIC # United Specialty Ins Co 12537 INSURED Wadra LLC 46 NW 36th St Miami FL 33127-3157 INSURER B : S1110036200716 INSURER C : 09/06/2017 INSURER D : $ 1,000,000 INSURER E : INSURER F : PREM SESDAMAGE O(EaEoccu ante) VERAGES CERTIFICATE NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR LTR TYPE OF INSURANCE ADDL INSD SUBR WVD POLICY NUMBER POLICY EFF (MM/DD/YYYY) POLICY EXP (MM/DD/YYYY) LIMITS A XCOMMERCIAL GENERAL LIABILITY S1110036200716 09/06/2016 09/06/2017 EACH OCCURRENCE $ 1,000,000 CLAIMS -MADE m OCCURNTED PREM SESDAMAGE O(EaEoccu ante) $ 50,000 MED EXP (Any one person) $ 5,000 PERSONAL & ADV INJURY $ 1,000,000 GEN'L X AGGREGATE POLICY OTHER: LIMIT APPLIES JECT PER: LOC GENERAL AGGREGATE $ 1,000,000 PRODUCTS -COMP/OP AGG $ 1,000,000 $ AUTOMOBILE LABILITY ANY AUTO OWNED AUTOS ONLY HIRED AUTOS ONLY SCHEDULED AUTOS) NON -OWNED AUTOS ONLY COMBINED SINGLE LIMIT (Ea accident) $ BODILY INJURY (Per person) $ BODILYINJURY(Peraccident $ PROPERTY DAMAGE (Per accident) $ $ UMBRELLA LAB EXCESS LAB OCCUR CLAIMS -MADE EACH OCCURRENCE $ AGGREGATE $ DED RETENTION $ $ WORKERS COMPENSATION AND EMPLOYERS' LABILITY ANY PROPRIETOR/PARTNER/EXECUTIVE OFFICER/MEMBER EXCLUDED? (Mandatory In NH) If yes, describe under DESCRIPTION OF OPERATIONS below Y / N N / A PER STATUTE OTH- ER E.L. EACH ACCIDENT $ E.L. DISEASE - EA EMPLOYEE $ E.L. DISEASE - POLICY LIMIT $ DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached If more space Is required) Evidence of Coverage Residential and commercial structural and non-structural remodeling, renovations, room additions, and tenant improvements. CERTIFICATE HOLDER Village of Miami Shores 10050 NE 2nd Ave Miami Shores FL 33138-2304 ACORD 25 (2016/03) CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. AUTHORIZED REPRESENTATIVE Tarah Gruber © 1988-2015 ACORD CORPORATION. All rights reserved. The ACORD name and logo are registered marks of ACORD Local Business Tax Receipt Poliarni-Dade County, State of Fliotittiat NOT FLL IX i wipT pAs, 22378 BUSOlit SS fitioliM ER.00ATI ON foVAURALkC rov.i SG ST s &IAN FL 331 27 EXPIRES RENEWAL SEPTEMBER 3O 2018 2353027 t,",hum LEc dis xott E.116€0 bh ft) nrt-IN to 4IunrI,CAPIff CltAnfir HA - iron. h , /MP* OF OUSIUMESS PAYMENT' RECEIVED 1-7; GEN . EL11131,1G CON rp,A c7 R tout' cal Litia* 050114-195 $45-4:10 070'072017 ECHECK-17-111315514 atilatitegglIn$11 NtrAIIYI wife wrimi4rattowil III &wInti 1ii tht Hnp1ergo aia-ginc 011P4.,,In Orlilitrilittil Itti hstti*mMitatimk froghtt ito* vNithi4riritivtrtgagAtil *ijJ rIWIt and rim 0410 Mtwilt0 LIU ThitHIMMINV, @NATIPPO dliPlirid:tIn 11FEctimitglift:Itittitla A14*-12taim Coll* $14r NV mg try Iiifortmlleft. worrft,rft trim t (Wow Local usiness Tax Receipt miamii-Dade CCiu nty, State of IRorida •!.1 5 NOT AN 'HILL - Nrif PAN S765624 NAM -L -AT ON WADRA C N1N $G ST MIAMI F6 S3t n among !maw% LL,C. Ppj/k4 riveri:$ RECIONT NO. RENEWAL 6012108 EXPIRES SEPTEMBER 30, 2018 higKi .1* jPuiji l L!1 or liwi*otql, Puritunrel eciunte COO tt-tow,ni I) 00 111 *IC, TYPE OP OUIRNIGNIE PAYMENT RECEIVED l SPECIATO BUILD VG CONTRACTOR we tow cak,utcyron CCCOPUEI, 545 0710712-017 EOLECK-1 3SSII4 liA*1 goOgoli toMir ..ct*** ttwifrolmi Sr -kW .1101,114till Bitigo.og 10, Mt Mit**111, of *DW* pingit actitAimitgi, ilmairtisL NM* owl oxipp *0 qiVatir-NAIM toLookicammitgialrwhattli4A11- riti****NA410110 To REIP iisiotikett*Ototiaaltraimirtitil twitittmtMFflWog*: lr-IX. Woo* ii0poomilvwrirowtwolmlkilywW-14404 ' ' BUILDING PERMIT APPLICATION ❑BUILDING ❑ ELECTRIC ❑PLUMBING ❑ MECHANICAL JOB ADDRESS: 10 1 O J6 Miami Shores Village Building Department 10050 N.E.2nd Avenue, Miami Shores, Florida 33138 Tel: (305) 795-2204 Fax: (305) 756-8972 INSPECTION LINE PHONE NUMBER: (305) 762-4949 Master Permit No. RECEIVED SEP 20 2017 FBC 201-1 Zc GP (Slee Sub Permit No. ❑ ROOFING ❑ REVISION ❑ EXTENSION El RENEWAL ❑ PUBLIC WORKS ❑ CHANGE OF ❑ CANCELLATION CONTRACTOR L0$ -TN ST SHOP DRAWINGS City: Miami Shores County: Miami Dade Zip: 33& 38 Folio/Parcel#: Is the Building Historically Designated: Yes NO Occupancy Type: Load: Construction Type: Flood Zone: BFE: FFE: OWNER: Name (Fee Simple Titleholder): FD isr it 13 -9f04-y tic - Address: SS i1/4)14) —4114 AV. Phone#: 30e- 04J City: rti fi+1 State:,. Tenant/Lessee Name: Phone#: Email: Zip: S51.11- CONTRACTOR: Company Name: (4JAbA Litt. Address: 46 ,"t) 36—r IA SI' #',s City: Il i A -i1 i Phone#: 2,os 1 2230 State: �L Zip: 5312:1 - Qualifier Name: .1)466U1 %A CUre— State Certification or Registration #: C.GC O S 3y 9( DESIGNER: Architect/Engineer: ` 0)-e.v OWL) Address: 0 � 45 S`) Gz12 Coi 4 Value of Work for this Permit: $ ( Q $ 90 Type of Work: ❑ Addition ❑ Alteration Description of Work: ST An_ #4 fl414 Phone#: Certificate of Competency #: y 914 2230 Phone#: 3.0s6 City: �'1 ( State: Pt- Zip: jGo f4 Square/Linear Footage of Work: ❑ Repair/Replace k Av-z,1 ❑11 New ❑ Demolition Specify color of color thru tile: Submittal Fee $ Permit Fee $ ° Scanning Fee $ Radon Fee $ Technology Fee $ Training/Education Fee $ Structural Reviews $ f (Revised02/24/2014) CCF $ CO/CC $ DBPR $ Notary $ Double Fee $ Bond $ TOTAL FEE NOW DUE$ I�?° Bonding Company's Name (if applicable) Bonding Company's Address City State Zip Mortgage Lender's Name (if applicable) Mortgage Lender's Address City State Zip Application is hereby made to obtain a permit to do the work and installations as indicated. I certify that no work or installation has commenced prior to the issuance of a permit and that all work will be performed to meet the standards of all laws regulating construction in this jurisdiction. I understand that a separate permit must be secured for ELECTRIC, PLUMBING, SIGNS, POOLS, FURNACES, BOILERS, HEATERS, TANKS, AIR CONDITIONERS, ETC OWNER'S AFFIDAVIT: I certify that all the foregoing information is accurate and that all work will be done in compliance with all applicable laws regulating construction and zoning. "WARNING TO OWNER: YOUR FAILURE TO RECORD A NOTICE OF COMMENCEMENT MAY RESULT IN YOUR PAYING TWICE FOR IMPROVEMENTS TO YOUR PROPERTY. IF YOU INTEND TO OBTAIN FINANCING, CONSULT WITH YOUR LENDER OR AN ATTORNEY BEFORE RECORDING YOUR NOTICE OF COMMENCEMENT." Notice to Applicant: As a condition to the issuance of a building permit with an estimated value exceeding $2500, the applicant must promise in good faith that a copy of the notice of commencement and construction lien law brochure will be delivered to the person whose property is subject to attachment. Also, a certified copy of the recorded notice of commencement must be posted at the job site for the first inspection which occurs seven (7) days after the building permit is issued. In the absence of such posted notice, the inspection will not be approved and a reinspection fee will be charged. Signature-- • Signature CONTRACTOR The foregoing instrument was acknowledged before me this The foregoing instrument was acknowledged before me this 19 day of S�.t--.. ((---t--/ , 20 ! , by 11 day of _..4- 4 ,:l e:i- , 20 4)- , by } ,A 6/ o , who is rsoly kn n to M :�% A ''�' V / nal,who is personally known to me or who has produced as me or who has produced identification and who did take an oath. identification and who did take an oath. NOTARY PUBLIC: _ NOTARY PUBLIC: OWNER or AGENT Sign: Print: Seal: ,40/1398A153 *************** APPROVED BY (Revised02/24/2014) Sign: Print: Seal: as ************************************************************************* /AN Plans Examiner Zoning Structural Review Clerk AjRb® �..-� CERTIFICATE OF LIABILITY INSURANCE DATE (MM/DD/YYYY) 09/20/2017 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in Ileu of such endorsement(s). PRODUCER ORR & ASSOCIATES INSURANCE SERVICES 3065 ROSECRANS PL STE 105 SAN DIEGO CA 92110-4822INSURERA: CONTACT Customer Service NAME: PHONE A/C No, Ext):8882690992 FAX No): 8889690247 E-MAIL service I uote.com ADDRESS: �g q INSURER(S) AFFORDING COVERAGE NAIC # United Specialty Insurance Company 12537 INSURED Wadra LLC 46 NW 36th St Miami FL 33127-3157 INSURER B : 3111004B218147 INSURER C 09/06/2018 INSURER D : $ 1,000,000 INSURER E : INSURERF: DAMAGE TO RENTED PREMISES (Ea occurrence) COVERAGES CERTIFICATE NUMBER: REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR TYPE OF INSURANCE ADDL INSD SUBR wvi POLICY NUMBER POLICY EFF (MM/DD/YYYY) POUCYEXP Y D/YYYY) (MMI/D LIMITS A COMMERCIAL GENERAL LIABILITY 3111004B218147 09/06/2017 09/06/2018 EACH OCCURRENCE $ 1,000,000 CLAIMS -MADE " OCCUR DAMAGE TO RENTED PREMISES (Ea occurrence) $ 50,000 MED EXP (Any one person) $ 5,000 PERSONAL & ADV INJURY $ 1,000,000 GEN'L X AGGREGATE POLICY OTHER: LIMIT APPLIES JEt° PER: LOC GENERAL AGGREGATE $ 1,000,000 PRODUCTS -COMP/OP AGG $ 1,000,000 $ AUTOMOBILE LIABIUTY ANY AUTO OWNED AUTOS ONLY HIRED AUTOS ONLY SCHEDULED AUTOS NON -OWNED AUTOS ONLY COMBINED SINGLE LIMIT (Ea accident) $ BODILY INJURY (Per person) $ BODILY INJURY (Per accident) $ PROPERTY DAMAGE (Per accident) $ $ UMBRELLA UAB EXCESS LIAB _ OCCUR CLAIMS -MADE EACH OCCURRENCE $ AGGREGATE $ DED RETENTION $ $ WORKERS COMPENSATION AND EMPLOYERS' LIABILITY Y / N ANY PROPRIETOR/PARTNER/EXECUTIVE OFFICER/MEMBER EXCLUDED? (Mandatory In NH) If yes, describe under DESCRIPTION OF OPERATIONS below N / A PER STATUTE OTH- ER E.L. EACH ACCIDENT $ E.L. DISEASE - EA EMPLOYEE $ E.L. DISEASE - POLICY LIMIT $ DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached H more apace Is required) Evidence of coverage. CERTIFICATE HOLDER Miami Shores Village Building Department 10050 NE 2nd Ave Miami Shores, FL 33138 ACORD 25 (2016/03) CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. AUTHORIZED REPRESENTATIVE Katie Collins © 1988-2015 ACORD CORPORATION. All rights reserved. The ACORD name and logo are registered marks of ACORD ChooGc. Coxsiote.r ;o,b,,147/12, Arg"j c'. 11.1fC�15 Property at: 1090 NE 105 Street, Miami, Florida 33138 STRUCTURAL CALCULATIONS .41000. • • eeee • • • SO • • • • • obeoo • eeeo • • • oo ego oe oo • • • • • • • ee • oboe • oe BY: ROGER G. KHOURI, P.E. 10743 SW 142 CT MIAMI, FL 33186 Ph. 305.308.6118 DATE: Jan., 2017 P.E.. # 47745 "By signing and sealing this sheet, I assume the full responsibility for both manual and computer generated calculations" 1/6 TABLE OF CONTENT 1. Wind Load Calculations eeOs, too‘ G ' eKyO • fir: ®p' ' ••P LORA 'C,ev 04,% ',Sir N Iiiifito1111a®ra "By signing and sealing this sheet, I assume the full responsibility for both manual and computer generated calculations" • • • • • • •0• • • 0000 • •..0 0 0000 • • • • • • • •. •• 00 •• • • • • • • • • • • •• • •• • •0• • • 041 BY: ROGER G. KHOURI, P.E. 10743 SW 142 CT MIAMI, FL 33186 Ph. 305.308.6118 DATE: Jan., 2017 P.E.. # 47745 2/6 /4IMPINizici Version 2 . g .. . 4 per ASCE 7'.1'x0 Gevelgped by 1`1C.A Erterprises, Inc. Copyright 2015 Date : 5/26/2015 Company Name : Arson Engineering Group, Inc. Address . 1175 N.E. 125th Street Suite 2 City : :Miami State : F1 19n rt;? last ley Project Nt. Designed Ey Description Customer Name Pros Lts&tion =01`_-0 Ars'rad Vicar Renovation kna:f_ G. 1090 N.E. :05 Street- Miami Sh Directional Procedure Simplified Diaphragm Building ,Ch 27 All pressuJ-es shcwn Basic Wind Sp(!ed(V) Structural Category Natural Frequency = Importance Factor = Damping Ratio (beta) _ Alpha At Am Cc Epsilon = Slope of Roof = Ht: Mean Roof Ht RHt: Ridge Ht OH: Roof Overhang at 2 Bldg Length Along Ridge = 39.17 are Eave= based uocn ASD. 175.00 mph II N/A 1.00 0.01 9.550 _._1 0.15 0.20 0.20 4.68 . 20.50 23.00 2.33 12 ft ft Design, with a Load Factor Exposure Category Flexible Structure Kc Directional Factor Zg Bt Bm = 1 _ Zmin Slope of RoofiTeta Type of R< -of Eht: Eave Heioht ft • • Roof Area • . . = • =7 Bldg Width Acros?en!!e= Part f .6 No 0.'35 '35 900.:-J0 1.00 0.65 500.00 ft 15.00 ft 21.29 Deg Hipped s. •`18•.:0 ft 1 2 .•00 _t • • • ; nC • Gust Factor Category I Rigid Structures - Simplified Method.... • • Gustl: For Rigid Structures (Nat. Freo.>i Hz) use C.85 ••••u. 0.t•J Gust Factor Category II Rigid Structures - Complete Analys.•• •..•.: is• Zm: 0.6*Ht = 15.00 ft )�O.i67 • •_. lzm: Cc*(33/Zm0.23 • Lzm: 1* (Zm/ 33) ^Epsilon• =.4,127.4 ....`. Q: (1/(1+).63*((B+Ht)/Lzm)'C.63 )^0.5 : ._•. 0.193 Gust2: 0.925= i+l.-tlzm*3.4*(2)/(1 _.7*3.9*1cm1, • . _ • 0..349% • Gust Factor Summary Not a Flexible Structure use the Lessor of Gustl or Gusts = O.85 Table 26.11-1 Internal Pressure Coefficients for Buildings, GCpi GCPi : Internal Pressure Coefficient Topographic Adjustment - '0.18 .• 0.33*z = 6.77 Kzt (0.33"z): Topographic factor at elevation ..33*z = 1.00 Vtopo: Adjust V per Para 27.5.2: 7 ' (Kzt(0.33*zi: .5 = =75.00 rnph Net Wind Pressures on Walls (Table 27.6-1) Wall Pressures do not.inc7lnd ceffect of internal pressure ' eFRS-i, all Pressures Tor_ { ns, N�. ; ail- t` :- f_ ,l_' :Fal:: e f w C. L/B 6 a aa ,:C Ci ph: Net Pressure at top of wall ;windward -leeward; p0: Net Pressure at bottom of wall windward leeward c, - = 1.70 36.89 psf 36.21 psf ps : Side wa..1 pressu r ac ng .i.ni tc,smd-y u '•yard = .61 ph = pl : Leeward wail presr6"acti414g iforrq;y :,tward = .3 ph = pwh: Windward 'ail pressure acting uniformly outward = oh -;tel = pw0: Windward wallpressure actin: uniformly outward = p0 -c'_= p era 4, 0 a at a a 'S C ego ae a c Q 4. 0 2 0 0 0 Q 22.51 11.166 2 5.7 2 v 25.05 psi psf psf psf • • • NW7RS-Wall P%_sou_es f,:)::: W ri;. Norm tc ';9.17 : wall LlB = 0.59 ph: Net Presslre at top of wall (windward + leeward) = 40.59 psf pO: Net Pressare at bottom of wall ;windward + leeward; = 39.9; .si ps: Side wail pressure acting uniformly outward = .54 x ph - 21.92 psf p1: Leeward ,vall pressure acting uniformly outward = .38 * ph= 1; 42 psf pwh: Windward wall pressure acting uniformly outward = ph -pi = 25.16 psf pw0: Windward wall pressure acting uniformly outward = p0 -p'. _ 24.51 psf See Fig 27 6-2 for Par 3p t wind Roof Pressures pressures 'fP / See Table 27.6.2 Pr Wall Pressures See TRW 27.6.1 Mean roof ht. Elevation Wind Plan .. . . 8800. 0880. • . • • • • • . • • .. .. .. •0 • . . • • • Net Wind Pressures on Roof (Table 27.6-2):: 8888 • •• • 0088 • 1.00't7 • . • • • • Exposure Aoustment Factor Zone (••,J 1-, 1 Load Casel Load Case2 psf psf -29.63 -26.52 -40.72 -36.29 -29.x'8 13.24 -12.17 .00 .00 ,00 Note: A value of '0' indicates that the zone/load case is not applicable. 0 0 O 0 C d G C 0 8 C 0 C e* 0 C 6m 6 e C e e e 0 e 6 0 4/6 • Hipped Roof Roof Overhang Loads (Figure 27:5-3): Load Case 1: Povhl: Overhang pressure for zone 1 Pcvh3: Overhang pressure for zone 3 Load Case Povhl: Overhang pressure for zone 1 Povh3: Overhang pressure for zone 3 L € Z 3 c c G c e € , ti . P„Cd C a 0 63 -22.22 psi ▪ -30.54 psf 9.93 psf .00 psf ••0• • • • • 0000 • • • •• • • • • • • • 0410• • • • • 0000 • • • • • • • • •• •• •• •• • • • • • • • • • • • • • • • • • • • • •• • ••• • • • 00 516 MECATATind Version 2.1.1.4 ASCE 7-10 Deve:oped by MEGA Enterprises, Inc. Copyright 20I5 Date : 8/26/2015 Project No. : 2015-01 Company Name : Arccn Engineering Group, Inc. Designed By : Fsshad Vigar Address : 1175 N.E. 125th Street Suite 2 Description : RErovation CityMia i Customer Name . Amalfi G. State : Fl Proj Location: : 10SC N.F. 105 Street- Miami Sl-. File Location: L:\amaifi 19C the last version level 2.wnd • Hip Roof t@<=4::;:,:. • • • • • • • • •••• • • • • Wind. Pressure on Components and Cladding "C1 -:••3"C Pari. 1) • • .•..•� A11 presstres snows are based Upon ASD Design,with a toac: t•3 to.ai o.� :.6 •• •• •• 0• Width of Pressure Coefficient Zone "a" = •t •• • •• Descript:.on Width Span Area Zone Max Min MacP P • Min •• • ft ft ft^2 GCp GCp psi •••psf • • -••---•-----r• • • • • window 05 lev. 2 3.06 3.25 9.9 4 1.00 -1.10 42.77 -46.40.4 window 05 lev. 2 3.06 3.25 9.9 5 1.00 -1.40 42.77 -57.27 window 07 lev. 2 2.16 3.25 7.0 4 1.00 -1.10 42.77 -46.40 door 9 lev. 2 340 6.67 20.0 4 0.95 -1.05 40.65 -44.47 door 9 lev. 2 3.00 6.67 20.0 5 0.95 -1.29 40.85 -53.42 window 07 te'i. 2.16 3.25 7.0 5 1.00 -1.40 42.77 -57.27 Khcc:Comp. & Clad. Table 6-3 Case 1 = 0.91 Qhcc:.00256*'2*Khcc*Kht*Kd = 36.25 psf G 8 &'.8 3 6 8 L a 8 C 0 6 8 0v 0 0 e 0 z E • 0 0 0 0 4 e • 0 9 n 0 • e e 4 6 0 O 0 0 0 © 00 60 0 0 0 • 0 000 6 C 0 6 0 0 G e c O e e 06 00 0 6 000 6/6 \\' 4\\,cO. <(°6) BUILDING PERMIT APPLICATION ❑ BUILDING ❑ ELECTRIC ❑PLUMBING ❑ MECHANICAL JOB ADDRESS: (° 1° A Pe Miarni Shores Village Building Department 10050 N.E.2nd Avenue, Miami Shores, Florida 33138 Tel: (305) 795-2204 Fax: (305) 756-8972 INSPECTION LINE PHONE NUMBER: (305) 762-4949 FBC 2011- Master 0(1- Master Permit No. t'\C — 558 Sub Permit No. ❑ ROOFING ❑ REVISION El PUBLIC WORKS ❑ CHANGE OF CONTRACTOR I05 S- ❑ EXTENSION El RENEWAL ❑ CANCELLATION ❑ SHOP DRAWINGS City: Miami Shores County: Miami Dade Zip: Folio/Parcel#: Occupancy Type: Load: OWNER: Name (Fee Simple Titleholder): Address: 3 if S `j AV v`% 7 lisre City: IN A v� Is the Building Historically Designated: Yes NO Construction Type: Flood Zone: LL(. BFE: FFE: 12 -.PM. l 2-6 Phone#: E State: f I Zip: 33 I LI' Tenant/Lessee Name: Phone#: "4-100 O J Lo`".1 Email: CtAry ek, P: Fars CONTRACTOR: Company Name: Address: 4c Am) City: (l Qr i Qualifier Name: —bil646li ►SA WAM L c_ QST Phone#: State: Cu re_ Zip: 344 (Mu Phone#: State Certification or Registration #: Certificate of Competency #: DESIGNER: Architect/Engineer: Phone#: Address: City: State: Zip: Value of Work for this Permit: $ Square/Linear Footage of Work: Type of Work: icaAddition 0 Alteration ❑ New ❑ Repair/Replace ❑ Demolition Description of Work: CKartt evl irvtvtr. Specify color of color thru tile: Submittal Fee $ Permit Fee $ Scanning Fee $ I 9.?°`fig Radon Fee $ Technology Fee $ Training/Education Fee $ Structural Reviews $ 50 IRevicpdm/74/7n141 CCF $ DBPR $ CO/CC $ Notary $ Double Fee $ Bond $ 2 1 .S . 9-22' TOTAL FEE NOW DUE $ T Bonding Company's Name (if applicable) Bonding Company's Address City State Zip Mortgage Lender's Name (if applicable) Mortgage Lender's Address City State Zip Application is hereby made to obtain a permit to do the work and installations as indicated. I certify that no work or installation has commenced prior to the issuance of a permit and that all work will be performed to meet the standards of all laws regulating construction in this jurisdiction. I understand that a separate permit must be secured for ELECTRIC, PLUMBING, SIGNS, POOLS, FURNACES, BOILERS, HEATERS, TANKS, AIR CONDITIONERS, ETC OWNER'S AFFIDAVIT: I certify that all the foregoing information is accurate and that all work will be done in compliance with all applicable laws regulating construction and zoning. "WARNING TO OWNER: YOUR FAILURE TO RECORD A NOTICE OF COMMENCEMENT MAY RESULT IN YOUR PAYING TWICE FOR IMPROVEMENTS TO YOUR PROPERTY. IF YOU INTEND TO OBTAIN FINANCING, CONSULT WITH YOUR LENDER OR AN ATTORNEY BEFORE RECORDING YOUR NOTICE OF COMMENCEMENT." Notice to Applicant: As a condition to the issuance of a building permit with an estimated value exceeding $2500, the applicant must promise in good faith that a copy of the notice of commencement and construction lien law brochure will be delivered to the person whose property is subject to attachment. Also, a certified copy of the recorded notice of commencement must be posted at the job site for the first inspection which occurs seven (7) days after the building permit is issued. In the absence of such posted notice, the inspection will not be approved and a reinspection fee will be charged. Signature Signature OWNER or AGENT The foregoing instrument was acknowledged before me this The foregoing instrument was acknowledged before me this 11 day of bt,ro\re--f ,20 Ib ,by Li day of dcf--‘2bA"` ,20 1 (k; G 5 who is personally know to 0 fA l Ai me or who has produced as me or who has produced as identification and who did take an oath. NOTARY PUBLIC: ho is persona y cnow , by Sign: Print: Seal: identification and who did take an oath. NOTARY PUBLIC: Sign: Print: Seal: APPROVED BY { / Plans Examiner Zoning Structural Review Clerk Change of Contractor/Architect or Engineer Miami Shores Village Building Department 0 N.E. 2ND Avenue ores, Florida 33138 el: (305) 795.2204 ax: (305) 756.8972 A change of contractor, architect or engineer must be done under a permit number. There is a $75.00 charge for a change of contractor. The owner will submit a Change of Contractor Form completed with notarized signatures. If the signature of the previous contractor cannot be obtained the owner must send a certified letter/return receipt notifying the previous contractor, architect or engineer the reason for the change. The owner must allow 10 business days for the contractor, architect or engineer to respond. A permit application must accompany the change of contractor form, with the information and signature of the new contractor. The new contractor must be registered with the Village or must submit the required documents to register with the Village. 1. Change of Contractor form completed, signed and notarized. 2. Permit application by new contractor. 3. Required fees. 4. Copy of original letter sent via certified mail along with the returned receipt. In addition to the requirements above the architect or engineer of record must authorized the new architect or engineer to reproduce his documents. The authorization must be in writing and must be signed and sealed. Miami Shores Village Building Department 10050 N.E.2nd Avenue Miami Shores, Florida 33138 Tel: (305) 795.2204 Fax: (305) 756.8972 CHANGE OF CONTRACTOR / ARCHITECT Permit N' C 1SS Owner's Name (Fee Simple Title Holder): f "a' Owner's Address -M .'•' (Ju) PC`re City: , 1A- r°(2-4"4"7 Phone #: -43W05Y 9 Job Address (Of where work is being done): 1 G� State : C.1 Zip Code: 3? l Z �e co s- S4' City: Miami Shores State: Florida Zip Code: of 1 3 7 Contractor's Company Name: (4-% LA. Address: 1 b (v' 3 t4 5 t4 S City: M I Qualifier's Name : O,r,1/4 ,„ r s 'i C, %bre_ Phone #: State: Zip Code:3 3 I Z- Lic. Number: Architect/ Engineer of Record Name: / D6 t R 6. khictiliel p + hone #: 3i5. 3,0d - to/to Address: /4713 .S Z 6r City: Mi 7o State: 1, Zip Code: 3 3i b Describe Work: ?/Daft /e ,D.bCI. • hereby certify that the work has been abandoned and/or the contractor/architect is unable or unwilling to complete the contract. I hold the Building Official and the Miami Shores harmless of all legal involvement. )/ Signature Contractor or Architect The foregoing instrument was aknowledged before me this \'i day of (jG Y6 V41/ , 20 Ebyc,®e OGfila �,ri who is personally known to me or who has produced as indentification. Signature Owner or Agent The foregoing instrument was aknowledged before me this 5 day of 0 X20 ,by 20 % h s personalhi known r e or who has produced as indentification. Notary Public: Sign: Seal: VALENCIA 1001)3980153FlorklaalatamSemice EXPIRES July 27, 2019 •cam l Notary Public: Sign: Seal: Miami Shores Viiiage Building Department 10050 N.E.2nd Avenue Miami Shores, Florida 33138 Tel: (305) 795.2204 Fax: (305) 756.8972 BUILDING CRITIQUE DATE: 11-15-2016 PERMIT NUMBER: 15-1558 Change of design professional. 1. Change of design professional should comply with Florida administrative code 6101- 18.002. 2. Provide all required supporting documents for the project, including structural calculations, product approval, etc. 3. Review of all trades will be completed once a complete set of plans and documents are provided. Ismael Naranjo, B.O, CFM Building Director Miami Shores V,llage Building Department RECEIPT 10050 N.E.2nd Avenue Miami Shores, Florida 33138 Tel: (305) 795.2204 Fax: (305) 756.8972 PERMIT #: —('1S DATE: to/ 2-712046 I,1 ❑ Contractor Owner o Architect Picked up 2 sets of plans and (other) `Z 5'e* -s kb CO �V -'� COI\ -10 v1 Address: toSocr tom' S� From the building department on this date in order to have corrections done to plans And/or get County stamps. I understand that the plans need to be brought back to Miami (Name) Shores Village Building Department to con ' ' permitting process. Signature: PERMIT CLERK INITIAL: RESUBMITTED DATE: LO PERMIT CLERK INITIAL:g___c.- ��-"Ili UNITED STATES POSTAL SERVICE Date: October 9, 2016 Carlos Fernandez: The following is in response to your October 9, 2016 request for delivery information on your Priority Mail Express® item number EL450524505US. The delivery record shows that this item was delivered on October 5, 2016 at 11:26 am in MIAMI, FL 33175 to C FLORES. The scanned image of the recipient information is provided below. Signature of Recipient : Address of Recipient : Thank you for selecting the Postal Service for your mailing needs. If you require additional assistance, please contact your local Post Office or postal representative. Sincerely, United States Postal Service CHANGE OF DESIGN PROFESSIONAL FOR PROPERTY AT 1090 NE 105 STREET, Miami, FL 33138. Date: November 21, 2016 Address: 1090 NE 105 Street, Miami, FL 33138. Ref.: Permit No.: RC -6-15-1558. Subject: Change of Design Professional for property listed above To The City of Miami Shores Official: As a successor registered professional engineer, and after reviewing documents, calculations and plans, related to the permit referenced professional and legal responsibilities for the attached documents that sealing. If I can be of further assistance in this matter, please feel free to contact 6118. Regards Roger G. Khouri, P.E. 10743 SW 142 CT Miami, FL 33186 osoae'Glleoa0000 •%%% �R• Kti l,p, P.E. No. 47745 ."0...C\ E N SFOG�B�® Date: 11/21/200 15 m-0 :cr® o?� JF ' � S; • < O R 1 �? . c1\ 0000s /()RIX W E 00�' 11 \TED JAN 3 2017 all the pertinent above, I take all I am signing and me at (305)-308- • • • • • •• • • •••• • • •••• 3.000• • • •• •• •••••• • • 3 • • • • • • •• • •••• • •••• • a •••••• • • • • 00000 • • • • • • •• 2• • • • 000000 • ••• • • •' • ••••s• • • a • • • • • • 0 • GEOTECHNICAL STATEMENT FOR PROPERTY AT 1090 NE 105 STREET, Miami, FL 33138. Date: October 18, 2016 Address: 1090 NE 105 Street, Miami, FL 33138. Ref.: Permit No.: RC -6-15-1558. Subject: Geotechnical Statement of proper Soil Compaction for property listed above To City of Miami Shore Building Official: Based on our observation of the compacted soil of the ground floor bathroom slab, the compacted material underneath the slab provide a minimum of 95% of the maximum dry density at optimum moisture content in accordance with ASTM D 1557. If I can be of further assistance in this matter, please feel free to contact me at (305)-308- 6118. Regards Roger G. Khouri, P.E. 10743 SW 142 CT Miami, FL 33186 P.E. No. 47745 Date: 10/18/2016 45 a /o//. �lG, • ) �.•<O• .R�p•. G,eo ��`SSiONA\-Toc`% 14111 mil • • • • • • •• • • ...... • ...... ...• . • ...... • • ••• .• •.••.• • . . . • •• • . • .. • •••• • • •••• 000000 • • • ••..•• . • • •• . . •• ••' • • • 000000 • •.• • .....• . • .•.... . • ••.•.. •.•.. • • 00000 000000 • . . •.•..• • • ...... . • FMB First MB Properties LLC 1331 Brickell Bay Dr BL 48, Miami, FL 33131 09/30/2016 Arshad Vigar, P.E. FL. Licence # 38863 13876 S.W. 56 Street # 452 305-316-1957 Dear Sir, RE: (1090NE 105th St, Miami Shores) M� Homes For You Effective (09/30/2016), I would like to cancel my contract for your architectural /engineering services on the project we have on 1090NE 105TH st, Miami Shores). Yours sincerely, Amalfi L. Gayosso 1951 NW 7 AVE #160-158 MIAMI, FL 33136 1 0: 305 9081441 IF: 305908 1442 1 www.firstmbp.com SUBSTANTIAL IMPROVEMENT OR SUBSTANTIAL DAMAGE RECEIVED SEP 14 2015 i./ a ri Property Address: '43c10 e— �, 5- T LuT. 33133 t i t ml i S IAodes Contractor's Name: Contractor's Company Name: CONTRACTOR'S SUBSTANTIAL DAMAGE OR SUBSTANTIAL IMPROVEMENT AFFIDAVIT Contractor's Address: Contractor's Phone Number: iJ 3G 714 ASS .331 'zA- Contractor's State Registration or ertificat on Number: �� C 05-14115 Contractor's We Registration Number (if applicable): /1L-3 S I hereby attest that I, or a member of my staff, personally inspected the subject property and produced the attached itemized list of repairs, reconstruction and/or remodeling which are hereby submitted for a Substantial Damage or Substantial Improvement Review. The list of work contains ALL OF THE WORK TO BE CONDUCTED on the subject property. If the property sustained Substantial Damage, this list of Work, will retum the structure to at least its condition prior to damage and bring the structure into compliance with all applicable codes. I further attest that all additions, improvements or repairs proposed for the subject building are included in this estimate and that neither 1 nor any subcontractor or agent representing me will make any repairs or perform any work on the subject structure other than what has been included in the attached list. I UNDERSTAND THAT I AM SUBJECT TO ENFORCEMENT ACTION, WHICH MAY INCLUDE FINES, IF ANY INSPECTION OF THE PROPERTY REVEALS THAT I, OR MY CONTRACTOR, HAVE MADE REPAIRS OR IMPROVEMENTS NOT INCLUDED ON THE ATTACHED LIST OF REPAIRS OR THE APPROVED BUILDING PLANS. See attached itemized list. STATE OFait COUNTY OF RA eum, Before me this day personally appeared duly swom, deposes and says that he/she has re=d, understand aforementi ed conditions. Con r's'Signature Swom to and subscribed before me this 1 day of , who, being to comply with all the 5 U ic�,1i.- , 20 J . Notary Public State of: My commission expires: SUBSTANTIAL IMPROVEMENT OR SUBSTANTIAL DAMAGE Property Address: Property Owner's Name: Pro ee,v Property Owner's Address: APPLICATION FOR SUBSTANTIAL DAMAGE OR SUBSTANTIAL IMPROVEMENT REVIEW Property Owner's Phone Number: 4i0 s -k2 Contractor's Name: Contractor's Address: G (‘' N wo 36 TA ST— A f S 33 1 Z) - Contractor's Phone umber: 3r) -k431 4 Flood Zone Q BFE An Lowest Floor Elevation ‘.3 (Excluding garage or carport) ` J 4 nom Check one of the following: 44 I am attaching a State Certified Appraiser's report, valuing the structure at: [ J I am not attaching a State Certified Appraiser's report and I accept the use of the valuation of my property that has been recorded by the County Property Appraiser's Office. SIGNATURES: Property Owner: Contractor: Date: Obi 2-0,i5 Date: (51/ZP1-i Application Number Date Address 1®90 w` ioc-ro- An.; S/ice Cost Estimate of Reconstruction / Improvement This cost estimate of reconstruction/improvement must be prepared by and signed by the contractor or by the owner if the owner acts as the contractor. Owners who act as their own contractors must estimate their labor cost at the current market value for any work they intend to perform. Sub -Contractor Bids Contractor or Owner Estimates ) /0 t) Bid Amounts (see note "D") 1. Masonry 2. Carpentry Material (rough) 3. Carpentry Labor (rough) 4. Roofing 5. Insulation and Weather-strip 6. Exterior Finish (stucco) 7. Doors, Windows & Shutters 8. Lumber Finish 9. Hardware 10. Drywall 11. Cabinets (Built-in) 12. Floor Covering 13. Plumbing 14. Shower/ Tub/Toilet 15. Electrical &Light Fixtures 16. Concrete 17. Built-in Appliances 18. HVAC 19. Paint 20. Demolition & Removal 21. Overhead & Profit Material Costs 33,n -J-- kS'D LaborCosts 35 so FEMA 50% RULE - SUBSTANTIAL IMPROVEMENT OR SUBSTANTIAL DAMAGE SUBSTANTIAL IMPROVEMENT/DAMAGE 2101-0410 NOTICE TO PROPERTY OWNERS Rebuilding your Home after the storm? Adding on, renovating, or remodeling your home? Here's information YOU need to know about the "50% Rule': If your home or business is below the 100 -year flood elevation, also known as the Base Flood Elevation (BFE), FEMA has flood damage prevention regulations that may affect how you remodel, renovate, or add on to your building. If your home or business sustained structural and/or interior damage, these regulations may affect how you rebuild. These laws are required by the National Flood Insurance Program to protect lives and investment from future flood damages. Miami Shores Village is required to adopt and enforce these laws in order for federally -backed flood insurance to be made available to we residents and property owners. SAVE YOURSELF TIME AND MONEY! PLEASE READ THE FOLLOWING INFORMATION: SUBSTANTIAL DAMAGE means damage of any origin sustained by a structure whereby the cost of restoring the structure to it's before damage condition would equal or exceed 50 percent of the market value or replacement cost of the structure before the damage occurred. (Note: The cost of the repairs must include all costs necessary to fully repair the structure to its "before damage" condition.) SUBSTANTIAL IMPROVEMENT means any reconstruction, rehabilitation, addition, or other improvement of a structure, the cost of which equals or exceeds 50 percent of the market value of the structure before the "start of construction" of the improvement. If a building is "substantially damaged" or "substantially improved", itmust be brought into compliance with the flood damage prevention regulations, including elevating the building to or above the 100 -year flood elevation. Miami Shores Village, follows the National Flood Insurance Program requirements, and has the responsibility to determine "substantial damage" and substantial improvement", and has implemented the procedures on the following pages to do so. SUBSTANTIAL IMPROVEMENT OR SUBSTANTIAL DAMAGE NOTICE TO PROPERTY OWNERS Miami Shores Village will use the assessed value of your structure (excluding Property Appraiser's Office. If you disagree with the Property A may engage Apr roe P the land) theation of structure, recorded by the property rty appraiser licensed by the State of Florida to'submi vtocomparable s puty, you appraisal for the total market value of the structure. property You must obtain and submit to the Building Department a detailed and complete addition, remodeling, reconstruction or for repair of all the damages sustained by and signed by a licensed general contractor. The contractor must sign an affidavitto cost estimate for the estimate submitted includes all damages or all improvements to your home, not your home, prepared contract document must be submitted with your application. If the owner is indicating that the cost contractor, the owner is responsible for submitting the cost estimate, and providing documstructuental.ation, The signed including subcontractor bids, to document the cost estimate. acting as his or her own g documentation, The Building Department will evaluate the cost of improvements or repairs and and reasonable. For damage repairs, pre -storm prices and rates will be utilized. The cost of y . improvements or repairs does not include items not considered a permanent determine if they are fair plans, surveys, permits, sidewalks, pools, screens, sheds, gazebos, fences,a part of the structure. ( If your home is determined to have "substantial damage" or is proposed to be etc. ~see attached copy). then an elevation certificate must be submitted to the Building Department to determine the lowest floor elevation. Garages and carports are not considered to be the "lowest floor". substantially improved", If the lowest floor is below the 100 -year flood elevation, the building must be elevated flood elevation, or above, that level. Likewise, all electrical and mechanical equipment (heating cooling, etc.), bathrooms, and laundry rooms must be elevated to, or above, theq to the 100 year Only parking, building access and limited, incidental storage is allowed below the fl Non- residential buildings may be "flood -proofed" instead of being elevated. 100 -year earr and flood level. sod level. Non - If the lowest floor of the structure, including electrical and mechanical equipment and , the building can be repaired and to comply with the fifty bathroom are already above the 100 -year flood elevation percent (50%) rule, reconstructed without having Building plans must be prepared to show how the building is to be elevated. If located Coastal High Hazard Area, or if the building is to be flood -proofed, these plans must certified by a registered professional engineer or architect. Certificates for this in a V -zone, the Building Department. be prepared and purpose are available from IMPORTANT NOTE ON DONATED MATERIALS AND VOLUNTEER LABOR: The value placed on materials should be equal to the actual or estimated cost of all materials Where materials or servicing equipment are donated or discounted below normal market value should be adjusted to an amount equivalent to that estimated through normal marketats to be used. Self or Volunteer Labor: The value placed on labor should be equal to the actual or esti values, the charge for repairs of all damages sustained the structure. Where non-reimbursedmated labor transaction. involved, the value of the labor should be estimated based on applicable minimum hourly wa lebor is the type of construction work to be completed. Our permitting official based on his/her ofessscales for P sional judgment and knowledge of local/regional wage scales can provide additional guidance to determine reasonable labor rates for professional trades (i.e. electricians, plumbers, block masons, framing, HVAC). SUBSTANTIAL IMPROVEMENT OR SUBSTANTIAL DAMAGE ITEMS TO BE INCLUDED (Please check off each line) ALL STRUCTURAL ELEMENTS INCLUDING: [ ] Spread or continuous foundation footings and pilings [] Monolithic or other types of concrete slabs [] Bearing walls, tie beams and trusses [ ] Wood or reinforced concrete decking or roofing [ ] Floors and ceilings [ ] Attached decks and porches [] Interior partition walls [] Exterior wall finishes (e.g., brick, stucco or siding) including painting and decorative moldings [] Windows and doors [ ] Re -shingling or re -tiling a roof [] Hardware ALL INTERIOR FINISH ELEMENTS, INCLUDING: [ ] Tiling, linoleum, stone or carpet over sub -flooring [ ] Bathroom tiling and fixtures [ ] Wall finishes (e.g., drywall, painting, stucco, plaster, paneling, marble or other decorative finishes) [ ] Kitchen, utility and bathroom cabinets [ ] Built-in bookcases, cabinets and fumiture [ ] Hardware ALL UTILITY AND SERVICE EQUIPMENT, INCLUDING: [ ] HVAC equipment [ ] Repair or reconstruction of plumbing and electrical services [ ] Light fixtures and ceiling fans [ ] Security systems [ ] Built-in kitchen appliances [ ] Central vacuum systems [ ] Water filtration, conditioning or recirculation systems SUBSTANTIAL IMPROVEMENT OR SUBSTANTIAL DAMAGE PROPERTY OWNER'S SUBSTANTIAL DAMAGE OR SUBSTANTIAL IMPROVEMENT AFFIDAVIT Property Address: Contractor's Name: Property Owner's Name: Property Owner's Address: Property Owner's Phone Number: I hereby attest that the list of work and cost estimate submitted with my Substantial Damage or Substantial Improvement Application reflects ALL OF THE WORK TO BE CONDUCTED on the subject structure including all additions, improvements and repairs and, if the work is the result of Substantial Damage, this work will return the structure at least to the "before damage" condition and bring the structure into compliance with all applicable codes. Neither I nor any subcontractor or agent will make any repairs or perform any work on the subject structure other than what has been included in the attached list. I UNDERSTAND THAT I AM SUBJECT TO ENFORCEMENT ACTION, WHICH MAY INCLUDE FINES, IF ANY INSPECTION OF THE PROPERTY REVEALS THAT 1, OR MY CONTRACTOR, HAVE MADE REPAIRS OR IMPROVEMENTS NOT INCLUDED ON THE ATTACHED LIST OF REPAIRS OR THE APPROVED BUILDING PLANS. See attached itemized list. STATE OF COUNTY OF Before me this day personally appeared , who, being duly swom, deposes and says that he/she has read, understands, and agrees to comply with all the aforementioned conditions. Property Owner's Signature Swom to and subscribed before me this day of , 20_ Notary Public State of My commission expires ALSO: [ ] Labor and other costs associated with demolishing, removing or altering building components [ ] Overhead and profit ITEMS To BE EXCLUDED Plans and specifications Survey costs Permit fees Debris removal, (e.g., removal of debris from building or lot, dumpster rental, transport fees to landfill and landfill tipping fees), clean-up (e.g., dirt and mud removal, building dry out, etc.) Items not considered real property such as: throw rugs (carpeting over finished floors), furniture, refrigerators, appliances which are not built-in, etc. OUTSIDE IMPROVEMENTS, INCLUDING: Landscaping Sidewalks Fences Yard lights Swimming poolslspa Screened pool enclosures Sheds Gazebos Detached structures (incl. garages) Landscape irrigation systems Docks and Davits Seawalls Driveways Decks ITEMS REQUIRED TO EVALUATE YOUR APPLICATION APPLICANT MUST SUBMIT ALL OF THE FOLLOWING (please check off each item): ` 1. Completed and signed application for substantial damage/improvement review (included in / this package). / 2. Elevation certificate if property is located above base flood elevation. 3. Property Owner's Substantial Damage or Substantial Improvement Affidavit signed, notarized and dated (included in package). 4. Contractor's Substantial Damage or Substantial Improvement Affidavit signed, notarized and dated (included in package). 5. Estimated Cost of reconstruction/improvement form (included in package) and all required backup. Include subcontractor's bids and itemized cost lists (see footnote on Cost Estimate Form). 6. This checklist. 7. Copy of construction contract. If the owner is the contractor, submit all subcontractor bids to document the cost estimate. A&F APPRAISAL SERVICES 920014 FleNo. AM7926 APPRAISAL OF LOCATED AT: 1090 NE 105TH ST MIAMI SHORES, FL 33138 FOR: ANCHOR LOANS 12800 CENTER COURT DRIVE S SUITE 100 CERRITOS, CA 90703 BORROWER: FIRST MB PROPERTY LLC AS OF: November 10, 2014 BY: ANDREW S MELTZER CERT RES RD3190 SEP 14 2015 A&F APPRAISAL SERVICES 920014 File No. AM7926 FINANCIAL ASSET SERVICES ANCHOR LOANS 12800 CENTER COURT DRIVE S SUITE 100 CERRITOS, CA 90703 File 11&.nber: AM7926 In accordance with your request, I have appraised the real property at: 1090 NE 105TH ST MIAMI SHORES, FL 33138 The purpose of this appraisal is to develop an opinion of the market value of the subject property, as improved. The property rights appraised are the fee simple interest in the site and improvements. In my opinion, the market value of the property as of November 10, 2014 i s: $950,000 Nine Hundred Fifty Thousand Dollars The attached report contains the description, analysis and supportive data for the conclusions, final opinion of value, descriptive photographs, limiting conditions and appropriate certifications. ANDREW S MELTZER CERT RES RD3190 A & F APPRAISAL SERVICES Exterior -Only Inspection Residential Appraisal Report 920014 RIe NS AM7926 The purpose of this summary appraisal report is to provide the lender/client with an accurate and adequately supported, opinion of the market value of the subject property. Property Address 1090 NE 105TH ST Oty MIAMI SHORES State FL Zip(bde 33138 BQraeer FIRST MB PROPERTY LLC OM erof Riib Record RICARDO A AQUILINO Ccirty MIAMI-DADE Legal Description LOT 10 BLK 1, MIAMI SHORES ESTATES PB 47-58 Assessor's Parcel # 11-2232-028-0100 Tax Year 2013 RETazes$7,309 NsiphbartnodName MIAMI SHORES ESTATES Mao Referenoe52.42-32 Cenes Tract 12.05 i- w Ctawat ©Oene�Talai 0 Vacant Special Asessr is $ 0 ❑ PLA 1-04$ 0 ❑ pa- year 0 Pe math Property Roles Acpaised Fee Snide 0 Lesseholcl IlIaher(desaibe) AssignmertType ❑ RxfeseTweettien 0 RernaloeTrasadicn ©Qher (deante) MARKET VALUE LededQietANCHOR LOANS Address 12800 CENTER COURT DRIVE S SUITE 100, CERRITOS, CA 90703 tete ailed prepertyarrertly offered fa sle or has it been dfered fcr sale in thetwave matte prier both° effective date of isacpraisel? 0 Yes 1 1No Repot datasouce(s) used, dfeirg picas), arc! date(S). $810,000 ON 10/07/2014, CHANGED TO PENDING STATUS ON DOM 205;SEFMLS#A1938835. THE SUBJECT WAS LISTED ON 04/16/2014 FOR 0899,000, REDUCED TO 0850,000 ON 06!172014, 10232014, & CLOSED 11/07/2014 FOR $860,000. THIS WAS AN ESTATE SALE. I [JdldOdd r01 ye808iaOf�8088MBtprdresetar im.EldantheresiftsdtheanalysisofthemamafasiteoWrythearelysiswasrotperfor ed cc Calked Price$ Dated Waal Is the property seller the war dlicrecord? Yes 0 N fataSaroe(s) z Is lhae anyfinarcial assietaroe (bane:herpes, sale aroessiors, gift cr dompaymert westerns', o If Yes, reparttette! dollar anaatarddesaibethsitelstobepaid etc ) to te paid by any party cri behalf d the borrow? ❑Yes 0 N Note: Race andtheracial composition of the neighborhood are not appraisal factors. tlslghlrorfWod�e1(atiaa F .YYria+:fh(t1fON i Onc- tnttf Pt (tt,and C' ;, '.. „ Lagan & an © S turban Rral Prglaty Values Increasing Stable Dedirirg PRICE AGE Cr e-Lht 70 % IN 2575% Liter 25% X O, aortsge In Cver apply ance�CX DaretirgTi Y �Uder3ntis x)10 0250 o an7aM�th d El Slow Rapid IJ 3F6ntls 6ntte Lora Mit-Family 15 To Neighta1 ocd Boundaries THE NEIGHBORHOOD IS LOCATED NORTH OF NE 96 ST, SOUTH OF NE 107 1,000 Hgh 90 Camedal 10 m ST, WEST OF US -1, AND EAST OF NE 2 AVE 500 Red. 60 Qhs NijtbatcalDesaipacrt ALL TYPICAL RESIDENTIAL AMENITIES ARE LOCATED WITHIN 1-2 MILES INCLUDING SCHOOLS, HIGHWAYS, SHOPPING (-f, FACILITIES AND PUBLIC TRANSPORTATION. THE NEIGHBORHOOD IS MADE UP PRIMARILY OF SINGLE FAMILY HOMES. MarkdOmdaas(rlchdngappadfcr toabo66pOrldUStae) AND CASH SALES. PROPERTY VALUES ARE STABLE IN THE TYPICAL FINANCING IN THE SUBJECTS MARKET AREA INCLUDES CONVENTIONAL LOANS, WITH SOME SELLER FINANCING SUBJECTS MARKET. DEMAND AND SUPPLY 18 IN BALANCE, AND MARKETING TIME AVERAGING UNDER 3 MONTHS. Dnlsmae 75 X 150 Area 11250 sf Shspe RECTANGULAR lAsw B;Viitr,Res Spedfic77TQtrgO ar R-17.5 77arirgDesaipam SINGLE FAMILY RESIDENTIAL �'1 7�rao Cardiff= (fin Legal ❑ Legal Nbrconfomirq caardtathsed Lbs) [—TM No Zaino 0 Megan (dam) tether highest ad best use dthe abjed property as impro.al (oras proposed per plars and spedficatias) the presert (se? X❑ Yes 0 No If No, describe Utricles Public Other(describe) Public Other(describe) Off-site Improvements— Type Public Prlvate X II -2 Beal* Miter eet ASPHALT X Fu U7 Gas ] NONE SaritaySeAe [J SEPTIC TANK Alley ASPHALT X ❑ F58# Special Rood Hazard Area [J Yes 0 Fb Rag Rood Zcrr AE FSVA Map # 12086C0306L FEMA Map Late 09/11/2009 Arethe Iblities ad df -site inpr verrets Wog fa the market area? 0 Yes 0 Np If Na describe. Aredtaeaya:Kaseateoakesamderelfactors(eassrstsavuainertaerndrarnstttald6are,ladusesoto)? 0 Yes ®w if Ysdesait Sc rce(s) Used for Physical Characteristics d Repaty U Appraisal Ries [X] NLS U Assessrrert and Tax Records U Prier Inspedial U PropertyOorer ❑( Qhs(desaibe) CLIENT Data erroe(s)faGloss LMrgArea MIAMIDADE.GOV X Qrvete9ab X QmriSpace rats [X One UQlewith AccssoryUrit X FWA I -W9 NRreplaoe(s)#0 111 None #d3ais 2 In FillBaserlatt • Rristed Radom MI WoorBae(s)# 0 © Divavay #d Cas 4 Cat. A0t IIIA &Da/EId tttt Partial Basement • Rrished Cues © PaliolDsdr Open Divesay&rfaceASPHALT X adding ❑Reccead II Under Cana ExteiorValls CBS Foal ELEC © Pard! Cvrd © Garage of Cars 2 Dsig n(Style) TRADITIONAL Rcd &dare TILE X Cereal Air Cadamirg la Pool Open Carport #d Cars 0 Year Blip 1962 atters&[bvrspoltsNONE Individual II Farce None IN Attached ❑Dvdaded BtetieeAge t�yvrs��20 WndowType IMPACT Oiler X MEI Dock X Rift -inn Appliances l 1 FiAdgae<or 1 x1RErosiOden 1 ) ashwa ter 1 ) DsPosal 1 J Maneave 1 ) Wather/Dyer J t her (des:ribs) RrisFedarea above grade contains: 8 Roams 4 Eedrears 3.0 Eath(s) 3,912 SquareGrade N z Addtlaralfeatures (special etagydfidert hors, etc.) 5 INSPECTION. NO ADDITIONAL FEATURES OR ENERGY EFFICIENT ITEMS WERE NOTED AT THE TIME OF THE j Li SC ibetteoaldfim of the propertyad data ecaee(s)(Ind(dlrgapparert deeded repairs ddeiadim, renovations, rerodelirg, E EXTERIOR INSPECTION OF THE HOME. AT TH0 REQUEST OF THE CLIENT, THE APPRAISAL IS BEING DONE SUBJECT TO COMPLETION etc). C37HE APPRAISER ONLY PERFORMED AN OF A LIST OF REPAIRS AND UPGRADES TO THE HOME g (ATTACHED) WHICH TOTALS 0181,000. THESE UPGRADES INCLUDE, BUT ARE NOT LIMITED TO, NEW FLOORING, IMPACT WINDOWS, ROOF, ELECTRICAL & PLUMBING, KITCHEN, AND BATHROOMS. PUBLIC RECORDS SHOWS THAT THE SUBJECT HAS SOFT OF 3912. HOWEVER, THIS COULD BE DIFFERENT THAN THE ACTUAL MEASURED GLA THE APPRAISER IS ONLY PERFORMING AN EXTERIOR INSPECTION SO THE PUBLIC RECORD GLA MUST BE USED AND AN EXTRAORDINARY ASSUMPTION IS MADE THAT ITIS CORRECT. A DIFFERENCE IN GLA COULD IMPACT THE APPRAISED VALUE OF THE SUBJECT. r -t Arethere ary sppaat plata ddtdeldsa adverseoadlio sthat affect the livability, saltness, a stndual irtegritydthe property? 0 Yes L3.1 No If Ys desait°. Coesthe a cpatyganerallyea6armtot a neigrbafnad (fu ndiara Uirlty, style eadiaat use oorstrucam, etc.)? D Ys 0 Nb If No desaiba Redd°Ma: rami Math23:5 UADVesin 9011 ��>� Ptgtl d6 T& C6U00072221714 A & F APPRAISAL SERVICES Exterior -Only Inspection Residential Appraisal Report 926614 File NO. AM7928 Thaeare 3 conveyable precedes 6uratlydferedfasale inthsslbjedneigttat ir»gr(ginpricefrorn$ 789,000 to$ 1,200,000 There are 2 comparable seles'lithe sutlednap dxf.xJvittinthstasttvelverraterardngin Sae pricefran$ 629,000 to$ 740,000 FEATURE 1 SUBIECT OCNPARABLESALENO1 OCNPARAB(ESALE NO. 2 CGkPARABLESALEN03 1090 NE 105TH ST Address MIAMI SHORES, FL 33138 1030 NE 105TH ST MIAMI SHORES, FL 33138 10650 NE 10TH CT MIAMI SHORES, FL 33138 1171 NE 90TH ST MIAMI FL 33138 Pro)dmlytoSuhjed .' ' ,,r. � ' 0.09 miles SW 0.18 miles NW 0.92 miles SE Sale Rice $ $ 643,000 ; `• .' ! $ 740,000 $ 1,650,000 SaeRioaeossLiv Area $ 0.00 sq. It $ 330.08 sq. ft $ 310.01 s1. ft .. ,,: , , ' '< $ 463.74 sq. ft ITstaSarae(s) SEFMLS#A1818917 DOM 46 SEFMLS#A1915028;DOM 12 SEFMLS#A1907119,DOM 54 Verification Scurce(s) '; MIAMIDADE.GOV/REALIST MIAMIDADE. GOV/REALIST MWMIDADE.GOV/REALIST VALIEADJUSINHVTS DESCRIPIICN L P11CN +4-)$ Artntrrent DES PTICN +(-)$Aqumler DE PTICN .(-)$a4teret Saleor Rr arcug Caressors REO Conv;O ArmLth Conv;0 ArmLth Cash;0 L13ted Sale/Tana s01/14;c09/13 s05/14;c03/14 s04/14;c04/14 Locatia, N;WVFr,West Us -1 N;WtrFr,West Us -1 N;Res;West Us -1 74,000 B;WtrFr,,East Us -1 -330,000 Leaselnld/FeeSra la FEE SIMPLE FEE SIMPLE FEE SIMPLE FEE SIMPLE Ste 11256 et 11250 sf 12000 sf 0 18000 sf -101,000 Mew B;WV;Res !Mt; Res B;Glfvw;Res 0 B;Wtr;Res Dssign(Syle) DT2TRAomoNAL DTI;RANCH 0 DT2SPLIT LEVEL 0 DTI;RANCH 0 Qditydan Q3 Q3 Q3 03 Actual Age 52 51 065 0 74 0 °action C3 C4 75,000 C3 C3 Abase (lade Rom Oort OceslidrgArea Tad Bite TOW Barra Bels Teta Bhra Bata Tcdd Bins. Bd}a 8 4 3.0 7 3 2.0 5,000 7 3 2.1 2,500 8 4 4.1 -7,500 3,912 sq ft 1,948 sq. ft. 196,400 2,387 sift 152,500 3,558 sift 35,400 Basenort&Rrishxi Roars B lcwG,lade Osf Osf Osf Osf x FiraicralLnty AVERAGE AVERAGE AVERAGE AVERAGE oHmtirg/Cbding CENTRAL NC CENTRAL NC CENTRAL A/C CENTRAL A/C E Energy Bfa tftans NONE NONE NONE NONE a C# Carpet 2gbi4dw 2gb14dw 1gbi4dw 10,000 1gbi4dw 10,000 z fltdypatigDsdc PORCH/PATIO PORCH/PATIO PORCH/PATIO PORCH/PATIO w POOUDOCK POOUDOCK POOUDOCK POOUNONE 0 POOUDOCK /g 6 Nt/dLstrret(Total) k „. D+ O- NetAdj. 43.0% (3omPd. 43.0% $ 276,400 $ 919,400 0+ ❑- Nd Ad. 32.3% Ooskd. 32.3% $ 239,000 $ 979,000 O+ DX - NetArj. -23.8% (3ossdd. 29.3 % $ 393,100 $ 1,256,900 J Adjusted Sale Pice dl?,rrpaades N I U did U did rnt research the sale cr trader hlstay d the sided property and =parable sales. If not, span Nyres arch Idid ndd ret reveal any pia %teed d the sided propsrtyfcr tha three years prior tote effedive date d the apda Data souse( REALIST/MIAMIDADE.GOV/IMAPP Nyresearch did Dddndreealaypiersalesartrasfasdthaoorrparablesalestartowerpiertothadateofsaledthecomparable sale Dia =D (s) REALIST/MIAMIDADE.GOVI1MAPP Repatthe res tsd to resew& and alaysis d Ula prior sae a transfer hist ryd the soled propatyad oorparade sales (repot addNmal prior saes co poge3). ITEM SUBJECT CCNPAPABJ=SALE N01 CC(VPARABLESALE NO2 CCNPARABLESALEN03 Dated PriorSale/Trada 11/07/2014 11/01/2013 PROS d Prior Sae/frada $660,000 0 Data S:uw(s) REALIST/IMAPP REALIST/1MAPP REALIST/IMAPP REALIST/IMAPP Effective Date d Data Source(s) 11/10/2014 11/10/2014 11/10/2014 11/10/2014 Anayasdprior sale crtransfer Hstaydthesbledpropatyadooypaatlesales THE PRIOR SALE OF THE SUBJECT WAS AN ESTATE SALE IN THE SUBJECTS CURRENT CONDITION, WHICH IS IN NEED OF REPAIRS. THE PRIOR TRANSFER OF COMP 1 WAS A SPECIAL WARRANTY DEED TRANSFER. THE PRIOR SALE OF COMP 8 WAS AN REO SALE (SAME PROPERTY AS COMP 1). Sita nrayd SIGS COIrpaleorl Approach. See Attached Addendum Irritated VaAabvSaaQrnpalsnApproach$ 950,000 Indicated Velueby: Sales ComparisonApproach$950,000 Coat Approach(Hdeveloped)$ 849,600 IncomeApproech Of developed) $ See Attached Addendum z O a This appraisal is nada Das is." 0Waled toaonpletianpar plans adspeaflcatiasdntabadsdahypdhetidaloaxitimthat the inpovernertshare been carpeted, iarehaveteenconpetea OsuboctiothefdloWrgragmed iorsontteLasisdahypothetical=aim(hUerepairscraftaad, Z © sbledtote fdlatirgrepaired atteraa O inspection based Cal thaatraodrayassnpiimtha aha omdiionrdefiderrydose not respire alteration Cr repair: SUBJECT TO COMPLETION OF REPAIRSAJPDATES LISTED ON W ATTACHED ADDENDUM. Based on a visual Inspection of the exterior areas of the subject property from at least the street, defined scope of work, statement of assumptions and limiting conditions, and appraiser's certification, my (our) opinion of the market value, as defined, of the real property that is the subject of this report Is $ 950,000 as of 11/10/2014 , whichiathedate of Inspection end the efrectivedateOtitis appraisal. ReddeheacFam2665 Mrd1205 UADVedm99011 RmbcOtlutm aadbae,de94erou4. d... P.{p2cf6 Farce Nee m07h THANK YOU VERY MUCH A & F APPRAISAL SERVICES Exterior -Only Inspection Residential Appraisal Report 920014 file Na A147926 �t. Provide adequate irtarredicnto the [order/died to reglrate the beavcost figures and calcine tial S paatforthe*ionofsitevalue(s nnaryd=rata:isletsalesacther ath:delaestinetirgsite value) HIGH LAND TO VALUE RATIOS ARE TYPICAL TO THE SUBJECTS MARKET SEGMENT DUE TO THE LIMITED AVAILABILITY OF BUILDABLE LOTS. SITE VALUE IS DERIVED THROUGH ABSTRACTION FROM IMPROVED SALES. ESTIMTED 10NCR ®FERA(EVBVrcx6rNEW CPNCNCF9TEVALLE $ 400,000 Salted cdata CRAFTSMAN NATIONAL BUILDING COST ESTIMATOR Melling 3,912 Sq. R @$ 120.00 - $ 469,440 rat francostservice AVG Bfedivaddedcost data 11/2014 R @$ 0 Cmtrertscn Cost Ammar (goes livirgarea calalattas depreddion, Ac) PORCH/PATIO 20,000 COST ESTIMATES DERIVED FROM CRAFTSMAN NATIONAL BUILDING Carport 260 Sq. R 0$ 60.00 = $ 15,600 COST ESTIMATOR. SITE VALUE DERIVED FROM MARKET Total Estimated Cost-Nav $ 505,040 ABSTRACTION AND FROM LAND SALES. THE LAND TO VALUE RATIO IS TYPICAL FOR THE AREA. SEE ATTACHED SKETCH FOR Less 65 Physical Fu dicnal Cerreciation $155,396 _ $( 155,396) FLOORPLAN AND AREA CALCULATIONS Depredated Cad dInpae Ets... . _ $ 349,644 NOT TO BE USED FOR INSURANCE PURPOSES As -is Valued Ste Inp mernets. Pool, Dock = $ 50,000 Upgrades 50,000 Estimsted Remaining Eoaromc Life (1-1.1) and VA city) 45 Years IA INDICATED VALUE BYCCSTAPPROACH ...................... _ $ 849,600 Fstinded MorttiyMaket Fiat $ XQoss Fent Mitidie _$ Indcated Value by Income Approach SmreydlrnareApproach (trduirgexport fanarketrent and WM) The Income approach was not used or required on this report. P IDs (11 l Is the de‘eicpedbildeincored d the HaraonnasiAssodagiar(HOA)? 0 Yes nNo Unittype(s) 0Das:ed Athactled Raider thefdloArq irdartationfa PlmsC(LYif the daelapehxilder is in antra ofthat—and the ailed property isanattached dwelling wit Legal mare of poled Trial nurbedchases Total rumba' d urns Trial number d altssdd Taal nnbeduritsrated Total ranter d Latsta sale Cedasouce(s) Waste proledcreated bytheconereandanerdstagWitir>q(s)irtoaPLO? ❑Yes t r—t lNo If YcMedcarreor'. Westhe prolectcat enarynth-dwelling uits? ❑Yes No Data sotac ) AretheuriLs,carrrmclematis and recreation fadutiescomplete? ❑Yes UNo MN ,data ethestatusdmrpidat Are the commnelenatsleased toaby8eHammed Assodatfcn? 0 Yes 0 N It Yes, describe the whitens end Vials ascribe oamron elarets and reaealimal facilities Freckle naFamm2e3 Wadi 2025 UODVasm99211 Prolcei wing Oa ftlMed®994w27.ueavehavn P-42a3d6 Favie Maa Fam2:65Mach 20W 9055 051.000=14 A & F APPRAISAL SERVICES Exterior -Only Inspection Residential Appraisal Report 920014 RIeNo. AM7926 This report form is designed to report an appraisal of a one -unit property or a one -unit property with an accessory unit; including a unit in a planned unit development (PUD). This report form is not designed to report an appraisal of a manufactured home or a unit in a condominium or cooperative project. This appraisal report is subject to the following scope of work, intended use, intended user, definition of market value, statement of assumptions and limiting conditions, and certifications. Modifications, additions, or deletions to the intended use, intended user, definition of market value, or assumptions and limiting conditions are not permitted. The appraiser may expand the scope of work to include any additional research or analysis necessary based on the complexity of this appraisal assignment. Modifications or deletions to the certifications are also not permitted. However, additional certifications that do not constitute material alterations to this appraisal report, such as those required by law or those related to the appraiser's continuing education or membership in an appraisal organization, are permitted. SCOPE OF WORK: The scope of work for this appraisal is defined by the complexity of this appraisal assignment and the reporting requirements of this appraisal report form, including the following definition of market value, statement of assumptions and limiting conditions, and certifications. The appraiser must, at a minimum: (1) perform a visual inspection of the exterior areas of the subject property from at least the street, (2) inspect the neighborhood, (3) inspect each of the comparable sales from at least the street, (4) research, verify, and analyze data from reliable public and/or private sources, and (5) report his or her analysis, opinions, and conclusions in this appraisal report. The appraiser must be able to obtain adequate information about the physical characteristics (including, but not limited to, condition, room count, gross living area, etc.) of the subject property from the exterior -only inspection and reliable public and/or private sources to perform this appraisal. The appraiser should use the same type of data sources that he or she uses for comparable sales such as, but not limited to, multiple listing services, tax and assessment records, prior inspections, appraisal files, information provided by the property owner, etc. INTENDED USE: The intended use of this appraisal report is for the lender/client to evaluate the property that is the subject of this appraisal for a mortgage finance transaction. INTENDED USER: The intended user of this appraisal report is the lender/client. DEFINITION OF MARKET VALUE: The most probable price which a property should bring in a competitive and open market under all conditions requisite to a fair sale, the buyer and seller, each acting prudently, knowledgeably and assuming the price is not affected by undue stimulus. Implicit in this definition is the consummation of a sale as of a specified date and the passing of title from seller to buyer under conditions whereby: (1) buyer and seller are typically motivated; (2) both parties are well informed or well advised, and each acting in what he or she considers his or her own best interest; (3) a reasonable time is allowed for exposure in the open market; (4) payment is made in terms of cash in U. S. dollars or in terms of financial arrangements comparable thereto; and (5) the price represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions* granted by anyone associated with the sale. Adjustments to the comparables must be made for special or creative financing or sales concessions. No adjustments are necessary for those costs which are normally paid by sellers as a result of tradition or law in a market area; these costs are readily identifiable since the seller pays these costs in virtually all sales transactions. Special or creative financing adjustments can be made to the comparable property by comparisons to financing terms offered by a third party institutional lender that is not already involved in the property or transaction. Any adjustment should not be calculated on a mechanical dollar for dollar cost of the financing or concession but the dollar amount of any adjustment should approximate the market's reaction to the financing or concessions based on the appraiser's judgment. STATEMENT OF ASSUMPTIONS AND LIMITING CONDITIONS: The appraiser's certification in this report is subject to the following assumptions and limiting conditions: 1. The appraiser will not be responsible for matters of a legal nature that affect either the property being appraised or the title to it, except for information that he or she became aware of during the research involved in performing this appraisal. The appraiser assumes that the title is good and marketable and will not render any opinions about the title. 2. The appraiser has examined the available flood maps that are provided by the Federal Emergency Management Agency (or other data sources) and has noted in this appraisal report whether any portion of the subject site is located in an identified Special Flood Hazard Area. Because the appraiser is not a surveyor, he or she makes no guarantees, express or implied, regarding this determination. 3. The appraiser will not give testimony or appear in court because he or she made an appraisal of the property in question, unless specific arrangements to do so have been made beforehand, or as otherwise required by law. 4. The appraiser has noted in this appraisal report any adverse conditions (such as needed repairs, deterioration, the presence of hazardous wastes, toxic substances, etc.) observed during the inspection of the subject property or that he or she became aware of during the research involved in performing this appraisal. Unless otherwise stated in this appraisal report, the appraiser has no knowledge of any hidden or unapparent physical deficiencies or adverse conditions of the property (such as, but not limited to, needed repairs, deterioration, the presence of hazardous wastes, toxic substances, adverse environmental conditions, etc.) that would make the property less valuable, and has assumed that there are no such conditions and makes no guarantees or warranties, express or implied. The appraiser will not be responsible for any such conditions that do exist or for any engineering or testing that might be required to discover whether such conditions exist. Because the appraiser is not an expert in the field of environmental hazards, this appraisal report must not be considered as an environmental assessment of the property. 5. The appraiser has based his or her appraisal report and valuation conclusion for an appraisal that is subject to satisfactory completion, repairs, or alterations on the assumption that the completion, repairs, or alterations of the subject property will be performed in a professional manner. Foils Fam2055 wadi 2006 U4D Vasm 9Id711 Produced wing ACI eortwmeP�4a. 800.23e 4.8727 w A2203wob.con, Faris Nee ram 2755 Mach 2X6 2055_05JA007222014 A & F APPRAISAL SERVICES Exterior -Only Inspection Residential Appraisal Report 920014 RIeNO. AM7928 APPRAISER'S CERTIFICATION: The Appraiser certifies and agrees that: 1. I have, at a minimum, developed and reported this appraisal in accordance with the scope of work requirements stated in this appraisal report. 2. 1 performed a visual inspection of the exterior areas of the subject property from at least the street. I reported the condition of the improvements in factual, specific terms. I identified and reported the physical deficiencies that could affect the livability, soundness, or structural integrity of the property. 3. I performed this appraisal in accordance with the requirements of the Uniform Standards of Professional Appraisal Practice that were adopted and promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place at the time this appraisal report was prepared. 4. I developed my opinion of the market value of the real property that is the subject of this report based on the sales comparison approach to value. 1 have adequate comparable market data to develop a reliable sales comparison approach for this appraisal assignment. I further certify that I considered the cost and income approaches to value but did not develop them, unless otherwise indicated in this report. 5. I researched, verified, analyzed, and reported on any current agreement for sale for the subject property, any offering for sale of the subject property in the twelve months prior to the effective date of this appraisal, and the prior sales of the subject property for a minimum of three years prior to the effective date of this appraisal, unless otherwise indicated in this report. 6. I researched, verified, analyzed, and reported on the prior sales of the comparable sales for a minimum of one year prior to the date of sale of the comparable sale, unless otherwise indicated in this report. 7. I selected and used comparable sales that are Iocationally, physically, and functionally the most similar to the subject property. 8. I have not used comparable sales that were the result of combining a land sale with the contract purchase price of a home that has been built or will be built on the land. 9. I have reported adjustments to the comparable sales that reflect the market's reaction to the differences between the subject property and the comparable sales. 10. I verified, from a disinterested source, all information in this report that was provided by parties who have a financial interest in the sale or financing of the subject property. 11. I have knowledge and experience in appraising this type of property in this market area. 12. I am aware of, and have access to, the necessary and appropriate public and private data sources, such as multiple listing services, tax assessment records, public land records and other such data sources for the area in which the property is located. 13. I obtained the information, estimates, and opinions fumished by other parties and expressed in this appraisal report from reliable sources that I believe to be true and correct. 14. I have taken into consideration the factors that have an impact on value with respect to the subject neighborhood, subject property, and the proximity of the subject property to adverse influences in the development of my opinion of market value. I have noted in this appraisal report any adverse conditions (such as, but not limited to, needed repairs, deterioration, the presence of hazardous wastes, toxic substances, adverse environmental conditions, etc.) observed during the inspection of the subject property or that I became aware of during the research involved in performing this appraisal. I have considered these adverse conditions in my analysis of the property value, and have reported on the effect of the conditions on the value and marketability of the subject Property 15. I have not knowingly withheld any significant information from this appraisal report and, to the best of my knowledge, all statements and information in this appraisal report are true and correct. 16. I stated in this appraisal report my own personal, unbiased, and professional analysis, opinions, and conclusions, which are subject only to the assumptions and limiting conditions in this appraisal report. 17. I have no present or prospective interest in the property that is the subject of this report, and I have no present or prospective personal interest or bias with respect to the participants in the transaction. I did not base, either partially or completely, my analysis and/or opinion of market value in this appraisal report on the race, color, religion, sex, age, marital status, handicap, familial status, or national origin of either the prospective owners or occupants of the subject property or of the present owners or occupants of the properties in the vicinity of the subject property or on any other basis prohibited by law. 18. My employment and/or compensation for performing this appraisal or any future or anticipated appraisals was not conditioned on any agreement or understanding, written or otherwise, that I would report (or present analysis supporting) a predetermined specific value, a predetermined minimum value, a range or direction in value, a value that favors the cause of any party, or the attainment of a specific result or occurrence of a specific subsequent event (such as approval of a pending mortgage loan application). 19. I personally prepared all conclusions and opinions about the real estate that were set forth in this appraisal report. If I relied on significant real property appraisal assistance from any individual or individuals in the performance of this appraisal or the preparation of this appraisal report, I have named such individual(s) and disclosed the specific tasks performed in this appraisal report. I certify that any individual so named is qualified to perform the tasks. I have not authorized anyone to make a change to any item in this appraisal report; therefore, any change made to this appraisal is unauthorized and I will take no responsibility for it. 20. I identified the lender/client in this appraisal report who is the individual, organization, or agent for the organization that ordered and will receive this appraisal report. 21. The lender/client may disclose or distribute this appraisal report to: the borrower; another lender at the request of the borrower, the mortgagee or its successors and assigns; mortgage insurers; govemment sponsored enterprises; other secondary market participants; data collection or reporting services; professional appraisal organizations; any department, agency, or instrumentality of the United States; and any state, the District of Columbia, or other jurisdictions; without having to obtain the appraiser's or supervisory appraiser's (if applicable) consent. Such consent must be obtained before this appraisal report may be disclosed or distributed to any other party (including, but not limited to, the public through advertising, public relations, news, sales, or other media). Rothe MaFam235 Mach 2 6 LAD Veam 699011 Produced uath9 ACI edf e. 800734.9727 wmv.aeMeb.com Faf1e M� Fcm12055 Mddl'd05 F56 2095 a5UAD07222014 A & F APPRAISAL SERVICES Exterior -Only Inspection Residential Appraisal Report 920014 Hie Na AM7926 22. I am aware that any disclosure or distribution of this appraisal report by me or the lender/client may be subject to certain laws and regulations. Further, I am also subject to the provisions of the Uniform Standards of Professional Appraisal Practice that pertain to disclosure or distribution by me. 23. The borrower, another lender at the request of the borrower, the mortgagee or its successors and assigns, mortgage insurers, govemment sponsored enterprises, and other secondary market participants may rely on this appraisal report as part of any mortgage finance transaction that involves any one or more of these parties. 24. If this appraisal report was transmitted as an "electronic record" containing my "electronic signature,' as those terms are defined in applicable federal and/or state laws (excluding audio and video recordings), or a facsimile transmission of this appraisal report containing a copy or representation of my signature, the appraisal report shall be as effective, enforceable and valid as if a paper version of this appraisal report were delivered containing my original hand written signature. 25. Any intentional or negligent misrepresentation(s) contained in this appraisal report may result in civil liability and/or criminal penalties including, but not limited to, fine or imprisonment or both under the provisions of Title 18, United States Code, Section 1001, et seq., or similar state laws. SUPERVISORY APPRAISER'S CERTIFICATION: The Supervisory Appraiser certifies and agrees that 1. I directly supervised the appraiser for this appraisal assignment, have read the appraisal report, and agree with the appraiser's analysis, opinions, statements, conclusions, and the appraiser's certification. 2. I accept full responsibility for the contents of this appraisal report including, but not limited to, the appraiser's analysis, opinions, statements, conclusions, and the appraiser's certification. 3. The appraiser identified in this appraisal report is either a sub -contractor or an employee of the supervisory appraiser (or the appraisal firm), is qualified to perform this appraisal, and is acceptable to perform this appraisal under the applicable state law. 4. This appraisal report complies with the Uniform Standards of Professional Appraisal Practice that were adopted and promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place at the time this appraisal report was prepared. 5. If this appraisal report was transmitted as an °electronic record" containing my 'electronic signature," as those terms are defined in applicable federal and/or state laws (excluding audio and video recordings), or a facsimile transmission of this appraisal report containing a copy or representation of my signature, the appraisal report shall be as effective, enforceable and valid as if a paper version of this appraisal report were delivered containing my original hand written signature. APPRAISER Signature Name ANDREWS MELTZER CERT RES RD3190 SUPERVISORY APPRAISER (ONLY IF REQUIRED) Signature Name Company Name A & F APPRAISAL SERVICES Company Name Company Address 3550 BISCAYNE BLVD SUITE 312 Company Address MIAMI, FL 33137 Telephone Number (305) 573-1577 Email Address MELTZ777@GMAIL.COM Email Address Date of Signature State Certification # Telephone Number Date of Signature and Report 11/11/2014 Effective Date of Appraisal 11/10/2014 State Certification # RD3190 or State License # or Other (describe) State FL State # Expiration Date of Certification or License 11/30/2014 ADDRESS OF PROPERTY APPRAISED 1090 NE 105TH ST MIAMI SHORES, FL 33138 APPRAISED VALUE OF SUBJECT PROPERTY $ 950,000 or State License # State Expiration Date of Certification or License SUBJECT PROPERTY ❑ Did not inspect exterior subject property ❑ Did inspect exterior of subject property from street Date of Inspection LENDER/CLIENT COMPARABLE SALES Name FINANCIAL ASSET SERVICES ❑ Did not inspect exterior of comparable sales from street Company Name ANCHOR LOANS ❑ Did inspect exterior of comparable sales from street Company Address 12800 CENTER COURT DRIVE S SUITE 100 Date of Inspection CERRITOS, CA 90703 Email Address FratteW Fen 23E6 Madr2J06 UCD Vase 92711 Produced rodeo ACI w re. e00.254.arz7www.aGMa eeb.com Facie i R2'15 cm5 Madi31C6 P,�BU6 2055 MAO 07222014 THANK YOU VERY MUCH A & F APPRAISAL SERVICES 920014 Exterior -Only Inspection Residential Appraisal Report RIe% AMT928 FEATURE 1 SUBJECT OC NPARAB.ESAL.ENa4 ODWARAELESALE N0.5 COVPARAIELESALENQ6 1090 NE 105TH ST Address MIAMI SHORES, FL 33138 755 NE 77TH ST MIAMI, FL 33138 8651 NE 10TH CT MIAMI, FL 33138 1200 NE 91ST ST MIAMI, FL 33138 RmdrritytoSutie i 1.78 miles SW 1.13 miles SW 0.89 miles SE Sale Rice $ $ 1,440,000 .. -: $ 1270000 � $ 799,000 SaleRbaAessLN.Area $ 0.00 soft $ 373.93 sq. ft $ 388.38 eq It $ 421.64 sq. ft DaaSciacs(s) SEFMLS#A1871326;DOM 161 SEFMLS#A1965295;DOM 108 SEFMLS4A199594RDOM 19 VerficatlanSaroa(s) MIAMIDADE.GOV/REALIST MIAMIDADE.GOV/REALIST MIAMIDADE.GOV/REALIST VALLEAWUSTIVEVIS DESCRIPTION CESCRIpnav +(-)$A4.4net CESfftlmmmay +(-)BAgsra+ CESCRIP1ICN 4-)$Aritornert Saba Rra -ci g Cates:to s ArmLth Conv;0 ArmLth Cash;0 ArmLth Conv;O DatedSalefina ; s05/14;c04/14 s10/14;c10/14 a10/14;c09714 Location N;WtrFr,,West Us -1 B;WtrFr,,East Us -1 -288,000 B;WtrFr,,East Us -1 -254,000 B;WtrFr,,East Us -1 -160,000 Lea nld/FeeSnpe FEE SIMPLE FEE SIMPLE FEE SIMPLE FEE SIMPLE Ste 11250 sl 17350 sf -92,000 11104 sf 0 9000 sf 34,000 Mew B;Wtr;Res B;Wtr;Res B;Wtr;Res B;Wtr;Res Dasign(SLye) DT2;TRADIONAL DTZTRADrONAL DT RANCH 0 DTI;RANCH 0 Q;arilydCardndim 03 03 03 Q3 Admit Aga 52 9 -43,000 65 0 68 0 Qrdftan C3 C3 C3 C4 75,000 Moos &ale Told Bd a Tote Bdrrre. Bete Tad Bdna RIM Tad Bdrra 6916 PoornQilrt 8 4 3.0 8 4 3.0 8 4 3.1 -2,500 8 4 3.0 Gcs31iirgArse 3,912 sq.tt 3,851 sq it 0 3,270 al. ft 64,200 1,895 sq ft 201,700 Baserert&Rristad Ronne BelWWQade Osf Osf Osf Osf Fvdianalltilty AVERAGE AVERAGE AVERAGE AVERAGE HeatingfCbdirg CENTRAL A/C CENTRAL A/C CENTRAL A/C CENTRAL A/C ErlergyBBdetItems NONE NONE NONE NONE GareasCarcort 2gbi4dw 1gbi2cp4dw 0 1gbi4dw 5,000 1gbeldw 5000 Rach/PatidDadc PORCH/PATIO PORCH/PATIO PORCH/PATIO PORCH/PATIO POOL/DOCK POOL/DOCK POOL/DOCK POOL/DOCK POOL/DOCK c> o a a NatA4ratre#(Tatal) . ,' O. []x - $ 423,000 ❑+ ®- $ 187,300 Q+ ❑- $ 155,700 Adjusted Sale Rios danperades Net Ad. -29.4% &risk t. 29.4% 1,017,000 Net Ad. -14.7% Omsk!. 25.6% $ 1,082,700 Nd ACO. 19.5% ScesP4. 59.5% $ 954,700 ITEM SUELECT CQVPARABLESALE No. 4 C VPARAI3LESAL.Eno.5 021VPARABLESALEWI6 z 0 Dated PriorSalelfransfer 11/07/2014 E Rice dPriaSale/Transfer $660,000 a. DafaSaroe(s) REALIST/IMAPP REALISTAMAPP REALIST/IMAPP REALIST/IMAPP o Blectie WedDataSwoe(s) : 11/10/2014 11/10/2014 11/10/2014 11/10/2014 SlmreydSales0rrparisonApacedT COMPARABLE SALES #4, 5, 6 PENDING SALE #7, AND ACTIVE LISTING #8 WERE INCLUDED FOR ADDITIONAL SUPPORT. a 1n Retie Net Fann265 MaM2X6 LAD Woke £§2:41 RaMedureetOsafnraae7e12#1372/•eredrebean FarbMa3Fam2QMad12T6 Res OWA:10llA14 A & F APPRAISAL SERVICES Exterior -Only Inspection Residential Appraisal Report 020014 RI81\10. AM7028 FEATLRE 1 1090 NE 105TH ST Address MIAMI SHORES, FL 33138 SUBJECT OCNPAFUIBLESALENQ 7 COVPARABLE SALE NO.8 COWARABLESALENQ 9 Ra initytoSubject We Rios 1002 NE 105TH ST MIAMI SHORES, FL 33138 1030 NE 105TH ST MIAMI SHORES, FL 33138 0.13 miles SW 0.09 miles SW $ 960,000 $ 1,200,000 SaleRioaOt sLiv.Arm $ 0.00 ss ft $ 492.06 sq. ft $ 616.02 soft 0.00 sq. R DaiSace(s) SEFMLS#A1956464;DOM 140 SEFMLS#A2000425;DOM 67 Verification Sarce(s) M IAM I DAD E. G OV/R EAL I ST M IAM I DAD E. G O VIREAL I ST VALLEAWtSTMENIS DPIICN CESZRIPTICN .t(-)$Aglmret CESCRIPTION ;)$Atm et DESCRIPTION t.(-) Acitstrrea 0 0 cca z 0 EE 0 0 U -J -J Sales Firming Catessions DstedSale/Tt e Listing ;0 Listing ;0 c10114 -29,000 Active -36.000 Lacetim N:WtrFr.West Us -1 N;WtrFr,,West Us -1 N; WtrFr, West Us -1 I 1dd/FwSnple Ste FEE SIMPLE FEE SIMPLE FEE SIMPLE 11250 at 19200 sf -119.000 11250 sf Yew B;Wtr;Res B:Wtr:Res B;Wtr,,Res Design (Site) DT2;TRADmONAL DT1;RANCH 0 DTI;RANCH Qrafdyd err a1 Adis! Age Calddan Q3 Q3 Q3 52 63 0 51 C3 C4 75,000 C3 Abse Gade RoamOstrt eceslitirgAnte Tam Tom Bctrra Bat Tad Barra Bats Tad 8 4 1 3.0 8 4 3.0 7 3 2.0 5.000 3.912 sq ft 1,951 soft 196,100 1,948 at ft 196,400 soft Bassinet & Finished RoarsBlava de Fvdialal Ltildy HeeGingKbdirg Osf Osf Osf AVERAGE AVERAGE AVERAGE CENTRAL NC CENTRAL A/C CENTRAL NC Energy Btdei Iters NONE NONE NONE FtnddPato/Dsck 2gbi4dw PORCH/PATIO 2gb14d 2gbi4dw PORCH/PATIO PORCH/PATIO POOUDOCK POOL/DOCK NONE/DOCK 20,000 POOUDOCK NetAdjustment (Total) Atiusted Sale Rice d Carrpafsties o- 143,100 o+ a- 165.400 o+ o- Net Adj. 14.9% GossAd. 45.7% $ 1,103,100 Nil Al. 13.8% GcssAd. 19.8% $ 1,365,400 NU Ad. 0.0% Sass/d. 0.0% $ 0 ITEM SU3JEGT CQVPAFIABLESALE NO. 7 C MPARABLESALENCI 8 OCNPARABLE SALE Na 9 Deted Flies Sale/Transfer 11/07/2014 01/02/2014 Priced Ria Sale/Transfer $660,000 643000 Cda Souce(s) REALIST/IMAPP REALISTI1MAPP REALIST/IMAPP ERedlueDated DataSutrce(s) 11/10/2014 .S rmeyd SalesCarpanson Approach 11/10/2014 11/10/2014 Redd9Fam2C65 btrd12ID5 IND VeAQ192011 Rdamdudrg/0 mamaatd2WWAt/xwnetlNeSmn Fanta Mse Rtm2:E6 Math tab a5l200/2Mcn4 A & F APPRAISAL SERVICES Uniform Appraisal Dataset Definitions 920014 FIeNo. AM7926 Condition Ratings and Definitions C1 The Inproanents have teen very reoediyconstructed and have rtyeNaslyteen =pied The entire structure andallcanponentsarenewandthedwellirgfeeIrre;ro Physis. *We: NadyconstnrtedbrproverrerdsdratfeahrerEodedneteriaisand/orwn1nrre1tscanbearmednewdmiligsprovid that the dwellingisplaced ona1QT%new foutriatbn and the recydei mabsvtals sr! the recycled conTenents have been rehattlitatedieirenufacturedItoIdkenewknndtiacRecently constructedInproverrertsthat have red bean preNaeslyoavied are not a sidared "ne ' Mayhew t p`Ngcai depraatton (Le, y constructeidselikrs that have been vacatzf tor ar extended R-riadWinn without adequaterrdricaracocrupkeep). C2 The 11/Trovernsntsfealue ro deferred nelydenaice, HIV8 or ro physical deixedation, ad require no repairs. Virtually all buikdng mnponads am neva haw be recall y repaired, refinished, or rehabilitated All outdated oonpaterds ad Nishes have beer updated and/or replaced Wth omponants that meet current stadads Dealings in this category either are almost rreworhavebearreoadlyompletelyrarovatedaxloreshearfimndUmtonavoa n. *vote: Their:poverrents represerd a relatively new popertythat Is well rrardaisid meth ro dateamI nailer:re a11llWe ornophysical depadaticn, oran dela propelythat has been raatlycon feteyre: atei C3 The irrpoverre is mita maintained and feature limited physical depredation due to nand wear and tea. Sarre wnponads, but not every raja hulling carpare t, may be updated et recentlyrefatilhated The structure has been well rrdrdefred. *Mita The frpotenereisIn Its hbsttyneofreplalmst itt-liveibWtchrcaprEts(e p1are4hkammedrmliVA eta) art Is being wdinehrtlahxsiIts estirate efaiheage Is less than its aduraltga tAso nay teen xapoefyinKeith the nayaiydshortivedbiking atrpma>tshevebeen refiaredbut not tothe lad ofacarbide ten:melOn. C4 The irrpavereds fast re some Miry deferred name Mance and pkecal deterioration diet) romei weer ad tem The dwelling has been adequately nairdefned aid requires oriyMemel repairs to bulking aorporedenecadcefsystensarid cosmetic repairsAilmajorbullingcomoreitshavebeamade elymaintainedadarefunctlmallyade nate ?OM the estheted effediteagetreybePose to ora ue toffs actuate/23 it reflects aprapafyInWith sweat the dot -lived biikirgnarroMacs hevebaen n tie:el and soma mind-UvaddOd'rgamporeVsawe errneertheedoftheirpysicallitee ary,hanever,they9Ulfunctionaa Idy.Ahstnenrrepairshavebeenadteseionanmgoing tris ra4ittrg in et adaumtely:1417181 oripapacy. C5 The krprove otsfeatmre obvious deferred rrekdananoe and are In need of sore significant repairs Sam bulking comments need repairs, roman, a mpdatkg. The furttereludiittyadoveallIhe611ityIssgxrewdhatdknirdsheddretoeondtioi,budthedwelligrarelnsuseableandfurnctioralasaresidence. 'Atte: Sane *titian treptile Ere :imbed tothe irrpmenentsdie tothe la* of aisqtatemitten= hneeds apopatyinweicturraydits start-dyadbiking carbonate are at the enddshate e their physeal dieexpelacytteFermin turdinal. Ca The hrproamedshave ebstentiedamage or deemed minteracewithdefkdetdesordeiectsthatEresameenoujitoaffetthesatety,eardrn , a structicalirdeghy of the inpromme ds The hymnists ore in need of substadiai recces and retisibiUtefien, including many a* rrnst major coupon is "AbtaSubstatkirepairs are naedsitothe inpotem sdietothelackd adequatenaintataceapopatydatrga it reflects a popefywedsoaddassetae enag'rtoaffect the safety, avurdes orstnatal iriegriyof thelnpovenetts Quality Ratings and Definitions 01 pvelikgswith this quality rateg are usually unique structures that are individually designed by a, architect fa a spedfied L. Such residences typically are constructed from detailedaddteRual pans andspeaficaliorsand fealureaiemeptim iyhigh level elworlvrvzsidpand agq>eptimaly nefaledsthroughout the fderioradexterior ofthe structure The design frehresa Cti ailyhigh-qualityadeiarefiremetsadornamentation, ade ptionallyhig-quaaiyintaicrrefineme IaThewarWresldp,materials,ad tirdshesthroughout to dwelling ore of exceptionally high Qelity. 02 QwelMgs with this quality rating are often custom designed for mon on an heli ldud property owner's site. However, dwellfrgs In this quality grade are also found in hdglrgxeiitytract developments featuring residences constructed from hndvidel pias a from id9h1y nodded or upgraded plans The design features detailed, higFtgtalty edala ornamentation, high-quality kdahor refinarenis, ad detail. The wmdcrashdp, materials, ad fleshes thraugh out the (Meiling are generally of tdiji or vary high quality. 03 Dealings with this quality rating are residaicre of highs quality bilt from i ndvidual or ready available ager pias in abwie rdad residential tract developments or on an Ir dNdual property awe's site. Thor design includes significant edaior ornamentation and interiors that are well finished The workmanship meads ammtable standards and maty materials and finishes threu4wh the dealing have bean upgaded from "stock" sta ed& 04 DmielligswiththisqualityratingmeetaexceedtherapireradsofapplicablebullingcodesStadardonrodfedstadardbullingpasaetithedadthedeignincludes adegcruiefe naaratim and sore ode is ornamentation and irdaiar refinements. Miatelals, warier asiip, finish, and addpreht are of stoic or bulkier grade and may feature mem 05 Dealings with this quality rating fastue eouriemryof onnstruction ad basicturilaiality as main onside alas Such dwellings feature a plain design using readlymallableor basic Ica pasfeatueg minimal fenestration and basic finishes with minimal exterior ornamentation and United interior detail. These dealings mea rriNmum bulking codes a l are constructed with hnapa sive, stock materials with limited refinements and upgrades. 06 Dwellings with the quality rating are of basic quality and lower cost, sane may rot be suitable for year -rand occupancy. Such dwelling are often built with stripe pans or without pas, often utilizing the lowest quality building materials. such dwellings are often built or expanded by paws who are professionally unddlled or press a y mhrdne mrstruction FIs Electrical, punting, an otter rtechanica systems and equipment maybe minimal or non-edster& Cider dwellings may teethe one or more substandard or noncenfaning addfions to the carpal sl nchae. Definitions of Not Updated, Updated, and Remodeled Not Updated Little or no updating or modernization. This description Includes, but is not limited to, new homes. Residential properties of fifteen yeas of age or less often reflect an original conation with ro updating, if ro major oarponads have bean replaced o upated. Those over fifteen yeas of age are also considered not updated if the appliances, finites, and flashes are predominantly dated An area that Is'Not Updated' may still be well maintained and fully fkndard,antis rating does rotnecessarily triplydeferredmeirdaahoeorphysical/ftrrdlmaldetabrefim. Updated The area of the home has been modified to meet current market expectations. These modifications are limited in terms of both scope and cost An updated area of the inure should have an improved took ad fad, or fudartal utility. Changes that =dilute updates irclude refurbishment ad/or replacing conveners to meet adding market expectations. Updates do not include shrillest attaaticrsto the existing structure Remodeled Significant finish and/or structural changes have been made that increase utility and appeal through complete replacement and/ or expansion. A remodeled area reflects tudarrental changes that include miUpe alteration. These alterations may include sae or all of thefollowing: replacement of a major con xxiad (kabinef(s), bathtub, or bathroom tile), relocation of purbirgigas Mures/appliances, significant structural alterations (relocating wails, and/or the addition of square footage). This world indite acor:teegullingandretrad Explanation of Bathroom Count The reinter of full and half baths is reported by separating theiwo values by a pafod The hit bath is represented to the left of the period The half bath cord is repesaded to the rigt ofI a paiod Three quarter baths are to be counted as afull bath in all cams. Marker bats (baths the feature adytoile) are rot to be included in the battxcariaunt INDVeMm912111 Bcdmaltri9lasoftxeas002348P27mwee vffimn 265 taieooG222114 UttamAgrdssi DESset Dgrec s A & F APPRAISAL SERVICES Uniform Appraisal Dataset Definitions 020014 F eNa AM7028 Abbreviations Used in Data Standardization Text Abbrev. ac PaR A Amish AT ba br BeyFidB oP Cash allSkY as h V ater Cann c Caw cv Qicd DCA Dr dw EstEte e R -IA CFI9 9b gat GR G iCse Gfvw hR hat Full Name Pacts Mama to Pak Ailmentto Prove Ur s &Nese Ams Legh Sale Attached Structure Bathraom(s) Badman Bandidal aWRoad Copan Cash City Mew Skyline View City Street View Qtmedet Irdluarce Qntraded Date Conventla>al QHwed Coat Ordered Sale Days On Market Detached and= Givemay Estate Sale B Fedmai housing A l hardy Garage Garage-Attacsd Qe-9flt-In Garage - Detached (3arden Shucure Qif (burse Gal Comae View HO Rise Struatre ird stria) Appropriate Fields Area Sate Location Location Location & View Salecr Roaring Concessions Dedg1(Styie) Basernert & Wished Rocas Below Grade Beamed & Rrished Roars MOwQade Loc lice & View Location GErEgarCarpon Sale or Biking Camel= View Viae Locatiar Dale of Sale/Time Sale Rrandrg Concessions Qat Sada Financing Concessions Data Sources posiNSVe) Sale a Rasing Qnoessiors Dated Sale/Sir Solea Rnmdrg Concessions GErageterrat GaagaCarpatt CPar Desig(Slyte) Location Vier, Design(Style) Loratbn & View Abbrev. Lnhdfl ildS9O1 Usttng NR Mn N Nona= op 0 0 Rk Pad Ruin PLL,Tm rr Relo FED Res RT RH SD s Shot et Urk VA wo Viet Fr V1lr w Moods Full Name interior Only Stairs Lava United Smit Listing Mid -Pose Structure Mint& View Neutral Non -Ams Length Sale CPell Cther Ober Pak View Pastoral View Power Lines Punic Trasportation Recreational (Piet) Roan Relocation Sae REOSaIe Residential Flavor Townhouse Poral Fuming - USDA Sari -detached Shucure &Canard Date Shun Sale Spare Feet Square Meters Ullmann VeterasAdniristration Walk Ord Basement Walk Up B warmer Water Frontage Water View Wt hdrann Date Vl ods View Approprlate Fields Basered & Finished Roars Beloweeds Location View Sale a Rimming Qnoeseiars Desig(Style) Mew Location & View Select Financing Concessions Game/anon Baserred & FINshed Roars Bd0v08de View Viae View Localicn Basement & Finished Flans Beim/Grade Sales Firming Concessions Sale or Firrardrg Qncesslors Location & View DAgdSY1e) Solea Firming Concessions Datgh(Sie) Das d Saleilirre Sale aR Roving Concessions Area Ste, Basement Area, Site; Qaserrerd Date of Sale/Time Sale or Arriving Caroeselars Baserred & Finished Roars Below Gate Basement & Finished Roars Below Grade Localbn May Dated Sale/Tine View Other Appraiser -Defined Abbreviations Abbrev. Full Name Appropriate Fields Abbrev. Full Name Appropriate Fields LADVesitt102)11 Rc dmtlttlngla Whim,, 9032048727vw.vvaivveRmn Uitu��Apr� D3sset Csiulfias 2318lJ6dvD072M7114 ADDENDUM Borrower. FIRST MB PROPERTY LLC File No.: AM7926 Property Address: 1090 NE 105TH ST Case No.: 920014 City: MIAMI SHORES State: FL Zp: 33138 Lender. ANCHOR LOANS DIGITAL SIGNATURE *IT SHOULD BE NOTED THAT THE SIGNATURE WILL ONLY BE DISPLAYED AND INSERTED BY THE SUPERVISORY APPRAISER, ONCE THE REPORT IS SIGNED, IT CANNOT BE EDITED UNLESS THE SUPERVISORY APPRAISER REMOVES IT. THE SIGNATURE OF THE REGISTERED ASSISTANT REAL ESTATE APPRAISER AND THE CERTIFIED REAL ESTATE APPRAISER ARE PASSWORD PROTECTED. SCOPE OF THE APPRAISAL THE "SCOPE OF THE APPRAISAL" MEANS THE EXTENT OF THE PROCESS OF COLLECTING, CONFIRMING AND REPORTING DATA PERTINENT TO THE FORMATION OF A MARKET VALUE ESTIMATE FOR THE SUBJECT PROPERTY. THE APPRAISAL IS BASED ON THE INFORMATION GATHERED BY THE APPRAISER FROM PUBLIC RECORDS, OTHER IDENTIFIED SOURCES, INSPECTION OF THE SUBJECT PROPERTY AND NEIGHBORHOOD, AND SELECTION OF COMPARABLE SALES WITHIN THE SUBJECT MARKET AREA. THE ORIGINAL SOURCE OF THE COMPARABLES ARE SHOWN IN THE DATA SOURCE SECTION OF THE MARKET GRID, ALONG WITH SOURCES OF CONFIRMATION, IF AVAILABLE. WHEN CONFLICTING INFORMATION WAS PROVIDED, THE SOURCE DEEMED MOST RELIABLE WAS USED. DATA BELIEVED UNRELIABLE WAS NOT INCLUDED IN THE REPORT, NOR USED AS A BASIS FOR THE VALUE CONCLUSION. ALL OF THE RELEVANT ASPECTS OF THE VERIFIED DATA RELIED UPON, AS KNOWN TO THE APPRAISER, IS REPORTED WITHIN THIS REPORT. DESCRIPTIVE FACTORS AND A DISCUSSION OF THE DATA ARE INCLUDED WITHIN THE APPROPRIATE SECTIONS OF THIS REPORT. HIGHEST AND BEST USE HIGHEST AND BEST USE. THE REASONABLE PROBABLE AND LEGAL USE OF VACANT LAND OR IMPROVED PROPERTY, WHICH IS PHYSICALLY POSSIBLE, APPROPRIATELY SUPPORTED, FINANCIALLY FEASIBLE, AND THAT RESULTS IN THE HIGHEST VALUE. THE FOUR CRITERIA THE HIGHEST AND BEST USE MUST MEET ARE LEGAL PERMISSIBILITY, PHYSICAL POSSIBILITY, FINANCIAL FEASIBILITY, AND MAXIMUM PROFITABILITY. HIGHEST AND BEST USE OF LAND OR SITE AS THOUGH VACANT. THE USE OF A PROPERTY BASED ON THE ASSUMPTION THAT A PARCEL OF LAND IS VACANT OR CAN BE MADE VACANT THROUGH DEMOLITION OF ANY IMPROVEMENTS. HIGHEST AND BEST USE OF PROPERTY AS IMPROVED. THE USE THAT SHOULD BE MADE OF A PROPERTY AS IT EXISTS. THE OPINION OF HIGHEST AND BEST INDICATED IN THIS REPORT TAKES INTO ACCOUNT THESE FACTORS AND THE NATURE OF THE SUBJECT PROPERTY AS IT COMPARES WITH THE SURROUNDING NEIGHBORHOOD. CONDITION OF COMPONENTS THE APPRAISAL CALLS FOR OPINIONS OF CONDITION ON CERTAIN COMPONENTS OF THE SUBJECT IMPROVEMENTS INCLUDING, BUT NOT LIMITED TO; APPLIANCES, HEATING/COOLING, SURFACES, ELECTRICAL, MECHANICAL, ROOF, AND PLUMBING SYSTEMS. THE CONDITIONS INDICATED IN THIS REPORT ARE BASED ON OBSERVATIONS MADE AT THE TIME OF INSPECTION. THEY RELY ON REASONABLE EXPECTATIONS AS TO ADEQUACY AS WEI .1 AS VISUAL INDICATIONS; AND ARE BASED UPON NEIGHBORHOOD STANDARDS. THE OBSERVATIONS DO NOT CONSTITUTE CERTIFICATIONS; AND IF CERTIFICATION IS REQUIRED A LEGALLY QUALIFIED CONSULTANT SHOULD BE RETAINED. ZONING AND BUILDING COMPLIANCE THE OPINION OF ZONING COMPLIANCE EXPRESSED IN THIS REPORT IS BASED ON INSPECTION OF THE PROPERTY, AND GENERALLY AVAILABLE INFORMATION WITH RESPECT TO THE ASSIGNED ZONING CLASSIFICATION, AND DOES NOT REPRESENT A CERTIFICATION OF COMPLIANCE. THIS REPORT ALSO ASSUMES THAT THE PROPERTY AS INSPECTED WAS BUILT IN COMPLIANCE WITH ALL APPLICABLE CODES, REGULATIONS AND THAT ALL NECESSARY PERMITS WERE OBTAINED. ENVIRONMENTAL UNLESS OTHERWISE STATED IN THIS REPORT, THE EXISTENCE OF HAZARDOUS MATERIAL, STORAGE ITEMS, CONTAINERS, OR MATERIAL THAT ARE NOT INTENDED FOR NORMAL AND AVERAGE CONSUMER USAGE AROUND THE HOME, WHICH MAY OR MAY NOT BE PRESENT ON THE PROPERTY, WAS NOT OBSERVED BY THE APPRAISER. THE APPRAISER HAS NO KNOWLEDGE OF THE EXISTENCE OF SUCH MATERIALS ON OR IN THE PROPERTY. THE APPRAISER, HOWEVER, IS NOT QUALIFIED TO DETECT SUCH SUBSTANCES. THE PRESENCE OF SUBSTANCES SUCH AS ASBESTOS, UREA -FORMALDEHYDE FOAM INSULATION, OR OTHER POTENTIALLY HAZARDOUS MATERIALS MAY AFFECT THE VALUE OF THE PROPERTY. THE VALUE ESTIMATE IS PREDICATED ON THE ASSUMPTION THAT THERE IS NO SUCH MATERIAL ON OR IN THE PROPERTY THAT WOULD CAUSE A LOSS IN VALUE. NO RESPONSIBILITY IS ASSUMED FOR ANY SUCH CONDITIONS OR FOR ANY EXPERTISE OR ENGINEERING KNOWLEDGE REQUIRED TO DISCOVER THEM. THE CLIENT IS URGED TO RETAIN AN EXPERT IN THIS FIELD, IF DESIRED. FLOOD ZONE THE FLOOD ZONE INDICATED ON THIS REPORT WAS OBTAINED FROM FLOOD INSURANCE RATE MAPS (FIRM), ISSUED BY THE H.DERAL EMERGENCY MANAGEMENT AGENCY (FEMA). THE ZONE INDICATED IN THE YES/NO SPACE ON THE FIRST PAGE OF THIS REPORT REFERS TO WHETHER OR NOT THE SUBJECT PROPERTY LIES IN A FEMA OR HUD DEFINED FLOOD HAZARD AREA. IT DOES NOT REFER TO FLOOD INSURANCE REQUIREMENTS, WHICH ARE SET BY POLICY OF LENDERS AND PARTICIPANTS IN THE MORTGAGE MARKETS. OCCASIONALLY, A PROPERTY WILL BE LOCATED ON OR NEAR A FLOOD ZONE BOUNDARY LINE MAKING IT DIFFICULT TO DETERMINE THE EXACT ZONE, GIVEN THE LIMITED DETAIL OF THE FIRM MAPS. IN THESE INSTANCES THE MOST HAZARDOUS ZONE WILL BE INDICATED ON THE REPORT. FINAL VERIFICATION OF THE ZONE SHOULD BE MADE BY ENGINEERING SURVEY. Addendum Page 1 of 2 ADDENDUM Borrower. FIRST MB PROPERTY LLC File No.: AM7928 Property Address: 1090 NE 105TH ST Case No.: 920014 City: MIAMI SHORES State: FL Zip: 33138 Lender. ANCHOR LOANS PERSONAL PROPERTY PERSONAL PROPERTY, INCLUDING THOSE ITEMS WHICH ARE NOT PERMANENTLY ATTACHED/AFFIXED TO THE REAL PROPERTY, HAVE NOT BEEN INCLUDED IN THE ESTIMATE OF VALUE UNLESS OTHERWISE INDICATED. EXAMPLES OF THE AFOREMENTIONED INCLUDE ABOVE GROUND POOLS, COUNTER TOP MICROWAVES OVENS, MOVEABLE DISHWASHERS, FURNITURE, ETC. SQUARE FOOTAGE - COMPARABLE SALES THE APPRAISER USES ACTUAL LIVING AREA IN THE MARKET ANALYSIS FOR THE SUBJECT AND THE COMPARABLE SALE PROPERTIES. THE LIVING AREA UTILIZED FOR THE COMPARABLE SALES HAS BEEN OBTAINED FROM THE PUBLIC RECORDS/TAX ROLLS AND MIAMIDADE.GOV PROPERTY APPRAISERS WEBSITE AND MAY HAVE BEEN FURTHER MODIFIED BY THE FIELD APPRAISERS OBSERVATION OF THE ACTUAL IMPROVEMENTS. NEIGHBORHOOD MARKET CONDmONS TYPICAL FINANCING IN THE SUBJECT'S MARKET AREA INCLUDES CONVENTIONAL LOANS, WITH SOME SELLER FINANCING AND CASH SALES. PROPERTY VALUES ARE STABLE IN THE SUBJECT'S MARKET. DEMAND AND SUPPLY IS IN BALANCE, AND MARKETING TIME AVERAGING UNDER 3 MONTHS. DURING THE PAST FEW YEARS, PROPERTY VALUES IN SOUTH FLORIDA HAVE BEEN DECLINING AND LEVELING OFF. THIS TREND HAS OCCURED THROUGHOUT THE UNITED STATES AND IN MANY CITIES PROPERTIES ARE EXPERIENCING A CORRECTION OF VALUES. PROPERTY VALUES HAD ESCALATED AT TOO HIGH OF A PACE FROM 2000 TO 2006 AND REAL ESTATE GAINS WERE BEYOND EXPECTATIONS. PROPERTY VALUES HAVE STABALIZED IN THE SUBJECT'S NEIGHBORHOOD. HOMES IN THE AREA ARE SELLING FOR APPROXIMATELY 97% OF THEIR LIST PRICES. Comments on Sales Comparison THERE HAVE BEEN VERY LIMITED SIMILAR SALES IN THE SUBJECTS NEIGHBORHOOD OVER THE PAST YEAR. THE APPRAISER MADE A DILIGENT EFFORT TO INCLUDE THE MOST RECENT AND SIMILAR SALES AND LISTINGS. SOME OF THE COMPARABLES MAY EXCEED THE TYPICAL UNADJUSTED/ADJUSTED GUIDELINES. THIS WAS UNAVOIDABLE DUE TO THE LIMITED SALES. THE SUBJECT PROPERTY IS LOCATED WEST OF US -1 AND THERE IS A FIXED BRIDGE TO OPEN WATER. THIS RESTRICTS BOAT SIZES ON THE WATER. COMP 1 EXCEEDS GUIDELINES FOR LINE, NET AND GROSS ADJUSTMENTS AS WELL AS SALE DATE AND WAS INCLUDED AS IT IS THE MOST RECENT SALE OF A WATERFRONT HOME ON THE SUBJECT'S SIDE OF US -1. COMP 2 EXCEEDS GUIDELINES FOR LINE, NET AND GROSS ADJUSTMENT AND WAS INCLUDED AS IT IS A RECENT SALE IN THE SUBJECTS NEIGHBORHOOD OF A HOME IN C3 CONDITION. COMPS 3, 4, 5, AND 6 ARE ALL LOCATED EAST OF US -I , WITH NO FIXED BRIDGES TO OPEN WATER. THIS SUPERIOR LOCATION WAS GIVEN A -20% ADJUSTMENT. COMP 3 EXCEEDS GUIDELINES FOR LINE, NET AND GROSS ADJUSTMENTS AS WE.I I AS SALE DATE AND WAS INCLUDED AS IT IS A SALE OF A 4 BEDROOM HOME SIMILAR IN GLA TO THE SUBJECT. COMP 4 EXCEEDS GUIDELINES FOR DISTANCE, LINE, NET AND GROSS ADJUSTMENTS. THIS SALE WAS INCLUDED AS IT IS A RECENT SALE OF A 4/3, WATERFRONT HOME SIMILAR IN GLA. COMP 5 EXCEEDS GUIDEELINES FOR DISTANCE. LINE AND GROSS ADJUSTMENTS AND WAS INCLUDED AS IT IS A RECENT SALE OF A LARGE 4 BEDROOM WATERFRONT HOME IN C3 CONDITION, SIMILAR IN AGE TO THE SUBJECT. COMP 6 EXCEEDS GUIDELINES FOR LINE, NET AND GROSS ADJUSTMENTS AND WAS INCLUDED AS IT IS A RECENT SALE OF A 4/3, WATERFRONT HOME, IN C4 CONDITION. COMP 7 EXCEEDS GUIDELINES FOR LINE AND GROSS ADJUSTMENTS AND WAS INCLUDED AS IT IS A LISTING OF A WATERFRONT 4/3 IN THE SUBJECTS NEIGHBORHOOD. COMP 8 EXCEEDS GUIDELINES FOR LINE ADJUSTMENT AND WAS INCLUDED AS IT IS A LISTING OF A WATERFRONT C3 CONDITION HOME IN THE SUBJECTS NEIGHBORHOOD. SOME OF THE COMPARABI.FS INCLUDED ARE OVER 20% SMALLER THAN THE SUBJECT AND WERE INCLUDED DUE TO LIMITED SALES SIMILAR IN GLA. Final Reconciliation GREATEST WEIGHT PLACED ON THE SAJ .FS COMPARISON APPROACH TO VALUE BECAUSE OF THE RELIABILITY AND AVAILABILITY OF MARKET DATA. IT IS MOST REFLECTIVE OF BUYERS AND SELLERS ATTITUDES WITHIN THE LOCAL MARKET. THE COST APPROACH IS CONSIDERED SUPPORTIVE BUT WAS GIVEN LIMITED WEIGHT DUE TO DIFFICULTY IN MEASURE DEPRECIATION ON AN EXTERIOR REPORT. THE INCOME APPROACH WAS NOT REQUESTED. GREATEST WEIGHT ON ADJUSTED SALES 1, 2, AND 5 SINCE COMPS 1 AND 2 ARE IN THE SUBJECTS NEIGHBORHOOD AND COMP 5 HAS FEWEST GROSS ADJUSTMENTS. THE APPRAISER WAS ALSO ASKED TO COME UP WITH AN AS -IS VALUE OF THE SUBJECT PROPERTY. THIS IS IMPOSSIBLE TO ESTIMATE WITHOUT INSPECTING THE INTERIOR OF THE PROPERTY. BASED ON THE REPAIR ESTIMATE AND THE EXTERIOR INSPECTION, THE ESTIMATED AS -IS VALUE OF THE SUBJECT PROPERTY IS $700,000. Extra Comments THE INTENDED USER OF THIS APPRAISAL REPORT IS THE LENDER/CLIENT. THE INTENDED USE IS TO EVALUATE THE PROPERTY THAT IS THE SUBJECT OF THIS APPRAISAL FOR A MORTGAGE FINANCE TRANSACTION, SUBJECT TO THE STATED SCOPE OF WORK, PURPOSE OF THE APPRAISAL, REPORTING REQUIREMENTS OF THIS APPRAISAL REPORT FORM, AND DEFINITION OF MARKET VALUE. NO ADDITIONAL INTENDED USERS ARE IDENTIFIED BY THE APPRAISER. Addendum Page 2 ort 920014 Market Conditions Addendum to the Appraisal Report RIeNo AM7926 Radie litcFam71 Mach 3:09 Bakal wireraaMea.eoaa-0 P4331d1 1coac_xce came The purposedthseddadunistoprovidethelerde/dtetHithadeaandaccratecnderstadrgdtherrerkettredsa andcat felons prevaetint*, aided neighborhood. 7iisisaretpued aktadmfa all appraisal reports with an rite thedatear a after April 1, 20:6. Property Address 1090 NE 105TH ST My MIAMI SHORES State FL ZpCcde 33138 Baroeer FIRST MB PROPERTY LLC Instructions: The water rt t wattle Hum attar rearred Droop rrmloet wagons as reported in the Nagttodnod section analysis as indicated below If any regrind data is uevailade prate datafor the shaded areas below it it is available, hoarser, medial, the apprasastaid repdt tha available figure and idatfy that wad beused byaprospective aver dthe salsa or milts form oaths beasts hister ardusiars, and rrust prchidesrpp rtforthosecodusaaregadrghausirgtrendsad d the appraisal report tam The a ppasa mat fill in all the Wont onto the etet itis miriade and reliable ad mat protide a is considered unreliable, the appraiser mat provide an e:plaretion 8 is rex:grized that net all data sources will be able to the appraiser mat irduiethedata in the analysis If data SOuoes provide the repined kiamaian wan armee instead dtte it as an average Sales ard listinds rrust ba properfiestht =tete viith the stied properly, deterrrired by applying tha abate .The appraiser met e iainenvanareresinthedataschasseasonalmicas reweonsiruim.faeiosres,etc. Prior 7-12Mats Prior 4-6Maths Orret-3Marts OrerallTred Teta #d(brrperadeSales(Settlei) 1 1 0 Irveasig Stade •X Declining Absorption Rae (Toil Saea1Va hs) 0.17 0.33 0.00 Inaeasrg Stade X Declining Total #ofOxrpaadePeiveListings NIR 3 7 Mx t d Fbusirg Su * (Total Lis irgslAhli-ate) A 93.00 A {(# gUstPri DOM, ,+1a` Pier 7-12Mrths Prior 4-6Maths Cared -3Mxtts OffalTred Medan CarparatleSale Rice 629,000 740,000 0 Inaeasng X Refile Dedktng Median CameradeSales DaysonMake! 46 12 0 Dedirirg X Stable Inaeasrg Median OarparableUst Price rc N1 1,080,000 Madan 03Trelade Listings Days on Market ad tfA " Ni F:. 103 Decftr%r j She z Medan Sale Price as%d List P603 97.00% 97.00% 0.00% rinsing Xc Salle Dedkirg 0 Sella-(deustoper, bolder, etc.)paidtercel assistarceprenelet7 lid As I No Dedirirg x Stable Increasing O F‹ E d& in dAal t e seller concessions tredsfor the past 12 mates (erg, seller ocaribrtias increased from 3%to 5% inareasirg CONCESSIONS REPORTED HAVE BEEN RELATIVELY STABLE AS A PERCENTAGE OF THE SALES rse of buytte s, PRICE OVER THE dosing costs, condofees, optiore, etc). PAST YEAR RANGING N FROM 2.0% TO 4.0% OF THE MEDIAN SALE PRICE. SINCE REAL ESTATE AGENTS ARE NOT REQUIRED TO REPORT CONCESSIONS BY iu ¢ FLORIDA MLS, ONLY REPORTED CONCESSIONS WERE ANALYZED. w Y CC Q f�n :isles) tosresales(Fsales)afato'vnthemarket? 1:3 Yes Yes No Dyes,explain(irdu5rgthetreffiknlistirgsadsaesdfaedosedproperties). Arefa(FS IT APPEARS THAT THE REO SALES AND LISTINGS IN THE SUBJECTS NEIGHBORHOOD DO NOT HAVE A NEGATIVE AFFECT ON MARKET VALUE. REO ACTIVITY HAS DECREASED IN THE AREA, MAKING UP LESS THAN 10% OF SALES IN THE PAST YEAR. Qtedata souoesfaanretrim-aim MLS, IMAPP, REALIST AND COUNTY TAX RECORDS. Summits the atom infametim as spat fa you cadusias in the Neighbahocd section of the appraisal repot form pending salesadtr squad and withirawn listirgs, tofamlaeyour =Melo s, preside bah ane¢taatlm ad s p ort for you THE DARK SPACES ABOVE ARE NOT FILLED IN AND BEEN MADE DARK DUE TO THE FACT THAT If you used any additional mrdueos IT IS NOT POSSIBLE information, such as an analysis d TO GET THE INFORMATION REQUIRED. MLS WORKS IN REAL TIME ONLY AND FOR EXAMPLE # OF LISTINGS FROM 12 MONTHS AGO CAN NOT BE DONE ACCURATELY. THE SUBJECTS NEIGHBORHOOD MARKET IS NOT BEING DRIVEN BY REO ACTIVITY. MARKET VALUES ARE STABLE AND AVERAGE MARKETING TIME IS UNDER 90 DAYS. THERE WAS NOT ENOUGH COMPARABLE SALES DATA TO DETERMINE MARKET TRENDS. THIS DATA WAS OBTAINED IN OTHER MARKET SOURCES SUCH AS FHFA, MLS, AND ZILLOW. If the subject is a unit in a condominium or cooperative project, complete the following: Project Name: Stt ject Rcjed Data Prior 7-12Mxits Rta46Matts avert -3Maths QvalITrend Total #otCxrpaad°Sales (Settled) Iraeasg Stable Declining AbaorWm Fbte (Total SaesMloits) Iraeasng •rte Stable Dediring Total #ofA eCarpeadeUsligs r ��; Maths d Unit Supply (Total LislingslAb. Fiats) V2 c) w Arefaedosresaes(FEDseles)atadoinfra project? Li Yes Lihb It yes,IrdeatettenrrberdFEOGstirgsaderplainUetredsinbeingsandsalesdfoedosedpropertie, O Ct. O O U O O Z 0 .9rnnermethe dometrendsardaddressthainpactontheaide attand project m APPRAISER SUPERVISORY APPRAISER (ONLY IF REQUIRED) Signature Signature w 0 Name ANDREWS MELTZER CERT R S RD3190 Name Company Name A & F APPRAISAL SERVICES Company Name a. Company Address 3550 BISCAYNE BLVD SUITE 312 Company Address a MIAMI, FL 33137 State License/Certification # RD3190 State FL State License/Certification # State Email Address MELiU/n@GMAIL.COM Email Address Radie litcFam71 Mach 3:09 Bakal wireraaMea.eoaa-0 P4331d1 1coac_xce came SUBJECT PROPERTY PHOTO ADDENDUM PCITCMEe: FIRST MB PROPERTY LLC Rie Nb.: AM7926 Rtperty ACit ess:1090 NE 105TH ST Case No.: 920014 City: MIAMI SHORES State: FL Zip: 33138 Lender: ANCHOR LOANS FRONT VIEW OF SUBJECT PROPERTY Appraised Date: November 10, 2014 Appressed Value: $950,000 REAR VIEW OF SUBJECT PROPERTY STREET SCENE COMPARABLE PROPERTY PHOTO ADDENDUM BORON9f: FIRST MB PROPERTY LLC Ale NO.: AM7926 Raperty Address: 1090 NE 105TH ST Case NO.: 920014 Cly. MIAMI SHORES State: FL ZJp: 33138 Lender ANCHOR LOANS COMPARABLE SALE #1 1030 NE 105TH ST MIAMI SHORES, FL 33138 Sale Date: s01 /14;c09/13 Sale Rice:$ 643,000 COMPARABLE SALE #2 10650 NE 10TH CT MIAMI SHORES, FL 33138 Sale Date: s05/14;c03/14 Sale Price: $ 740,000 COMPARABLE SALE #3 1171 NE 90TH ST MIAMI, FL 33138 Sale Dale: s04/14;c04/14 Saie Price: $ 1,650,000 COMPARABLE PROPERTY PHOTO ADDENDUM BOITOMer: FIRST MB PROPERTY LLC Hie No.: AM7928 ROpertYPlitesS:1090 NE 105TH ST Cie No.: 920014 City MIAMI SHORES State: FL Zip: 33138 Lender: ANCHOR LOANS COMPARABLE SALE #4 755 NE 77TH ST MIAMI, FL 33138 Sale ate: s05/14;c04/14 Sale Price: $ 1,440,000 COMPARABLE SALE #5 8651 NE 10TH CT MIAMI, FL 33138 Sale Date: s10/14;c10/14 Sale Rice: $1,270,000 COMPARABLE SALE #6 1200 NE 91ST ST MIAMI, FL 33138 Sale Dete: s10/14;c09/14 Sale Price: $ 799,000 COMPARABLE PROPERTY PHOTO ADDENDUM BUTOV er: FIRST MB PROPERTY LLC Ale Nb.: AM7926 P-CQeitykkkeSS:1090 NE 105TH ST Case Nb.: 920014 City MIAMI SHORES State: FL Zlp: 33138 Lender: ANCHOR LOANS COMPARABLE SALE #7 1002 NE 105TH ST MIAMI SHORES, FL 33138 Sale Date: c10/14 Sale Price: $ 9eo,000 COMPARABLE SALE #8 1030 NE 105TH ST MIAMI SHORES, FL 33138 Sale Date: Active Sale Rice: $ 1,200,000 COMPARABLE SALE #9 Sale Date: Sale Price: $ PLAT MAP BOROAEt FIRST MB PROPERTY LLC Rt erty/ BS3:1090 NE 105TH ST City. MIAMI SHORES RIe: AM7926 Case Nb.: 920014 State: FL Zip: 33138 Lender: ANCHOR LOANS LOCATION MAP BCITOW3r: FIRST MB PROPERTY LLC Ale NO.: AM7926 RI:peRyACICkess:1090 NE 105TH ST City: MIAMI SHORES Case Nb.: 920014 Slate: FL ZJp:33138 Lender: ANCHOR LOANS 11 216 :71 Comparable Sale 1 1030 NE 105TH ST MIAMI SHORES, FL 33138 0.09 miles SW Comparable Sale 2 10050 NE 10TH CT MIAMI SHORES, FL33138 0.18 mikes NW Comparable Sale 7 1002 NE 105TH ST MIAAV9 SHORES, FL 331; 0.17 miles 200 SorrooA 1090 NE 105TH ST M5001 SHORES, 0133130 Comparable Sale 8. 1030 NE 105TH ST toilraoll SHORES, FL333138. 0.09 miles SW F _::5thSt Comparable Sale 6 1200 NE 91ST 5T M1A91, FL33138 0.80 miles SE Cnmparable Sale 3 , 1171 14E90TH ST 540*1 FL 33138 0 92 mites SE Comparable Safe 5 8801 NE 10TH CT MIAMI, FL 3331338 1.13 miles SW . r_.<2,,,e4 Comparable Sale 4 755 NE77TH ST M0091, FL 33138 a ; 1 78 miles 5W BOrro r: FIRST MB PROPERTY LLC f1Ie t.: AM7926 Property Mdre5:1090 NE 105TH ST Otj/. MIAMI SHORES Ca% No.: 920014 $tate: FL Zip: 33138 Lender: ANCHOR LOANS 14th,,SHIP USPAP ADDENDUM 920014 Rle Na AM7926 Barawer: FIRST MB PROPERTY LLC PrapertyAddress: 1090 NE 105TH ST City: MIAMI SHORES Lender: ANCHOR LOANS County: MIAMI-DADE Sate: FL Z.Ip Code: 33138 This report was prepared under the following USPAP reporting option: ® Appraisal Report Awritten report prepared under Standards File 2-2(a). 0 Restricted Appraisal Report Awitte n report prepared oder Standards Rile 2-2(b). Reasonable Exposure Time My d egxsnae time for the abject at the rrerkk value Stated in this report is: 90 DAYS minion a reasonable properly Additional Certifications ❑x I have p rfanred NO services, as an Wiser a in any other capacity, regazdng the property that is the subject d this report within the three-year period imrledately precedng acceptors d this assgmrerd. ❑ I HAVE performed services, as an appraiser a in another capacity, regardng the property that is the subject d this report within the three-year period i medately prepedng aoceptarce d this assigment.. Those saviees are described in the cnrrrna is balm Additional Comments APPRAISER: SUPERVISORY APPRAISER (only If required): Sgtatue: "244— Sigratue: fig: ANDREWS MELTZER CERT fes• c tesged: 11/11/2014 LYibeSigrled. Rah.) cat ficafion #. RD3190 Sate Certification it a State License #. or Slate License it a 011ier (describe)' State #. State: Elate: FL Expiration Lied Certification a License. Exoiratian Late cf Certification a U: 11/30/2014 Supervisory Appraiser inspection d &Eject Prcpaly: Effective cued Appraisal. 11/10/2014 ❑ Did Ka 0 Exteriacnly from street ❑ Interior and Exterior Racal Cera altwea e01234H727r wmxenvn USPAP _14002014 BORON" FIRST MB PROPERTY LLC File ND.: AM7e2e A'q)erty ess:1090 NE 105TH ST C19e No.: emu State: FL Op: 33138 Qtv MIAMI SHORES Lender: ANCHOR LOANS 4 Property A . 05 Street re, Z1114 Plum NUM 4 1. Cream' Require" Ci 7. Electrical $12,000 Appliation 0 13, 0 14. Plaster 15. 56.000 16 17. 8 19,Iritryl 30. Counter tops 21. Cabireta 0,000 S2.000 51.500 B xit FIRST MB PROPERTY LLC RIe No.: AM7926 ProperlyAddress: 1090 NE 105TH ST Cie NO.: 920014 a,�t.Y,,i,M�IAMI SHORES State: FL zip: 33138 LErI r: ANCHOR LOANS 7. _ 5QO 1;O 1_ E dTotal 16i;t,1 Description ofwork die:. 4.000 square foot home to&minsyn inside T them with rim"'ed 'Yh}9e i� ' on all „ .. - - ms, 'W ii . i al! 491Wpotting smite countertop ReplacepCt£' 1. BarOYiee: FIRST MB PROPERTY LLC Hie No.: AM7920 Property i ess:1090 NE 105TH ST City. MIAMI SHORES Case Kb.: 920014 State: FL Op: 33138 Wilder ANCHOR LOANS STATE OF FLORIDA Dino C►)P thaaniaW8D PR0,030 atm 88401LATZON UT T8 sPPRA�IBAL HD 658.169-9,3 S B� 81� 32399-07B3 37 els Oconee You aid e 1 Ha Oapatmont of and E _ Oau an0 aualneassa tangoarddletta to yacht 6rokere; non amen m aeraedue rostauterdo. end they Reap Ftadda's o=wog Meat Every day wa auk tmem Ws nay no do Outdrew In order yaft ForimiBonabout owseven. t CM3 F _._ Thee mote intonnation about out fa Wood pm, wawa* to dopaseema PEPASIOVORI and koinis mom napalmed's Malan. Our ratairin at the DepattmrM Ys: Limas Cf leste)+, Regulate Fa MY. We mato* sePre to gam you Marra Ma AN am save yea matamora. "Mona you for Mato business to Floats, and oone hr t You BOtroaer: FIRST MB PROPERTY LLC File No.: AM7928 Rr:petty ess:1090 NE 105TH ST Case N .: 920014 OtY: MIAMI SHORES State: FL Zip: 33138 Lender. ANCHOR LOANS BERKLEY ASSURANCE COMPANY Race* DomIclle Office: 11201 Douglas Avenue, Urbandale, IA 50322 Administrative Office: 4820 Lake Brook Drive, Suite 100, Olen Allen, VA 23060 ERRORS AND OMISSIONS - CLAIMS.MADE DE COVERAGE PART POLICY NUMBER. VU 1 }„a . _. q 2 YF ASF Appraisal Services &Ronda Inc ea:Payne Mud 0312 Miami, FL 33137 POLICY PERIOD: October 20, 2014 to Odober 20, 2015 aim am: Srrndard Taves at your trattinti 0i&u_. erwarlotbavo. IN RETURN FOR THE PAYMENT OF PREMIUM. AND . -' ECT TO ALL THE TERMS OF THIS POLICY, WE AGREE WITH YOU TO PROVIDE THE INSURANCE AS STATED IN THIS POUCY. RENEWAL OF: VUMA0045600 Tennant Ask Services insure 124 LaSalle Road West Hartford, CT 08107 A C THIS COVERAGE PART PROVIDES CLAIMS•MAQE COVERAGE WHICH PROVIDES LIABILITY COVERAGE ONLY IF A CLAIM IS MADE DURING THE POLICY PERIOD OR ANY APPUCABLE EXTENDED REPORTING PERIOD. PLEASE REVIEW THIS POLICY CAREFULLY AND DISCUSS THE COVERAGE WITH YOUR INSURANCE AGENT OR BROKER. FORM OF BUSINESS: Corporation PROFESSIONAL. SERVICES: Licensed Real Emote A re,, Miami Shores Village Building Department 10050 N.E.2nd Avenue, Miami Shores, Florida 33138 Tel: (305) 795-2204 Fax: (305) 756-8972 INSPECTION LINE PHONE NUMBER: (305) 762-4949 BUILDING PERMIT APPLICATION ( (BUILDING 0 ELECTRIC ❑ ROOFING PLUMBING ❑ MECHANICAL ❑PUBLIC WORKS JOB ADDRESS: 'u ° a A G (r^: 3i - City: Miami Shores Master Permit No. JUN 2 3 2015 FBC 20 L Sub Permit No. ❑ REVISION ❑ EXTENSION ❑ RENEWAL ❑ CHANGE OF ❑ CANCELLATION CONTRACTOR ❑ SHOP DRAWINGS County: Miami Dade Zip: Folio/Parcel#: Is the Building Historically Designated: Yes Occupancy Type: ‘' Load: Construction Type: CD 5 Flood Zone: OWNER: Name (Fee Simple Titleholder): 'F 1 e-5 T 0,-t 8 l'Cit3 Q(' (.'sV Address: 13,7 i ei c, exkli 0 r • 13,-.y City: 1..11 . to - State: BFE: NO FFE: Phone#: ?-b •(m `io Sto `i"\ Zip: ? g i Tenant/Lessee Name: Phone#: Email: CONTRACTOR: Company Name: e 9 - L-�- Phone* NO l - Address: City: r 41'1 f State: Pi, Zip: la, Qualifier Name: --bnoticetzkitC4 /' // iif.� Phone#: 3f 3441 WO State Certation or Registration #: Ly'[v O- ' q7S- ' Certificate of Competency #: DESIGNER: Architect/Engineer: Phone#: Address: City: State: Zip: Value of Work for this Permit: $ 4 `3`7‘-' Square/Linear Footage of Work: Type of Work: ❑ Addition ❑ Alteration Description of Wor 'uil�>a�a..NS ❑ New Repair/Replace ❑ Demolition [twat �lc�sa� �g 4 0,.2, j Specify color of color tlru tale; �0. 4:;3C10. 0° - �� co • Submittal Fee $ __ -� Perrr�i� F CCF $ CO/CC $ J Scanning Fee $ (GO -CJD Radon!ee $ S ,YS DBPR $ S. Els Notary $ 5 Technology Fee $ 1`- • `'L`" Training/Education Fee $ 2- (O`er Structural Reviews $ 12-0 (Revised02/24/2014) Double Fee $ It 11-53 Bond $ 611 TOTAL FEE NOW DUE $ I '340 • 1C- Bonding Company's Name (if applicable) Bonding Company's Address City State Zip Mortgage Lender's Name (if applicable) Mortgage Lender's Address City State Zip Application is hereby made to obtain a permit to do the work and installations as indicated. I certify that no work or installation has commenced prior to the issuance of a permit and that all work will be performed to meet the standards of all laws regulating construction in this jurisdiction. I understand that a separate permit must be secured for ELECTRIC, PLUMBING, SIGNS, POOLS, FURNACES, BOILERS, HEATERS, TANKS, AIR CONDITIONERS, ETC OWNER'S AFFIDAVIT: I certify that all the foregoing information is accurate and that all work will be done in compliance with all applicable laws regulating construction and zoning. "WARNING TO OWNER: YOUR FAILURE TO RECORD A NOTICE OF COMMENCEMENT MAY RESULT IN YOUR PAYING TWICE FOR IMPROVEMENTS TO YOUR PROPERTY. IF YOU INTEND TO OBTAIN FINANCING, CONSULT WITH YOUR LENDER OR AN ATTORNEY BEFORE RECORDING YOUR NOTICE OF COMMENCEMENT." Notice to Applicant: As a condition to the issuance of a building permit with an estimated value exceeding $2500, the applicant must promise in good faith that a copy of the notice of commencement and construction lien law brochure will be delivered to the person whose property is subject to attachment. Also, a certified copy of the recorded notice of commencement must be posted at the job site for the first inspection which occurs seven (7) days after the building permit is issued. In the absence of such posted notice, the inspection will not be approved and a reinspection fee will be charged. Signature OWNER or AGENT The foregoing instrument was acknowledged before me this L- day of QrQs-` 1 , 20 lS , by 1' "^,t 1 F: CSE. a3 , who is personally known to me or who has produced 'Fl tai- (, z. - -16)A `" identification and who did take an oath. NOTARY PUBLIC: `\eo l l i iAis//''''%, Sign: _ i-- a��'�a,- = Print: _ cl : 44,„ "89/ :7,.4788/0 /4. Seal: . F'' ,tqg /,,'0,FL 0 RID�r‘\\```�\\\\ iiia ************************************************************ Signature s • CcNTRACTOR The foregoing instrument was acknowledged before me this 11 day of k , 20 8 b , by Neo., e , who is personally known to me or who has produced as identification and who did take an oath. NOTARY PUBLIC: Sign: Print: Seal: APPROVED BY (Revised02/24/2014) Plans Examiner r W,i;icecV Co xreJ' Structural Review NANCY CORTES Notary Public - State at Flotlda CommNajpn • FF 201085 WeikilitittimiperfebBondedtNOUOh National Notary Ass *********** Zoning Clerk Detail by Entity Name Page 1 of 2 Detail by Entity Name Florida Limited Liability Company FIRST MB PROPERTY, LLC Filing Information Document Number L09000098832 FEI/EIN Number 271114007 Date Filed 10/13/2009 Effective Date 10/13/2009 State FL Status ACTIVE Last Event REINSTATEMENT Event Date Filed 10/05/2011 Principal Address 3400 NW 7 AVENUE MIAMI, FL 33127 Changed: 04/11/2015 Mailing Address 3400 NW 7 AVENUE MIAMI, FL 33127 Changed: 04/11/2015 Registered Agent Name & Address GAYOSSO, AMALFI 3400 NW 7 AVENUE MIAMI, FL 33127 Address Changed: 04/11/2015 Authorized Person(s) Detail Name & Address Title MGRM AMALFI GAYOSSO 3400 NW 7 AVENUE MIAMI, FL 33127 Annual Reports http://search. sunbiz.org/Inquiry/CorporationSearch/SearchResultDetail?inquirytype=Entity... 5/6/2015 Ac CERTIFICATE OF LIABILITY INSURANCE ( DATE(MMroDIYYYY) • • 06/23/15 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(les) must be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER South Pacific Professional Ins. 500 K W. 49th Street Hialeah, FL 33012 Phone (305)825-3535 INSURED WADRA, LLC. 46 NW 36 ST SUITE:5 MIAMI , FL 33127 ji CONTACT NAME: NAMSOUTH PACIFIC PROF. INS. I PHONE (305)825-3535 114 4 -La..):___ (arc Vo) _ (305)825-5694 (oR sppinsurancx?©hotmail.com INSURERS) AFFORDING COVERAGE NAIC 0 Fax (305)825-5694 1 INSURER A: UNITED SPECIALTY INSURANCE CO. IINSURER C : INSURER D 305 ! INSURER E : INSURER F : CERTIFICATE NUMBER: REVISION NUMBER: ` THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD ( INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. 1 INSURER B COVERAGES INSR A I TYPE OF INSURANCE —-_ IADDISUBT •I�SB I I i ( I POLICY NUMBER ._l.(faaroDYrrr)_(MxronmrY�.r._ CGD00005419-01 IPOuCY EFF ! i 110/27/2014 1 POUCY EXP 10/27/2015 uMrrs 1 GENERAL LIABILITY COMMERCIAL GENERAL LIABILITY JLTRj__ EACH OCCURRENCE ! $ 1,000,000.00 DAMAGE TO RENTED 1 PREMISES jEaner,uremo) $ 50,000.00 I ❑ ❑ CLAIMS -MADE OCCUR MED EXP (Any one person) I $ 5,000.00 0 PERSONAL & ADV INJURY j $ 1,000,000.00 { ! ❑ GENERAL AGGREGATE 1$ 2,000,000.00 GENIIAGGREGATE LIMIT APPLIES PER: I 0 POUCY 0 30 ❑ LOC PRODUCTS - COMP/OP AGG 1 $ 2,000,000.00 1 AUTOMOBILE UABILITY ❑ ANY AUTO ALL OWNED SCHEDULED i ❑ AUTOS ❑ AUTOS NON -OWNED D HIRED AUTOS ❑ AUTOS ❑ S I IBODILY I COMBINED accident) SINGLE LIMIT I $ BODILY INJURY (Per person) f$ —! — — 1— — — — INJURY (Per accident): $ PROPERTY DAMAGE i $ e $ UMBRELLA EI ❑ ❑OCCUR j❑ EXCESS UAB LM D CLAIMS -MADE N / A ; , 1 I ----`__� ..__ _..r Ei EACH OCCURRENCE 1 8 AGGREGATE $ ' 1 0 DED ❑ RETENTION$ ` 1$ 1 WORKERS COMPENSATION AND EMPLOYERS' UABILnY Y t N ' ANY PROPRIETOR/PARTNER/EXECUTIVE1 _ OFFICER/MEMBER EXCLUDED? r- - I (Mandatory in NH) 1_^ If qes describe under (._DESCRIPTION OF OPERATIONS below 1 , - •WC STATU- ?JIM TORYJ.IMITS ❑ ER EL. EACH ACCIDENT $ -} E.L. DISEASE - EA EMPLOYEE $ -EL DISEASE - POLICY UMrr j 8 I DESCRIPTION OF OPERATIONS / LOCATIONS /VEHICLES (Attach ACORD 101, Additlonal Remarks Schedule, if more space Is required) '_ICENSE #: CGC059495 CERTIFICATE HOLDER CITY OF MIAMI SHORES VILLAGE BUILDING DEPARTMENT 10050 NE 2 AVE MIAMI FL 33138 ACORD 25 (2010105) QF SHOU THE ACCO ANY 0 IRATION ANC THE ABOVE DE +ATE CRIBED POLICIES BE CANCELLED BEFORE NOTICE WILL BE DELIVERED IN PROVISIONS. © 1988-2010 ACORD CORPORATION. All rights reserved. The ACORD name and logo are registered marks of ACORD , Report Viewer t00% I Page 1 of 1 JEFF ATWATER CHIEF FINANCIAL OFFICER STATE OF FLORIDA DEPARTMENT OF FINANCIAL SERVICES DIVISION OF WORKERSCOMPENSATION • * CERTIFICATE OF ELECTION TO SE EXEMPT FROM FLORIDA WORKERS' COMPENSATION LAW • • CONSTRUCTION INDUSTRY EXEMPTION This ogees that the Individual listed below has elected to be exempt from Florida Workers' Compensation law. EFFECTIVE DATE: 10/6/2014 EXPIRATION DATE: 10/412018 PERSON: CURE DRAGUISA FEIN: 364848888 BUSINESS NAME AND ADDRESS: WADRA LLC 461AN3/38705 MIAMI FL 33127 SCOPES OF BUSINESS OR TRADE: LICENSED GENERAL LICENSED ROOFING CONTRACTOR CONTRACTOR Pubst* Vac* 4441e3d141. F.S.„ Go Om of cat*dabbe vino Wean al l bet mabetbenebto toundoletben utdat nits chapter, Perlman* be OOPS ibibin bet moon el Inn busbeen Leads Wag on No nolo* exam to bo wve. =wool end biontenlso GI Melon to be comp MO be Woe! to romance ow Vaal Pie wean fumed an Ine mite et betebbele no longer motto 04 reepdbeenente ot tne section ON *I [deg 4 evaded of electron undo -tea semen election to be ebentpt., beery aro). DI/00qt, Noun el enema to be ebe weed Who inedldbd o1aQ bendcate, a dennleatek The deponent 04 newts OF8-F24,A1C452 CERTIFICATE OF ELECTION TO SE EXEMPT REVISE) 07.12 /WEAPONS? (660013,1809 https://appaildfs.com/crreportviewer/reportViewer.aspedata=kdvpginc9D7Q3gH6TER6... 11/7/2014 Miami Shores Village Building Department 10050 N.E.2nd Avenue Miami Shores, Florida 33138 Tel: (305) 795.2204 Fax: (305) 756.8972 Notice to Owner — Workers' Compensation Insurance Exemation Florida Law requires Workers' Compensation insurance coverage under Chapter 440 of the Florida Statutes. Fla. Stat. § 440.05 allows corporate officers in the construction industry to exempt themselves from this requirement for any construction project prior to obtaining a building permit. Pursuant to the Florida Division of Workers' Compensation Employer Facts Brochure: An employer in the construction industry who employs one or more part-time or full-time employees, including the owner, must obtain workers' compensation coverage. Corporate officers or members of a limited liability company (LLC) in the construction industry may elect to be exempt if: 1. The officer owns at least 10 percent of the stock of the corporation, or in the case of an LLC, a statement attesting to the minimum 10 percent ownership; 2. The officer is listed as an officer of the corporation in the records of the Florida Department of State, Division of Corporations; and 3. The corporation is registered and listed as active with the Florida Department of State, Division of Corporations. No more than three corporate officers per corporation or limited liability company members are allowed to be exempt. Construction exemptions are valid for a period of two years or until a voluntary revocation is filed or the exemption is revoked by the Division. Your contractor is requesting a permit under this workers' compensation exemption and has acknowledge that he or she will not use day labor, part-time employees or subcontractors for your project. The contractor has provided an affidavit stating that he or she will be the only person allowed to work on your project. In these circumstances, Miami Shores Village does not require verification of workers' compensation insurance coverage from the contractor's company for day labor, part-time employees or subcontractors. BY SIGNING BELOW YOU ACKNOWLEDGE THAT YOU HAVE READ THIS NOTICE AND UNDERSTAND ITS CONTENTS. Signature: Owner State of Florida County of Miami -Dade The foregoing was acknowledge before me this a/ day of \ 1"1� v t , 20 1 1 . By k Ni 1 F-1 l� �a1 ®S S 0 who is personally known to me or has produced r`_.identification. SEAL: m,,,, NANCY CORTES (�� ; Notary Public - State of Florida Commission # FF 201085 4:5 My Comm. Expires Feb 24, 2019 rin J1,7, ,l.•• gopdadthrouhNationaI Notary Assn. Project Address Miami Shores Village 10050 N.E. 2nd Avenue NE Miami Shores, FL 33138-0000 Phone: (305)795-2204 1090 NE 105 Street Miami Shores, FL 33138-2106 Owner Information Parcel Number esldential'Coni lic kCta, srflc iio ,.Alt raI 'eirrait State : ARO\ Expiration: 05/30/2016 Applicant Address 1122320280100 Block: Lot: FIRST MB PROPERTY LLC Phone CeII 1951 NW 7 Avenue MIAMI FL 33158 - Valuation: Total Sq Feet: $ 13,000.00 0 Approved: In Review Comments: Date Approved: : In Review Date Denied: Type of Construction: 26 WINDOWS AND Stories: Front Setback: Left Setback: Bedrooms: Plans Submitted: Yes Certificate Date: Bond Return : 6 DOORS REM( Occupancy: Single Family Exterior: Rear Setback: Right Setback: Bathrooms: Certificate Status: Additional Info: Classification: Residential Fees Due CCF CO/CC Fee DBPR Fee DCA Fee Education Surcharge Notary Fee Permit Fee Plan Review Fee (Engineer) Plan Review Fee (Engineer) Plan Review Fee (Engineer) Plan Review Fee (Engineer) Scanning Fee Technology Fee Total: Amount $7.80 $50.00 $12.15 $12.15 $2.60 $5.00 $810.00 $160.00 $120.00 $120.00 $120.00 $60.00 $10.40 $1,490.10 Pay Date Pay Type Invoice # RC -6-15-56080 06/24/2015 Check #: 101 12/02/2015 Credit Card Amt Paid Amt Due $ 150.00 $ 1,340.10 $ 1,340.10 $ 0.00 Available Inspections: Inspection Type: Final PE Certification Window Door Attachment Framing Insulation Drywall Screw Window and Door Buck Fill Cells Columns Review Structural Review Structural Review Structural Review Mechanical Review Mechanical Review Mechanical Review Planning Review Plumbing Review Plumbing Review Building Review Building Review Building Review Electrical Review Electrical Review Structural In consideration of the issuance to me of this permit, I agree to perform the work covered hereunder in compliance with all ordinances and regulations pertaining thereto and in strict conformity with the plans, drawings, statements or specifications submitted to the proper authorities of Miami Shores Village. In accepting this permit I assume responsibility for all work done by either myself, my agent, servants, or employes. I understand that separate permits are required for ELECTRICAL, PLUMBING, MECHANICAL, WINDOWS, DOORS, ROOFING and SWIMMING POOL work. OWNERS AFFIDAVIT: I certify that all the foregoing information is accurate and that all work will be done in compliance with all applicable laws regulating construction and zoning. Futhermore, I authorize the above-named contractor to do the work stated. Authorized Signature: Owner / Applicant / Building Department Copy Contractor / Agent December 02, 2015 Date December 02, 2015 1 WAD RA 46 NW 36st apt 5 miami F133127 April 30, 2015 State of Florida Miami -Dade County Before me this personally appeared Draguisa Cure who, being duly sworn, deposes and says: That she will be the only person working on the project located at, 1090 NE 105 Street Miami Shore, FL 33138. Sworn to and subscribed before me this April day of 30 2015* Personal know Or produced Identification CC, 0 I 3 fip - -2-(0 1 Type of identification produced ft, 0 n we( Lc %A- ,cc.t. Print, type or stamp name of notary ekollsmdiodbidloilhodmodelenhoinnommannisio 1 eor's4NANCY CORTES I 1 +'t Notary Public - State of Florida • �S Commission dr FF 201085 " a My Comm. Expires Feb 24, 2019 4 '' 4,1,20% Bonded through National Notary Assn Property Itemized Cost Estimate for Property 1090 NE 105 St Date: 10/30/2014 Property Address: 1090 NE 105 Street City, State, Zip,: Miami, Fl Phone Number: 786-340-5694 Contact: Amalfi Gayosso • • • • • •• • • • • ••• • • • •••• • • • • • •••• • •••• • • • ••• •• •••• • • • • • • • • • • • •• • • • • ••• • • • ••• • • • • • R 4. Itemized Cost Estimate for Project 1090 NE 105 ST 1. General Requirements $5,000 2. Demolition/Abatement/Clean-up $10,000 3. Carpentry 0 4. Tile $16,000 5. Paint $7,000 6. Garage door $4,500 7. Electrical $4,000 8. Roof $12,000 9. Plumbing $6,000 10. Appliances $6,000 11. Landscaping/hardscape $2,500 12. Fencing 0 13. Stucco 0 14. Plaster $2,000 15. Drywall $6,000 16. Stucco 0 17. Flooring $28,000 18. Carpet • 0 19. Vinyl • ••• •• . •• • • • •. •. 0 • 20. Counter tops • • • • $3,5QQ • 21. Cabinets ••• •• '• $4,SD0••.: 22. • Windows"' • $15,41••• 23. Doors •••••• •••• •••••• $1091PoA••• • 24. Toilets ••• • • $1 000 •. , 25. Bath tub(s) • • • • ••• • $2,000 • 26. Shower(s) • ••• •..• • • • $1,500 27. Hardware $2,000 28. Pool $2,500 29. HVAC check $10,000 30. Termite work for Sec. 1 0 31. End Total $161,000 Description of work being done: 4,000 square foot house to get central ac, new flooring, new impact windows and doors, architecture plans, paint inside and outside, deck on second floor. Will demolish all three bathrooms, and remodel them with travertine. Opening up kitchen and putting granite countertop. Replace garage door. astpAusheo4 • • • . . . ........ ........ „ „ .......... „ . „ . 87(71) ...........„„„„...„. ..„..„........„....... • • .. ' ..... „.,....„. . • FLP.1/23).99. comer 19.45' 5' 1.35' (4)(499'091 • •• • • • • • •• TWO STORY RESIDENCE 4r1090 39.65' 2v0;441' POOL 31.5$ ; r77:1re 31,55' : 0 4.©' a • • • • • • •• --- • • • W.5. • • •• ••• • • • • • • Accepted By: • • •• • CANAL • ••• • • •• • • ••• • • • • •• ••• • • • •• •• •• •• • •• • •••• 10.55' 1.35' FOUND NAIL IP SURVEYOR'S CERTIFICA110k: II THAT THIS 'BOUNDARY SURVEY IS A TRUE AND CORRECT roperty Address: 1090 406:STftWir ••• •• MIAM;sp)Rv, tt.:33138: :• •• 1 • • •• •• • • e ••• • • • ••• 1 NOTES: NO NOTES j/// ZA 7////// 0 xx 11111 C.U.E. I.E./E.E. U.E. tAtMtNt CENTER UNE WOOD DECK , CONCRETE ASPHALT BRICK / TILE WATER APPROXIMATE EDGE OF WATER COVERED AREA TREE POWER POLE CATCH BASIN COUNTY UTILITY EASEMENT INGRESS / EGRESS EASEMENT UTILITY EASEMENT SG! • ELEV P.T. P.C. P.R.M. P.C.C. P.R.C. P.O.B. P.O.C. P.C.P. M D C L.M.E. R.O.E. SET PIN CONTROL POINT CONCRETE MONUMENT BENCHMARK ELEVATION POINT OF TANGENCY POINT OF CURVATURE PERMANENT REFERENCE MONUMENT POINT OF COMPOUND CURVATURE POINT OF REVERSE CURVATURE POINT OF BEGINNING POINT OF COMMENCEMENT PERMANENT CONTROL POINT FIELD MEASURED PLATTED MEASUREMENT DEED CALCULATED LAKE OR LANDSCAPE MAINT. ESMT. ROOF OVERHANG EASEMENT TYP. I.R. I.P. N&D PK NAIL D.H. ® M.H. 0.H.L TX CATV W.M. P/E CONC. ESMT D.E. L.B.E. L.A.E. TYPICAL IRON ROD IRON PIPE NAIL & DISK PARKER-KALON NAIL DRILL HOLE WELL FIRE HYDRANT MANHOLE OVERHEAD UNES TRANSFORMER CABLE TV RISER WATER METER POOL EQUIPMENT CONCRETE SLAB EASEMENT DRAINAGE EASEMENT LANDSCAPE BUFFER EASEMENT LIMITED ACCESS EASEMENT A/C S/W DWY SCR. GAR 9 ENCL N.T.S. F.F. T.O.B. E.O.W. E.O.P C.V.G. B.S.L S.T.L R/W P.U.E. C.M.E. A.E. AIR CONDITIONER SIDEWALK DRIVEWAY SCREEN GARAGE ENCLOSURE NOT TO SCALE FINNISHED FLOOR TOP OF BANK EDGE OF WATER EDGE OF PAVEMENT CONCRETE VALLEY GUTTER BUILDING SETBACK UNE SURVEY TIE UNE CENTER LINE RIGHT-OF-WAY PUBLIC UTILITY EASEMENT CANAL MAINTENANCE EASEMENT ANCHOR EASEMENT Property Address: 1090 N.E. 105 STREET MIAMI SHORES, FL 33138 Flood Information: Community Number: Panel Number: Suffix: Date of Firm Index: Flood Zone: Base Flood Elevation: Date of Field Work: Date of Completion: 120652 12086C0306L L 9/11/2009 AE 8 11/11/2014 11/14/2014 General Notes: 1. The Legal Description used to perform this survey was supplied by others. This survey does not determine or is not to imply ownership. 2. This survey only shows above ground improvements. Underground utilities, footings, or encroachments are not located on this survey map. 3. If there is a septic tank, well, or drain field on this survey, the location of such items was shown to us by others and the information was not verified. 4. Examination of the abstract of title will have to be made to determine recorde instruments, if any, effect this property. The lands shown herein were not abstracted for easement or other recorded encumbrances not shown on the plat. 5. Wall ties are done to the face of the wall. 6. Fence ownership is not determined. 7. Bearings referenced to line noted B.R. 8. Dimensions shown are platted and measured unless otherwise shown. 9. No identification found on property comers unless noted. 10. Not valid unless sealed with the signing surveyors embossed seal. 11. Boundary survey means a drawing and/or graphic representation of the survey work performed in the field, could be drawn at a shown scale and/or not to scale. 12. Elevations if shown are based upon NGVD 1929 unless otherwise noted. 13. This is a BOUNDARY SURVEY unless otherwise noted. 14. This survey is exclusive for the use of the parties to whom it is certified. The certifications do not extend to any unnamed parties. 15. This survey shall not be used for construction/permitting purposes without written consent from Miguel Espinosa. Legal Description: LOT 10, BLOCK 1, OF SUBDIVISION MIAMI SHORES ESTATES, ACCORDING TO THE PLAT THEREOF AS RECORDED IN PLAT BOOK 47, PAGE 58, OF THE PUBLIC RECORDS OF MIAMI-DADE COUNTY, FLORIDA PRINTING INSTRUCTIONS: While viewing the survey.im al!y AcjelaatRpm, ••. select the File Drop-down a tdmIeet:PV1 ' :. .• Select a color printer, if aw iJatle; Orat lOatt Noe Okla 8.5" x 14" paper. Select ALL for Print Range, and the # of copies•you • would like to print out..•. . . • • Under the "Page Scalir=g ;ple'akemake Sure yoy taw•� selected "None." • •' • • • • • • • • • Do not check the "AutoRotate and Center" button. Check the "Choose Papeosize lo%ppVQhe•ckbgx..•• Click OK to Print.• • • • • • • • • • • • • •• • •. •• • • • •• •• • •i • • ••••• • • ertl 11 ed o tSr� B P'OP RTY, C;ND EWE T r FORT LAUDERDALE, INC.; OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY; ANCHOR LOANS, INC., A CALIFORNIA CORPORATION ; . Its'successors and/or assigns as their interest may appear. Please Copy below for Policy Preparation Purposes only: This policy does not insure against loss or damage by reason of the following exceptions: Any rights, easements, interests or claims which may exist by reason of, or reflected by, the following facts shown on the survey prepared by MIGUEL ESPINOSA dated 11/14/2014 bearing Job # A-53770 : a) NO NOTES b) c) 0,01 'P.1.P.UY 7' 14.45' fi 0.38' •• •• .. ��r • • • ••• • SPaal/a': • 0 0 .. • • • • eh5. 00'(PXM) • •�� CANAL • ••• •••• •••• •.. . • •• • •. •• • • • ••• ... Accepted By: roperty Address: 1090 ALE. 4066TRE€t ; •:• MIAMCSH4RiS, Ftpv48: .. .• •• ••. •• ••:•• r . / /4 ,,.,�. . , / � ,,. —•^ -•-1.35' �P NAIL — NOTES: NO NOTES SURVEYOR'S CERTIFICATION: lyrEEMORtit THAT THIS 'BOUNDARY SURVEY' ISA TRUE AND CORRECT /////// '' 'N wy� WMM tAatMLNI CENTER LINE WOOD DECK • CONCRETE • ASPHALT BRICK / TILE WATER - APPROXIMATE EDGE OF WATER i C.U.E. I.E./E.E. U.E. COVERED AREA TREE POWER POLE CATCH BASIN COUNTY UTILITY EASEMENT INGRESS / EGRESS EASEMENT UTILITY EASEMENT SLI • ELEV P.T. P.C. P.R.M. P.C.C. P.R.C. P.O.B. P.O.C. P.C.P. M P C L.M.E. R.O.E. SET PIN CONTROL POINT CONCRETE MONUMENT BENCHMARK ELEVATION POINT OF TANGENCY POINT OF CURVATURE PERMANENT REFERENCE MONUMENT POINT POINT POINT POINT OF COMPOUND CURVATURE OF REVERSE CURVATURE OF BEGINNING OF COMMENCEMENT PERMANENT CONTROL POINT FIELD MEASURED PLATTED MEASUREMENT DEED CALCULATED LAKE OR LANDSCAPE MAINT. ESMT. ROOF OVERHANG EASEMENT TYP. I.R. I.P. N&D PK NAIL D.H. 4^l, D M.H. Q.H.L. Ex CATV W.M. P/E CONC. ESMT D.E. L.D.E. L.A.E. TYPICAL IRON ROD IRON PIPE NAIL & DISK PARKER—KALON NAIL DRILL HOLE WELL FIRE HYDRANT MANHOLE OVERHEAD LINES TRANSFORMER CABLE TV RISER WATER METER POOL EQUIPMENT CONCRETE SLAB EASEMENT DRAINAGE EASEMENT LANDSCAPE BUFFER EASEMENT LIMITED ACCESS EASEMENT A/C S/W DWY SCR. GAR ENCL N.T.S. F.F. T.O.B. E.O.W. E.O.P C.Y.G. B.S.L. S.T.L. R/W P.U.E. C.M.E. A.E. AIR CONDITIONER SIDEWALK DRIVEWAY SCREEN GARAGE ENCLOSURE NOT TO SCALE FINNISHED FLOOR TOP OF BANK EDGE OF WATER EDGE OF PAVEMENT CONCRETE VALLEY GUTTER BUILDING SETBACK LINE SURVEY TIE UNE CENTER UNE RIGHT—OF—WAY PUBLIC UTILITY EASEMENT CANAL MAINTENANCE EASEMENT ANCHOR EASEMENT Property Address: 1090 N.E. 105 STREET MIAMI SHORES, FL 33138 Flood Information: Community Number: Panel Number: Suffix: Date of Firm Index: Flood Zone: Base Flood Elevation: Date of Field Work: Date of Completion: 120652 12086C0306L L 9/11/2009 AE 8 11/11/2014 11/14/2014 General Notes: 1. The Legal Description used to perform this survey was supplied by others. This survey does not determine or is not to imply ownership. 2. This survey only shows above ground improvements. Underground utilities, footings, or encroachments are not located on this survey map. 3. If there is a septic tank, well, or drain field on this survey, the location of such items was shown to us by others and the information was not verified. 4. Examination of the abstract of title will have to be made to determine recorde instruments, if any, effect this property. The lands shown herein were not abstracted for easement or other recorded encumbrances not shown on the plat. 5. Wall ties are done to the face of the wall. 6. Fence ownership is not determined. 7. Bearings referenced to line noted B.R. 8. Dimensions shown are platted and measured unless otherwise shown. 9. No identification found on property comers unless noted. 10. Not valid unless sealed with the signing surveyors embossed seal. 11. Boundary survey means a drawing and/or graphic representation of the survey work performed in the field, could be drawn at a shown scale and/or not to scale. 12. Elevations if shown are based upon NGVD 1929 unless otherwise noted. 13. This is a BOUNDARY SURVEY unless otherwise noted. 14. This survey is exclusive for the use of the parties to whom it is certified. The certifications do not extend to any unnamed parties. 15. This survey shall not be used for construction/permitting purposes without written consent from Miguel Espinosa. Legal Description: LOT 10, BLOCK 1, OF SUBDIVISION MIAMI SHORES ESTATES, ACCORDING TO THE PLAT THEREOF AS RECORDED IN PLAT BOOK 47, PAGE 58, OF THE PUBLIC RECORDS OF MIAMI-DADE COUNTY, FLORIDA PRINTING INSTRUCTIONS: While viewing the survey ire ant Acrobatflager, • • • select the File Drop-down add seZeot "$rZrrt• ; • Select a color printer, if auailab.le:ot pt Imet gri With. 8.5" x 14" paper. Select ALL for Print Range, and the # of copies you would like to print out. • • • • • • • Under the "Page Scaling" pll ge melte sti you• have selected "None." • •' ' •' � • • • • e Do not check the "AutoRotate and Center" button. Check the "Choose Paper size b•y PDF�'chegkbo4. • • • Click OK to Print. •• • • • • • • • • • • • • • • • • • •• •• • • • •• •• • • • ••• • • • ••• certified To: FIRST MB PROPERTY, LLC; fKIDE -E DENT TI(LE O FORT LAUDERDALE, INC.; OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY; ANCHOR LOANS, INC., A CALIFORNIA CORPORATION ; . Its'successors and/or assigns as their interest may appear. Please Copy below for Policy Preparation Purposes only: This policy does not insure against loss or damage by reason of the following exceptions: Any rights, easements, interests or claims which may exist by reason of, or reflected by, the following facts shown on the survey prepared by MIGUEL ESPINOSA dated 11/14/2014 bearing Job # A-53770 : a) NO NOTES b) c)