R-0918-94 RESOLUTION NO. 918-94
A RESOLUTION OF MIAMI SHORES VILLAGE, FLORIDA,
EXPRESSING OPPOSITION TO U.S. HOUSE BILL 3191
AND SENATE BILL 1405 REGARDING THE NATIONAL
FLOOD INSURANCE REFORM ACT OF 1993 AS
CURRENTLY WORDED AND RECOMMENDING REVISIONS
THERETO.
WHEREAS, the current Bills referenced above are being
deliberated in the U.S. House of Representatives and Senate as the
National Flood Insurance Reform Act of 1993; and
WHEREAS, the proposed legislation recognized the need for
reform of the present national flood insurance program to be more
actuarially sound; and
WHEREAS, the proposed legislation would require mapping the
entire U.S. coastline at a cost of twenty-five million dollars
($25,000,000.00) to be paid from insurance policy premiums in order
to establish thirty (30) year and sixty (60) year erosion zones;
and
WHEREAS, the establishment of said thirty (30) and sixty (60)
year erosion control zones is arbitrary and unpredictable
throughout the United States and is highly controversial; and
WHEREAS, the proposed legislation does not permit flood
insurance for any new construction or additions to existing
structures located in the thirty (30) year zone; and
WHEREAS, the proposed legislation does not permit flood
insurance for any non-residential structure or residential
structure not readily movable that is located in the sixty (60)
year zone; and
WHEREAS, the legislation would prohibit federally backed
mortgage financing institutions from financing structures within
flood-prone areas unless such structures were insured under the
national flood insurance program; and
WHEREAS, the legislation would, therefore, greatly diminish
the value of property within virtually every coastal community in
the nation because owners could not insure the structures on their
property or sell to buyers who desire to finance the purchase of
such property; and
WHEREAS, the severe economic impact of the proposed
legislation on coastal tax bases has not been considered, and the
impact far exceeds the intent of the Bills; and
WHEREAS, the Miami Shores Village Council supports and joins
the Dade County League of Cities which also oppose the proposed
legislation,
NOW, THEREFORE, IT IS HEREBY RESOLVED BY THE MIAMI SHORES
VILLAGE COUNCIL, THAT:
Section 1 . Miami Shores Village urges the U.S. House and
Senate to reject HR Bill 3191 and Senate Bill 1405 in their current
form due to the devastating impact on the tax base in Dade County
and the entire State of Florida, and due to the fundamental
unfairness to the nation's coastal property owners, in particular,
those in Florida who make up approximately forty (40%) per cent of
all national flood insurance program policy holders.
Section 2 . Miami Shores Village further recommends that the
controversial mapping to create thirty (30) and sixty (60) year
coastal zones of erosion be deleted until it can be proven that
this mapping will have a beneficial impact on the fund and that the
policy holders will derive some benefits from this exercise.
Section 3 . Miami Shores Village recommends that the U.S.
House and Senate enact compromise legislation which would:
A. Delete the controversial erosion control measures
delineated in HR Bill 3191 and Senate Bill 1405, specifically the
mapping of the thirty (30) and sixty (60) year erosion control
zones and the denial of insurance to properties located within
those zones;
B. Call for a broad-based economic impact study to
determine the impact on the local communities; and
C. Allow the local communities to address local erosion
problems in a rational manner as opposed to utilizing the arbitrary
mapping concept.
Section 4 . The Village Clerk of Miami Shores Village is
hereby directed to submit copies of this Resolution to all members
of the Florida Congressional Delegation and all cities within Dade
County; the Board of County Commissioners of Metropolitan Dade
County, and to the Dade County League of Cities.
Section 5. This Resolution shall take effect immediately upon
adoption.
PASSED and ADOPTED on the 15th day of March
1994 .
ATTEST:
William J. Alef f nan, Mayor
Scott W. Davis
Village Clerk
APPROVED AS TO FORM:
William F. F n , Jr.
Village Attorney